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State markets/New York/Ulster County

COUNTY MORTGAGE MARKET · FIPS 36111

Ulster County, New York

Who lends in Ulster County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$948.7M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

3,041

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

21.5%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

219

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 219 lenders that originated in Ulster County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

314

unconcentrated

Top-5 lender share

31.6%

of originations

Purchase

63.2%

1,423 loans

Refinance

36.8%

830 loans

Origination trend

Annual mortgage origination volume and loan count in Ulster County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Ulster County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Ulster County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR ULSTER COUNTY →

TOP TEN LENDERS IN ULSTER COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

302$79.5M$79.5M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
416$67.1M$67.1M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
223$56.0M$56.0M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
154$54.5M$54.5M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
258$43.0M$43.0M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
122$32.6M$32.6M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
83$29.5M$29.5M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
21$28.5M$28.5M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
12$27.3M$27.3M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
66$25.2M$25.2M originated in Ulster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Ulster County

All 63 ZIP Code Tabulation Areas that touch Ulster County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
63 OF 63 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1313 of the 18 Ulster County tracts this ZIP area touches sit mostly inside it.39,02431.4%8,488——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Ulster County tracts this ZIP area touches sit mostly inside it.23,43817.7%6,465——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Ulster County tracts this ZIP area touches sit mostly inside it.16,25323.5%4,237——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Ulster County tracts this ZIP area touches sit mostly inside it.14,40728.9%2,687——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Ulster County tracts this ZIP area touches sit mostly inside it.14,13334.6%3,044——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Ulster County tracts this ZIP area touches sit mostly inside it.8,71222.4%2,529——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Ulster County tracts this ZIP area touches sit mostly inside it.6,86346.8%1,310——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Ulster County tracts this ZIP area touches sit mostly inside it.6,60132.8%1,673——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Ulster County tracts this ZIP area touches sit mostly inside it.6,02115.4%1,976——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Ulster County tracts this ZIP area touches sit mostly inside it.5,61017.0%1,557——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Ulster County tracts this ZIP area touches sit mostly inside it.4,89016.6%1,463——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Ulster County tracts this ZIP area touches sit mostly inside it.4,73418.6%1,491——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Ulster County tract this ZIP area touches sit mostly inside it.4,22613.9%1,523——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Ulster County tracts this ZIP area touches sit mostly inside it.3,90215.6%1,519——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Ulster County tracts this ZIP area touches sit mostly inside it.3,52720.1%1,071——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Ulster County tracts this ZIP area touches sit mostly inside it.3,27117.1%973——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Ulster County tract this ZIP area touches sit mostly inside it.3,08314.3%873——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Ulster County tract this ZIP area touches sit mostly inside it.3,01613.3%1,117——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Ulster County tracts this ZIP area touches sit mostly inside it.2,59513.1%1,166——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Ulster County tract this ZIP area touches sit mostly inside it.2,28318.3%1,038——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Ulster County tract this ZIP area touches sit mostly inside it.2,27612.4%920——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Ulster County tracts this ZIP area touches sit mostly inside it.1,68925.7%557——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Ulster County tract this ZIP area touches sit mostly inside it.1,29716.5%431——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Ulster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

50 of Ulster County’s 50 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Ulster County

All 50 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

50 OF 50 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle98.2%5,01013.3%OPEN →
Middle104.5%3,89520.8%OPEN →
Middle85.9%4,51818.8%OPEN →
Middle116.8%4,02513.8%OPEN →
Middle99.0%3,27117.1%OPEN →
Middle112.7%3,01613.3%OPEN →
Middle107.0%1,29716.5%OPEN →
Middle101.3%4,22613.9%OPEN →
Middle109.8%2,27612.4%OPEN →
Upper136.2%3,90215.6%OPEN →
Middle94.3%4,40023.4%OPEN →
Moderate62.6%3,64022.3%OPEN →
Middle84.2%3,45419.0%OPEN →
Moderate76.0%2,09921.3%OPEN →
Moderate53.3%4,71238.8%OPEN →
Moderate50.4%1,83938.8%OPEN →
Moderate76.2%2,84840.7%OPEN →
Moderate67.7%2,81559.0%OPEN →
Moderate67.8%3,68752.2%OPEN →
Middle102.8%3,76121.8%OPEN →
Middle82.7%1,71734.8%OPEN →
Middle82.5%2,69027.7%OPEN →
Middle93.9%3,52720.1%OPEN →
Upper128.3%6,02115.4%OPEN →
Middle90.5%2,69915.8%OPEN →
Middle118.7%3,08314.3%OPEN →
Middle104.6%3,06314.6%OPEN →
—0.0%2,59513.1%OPEN →
Middle112.8%1,81516.0%OPEN →
Upper136.4%4,37220.1%OPEN →
Middle108.9%4,84325.3%OPEN →
Middle106.8%5,19239.5%OPEN →
Middle112.9%6,11627.3%OPEN →
Middle111.7%5,01720.6%OPEN →
Middle119.0%3,80123.5%OPEN →
Upper152.4%4,91121.5%OPEN →
Middle92.4%5,12021.7%OPEN →
Middle91.9%5,30440.4%OPEN →
Middle100.0%5,61017.0%OPEN →
Upper167.4%4,25528.4%OPEN →
Middle107.3%4,73418.6%OPEN →
Middle95.5%4,21943.2%OPEN →
Middle81.3%1,68925.7%OPEN →
Middle82.8%1,75029.0%OPEN →
Moderate57.7%5,11352.9%OPEN →
Middle113.7%1,59015.5%OPEN →
Middle104.5%2,38214.3%OPEN →
Moderate67.4%3,07517.0%OPEN →
Moderate69.3%2,28318.3%OPEN →
Middle106.5%4,57433.6%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

182,601

Median household income

$86,271

Median home value

$352,500

Median gross rent

$1,425

per month

Owner-occupied

69.9%

of occupied units

Housing units

86,503

14.1% vacant

Poverty rate

14.6%

Unemployment

5.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 87.7

Social vulnerability

Relatively Moderate

Community resilience

Very High

ELEVATED PERILS

Strong wind Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

89

Declarations recorded

37

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Other, Severe Storm, Snowstorm.

Everything we hold on Ulster County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Ulster County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Ulster County →Every reported application and origination in FIPS 36111, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Ulster County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

47

—

Purchase share

36.2%

17 loans

IRRRL refinances

16

Cash-out refinances

14

202647—171614
202554—26622
202448—29514
202359—39020
2022——551244
2021179—588932
2020136—585325
201980—53126
2018106—641032
2017111—571935
2016109—522532
201593—561423

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Ulster County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Ulster County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

273

+1.1% vs 2024

Multifamily · 2025

161

−35.9% vs 2024

Total authorized · 2025

434

−16.7% vs 2024

Permit valuation · 2025

$132.1M

authorized construction value

Units authorized by year

Ulster County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02505007501K1990199219941996199820002002200420062008201020122014201620182020202220242025434 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Ulster County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS7631,228$61.1M
inflow2223Orange County, NY6801,154$45.0M
inflow2223Dutchess County, NY629946$48.2M
outflow2223Orange County, NY563909$33.5M
inflow2223Other flows - South, DS537775$31.3M
outflow2223Dutchess County, NY504749$33.5M
inflow2223Kings County, NY450824$78.1M
outflow2223Other flows - Northeast, DS403589$31.2M
inflow2223Other flows - Northeast, DS337472$25.4M
inflow2223New York County, NY275412$166.9M
outflow2223Other flows - West, DS250347$18.0M
inflow2223Other flows - West, DS248358$18.1M
outflow2223Kings County, NY200380$32.5M
outflow2223Greene County, NY180310$8.9M
outflow2223New York County, NY161239$38.6M
inflow2223Queens County, NY155258$14.6M
outflow2223Albany County, NY140193$7.1M
inflow2223Sullivan County, NY138236$7.0M
outflow2223Sullivan County, NY129239$10.0M
inflow2223Other flows - Midwest, DS124165$6.6M
inflow2223Greene County, NY114190$6.1M
outflow2223Other flows - Midwest, DS104153$5.7M
inflow2223Westchester County, NY96131$9.4M
inflow2223Suffolk County, NY88114$6.6M
outflow2223Westchester County, NY79122$8.9M
outflow2223Queens County, NY79115$7.6M
inflow2223Nassau County, NY76123$12.4M
inflow2223Albany County, NY75106$3.9M
inflow2223Bronx County, NY70114$5.6M
outflow2223Columbia County, NY6285$4.1M
inflow2223Rockland County, NY55145$3.1M
outflow2223Rensselaer County, NY4870$2.1M
outflow2223Saratoga County, NY4869$3.4M
outflow2223Horry County, SC4685$3.3M
inflow2223Columbia County, NY4671$3.0M
outflow2223Delaware County, NY4362$2.7M
inflow2223Putnam County, NY4263$2.9M
outflow2223Foreign - Other flows, FR4276$3.3M
outflow2223Los Angeles County, CA4153$3.3M
outflow2223Suffolk County, NY4158$2.6M
outflow2223Bronx County, NY3864$2.2M
inflow2223Los Angeles County, CA3755$4.9M
outflow2223Hudson County, NJ3546$3.2M
outflow2223Schenectady County, NY3139$1.3M
outflow2223Rockland County, NY3164$1.2M
inflow2223Hudson County, NJ3150$5.5M
inflow2223Bergen County, NJ2946$3.0M
outflow2223Nassau County, NY2845$2.3M
inflow2223Western Connecticut Planning Regi, CT2747$2.9M
inflow2223Rensselaer County, NY2634$1.4M
inflow2223Foreign - Other flows, FR2548$888K
outflow2223Erie County, NY2533$1.6M
outflow2223Western Connecticut Planning Regi, CT2535$2.5M
outflow2223Middlesex County, MA2426$1.3M
outflow2223Palm Beach County, FL2333$1.4M
outflow2223Pinellas County, FL2336$2.3M
outflow2223Bergen County, NJ2336$2.7M
inflow2223King County, WA2231$2.1M
inflow2223Saratoga County, NY2130$1.4M
inflow2223Delaware County, NY2134$976K
outflow2223Manatee County, FL2130$1.6M
outflow2223Hillsborough County, FL2128$1.1M
inflow2223Philadelphia County, PA2031$1.8M
outflow2223Onondaga County, NY2022$773K
outflow2223Broward County, FL2034$1.8M
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS9361,574$84.0M
inflow2122Orange County, NY6651,087$40.2M
outflow2122Orange County, NY585959$35.0M
outflow2122Dutchess County, NY561867$54.5M
inflow2122Dutchess County, NY551836$33.1M
inflow2122Other flows - South, DS449690$34.2M
inflow2122Kings County, NY444741$102.5M
inflow2122Other flows - Northeast, DS377525$34.5M
outflow2122Other flows - Northeast, DS366536$34.1M
inflow2122New York County, NY334497$86.5M
outflow2122Other flows - West, DS260373$21.4M
inflow2122Other flows - West, DS255401$40.4M
outflow2122Kings County, NY202327$27.5M
outflow2122Greene County, NY183297$10.1M
inflow2122Queens County, NY181285$19.1M
outflow2122New York County, NY162255$38.6M
outflow2122Albany County, NY156214$9.7M
outflow2122Sullivan County, NY147260$6.7M
inflow2122Sullivan County, NY126221$13.3M
outflow2122Other flows - Midwest, DS117171$6.7M
inflow2122Other flows - Midwest, DS117172$7.6M
inflow2122Westchester County, NY110165$21.9M
inflow2122Greene County, NY101154$4.5M
inflow2122Bronx County, NY88151$5.4M
inflow2122Nassau County, NY87136$10.3M
inflow2122Suffolk County, NY81115$5.3M
outflow2122Queens County, NY74100$4.4M
outflow2122Westchester County, NY71114$10.4M
inflow2122Albany County, NY6489$4.6M
outflow2122Rensselaer County, NY5782$2.7M
inflow2122Rockland County, NY57106$3.9M
inflow2122Los Angeles County, CA5476$6.7M
outflow2122Columbia County, NY5283$3.8M
outflow2122Horry County, SC4881$3.9M
outflow2122Suffolk County, NY4875$4.5M
inflow2122Columbia County, NY4865$3.4M
outflow2122Palm Beach County, FL4463$3.9M
outflow2122Schenectady County, NY4359$2.3M
inflow2122Bergen County, NJ4165$3.9M
inflow2122Hudson County, NJ4064$7.5M
outflow2122Los Angeles County, CA3948$6.2M
outflow2122Saratoga County, NY3861$2.2M
outflow2122Bronx County, NY3750$1.7M
inflow2122Putnam County, NY3653$2.7M
outflow2122Nassau County, NY3443$2.7M
outflow2122Rockland County, NY3365$1.5M
inflow2122Delaware County, NY3250$1.4M
outflow2122Delaware County, NY3249$2.0M
inflow2122Western Connecticut Planning Regi, CT3036$2.2M
outflow2122Bergen County, NJ2739$2.5M
outflow2122Western Connecticut Planning Regi, CT2741$2.2M
inflow2122Philadelphia County, PA2733$1.5M
outflow2122Pinellas County, FL2735$3.0M
outflow2122Putnam County, NY2643$2.1M
outflow2122Hillsborough County, FL2638$2.0M
outflow2122Broward County, FL2536$1.5M
inflow2122Saratoga County, NY2527$871K
inflow2122Richmond County, NY2438$1.9M
outflow2122Erie County, NY2329$2.0M
outflow2122Lee County, FL2240$2.0M
outflow2122Pike County, PA2138$1.4M
inflow2122Rensselaer County, NY2124$1.3M
outflow2122Schoharie County, NY2138$1.6M
outflow2122Hudson County, NJ2028$2.0M
inflow2122Onondaga County, NY2023$1.3M
outflow2122Volusia County, FL2031$1.2M
inflow2021Foreign - Other flows, FR———
outflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS7731,393$61.7M
inflow2021Kings County, NY7241,220$138.0M
inflow2021Orange County, NY7051,223$40.6M
outflow2021Orange County, NY584985$31.8M
inflow2021Dutchess County, NY574874$34.1M
outflow2021Dutchess County, NY538844$30.3M
inflow2021New York County, NY532935$189.0M
inflow2021Other flows - South, DS438648$22.9M
outflow2021Other flows - Northeast, DS385611$26.9M
inflow2021Other flows - Northeast, DS334484$34.3M
outflow2021Other flows - West, DS234345$25.3M
inflow2021Other flows - West, DS224341$61.7M
inflow2021Queens County, NY212333$22.8M
outflow2021Greene County, NY178292$9.1M
outflow2021Albany County, NY162253$6.3M
outflow2021Sullivan County, NY132253$6.4M
outflow2021New York County, NY132216$28.7M
inflow2021Westchester County, NY130202$18.7M
inflow2021Sullivan County, NY122193$8.2M
outflow2021Other flows - Midwest, DS119198$6.9M
outflow2021Kings County, NY118215$11.4M
inflow2021Greene County, NY106154$4.9M
inflow2021Bronx County, NY100185$6.4M
inflow2021Other flows - Midwest, DS95136$5.5M
inflow2021Nassau County, NY79113$6.6M
inflow2021Suffolk County, NY6698$3.8M
outflow2021Westchester County, NY6386$4.9M
outflow2021Horry County, SC63110$4.7M
inflow2021Albany County, NY6284$2.8M
outflow2021Queens County, NY6090$3.7M
inflow2021Columbia County, NY5982$2.8M
inflow2021Los Angeles County, CA5986$5.1M
outflow2021Columbia County, NY5276$3.3M
outflow2021Rensselaer County, NY5172$2.0M
inflow2021Rockland County, NY4796$2.5M
inflow2021Bergen County, NJ4671$4.3M
inflow2021Hudson County, NJ3957$7.7M
inflow2021Fairfield County, CT3949$2.8M
outflow2021Bronx County, NY3759$1.4M
outflow2021Saratoga County, NY3651$2.7M
inflow2021Putnam County, NY3663$1.9M
outflow2021Suffolk County, NY3645$3.5M
outflow2021Nassau County, NY3555$3.6M
outflow2021Schenectady County, NY3143$1.1M
outflow2021Delaware County, NY3050$1.1M
outflow2021Palm Beach County, FL3048$6.5M
inflow2021Rensselaer County, NY2935$1.5M
inflow2021Richmond County, NY2851$2.4M
outflow2021Los Angeles County, CA2835$1.9M
outflow2021Rockland County, NY2758$2.0M
inflow2021Delaware County, NY2639$1.9M
outflow2021Fairfield County, CT2641$2.6M
outflow2021Bergen County, NJ2332$1.4M
outflow2021Pike County, PA2339$1.4M
outflow2021Pinellas County, FL2333$1.4M
outflow2021Suffolk County, MA2228$1.5M
outflow2021Broward County, FL2237$2.1M
outflow2021Putnam County, NY2234$1.2M
outflow2021Volusia County, FL2141$1.5M
outflow2021Onondaga County, NY2028$942K
inflow2021Philadelphia County, PA2032$1.7M
outflow2021Sarasota County, FL2034$2.3M
outflow2021Lee County, FL2038$1.3M
outflow2021Pasco County, FL2037$857K
outflow1920Foreign - Other flows, FR———

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Ulster County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals793.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals305.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals1,098.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals400,000.0
2023BothNo CharacteristicAll Appraisals405,200.0
2023PurchaseNo CharacteristicAll Appraisals410,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.1
2022BothNo CharacteristicAll Appraisals375,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals380,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals674.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals368,500.0
2022BothNo CharacteristicAll Appraisals1,697.0
2022PurchaseNo CharacteristicAll Appraisals1,023.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals358,000.0
2021BothNo CharacteristicAll Appraisals3,127.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals1,475.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals1,652.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals355,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals352,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals2,881.0
2020PurchaseNo CharacteristicAll Appraisals1,457.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals310,000.0
2020RefinanceNo CharacteristicAll Appraisals320,000.0
2020RefinanceNo CharacteristicAll Appraisals1,424.0
2020PurchaseNo CharacteristicAll Appraisals300,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals270,000.0
2019PurchaseNo CharacteristicAll Appraisals1,061.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals285,000.0
2019BothNo CharacteristicAll Appraisals1,864.0
2019RefinanceNo CharacteristicAll Appraisals803.0
2019PurchaseNo CharacteristicAll Appraisals260,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals255,000.0
2018BothNo CharacteristicAll Appraisals1,523.0
2018PurchaseNo CharacteristicAll Appraisals976.0
2018RefinanceNo CharacteristicAll Appraisals547.0
2018BothNo CharacteristicAll Appraisals250,000.0
2018PurchaseNo CharacteristicAll Appraisals245,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.1
2017RefinanceNo CharacteristicAll Appraisals250,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals1,570.0
2017PurchaseNo CharacteristicAll Appraisals908.0
2017PurchaseNo CharacteristicAll Appraisals232,600.0
2017RefinanceNo CharacteristicAll Appraisals662.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals240,000.0
2016PurchaseNo CharacteristicAll Appraisals816.0
2016RefinanceNo CharacteristicAll Appraisals250,500.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals227,300.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals239,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals1,710.0
2016RefinanceNo CharacteristicAll Appraisals894.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals215,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals250,000.0
2015BothNo CharacteristicAll Appraisals1,465.0
2015RefinanceNo CharacteristicAll Appraisals789.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals676.0
2015BothNo CharacteristicAll Appraisals235,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals230,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Ulster County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0589,07785,8323,2453.6%
2026-0488,31885,1963,1223.5%
2026-0389,05285,4983,5544.0%
2026-0288,92984,9274,0024.5%
2026-0188,90185,2453,6564.1%
2025-1289,18586,1163,0693.4%
2025-1189,94586,8693,0763.4%
2025-0990,13286,8463,2863.6%
2025-0888,92285,3563,5664.0%
2025-0789,92386,4343,4893.9%
2025-0690,42687,3743,0523.4%
2025-0588,44785,6962,7513.1%
2025-0487,75285,0982,6543.0%
2025-0387,36784,1383,2293.7%
2025-0286,94783,3723,5754.1%
2025-0186,73983,3813,3583.9%
2024-1287,09184,2942,7973.2%
2024-1187,49484,8002,6943.1%
2024-1088,43885,6982,7403.1%
2024-0988,33985,6312,7083.1%
2024-0887,77884,3863,3923.9%
2024-0788,99285,4643,5284.0%
2024-0689,46386,3823,0813.4%
2024-0587,77484,9082,8663.3%
2024-0486,87784,1032,7743.2%
2024-0387,80784,4533,3543.8%
2024-0287,26483,5033,7614.3%
2024-0186,70483,1613,5434.1%
2023-1287,25084,1093,1413.6%
2023-1188,47785,4812,9963.4%
2023-1089,07686,0253,0513.4%
2023-0989,13286,1702,9623.3%
2023-0888,63285,2413,3913.8%
2023-0789,20386,1513,0523.4%
2023-0689,53786,7292,8083.1%
2023-0587,93485,3832,5512.9%
2023-0487,14484,9082,2362.6%
2023-0386,88584,0382,8473.3%
2023-0286,35683,1543,2023.7%
2023-0185,36382,2153,1483.7%
2022-1285,22082,7622,4582.9%
2022-1185,50683,1422,3642.8%
2022-1086,65684,3472,3092.7%
2022-0986,67784,2052,4722.9%
2022-0886,33983,1653,1743.7%
2022-0786,96383,9033,0603.5%
2022-0687,91885,1212,7973.2%
2022-0586,87384,3832,4902.9%
2022-0485,37382,8232,5503.0%
2022-0386,06182,9403,1213.6%
2022-0285,42381,8703,5534.2%
2022-0184,64981,2813,3684.0%
2021-1284,58682,0762,5103.0%
2021-1185,15182,3652,7863.3%
2021-1085,66382,5843,0793.6%
2021-0986,42683,0293,3973.9%
2021-0886,05581,9084,1474.8%
2021-0787,34682,9504,3965.0%
2021-0687,50182,9744,5275.2%
2021-0586,06581,9974,0684.7%
2021-0485,08180,7304,3515.1%
2021-0384,72279,5415,1816.1%
2021-0283,96378,4065,5576.6%
2021-0183,68378,1945,4896.6%
2020-1283,69478,9924,7025.6%
2020-1184,26279,8914,3715.2%
2020-1085,25180,6704,5815.4%
2020-0986,10080,4575,6436.6%
2020-0886,31779,7976,5207.6%
2020-0786,82778,2838,5449.8%
2020-0686,65077,5679,08310.5%
2020-0585,58274,34611,23613.1%
2020-0484,05969,29714,76217.6%
2020-0387,36983,0794,2904.9%
2020-0288,12784,3313,7964.3%
2020-0188,04784,3153,7324.2%
2019-1288,00084,7903,2103.6%
2019-1188,23385,2293,0043.4%
2019-1089,08286,0463,0363.4%
2019-0989,00086,0332,9673.3%
2019-0888,41284,8373,5754.0%
2019-0789,33585,7563,5794.0%
2019-0688,74985,6173,1323.5%
2019-0588,06585,2162,8493.2%
2019-0487,49084,6822,8083.2%
2019-0387,49484,0853,4093.9%
2019-0287,03183,3653,6664.2%
2019-0187,48683,8043,6824.2%
2018-1287,76184,5623,1993.6%
2018-1187,90585,0922,8133.2%
2018-1089,10386,1772,9263.3%
2018-0989,41686,4632,9533.3%
2018-0888,71985,2043,5154.0%
2018-0790,16186,5893,5724.0%
2018-0690,31386,8203,4933.9%
2018-0588,85685,7573,0993.5%
2018-0488,08784,7443,3433.8%
2018-0387,80483,8783,9264.5%
2018-0287,51783,0244,4935.1%
2018-0187,41682,9884,4285.1%

BEA Personal Income

2024$12.64B182,977$69K
2023$12.06B182,906$66K
2022$11.45B182,357$63K
2021$11.25B183,487$61K
2020$10.37B181,277$57K
2019$9.64B181,643$53K
2018$8.90B181,819$49K
2017$8.58B181,558$47K
2016$8.19B181,552$45K
2015$7.96B181,801$44K
2014$7.71B182,140$42K
2013$7.47B182,025$41K
2012$7.46B182,458$41K
2011$7.26B182,959$40K
2010$7.01B182,522$38K
2009$6.80B182,638$37K
2008$6.83B183,174$37K
2007$6.49B182,818$35K
2006$6.18B182,845$34K
2005$5.84B182,438$32K
2004$5.59B181,847$31K
2003$5.12B180,942$28K
2002$4.94B180,128$27K
2001$4.90B178,440$27K
2000$4.76B177,810$27K
1999$4.45B176,526$25K
1998$4.21B175,085$24K
1997$3.90B174,148$22K
1996$3.70B173,205$21K
1995$3.60B172,362$21K
1994$3.53B172,252$20K
1993$3.52B172,594$20K
1992$3.58B170,872$21K
1991——$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Ulster County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-05-01$0$0$0Yes
2025-05-12$29K$29K$0Yes
2024-01-13$290K$0$290KNo
2024-01-13$500K$500K$0No
2024-01-10$392.05$392.05$0Yes
2024-01-10$0——Yes
2024-01-10$0$0$0Yes
2024-01-09$7K$7K$643.48Yes
2023-12-18$0——Yes
2023-12-18$4K$4K$0Yes
2023-09-17$0$0$0Yes
2023-06-15$0——Yes
2023-04-29$8K$8K$0Yes
2022-12-23$55K$55K$0Yes
2022-12-23$62K$62K$0No
2022-04-10$3K$3K$0Yes
2022-04-08$0——Yes
2022-04-08$6K$6K$0No
2022-04-08$4K$4K$0Yes
2021-09-02$5K$3K$2KNo
2021-09-02$9K$9K$0No
2021-09-01$0$0$0Yes
2021-08-23$4K$4K$0Yes
2021-08-22$0——No
2021-07-07$0——Yes
2021-06-04$0——Yes
2020-12-25$2K$2K$0Yes
2020-12-25$2K$2K$0Yes
2019-11-15$0$0$0No
2019-11-01$12K$12K$0Yes
2019-11-01$0——Yes
2018-12-21$7K$7K$0Yes
2018-10-03$57K$57K$0Yes
2018-08-18$13K$11K$2KNo
2018-08-14$0——No
2017-03-30$2K$2K$0Yes
2016-02-24$0——Yes
2016-02-24$0——Yes
2015-11-13$0——Yes
2015-09-30$2K$2K$0Yes
2015-09-30$0——Yes
2015-04-29$0——Yes
2015-01-21$0——No
2014-07-02$1K$1K$0Yes
2014-06-25$0——Yes
2014-03-19$0——Yes
2014-03-08$0——No
2013-09-18$0——Yes
2013-07-26$0——Yes
2013-07-23$2K$2K$0Yes
2013-07-22$0——Yes
2013-06-29$29K$22K$6KNo
2013-06-28$4K$4K$0Yes
2013-06-27$13K$13K$0Yes
2012-10-30$64K$48K$15KYes
2012-10-30$8K$8K$0Yes
2012-10-30$27K$21K$7KYes
2012-10-30$0——Yes
2012-10-30$28K$20K$8KYes
2012-10-30$11K$11K$0No
2012-10-30$47K$47K$0Yes
2012-10-30$76K$76K$0No
2012-10-30$88K$88K$0Yes
2012-10-29$85K$77K$8KNo
2012-10-29$61K$49K$12KYes
2012-10-29$104K$104K$0No
2012-10-29$16K$16K$0No
2012-10-29$6K$6K$0No
2012-10-29$46K$46K$0No
2012-10-29$10K$10K$0Yes
2012-10-29$89K$80K$9KYes
2012-10-29$45K$38K$7KYes
2012-10-29$10K$0$10KNo
2012-10-29$13K$13K$0Yes
2012-10-29$131K$126K$4KYes
2012-10-29$25K$25K$0Yes
2012-10-29$29K$29K$0Yes
2012-10-29$12K$12K$0No
2012-10-29$0——Yes
2012-10-29$25K$25K$0Yes
2012-10-29$72K$72K$0No
2012-10-29$26K$24K$2KYes
2012-10-29$29K$29K$0No
2012-10-29$40K$40K$0Yes
2012-10-29$247K$228K$19KYes
2012-10-29$81K$68K$13KYes
2012-10-29$8K$8K$0No
2012-10-29$33K$33K$0Yes
2012-10-29$47K$47K$0No
2012-10-29$0——No
2012-10-29$50K$50K$0Yes
2012-10-29$175K$175K$0No
2012-10-29$81K$0$81KNo
2012-10-29$10K$10K$0No
2012-10-29$82K$46K$36KYes
2012-10-29$3K$3K$0No
2012-10-29$6K$6K$0No
2012-10-29$100K$100K$0Yes
2012-10-29$110K$99K$11KYes
2012-09-18$11K$11K$0Yes

ALSO CHECKED

18 more data areas were checked for Ulster County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NY state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN ULSTER COUNTY →Opens the loan explorer already filtered to county FIPS 36111.

See the New York state market profile for the statewide picture, the New York state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.