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State markets/New York/Sullivan County

COUNTY MORTGAGE MARKET · FIPS 36105

Sullivan County, New York

Who lends in Sullivan County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$495.5M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

1,638

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

21.6%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

213

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 213 lenders that originated in Sullivan County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

253

unconcentrated

Top-5 lender share

25.4%

of originations

Purchase

62.5%

829 loans

Refinance

37.5%

498 loans

Origination trend

Annual mortgage origination volume and loan count in Sullivan County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Sullivan County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Sullivan County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR SULLIVAN COUNTY

TOP TEN LENDERS IN SULLIVAN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

89$31.8M$31.8M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
143$29.8M$29.8M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
72$25.7M$25.7M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
61$19.8M$19.8M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
51$18.9M$18.9M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
56$18.2M$18.2M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1$17.7M$17.7M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
44$16.1M$16.1M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
103$14.0M$14.0M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
59$13.2M$13.2M originated in Sullivan County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Sullivan County

All 62 ZIP Code Tabulation Areas that touch Sullivan County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
62 OF 62 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
55 of the 7 Sullivan County tracts this ZIP area touches sit mostly inside it.16,55048.4%3,195TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Sullivan County tracts this ZIP area touches sit mostly inside it.8,53323.7%1,759TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Sullivan County tracts this ZIP area touches sit mostly inside it.7,93118.9%2,803TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Sullivan County tracts this ZIP area touches sit mostly inside it.5,84245.5%1,207TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Sullivan County tracts this ZIP area touches sit mostly inside it.5,43252.0%495TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Sullivan County tracts this ZIP area touches sit mostly inside it.4,12224.3%1,244TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Sullivan County tracts this ZIP area touches sit mostly inside it.3,78456.0%545OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Sullivan County tract this ZIP area touches sit mostly inside it.3,36613.0%1,208OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Sullivan County tracts this ZIP area touches sit mostly inside it.3,07531.9%752OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Sullivan County tracts this ZIP area touches sit mostly inside it.2,41315.5%683OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Sullivan County tracts this ZIP area touches sit mostly inside it.2,31551.7%419OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Sullivan County tracts this ZIP area touches sit mostly inside it.2,25127.9%615OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Sullivan County tract this ZIP area touches sit mostly inside it.2,24317.8%723OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Sullivan County tracts this ZIP area touches sit mostly inside it.2,20319.3%866OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Sullivan County tracts this ZIP area touches sit mostly inside it.2,19612.7%978OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Sullivan County tracts this ZIP area touches sit mostly inside it.1,54627.9%508OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Sullivan County tracts this ZIP area touches sit mostly inside it.1,44812.2%545OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Sullivan County tracts this ZIP area touches sit mostly inside it.1,40514.8%582OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Sullivan County tracts this ZIP area touches sit mostly inside it.1,16112.7%473OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Sullivan County tracts this ZIP area touches sit mostly inside it.80814.0%380OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 5 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Sullivan County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

31 of Sullivan County’s 31 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Sullivan County

All 31 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

31 OF 31 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle108.8%3,36613.0%OPEN →
Middle110.8%2,09219.9%OPEN →
0.0%1,19815.9%OPEN →
Middle119.6%1,16112.7%OPEN →
Upper134.2%2,98915.2%OPEN →
Middle99.4%3,07531.9%OPEN →
Middle110.1%1,65226.6%OPEN →
Moderate57.5%3,21550.8%OPEN →
Middle88.8%2,21753.8%OPEN →
Moderate56.6%2,32433.7%OPEN →
Middle91.2%2,25127.9%OPEN →
Middle81.8%3,51853.4%OPEN →
Middle92.8%2,31551.7%OPEN →
Upper131.7%3,78456.0%OPEN →
Upper145.6%4,31922.4%OPEN →
Middle116.4%4,21425.0%OPEN →
Upper137.7%1,75620.6%OPEN →
Middle119.0%2,36627.0%OPEN →
Moderate57.6%2,89834.6%OPEN →
Middle105.8%3,40042.1%OPEN →
Upper160.1%3,44331.3%OPEN →
Upper176.1%80814.0%OPEN →
Middle102.5%3,00858.1%OPEN →
Moderate58.3%3,80172.2%OPEN →
Middle105.2%1,54627.9%OPEN →
Middle116.5%2,41315.5%OPEN →
Upper137.1%2,20319.3%OPEN →
Middle115.2%1,44812.2%OPEN →
Moderate77.7%1,40514.8%OPEN →
Middle95.2%2,19612.7%OPEN →
Upper151.6%2,24317.8%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

79,721

Median household income

$72,382

Median home value

$249,000

Median gross rent

$1,106

per month

Owner-occupied

67.4%

of occupied units

Housing units

49,994

37.1% vacant

Poverty rate

15.9%

Unemployment

5.8%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Low

score 78.3

Social vulnerability

Relatively Moderate

Community resilience

Relatively Moderate

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

86

Declarations recorded

35

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Other, Severe Storm, Snowstorm.

Everything we hold on Sullivan County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Sullivan County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Sullivan CountyEvery reported application and origination in FIPS 36105, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Sullivan County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

37

Purchase share

56.8%

21 loans

IRRRL refinances

7

Cash-out refinances

9

2026372179
2025331878
20243120110
20233222010
202224717
202190324612
202070411712
20195131218
20185429421
20174627910
20164725139
20153719810

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Sullivan County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Sullivan County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

474

−18.0% vs 2024

Multifamily · 2025

94

−47.5% vs 2024

Total authorized · 2025

568

−25.0% vs 2024

Permit valuation · 2025

$174.3M

authorized construction value

Units authorized by year

Sullivan County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02505007501K1990199219941996199820002002200420062008201020122014201620182020202220242025568 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Sullivan County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Foreign - Other flows, FR
outflow2223Other flows - South, DS481805$36.3M
inflow2223Orange County, NY455897$28.0M
outflow2223Orange County, NY338674$20.1M
inflow2223Other flows - South, DS244391$12.9M
inflow2223Kings County, NY209545$21.8M
outflow2223Other flows - Northeast, DS200345$19.2M
inflow2223Other flows - Northeast, DS166281$13.0M
outflow2223Ulster County, NY138236$7.0M
inflow2223Ulster County, NY129239$10.0M
inflow2223Queens County, NY123217$12.2M
outflow2223Kings County, NY99280$15.5M
inflow2223New York County, NY98155$24.6M
outflow2223Other flows - West, DS90134$8.0M
inflow2223Bronx County, NY73138$4.5M
inflow2223Other flows - West, DS6999$3.3M
outflow2223Queens County, NY60101$4.6M
inflow2223Rockland County, NY56213$2.3M
outflow2223Other flows - Midwest, DS5497$2.2M
outflow2223Rockland County, NY52165$2.0M
outflow2223New York County, NY5297$8.6M
inflow2223Westchester County, NY5084$5.2M
inflow2223Nassau County, NY4175$5.5M
outflow2223Pike County, PA4170$6.5M
outflow2223Foreign - Other flows, FR4065$2.5M
outflow2223Palm Beach County, FL3862$6.1M
outflow2223Westchester County, NY3670$5.1M
inflow2223Other flows - Midwest, DS3666$3.3M
outflow2223Delaware County, NY3560$2.7M
inflow2223Suffolk County, NY3452$2.7M
outflow2223Wayne County, PA3456$1.7M
inflow2223Richmond County, NY3366$2.5M
inflow2223Bergen County, NJ3150$2.5M
inflow2223Dutchess County, NY3049$2.0M
outflow2223Bronx County, NY2954$1.4M
outflow2223Suffolk County, NY2535$1.4M
inflow2223Pike County, PA2541$2.2M
outflow2223Dutchess County, NY2534$1.2M
outflow2223Albany County, NY2330$1.3M
outflow2223Broome County, NY2235$810K
outflow2223Bergen County, NJ2029$3.9M
outflow2223Nassau County, NY2032$1.5M
inflow2223Wayne County, PA2029$623K
inflow2122Foreign - Other flows, FR
outflow2122Foreign - Other flows, FR
outflow2122Other flows - South, DS519922$34.6M
inflow2122Orange County, NY465868$25.0M
outflow2122Orange County, NY357679$20.0M
outflow2122Other flows - Northeast, DS259457$19.0M
inflow2122Kings County, NY249591$31.3M
inflow2122Other flows - South, DS204312$13.7M
inflow2122Other flows - Northeast, DS163277$9.5M
inflow2122Ulster County, NY147260$6.7M
inflow2122Queens County, NY131222$12.5M
outflow2122Kings County, NY126336$10.5M
outflow2122Ulster County, NY126221$13.3M
inflow2122New York County, NY125196$23.3M
inflow2122Bronx County, NY103168$4.0M
outflow2122New York County, NY86144$18.0M
outflow2122Other flows - West, DS86127$6.4M
inflow2122Other flows - West, DS85130$7.3M
inflow2122Rockland County, NY68241$3.4M
outflow2122Queens County, NY68110$4.1M
inflow2122Westchester County, NY62100$7.6M
inflow2122Dutchess County, NY5778$3.0M
outflow2122Pike County, PA54103$5.2M
outflow2122Other flows - Midwest, DS5095$2.4M
inflow2122Suffolk County, NY4578$2.8M
outflow2122Rockland County, NY44163$2.3M
inflow2122Nassau County, NY4168$2.5M
outflow2122Westchester County, NY3851$3.9M
inflow2122Richmond County, NY3356$2.7M
outflow2122Horry County, SC3253$1.9M
outflow2122Bronx County, NY3247$1.5M
inflow2122Other flows - Midwest, DS3037$1.6M
inflow2122Hudson County, NJ3047$6.6M
outflow2122Dutchess County, NY2847$1.6M
outflow2122Delaware County, NY2846$1.6M
outflow2122Foreign - Puerto Rico, FR2734$250K
outflow2122Wayne County, PA2746$1.2M
outflow2122Palm Beach County, FL2536$2.1M
inflow2122Pike County, PA2439$1.5M
inflow2122Bergen County, NJ2336$1.3M
outflow2122Nassau County, NY2337$1.9M
inflow2122Wayne County, PA2033$748K
inflow2122Delaware County, NY2030$454K
inflow2021Foreign - Other flows, FR
outflow2021Foreign - Other flows, FR
inflow2021Orange County, NY494993$25.3M
outflow2021Other flows - South, DS477866$34.8M
inflow2021Kings County, NY367812$54.3M
outflow2021Orange County, NY364690$22.3M
inflow2021New York County, NY232404$66.0M
outflow2021Other flows - Northeast, DS220384$13.1M
inflow2021Other flows - South, DS208339$10.6M
inflow2021Other flows - Northeast, DS181327$20.8M
inflow2021Queens County, NY147273$12.9M
inflow2021Ulster County, NY132253$6.4M
outflow2021Ulster County, NY122193$8.2M
inflow2021Bronx County, NY105173$5.9M
outflow2021Kings County, NY103328$7.4M
outflow2021Other flows - West, DS91131$6.0M
inflow2021Other flows - West, DS79123$4.4M
inflow2021Rockland County, NY63229$2.5M
outflow2021New York County, NY5494$15.4M
inflow2021Westchester County, NY5496$5.6M
outflow2021Pike County, PA51103$3.2M
outflow2021Queens County, NY4676$2.9M
inflow2021Suffolk County, NY4266$2.5M
inflow2021Nassau County, NY4184$3.4M
outflow2021Westchester County, NY3974$4.1M
inflow2021Richmond County, NY3752$2.1M
outflow2021Dutchess County, NY3650$1.8M
inflow2021Other flows - Midwest, DS3656$1.2M
outflow2021Rockland County, NY36144$1.5M
inflow2021Dutchess County, NY3561$1.9M
outflow2021Other flows - Midwest, DS3455$1.7M
inflow2021Bergen County, NJ3442$3.0M
outflow2021Bronx County, NY3056$1.2M
outflow2021Palm Beach County, FL2949$4.2M
outflow2021Wayne County, PA2752$1.1M
inflow2021Pike County, PA2647$1.2M
outflow2021Bergen County, NJ2342$2.9M
outflow2021Horry County, SC2337$1.2M
outflow2021Nassau County, NY2228$1.7M
inflow2021Hudson County, NJ2137$4.9M
outflow2021Delaware County, NY2138$987K
outflow1920Foreign - Other flows, FR
inflow1920Foreign - Other flows, FR
inflow1920Orange County, NY483989$23.4M
outflow1920Other flows - South, DS448843$24.6M
outflow1920Orange County, NY367823$18.6M
inflow1920Kings County, NY323936$40.2M
inflow1920Other flows - South, DS188353$8.9M
outflow1920Other flows - Northeast, DS186328$11.7M
inflow1920New York County, NY175305$44.0M
inflow1920Other flows - Northeast, DS146258$8.3M
inflow1920Ulster County, NY131245$6.1M
inflow1920Queens County, NY120218$9.5M
outflow1920Ulster County, NY117233$5.6M
outflow1920Kings County, NY105329$3.6M
outflow1920Other flows - West, DS89135$5.5M
inflow1920Rockland County, NY75290$3.9M
inflow1920Bronx County, NY74147$4.4M
inflow1920Other flows - West, DS62103$3.4M
inflow1920Westchester County, NY59105$6.1M
outflow1920Rockland County, NY53276$2.3M
outflow1920Pike County, PA4688$2.7M
outflow1920Queens County, NY4574$3.2M
outflow1920Other flows - Midwest, DS4575$3.1M
inflow1920Dutchess County, NY4171$2.5M
inflow1920Nassau County, NY3863$2.9M
outflow1920Wayne County, PA3564$1.9M
outflow1920Westchester County, NY3464$2.9M
inflow1920Suffolk County, NY3456$1.8M
outflow1920New York County, NY3358$3.2M
outflow1920Dutchess County, NY3243$1.8M
outflow1920Palm Beach County, FL3144$3.0M
inflow1920Richmond County, NY3059$2.3M
outflow1920Suffolk County, NY2848$1.4M
inflow1920Pike County, PA2744$1.3M
inflow1920Other flows - Midwest, DS2642$1.1M
outflow1920Bronx County, NY2647$1.4M
inflow1920Hudson County, NJ2547$4.1M
inflow1920Bergen County, NJ2540$2.9M
outflow1920Delaware County, NY2445$1.6M
inflow1920Delaware County, NY2351$919K
inflow1920Wayne County, PA2144$1.3M
outflow1920Broome County, NY2135$767K
inflow1819Foreign - Other flows, FR
outflow1819Foreign - Other flows, FR
inflow1819Orange County, NY406839$18.1M
outflow1819Orange County, NY401826$20.3M
outflow1819Other flows - South, DS384714$18.2M
inflow1819Other flows - South, DS219388$9.8M
inflow1819Kings County, NY205537$10.6M
outflow1819Other flows - Northeast, DS188323$12.2M
inflow1819Other flows - Northeast, DS172297$7.6M
inflow1819Ulster County, NY121236$5.6M
outflow1819Ulster County, NY108197$4.2M
inflow1819Queens County, NY99179$11.5M
outflow1819Other flows - West, DS86145$4.6M
inflow1819New York County, NY85129$13.6M
inflow1819Bronx County, NY66125$3.1M
outflow1819Kings County, NY60167$2.8M
inflow1819Other flows - West, DS6083$5.2M
outflow1819Queens County, NY5790$2.4M
inflow1819Suffolk County, NY4680$3.4M
inflow1819Rockland County, NY44119$1.7M
outflow1819Rockland County, NY40159$1.6M
inflow1819Westchester County, NY3766$3.0M
outflow1819Other flows - Midwest, DS3658$2.1M
outflow1819New York County, NY3557$4.7M
outflow1819Bronx County, NY3462$1.9M
outflow1819Dutchess County, NY3347$1.2M
inflow1819Dutchess County, NY3344$1.3M
outflow1819Westchester County, NY3149$2.9M
outflow1819Pike County, PA3162$1.8M
outflow1819Palm Beach County, FL2945$2.8M
outflow1819Wayne County, PA2744$1.1M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Sullivan County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals578.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals263.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals841.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals307,000.0
2023BothNo CharacteristicAll Appraisals316,000.0
2023PurchaseNo CharacteristicAll Appraisals325,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals295,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals300,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals438.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals290,000.0
2022BothNo CharacteristicAll Appraisals1,181.0
2022PurchaseNo CharacteristicAll Appraisals743.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals278,500.0
2021BothNo CharacteristicAll Appraisals1,561.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals915.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals646.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals275,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals270,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals1,449.0
2020PurchaseNo CharacteristicAll Appraisals932.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals250,000.0
2020RefinanceNo CharacteristicAll Appraisals255,000.0
2020RefinanceNo CharacteristicAll Appraisals517.0
2020PurchaseNo CharacteristicAll Appraisals245,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals197,500.0
2019PurchaseNo CharacteristicAll Appraisals539.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals214,500.0
2019BothNo CharacteristicAll Appraisals829.0
2019RefinanceNo CharacteristicAll Appraisals290.0
2019PurchaseNo CharacteristicAll Appraisals190,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals210,000.0
2018BothNo CharacteristicAll Appraisals678.0
2018PurchaseNo CharacteristicAll Appraisals470.0
2018RefinanceNo CharacteristicAll Appraisals208.0
2018BothNo CharacteristicAll Appraisals193,500.0
2018PurchaseNo CharacteristicAll Appraisals180,800.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals200,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.2
2017BothNo CharacteristicAll Appraisals638.0
2017PurchaseNo CharacteristicAll Appraisals392.0
2017PurchaseNo CharacteristicAll Appraisals175,000.0
2017RefinanceNo CharacteristicAll Appraisals246.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals185,000.0
2016PurchaseNo CharacteristicAll Appraisals369.0
2016RefinanceNo CharacteristicAll Appraisals200,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals175,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals190,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals670.0
2016RefinanceNo CharacteristicAll Appraisals301.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals168,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals203,500.0
2015BothNo CharacteristicAll Appraisals578.0
2015RefinanceNo CharacteristicAll Appraisals300.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals278.0
2015BothNo CharacteristicAll Appraisals184,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals176,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Sullivan County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0538,57937,1321,4473.8%
2026-0438,05736,6691,3883.6%
2026-0338,09036,4501,6404.3%
2026-0237,92236,0811,8414.9%
2026-0137,80536,1581,6474.4%
2025-1237,65036,2931,3573.6%
2025-1137,98836,6251,3633.6%
2025-0938,32836,9591,3693.6%
2025-0838,73637,2761,4603.8%
2025-0738,86437,4791,3853.6%
2025-0638,34737,1201,2273.2%
2025-0537,38536,2451,1403.0%
2025-0436,96535,8121,1533.1%
2025-0336,44735,0331,4143.9%
2025-0236,45634,8851,5714.3%
2025-0136,39634,9401,4564.0%
2024-1236,13734,9231,2143.4%
2024-1136,53235,3521,1803.2%
2024-1037,00435,8581,1463.1%
2024-0937,78736,6531,1343.0%
2024-0838,68837,3051,3833.6%
2024-0738,88737,4801,4073.6%
2024-0638,33637,0931,2433.2%
2024-0537,00735,8261,1813.2%
2024-0436,69935,4731,2263.3%
2024-0337,24535,7481,4974.0%
2024-0237,23035,5081,7224.6%
2024-0137,23535,6841,5514.2%
2023-1237,24635,8861,3603.7%
2023-1137,66236,3641,2983.4%
2023-1037,86836,5911,2773.4%
2023-0938,41037,1591,2513.3%
2023-0838,81737,4881,3293.4%
2023-0738,78937,6111,1783.0%
2023-0638,66637,5631,1032.9%
2023-0537,36936,3041,0652.8%
2023-0436,90235,9069962.7%
2023-0335,98634,7271,2593.5%
2023-0235,80134,3911,4103.9%
2023-0135,70234,2981,4043.9%
2022-1235,15934,0341,1253.2%
2022-1135,54134,4481,0933.1%
2022-1035,62234,5811,0412.9%
2022-0936,04034,9411,0993.0%
2022-0836,75535,3891,3663.7%
2022-0737,09235,7841,3083.5%
2022-0637,11635,9201,1963.2%
2022-0535,92234,8181,1043.1%
2022-0435,31334,1601,1533.3%
2022-0335,48434,0741,4104.0%
2022-0234,66733,0771,5904.6%
2022-0134,47832,9641,5144.4%
2021-1234,35733,2061,1513.4%
2021-1134,33033,0761,2543.7%
2021-1034,52133,1811,3403.9%
2021-0935,52634,0471,4794.2%
2021-0835,82734,0531,7745.0%
2021-0736,11934,2141,9055.3%
2021-0636,24834,2272,0215.6%
2021-0535,02733,1831,8445.3%
2021-0434,58832,6401,9485.6%
2021-0334,55332,2332,3206.7%
2021-0234,27231,8212,4517.2%
2021-0134,52632,1482,3786.9%
2020-1234,40232,1982,2046.4%
2020-1134,59832,4822,1166.1%
2020-1034,87632,7022,1746.2%
2020-0935,26032,4922,7687.9%
2020-0835,18431,8153,3699.6%
2020-0735,40231,2734,12911.7%
2020-0635,23731,0194,21812.0%
2020-0534,68329,8774,80613.9%
2020-0434,68329,0525,63116.2%
2020-0335,50533,4792,0265.7%
2020-0235,52833,7411,7875.0%
2020-0135,85334,1161,7374.8%
2019-1235,49133,9261,5654.4%
2019-1135,74034,3211,4194.0%
2019-1035,69934,3621,3373.7%
2019-0936,49335,2211,2723.5%
2019-0837,26435,8081,4563.9%
2019-0737,34335,9041,4393.9%
2019-0636,50835,2051,3033.6%
2019-0535,32634,0811,2453.5%
2019-0435,02433,7721,2523.6%
2019-0334,99133,4321,5594.5%
2019-0234,77633,1501,6264.7%
2019-0135,11933,5001,6194.6%
2018-1234,59833,1701,4284.1%
2018-1135,03133,7611,2703.6%
2018-1035,16333,9041,2593.6%
2018-0935,44134,1801,2613.6%
2018-0837,18835,7741,4143.8%
2018-0737,23835,8241,4143.8%
2018-0636,03834,6061,4324.0%
2018-0534,74033,4221,3183.8%
2018-0434,38232,8911,4914.3%
2018-0334,02832,3061,7225.1%
2018-0233,93931,9971,9425.7%
2018-0133,67031,7171,9535.8%

BEA Personal Income

2024$4.88B80,450$61K
2023$4.68B80,190$58K
2022$4.39B79,768$55K
2021$4.31B79,731$54K
2020$4.01B78,465$51K
2019$3.68B78,177$47K
2018$3.44B77,723$44K
2017$3.30B77,059$43K
2016$3.14B76,688$41K
2015$3.09B76,341$41K
2014$2.94B76,858$38K
2013$2.86B77,879$37K
2012$2.85B77,579$37K
2011$2.75B77,416$36K
2010$2.70B77,551$35K
2009$2.62B77,647$34K
2008$2.55B77,755$33K
2007$2.39B77,991$31K
2006$2.31B77,231$30K
2005$2.27B76,780$30K
2004$2.21B76,265$29K
2003$2.08B75,447$28K
2002$1.97B74,452$26K
2001$1.92B74,143$26K
2000$1.97B74,134$27K
1999$1.81B73,341$25K
1998$1.72B72,974$24K
1997$1.62B72,712$22K
1996$1.63B72,758$22K
1995$1.53B72,379$21K
1994$1.49B72,152$21K
1993$1.45B72,145$20K
1992$1.39B71,416$20K
1991$18K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Sullivan County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-02-24$0Yes
2022-10-12$2K$2K$0No
2022-04-08$2K$2K$0Yes
2021-10-26$0No
2021-10-26$0$0$0Yes
2021-10-26$20K$20K$0Yes
2021-09-23$3K$3K$0Yes
2021-09-02$-4K$0$2KNo
2021-09-01$4K$4K$0No
2021-09-01$0$0$0Yes
2021-09-01$12K$12K$0Yes
2021-08-26$0Yes
2021-07-12$0$0$0No
2020-12-25$21K$20K$1KNo
2020-12-05$3K$3K$0No
2020-07-09$12K$12K$0No
2018-10-02$0No
2018-08-03$12K$9K$3KNo
2018-07-25$11K$11K$0Yes
2018-04-28$0No
2018-01-12$79K$79K$0No
2017-10-31$13K$13K$0Yes
2017-10-30$11K$10K$540Yes
2017-10-30$29K$29K$0Yes
2017-10-30$8K$8K$0No
2017-10-30$8K$8K$0No
2017-10-30$10K$10K$0No
2017-10-30$13K$13K$0No
2017-10-30$0Yes
2017-10-29$42K$37K$5KNo
2017-10-29$12K$12K$0No
2017-10-29$17K$7K$10KYes
2017-10-27$0No
2017-06-05$9K$9K$0Yes
2014-10-22$0Yes
2014-07-03$91.53$91.53$0No
2014-07-03$8K$8K$0No
2014-07-03$0Yes
2014-07-03$0Yes
2014-07-03$18K$18K$0Yes
2014-07-02$3K$3K$0No
2014-07-02$0Yes
2014-07-02$19K$19K$0Yes
2014-07-02$9K$9K$0Yes
2014-07-02$8K$6K$2KYes
2014-07-02$12K$9K$3KNo
2014-07-02$25K$23K$2KNo
2014-07-02$5K$5K$0Yes
2014-07-02$0Yes
2014-07-02$5K$5K$0Yes
2014-07-02$193K$180K$13KNo
2014-07-02$9K$9K$0No
2014-07-02$8K$8K$0No
2014-07-02$507.68$507.68$0No
2014-07-02$366.48$366.48$0Yes
2014-07-02$9K$9K$0Yes
2014-07-02$35K$35K$0Yes
2014-07-02$5K$2K$3KYes
2014-07-02$7K$7K$0No
2014-07-02$1K$1K$0Yes
2014-07-02$5K$5K$0No
2014-07-02$20K$20K$0Yes
2014-03-01$0No
2013-08-19$0Yes
2013-08-07$0Yes
2013-06-30$0Yes
2013-06-18$0Yes
2013-01-31$0Yes
2012-12-21$65K$53K$12KNo
2012-10-29$0Yes
2012-10-29$5K$4K$404.78Yes
2012-10-29$0Yes
2012-09-19$0Yes
2012-09-19$0Yes
2012-09-18$7K$7K$0Yes
2012-09-18$0Yes
2012-09-18$14K$14K$0No
2012-09-18$43K$43K$0Yes
2012-09-18$386.01$386.01$0No
2012-09-18$29K$26K$2KYes
2012-09-18$748.36$748.36$0Yes
2012-09-18$0Yes
2012-09-18$19K$19K$0Yes
2012-09-18$4K$4K$0Yes
2012-09-18$1K$1K$0No
2012-09-18$0No
2012-09-18$1K$0$1KNo
2012-09-18$0Yes
2012-09-18$0Yes
2012-09-18$6K$4K$2KYes
2012-09-18$31K$31K$505.02No
2012-09-18$25K$25K$0Yes
2012-09-18$5K$5K$477.24Yes
2012-09-18$1K$1K$0Yes
2012-09-18$7K$7K$0No
2012-09-18$4K$2K$2KYes
2012-09-18$2K$2K$0Yes
2012-09-18$5K$5K$0No
2012-09-18$17K$9K$8KYes
2012-09-18$13K$13K$0No

ALSO CHECKED

18 more data areas were checked for Sullivan County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NY state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN SULLIVAN COUNTYOpens the loan explorer already filtered to county FIPS 36105.

See the New York state market profile for the statewide picture, the New York state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.