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MortRadarTERMINAL
State markets/Ohio/Cuyahoga County

COUNTY MORTGAGE MARKET · FIPS 39035

Cuyahoga County, Ohio

Who lends in Cuyahoga County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$5.87B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

28,057

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

19.6%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

559

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 559 lenders that originated in Cuyahoga County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

269

unconcentrated

Top-5 lender share

29.4%

of originations

Purchase

60.7%

13,280 loans

Refinance

39.3%

8,589 loans

Origination trend

Annual mortgage origination volume and loan count in Cuyahoga County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Cuyahoga County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Cuyahoga County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR CUYAHOGA COUNTY →

TOP TEN LENDERS IN CUYAHOGA COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

2,312$417.1M$417.1M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,758$408.0M$408.0M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,800$350.6M$350.6M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,383$327.7M$327.7M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,158$223.3M$223.3M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,097$203.2M$203.2M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,337$194.4M$194.4M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,170$190.5M$190.5M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
542$143.5M$143.5M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
482$142.8M$142.8M originated in Cuyahoga County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Cuyahoga County

All 52 ZIP Code Tabulation Areas that touch Cuyahoga County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
52 OF 52 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1818 of the 21 Cuyahoga County tracts this ZIP area touches sit mostly inside it.50,94217.2%10,826——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 21 Cuyahoga County tracts this ZIP area touches sit mostly inside it.49,69119.3%13,424——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1717 of the 23 Cuyahoga County tracts this ZIP area touches sit mostly inside it.42,70455.2%6,686——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 21 Cuyahoga County tracts this ZIP area touches sit mostly inside it.41,70352.8%8,414——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 14 Cuyahoga County tracts this ZIP area touches sit mostly inside it.41,19728.2%11,597——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Cuyahoga County tracts this ZIP area touches sit mostly inside it.40,44917.1%12,188——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1818 of the 25 Cuyahoga County tracts this ZIP area touches sit mostly inside it.39,39945.1%8,982——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 21 Cuyahoga County tracts this ZIP area touches sit mostly inside it.37,93443.2%9,736——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1717 of the 24 Cuyahoga County tracts this ZIP area touches sit mostly inside it.37,17984.7%8,569——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1717 of the 24 Cuyahoga County tracts this ZIP area touches sit mostly inside it.35,67476.8%8,204——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 7 Cuyahoga County tracts this ZIP area touches sit mostly inside it.34,22815.2%9,898——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 20 Cuyahoga County tracts this ZIP area touches sit mostly inside it.33,67044.1%8,020——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 15 Cuyahoga County tracts this ZIP area touches sit mostly inside it.33,66369.1%9,320——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 10 Cuyahoga County tracts this ZIP area touches sit mostly inside it.32,44215.0%9,834——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Cuyahoga County tracts this ZIP area touches sit mostly inside it.31,32212.0%8,964——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Cuyahoga County tracts this ZIP area touches sit mostly inside it.30,76867.7%7,809——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Cuyahoga County tracts this ZIP area touches sit mostly inside it.30,71754.8%7,409——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 Cuyahoga County tracts this ZIP area touches sit mostly inside it.29,22147.1%7,906——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 15 Cuyahoga County tracts this ZIP area touches sit mostly inside it.27,87318.0%8,368——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 19 Cuyahoga County tracts this ZIP area touches sit mostly inside it.27,78758.1%3,579——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 21 Cuyahoga County tracts this ZIP area touches sit mostly inside it.26,30797.7%5,852——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Cuyahoga County tracts this ZIP area touches sit mostly inside it.25,52417.3%7,581——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Cuyahoga County tracts this ZIP area touches sit mostly inside it.24,70241.8%7,903——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Cuyahoga County tracts this ZIP area touches sit mostly inside it.23,70181.8%5,967——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Cuyahoga County tracts this ZIP area touches sit mostly inside it.23,08811.5%7,286——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cuyahoga County tracts this ZIP area touches sit mostly inside it.21,75510.2%6,476——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Cuyahoga County tracts this ZIP area touches sit mostly inside it.21,14335.8%5,980——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Cuyahoga County tracts this ZIP area touches sit mostly inside it.21,03537.0%5,335——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Cuyahoga County tracts this ZIP area touches sit mostly inside it.20,96714.2%7,485——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Cuyahoga County tracts this ZIP area touches sit mostly inside it.20,82310.1%7,759——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 16 Cuyahoga County tracts this ZIP area touches sit mostly inside it.20,41493.4%4,469——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cuyahoga County tracts this ZIP area touches sit mostly inside it.19,93614.8%6,604——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Cuyahoga County tracts this ZIP area touches sit mostly inside it.18,59517.5%6,073——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Cuyahoga County tracts this ZIP area touches sit mostly inside it.18,54517.7%5,008——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Cuyahoga County tracts this ZIP area touches sit mostly inside it.18,11597.1%2,024——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Cuyahoga County tracts this ZIP area touches sit mostly inside it.17,29112.5%4,980——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Cuyahoga County tracts this ZIP area touches sit mostly inside it.16,85288.8%3,466——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 19 Cuyahoga County tracts this ZIP area touches sit mostly inside it.16,83196.0%3,331——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cuyahoga County tracts this ZIP area touches sit mostly inside it.16,48819.1%5,729——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cuyahoga County tracts this ZIP area touches sit mostly inside it.16,1637.1%5,414——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Cuyahoga County tracts this ZIP area touches sit mostly inside it.15,54645.4%2,517——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cuyahoga County tracts this ZIP area touches sit mostly inside it.15,06564.0%3,299——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Cuyahoga County tracts this ZIP area touches sit mostly inside it.14,23268.6%2,733——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 16 Cuyahoga County tracts this ZIP area touches sit mostly inside it.14,11590.7%2,258——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cuyahoga County tracts this ZIP area touches sit mostly inside it.13,6359.9%4,567——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cuyahoga County tracts this ZIP area touches sit mostly inside it.13,13180.7%2,266——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Cuyahoga County tracts this ZIP area touches sit mostly inside it.13,13068.2%3,435——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Cuyahoga County tracts this ZIP area touches sit mostly inside it.11,16764.9%462——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cuyahoga County tracts this ZIP area touches sit mostly inside it.10,67054.7%538——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Cuyahoga County tracts this ZIP area touches sit mostly inside it.2,65266.7%328——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Cuyahoga County tracts this ZIP area touches sit mostly inside it.2,26411.8%706——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Cuyahoga County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

427 of Cuyahoga County’s 428 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Cuyahoga County

All 428 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

428 OF 428 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low37.5%1,68662.2%OPEN →
Upper137.3%4,33826.3%OPEN →
Moderate53.8%2,67844.6%OPEN →
Moderate61.4%1,63845.5%OPEN →
Low37.0%2,21156.1%OPEN →
—0.0%2,35364.1%OPEN →
Low48.2%2,39564.7%OPEN →
Moderate56.8%2,53470.4%OPEN →
Low33.9%2,66762.3%OPEN →
Moderate52.5%1,53058.2%OPEN →
Moderate58.3%3,33463.2%OPEN →
Moderate64.0%2,66561.5%OPEN →
Moderate61.4%2,81759.8%OPEN →
Low37.5%2,26968.0%OPEN →
Low36.5%2,12369.9%OPEN →
Low37.2%3,21466.7%OPEN →
Low42.9%4,07463.5%OPEN →
Low39.4%1,72871.9%OPEN →
Moderate61.7%1,89276.1%OPEN →
Low19.6%2,76062.5%OPEN →
Middle103.6%1,75832.1%OPEN →
Upper202.8%3,99936.7%OPEN →
Low35.3%1,67255.1%OPEN →
Moderate71.4%1,31036.3%OPEN →
Low42.3%1,62055.1%OPEN →
Low39.5%3,58458.3%OPEN →
Moderate64.5%3,18870.6%OPEN →
Low36.5%3,53262.0%OPEN →
Low47.7%1,74663.5%OPEN →
Low32.5%1,99863.5%OPEN →
Moderate54.1%4,38549.6%OPEN →
Middle88.1%2,98829.4%OPEN →
Moderate76.8%3,65944.8%OPEN →
Moderate60.0%3,59637.0%OPEN →
Moderate58.8%2,42134.5%OPEN →
Moderate52.1%3,31938.3%OPEN →
Moderate67.3%2,80447.8%OPEN →
Middle91.3%3,62331.9%OPEN →
Middle94.9%1,65828.7%OPEN →
Upper188.4%3,65636.7%OPEN →
Upper123.9%5,52435.6%OPEN →
Low29.0%4,15859.4%OPEN →
Moderate59.1%1,28762.3%OPEN →
Low43.8%1,56977.8%OPEN →
Low29.0%1,09477.9%OPEN →
Low21.0%4,54993.8%OPEN →
—0.0%1,08993.2%OPEN →
Low7.6%——OPEN →
Low16.9%2,14798.8%OPEN →
Low31.1%2,49554.5%OPEN →
Low47.7%1,12075.2%OPEN →
Low32.9%1,04399.1%OPEN →
Low42.4%1,04193.4%OPEN →
Low38.2%1,64994.9%OPEN →
—0.0%93599.7%OPEN →
Low37.1%1,11596.0%OPEN →
Low33.0%92395.3%OPEN →
Low37.8%82869.1%OPEN →
—0.0%2,14498.7%OPEN →
Low41.4%1,95767.7%OPEN →
Low48.0%1,30367.2%OPEN →
Low33.9%2,64866.7%OPEN →
Moderate52.9%3,63572.7%OPEN →
Low32.5%1,35198.2%OPEN →
Moderate71.6%2,44598.4%OPEN →
Low40.8%1,81099.0%OPEN →
Low45.8%1,82399.5%OPEN →
Low35.9%1,27198.6%OPEN →
Low48.1%2,26799.6%OPEN →
Low42.2%1,33698.7%OPEN →
—0.0%2,18879.8%OPEN →
Moderate51.8%99697.2%OPEN →
—0.0%3,11386.2%OPEN →
Low48.6%1,75784.6%OPEN →
Low41.5%1,85294.3%OPEN →
Low44.2%1,27087.0%OPEN →
Low36.7%2,46291.9%OPEN →
Moderate54.5%2,95678.6%OPEN →
Moderate66.1%4,73660.5%OPEN →
Low47.5%1,87887.7%OPEN →
Low45.3%2,16996.6%OPEN →
Middle87.1%1,50997.3%OPEN →
Low48.8%1,68497.4%OPEN →
Moderate64.3%2,23989.4%OPEN →
Moderate67.2%1,78698.3%OPEN →
Moderate55.8%3,59642.8%OPEN →
Moderate74.8%1,45382.2%OPEN →
Middle90.7%2,02180.4%OPEN →
Low41.4%1,55496.9%OPEN →
Upper153.3%2,48563.2%OPEN →
Low39.4%1,81984.2%OPEN →
Moderate59.2%2,13698.3%OPEN →
—0.0%1,83098.3%OPEN →
Moderate74.8%1,71098.3%OPEN →
Moderate65.6%2,49198.5%OPEN →
—0.0%2,04398.0%OPEN →
Moderate59.3%1,86999.5%OPEN →
Moderate51.0%1,97597.1%OPEN →
Moderate54.4%1,83498.4%OPEN →
Moderate50.6%2,11399.3%OPEN →
—0.0%1,32699.3%OPEN →
Moderate69.5%1,64499.6%OPEN →
Moderate55.3%2,09098.8%OPEN →
—0.0%1,83898.8%OPEN →
Moderate54.5%1,79998.0%OPEN →
Moderate53.6%1,39098.4%OPEN →
—0.0%1,76997.3%OPEN →
Moderate54.6%1,45298.2%OPEN →
Moderate52.4%2,45698.1%OPEN →
Low39.4%2,63498.9%OPEN →
Moderate78.0%3,61399.5%OPEN →
Moderate69.0%1,66298.9%OPEN →
Moderate51.3%1,26197.9%OPEN →
Moderate78.0%3,00599.1%OPEN →
Low49.2%1,72299.1%OPEN →
Moderate70.7%1,71799.4%OPEN →
Upper141.2%2,55512.9%OPEN →
Middle94.3%2,90717.3%OPEN →
Upper125.5%3,51114.2%OPEN →
Low46.9%3,57045.9%OPEN →
Moderate67.8%2,71855.3%OPEN →
Middle118.8%2,77618.1%OPEN →
Middle87.5%2,98130.2%OPEN →
Middle107.7%3,02122.6%OPEN →
Upper120.2%2,56133.1%OPEN →
Low21.6%2,00768.7%OPEN →
Moderate69.8%3,32345.5%OPEN →
Middle80.1%5,30257.2%OPEN →
Low47.8%2,50141.3%OPEN →
Moderate61.9%1,86648.9%OPEN →
Moderate77.3%4,31257.2%OPEN →
Middle84.2%3,60846.7%OPEN →
Low44.0%3,96347.7%OPEN →
Moderate57.6%2,88296.1%OPEN →
Moderate79.2%2,74394.5%OPEN →
Upper177.8%4,9136.0%OPEN →
Upper185.7%4,1795.8%OPEN →
Middle119.6%3,5498.3%OPEN →
Upper165.9%3,5228.9%OPEN →
Upper189.4%4,81223.2%OPEN →
Upper136.9%5,20632.5%OPEN →
Upper150.8%3,96843.0%OPEN →
Middle96.8%4,75764.1%OPEN →
Middle97.5%2,85152.8%OPEN →
Moderate57.9%3,61765.4%OPEN →
Moderate53.3%1,92450.7%OPEN →
Middle99.0%3,36588.2%OPEN →
Moderate54.4%2,92183.0%OPEN →
Middle104.6%1,46631.7%OPEN →
Upper150.4%3,70023.0%OPEN →
Middle88.0%4,15715.5%OPEN →
Middle118.2%2,54613.2%OPEN →
Middle112.8%2,98812.3%OPEN →
Middle100.8%3,68816.8%OPEN →
Upper164.9%2,2409.8%OPEN →
Upper163.5%4,2888.7%OPEN →
Upper157.5%5,50711.0%OPEN →
Upper168.5%1,6009.6%OPEN →
Upper144.3%6,36814.0%OPEN →
Middle116.0%5,72012.7%OPEN →
Upper130.1%3,34224.7%OPEN →
Upper166.6%4,50611.2%OPEN →
Moderate69.9%2,52847.2%OPEN →
Moderate52.4%4,50330.9%OPEN →
Middle100.4%4,32832.2%OPEN →
Moderate78.5%1,20928.8%OPEN →
Moderate70.1%3,27920.1%OPEN →
Middle87.9%1,99716.3%OPEN →
Middle100.1%3,84015.2%OPEN →
Middle82.8%4,15316.2%OPEN →
Middle91.4%4,11716.4%OPEN →
Moderate70.5%1,50189.1%OPEN →
Moderate63.3%2,14097.2%OPEN →
Middle96.6%2,47674.4%OPEN →
Middle90.7%3,14572.3%OPEN →
Moderate68.4%3,34575.0%OPEN →
Middle112.5%1,16256.9%OPEN →
Middle86.8%2,46969.5%OPEN →
—0.0%1,66171.9%OPEN →
Middle82.7%3,86640.2%OPEN →
Middle92.3%2,04864.4%OPEN →
—0.0%1,07972.5%OPEN →
Middle109.0%4,15841.6%OPEN →
Upper176.1%3,11129.0%OPEN →
Upper172.0%2,79030.0%OPEN →
Upper216.7%2,46018.2%OPEN →
Upper200.2%1,58325.6%OPEN →
Upper138.7%1,61723.3%OPEN →
Middle109.9%1,52665.5%OPEN →
Upper142.2%1,45530.4%OPEN →
Low40.3%1,90098.7%OPEN →
Low35.7%1,15999.0%OPEN →
Moderate57.6%1,00699.0%OPEN →
Low39.1%1,56997.9%OPEN →
Moderate65.1%1,80083.6%OPEN →
Low38.9%1,10296.3%OPEN →
Low31.2%1,27092.8%OPEN →
—0.0%1,01994.7%OPEN →
—0.0%1,21498.9%OPEN →
Upper130.5%2,42625.3%OPEN →
Middle85.9%4,87569.4%OPEN →
Moderate54.5%3,34076.2%OPEN →
Moderate63.7%4,42469.8%OPEN →
Moderate75.2%2,28858.0%OPEN →
Middle90.8%4,18154.9%OPEN →
Moderate69.9%3,93162.8%OPEN →
Moderate52.2%1,72769.4%OPEN →
Moderate67.7%3,71169.2%OPEN →
Moderate66.1%2,57771.3%OPEN →
Moderate72.2%5,72678.3%OPEN →
—0.0%2,40192.4%OPEN →
Moderate58.5%2,42785.0%OPEN →
Middle118.3%1,82669.7%OPEN →
Middle102.8%2,59711.6%OPEN →
Middle103.4%3,01110.5%OPEN →
Moderate75.5%3,90116.6%OPEN →
Upper128.2%3,87211.9%OPEN →
Upper152.2%3,91010.9%OPEN →
Low44.8%2,27468.1%OPEN →
Moderate66.1%1,60170.0%OPEN →
Middle84.5%2,90166.6%OPEN →
Moderate70.0%3,79257.4%OPEN →
Middle86.2%3,27561.2%OPEN →
Middle81.8%5,12656.1%OPEN →
Moderate57.9%3,16358.2%OPEN →
Moderate66.7%4,25359.0%OPEN →
Upper185.7%5,62815.4%OPEN →
Upper162.8%3,09111.7%OPEN →
Upper185.9%1,4246.8%OPEN →
Upper148.1%6,1609.5%OPEN →
Upper196.3%1,9408.3%OPEN →
Upper140.1%2,28913.8%OPEN →
Middle102.8%1,85211.1%OPEN →
Middle107.6%3,53512.6%OPEN →
Upper130.8%3,79414.2%OPEN →
Middle82.9%2,94430.9%OPEN →
Moderate65.8%1,68228.2%OPEN →
Middle108.6%3,43119.5%OPEN →
Upper126.8%3,47812.1%OPEN →
Upper136.8%1,71812.9%OPEN →
Upper130.5%3,60111.3%OPEN →
Upper122.6%2,90115.0%OPEN →
Middle94.8%2,89414.0%OPEN →
Middle94.1%3,27016.6%OPEN →
Middle109.4%3,84017.2%OPEN →
Middle87.8%2,04023.5%OPEN →
Upper140.9%2,54813.3%OPEN →
Middle89.2%2,93536.0%OPEN →
Middle117.5%4,79322.1%OPEN →
Upper136.1%2,48016.8%OPEN →
Upper132.8%3,84221.9%OPEN →
Low49.5%5,12688.5%OPEN →
Moderate56.0%3,91785.1%OPEN →
Moderate64.5%4,63690.9%OPEN →
Moderate54.5%2,73069.5%OPEN →
Moderate52.5%2,12478.6%OPEN →
Moderate72.6%2,66477.7%OPEN →
Moderate73.8%2,50466.1%OPEN →
Middle88.4%2,71623.6%OPEN →
Middle108.1%3,96823.2%OPEN →
Middle113.9%2,03057.8%OPEN →
Moderate72.0%3,37844.4%OPEN →
Middle101.2%3,77621.1%OPEN →
Middle87.8%4,48336.7%OPEN →
Middle101.8%2,80216.1%OPEN →
Middle111.3%4,76312.7%OPEN →
Middle107.5%2,36010.2%OPEN →
Upper128.0%3,69939.5%OPEN →
Middle100.5%2,3809.1%OPEN →
Upper123.3%2,95611.3%OPEN →
Middle109.0%2,41011.4%OPEN →
Upper130.7%2,9909.9%OPEN →
Upper136.4%3,17014.9%OPEN →
Middle112.0%3,63212.8%OPEN →
Upper135.8%2,99210.0%OPEN →
Upper121.0%3,78412.3%OPEN →
Middle89.5%4,58521.9%OPEN →
Moderate69.3%2,48627.2%OPEN →
Middle120.0%3,43716.7%OPEN →
Upper137.3%4,8508.7%OPEN →
Upper142.0%2,9318.0%OPEN →
Upper152.9%3,65210.3%OPEN →
Middle110.3%2,66518.4%OPEN →
Upper134.5%2,3809.2%OPEN →
Moderate74.9%5,13819.5%OPEN →
Upper135.3%6,39510.7%OPEN →
Middle116.2%3,31110.2%OPEN →
Upper134.3%2,1099.5%OPEN →
Middle113.0%5,38012.3%OPEN →
Middle87.7%4,35731.2%OPEN →
Middle97.1%4,00623.7%OPEN →
Middle85.8%3,61919.6%OPEN →
Middle87.0%4,01620.0%OPEN →
Middle82.1%3,36618.7%OPEN →
Middle98.7%2,54314.7%OPEN →
Middle82.7%5,00920.5%OPEN →
Moderate72.8%3,66231.5%OPEN →
Middle92.3%3,06615.7%OPEN →
Middle96.3%2,86717.3%OPEN →
Middle100.4%4,47115.9%OPEN →
Middle92.2%3,99015.0%OPEN →
Middle92.3%4,29415.4%OPEN →
Middle108.3%3,51011.6%OPEN →
Middle82.7%4,00810.7%OPEN →
Middle114.3%4,3957.9%OPEN →
Middle91.4%1,97913.0%OPEN →
Middle107.0%2,7108.3%OPEN →
Middle100.3%3,80916.9%OPEN →
Middle107.1%3,77815.3%OPEN →
Moderate63.8%5,67223.1%OPEN →
Upper120.3%2,01910.6%OPEN →
Middle85.1%2,75815.9%OPEN →
Middle107.8%4,58727.1%OPEN →
Middle92.2%3,45413.0%OPEN →
Low48.5%4,86227.8%OPEN →
Middle101.6%2,23516.0%OPEN →
Middle94.5%2,96712.7%OPEN →
Upper223.1%3,81627.5%OPEN →
Upper300.6%2,98017.1%OPEN →
Middle112.9%4,21762.6%OPEN →
Middle101.3%3,60962.7%OPEN →
Low47.6%2,97581.5%OPEN →
Upper202.0%7,2348.0%OPEN →
Upper176.2%5,85111.7%OPEN →
Upper141.2%3,1947.7%OPEN →
Upper138.0%5,47612.8%OPEN →
Upper135.4%2,71314.3%OPEN →
Upper128.6%2,6839.2%OPEN →
Upper135.1%3,31311.0%OPEN →
Middle107.3%3,0118.7%OPEN →
Middle100.0%2,95844.8%OPEN →
Upper330.9%2,70022.1%OPEN →
Upper285.3%4,68622.1%OPEN →
Upper179.5%2,26235.1%OPEN →
Middle115.7%1,50784.5%OPEN →
Upper128.2%3,13748.3%OPEN →
Upper186.5%3,74933.6%OPEN →
Middle80.2%1,41596.1%OPEN →
Middle111.6%2,57678.8%OPEN →
Upper121.2%2,86757.5%OPEN →
Upper130.8%1,58258.7%OPEN →
Upper209.2%4,17822.0%OPEN →
Upper161.8%1,88731.3%OPEN →
Upper164.1%4,88746.9%OPEN →
Middle110.6%2,36938.0%OPEN →
Upper201.6%7,82236.6%OPEN →
Moderate76.9%2,75587.2%OPEN →
Middle88.2%2,68564.5%OPEN →
Middle110.9%2,33360.9%OPEN →
Middle111.9%3,77349.6%OPEN →
Middle81.1%1,56974.9%OPEN →
Middle87.8%4,96771.0%OPEN →
Upper125.9%3,80141.2%OPEN →
Upper158.8%5,14514.0%OPEN →
Upper129.3%2,61812.3%OPEN →
Upper159.8%3,68510.1%OPEN →
Moderate69.0%4,83632.7%OPEN →
Upper156.1%6,56112.2%OPEN →
Middle119.4%5,82915.5%OPEN →
Upper169.3%4,60614.5%OPEN →
Upper143.6%3,69212.3%OPEN →
Upper148.8%5,18713.6%OPEN →
Upper187.9%4,33219.9%OPEN →
Middle94.6%2,77761.4%OPEN →
Upper171.5%3,28730.6%OPEN →
Upper189.0%3,13723.8%OPEN →
Middle116.9%4,71317.3%OPEN →
Moderate62.0%3,05097.4%OPEN →
Moderate50.7%2,67796.5%OPEN →
Moderate52.3%2,49395.5%OPEN →
Upper155.1%4,12613.6%OPEN →
Upper131.7%5,13913.1%OPEN →
Upper207.4%5,41514.3%OPEN →
Upper136.8%3,56814.5%OPEN →
Upper136.7%4,52320.0%OPEN →
Upper191.2%7,60016.7%OPEN →
Upper209.6%3,85713.0%OPEN →
Moderate78.6%2,3664.0%OPEN →
Middle114.7%1,6809.0%OPEN →
Upper208.3%6,16615.0%OPEN →
Middle106.3%5,38711.7%OPEN →
Middle118.4%1,51911.1%OPEN →
Upper222.9%1,43026.7%OPEN →
Upper134.9%1,8976.5%OPEN →
Upper138.9%2,03314.8%OPEN →
Upper159.8%3,35614.6%OPEN →
Upper287.5%2,26411.8%OPEN →
Middle97.3%4,73487.8%OPEN →
Upper127.5%4,56667.6%OPEN →
Upper279.3%4,01622.8%OPEN →
Upper166.2%4,3237.2%OPEN →
Middle96.5%1,72071.2%OPEN →
Moderate72.6%2,43528.8%OPEN →
Low31.6%3,83295.9%OPEN →
Upper237.9%4,08713.9%OPEN →
Low49.7%2,64381.0%OPEN →
Upper176.3%5,09552.8%OPEN →
Moderate69.7%3,02095.8%OPEN →
Upper157.1%4,06233.2%OPEN →
Low41.2%2,23896.6%OPEN →
Low46.6%3,18535.9%OPEN →
Moderate58.4%3,86249.4%OPEN →
Moderate50.7%3,86342.7%OPEN →
Low44.7%3,36072.1%OPEN →
Moderate61.3%2,71155.7%OPEN →
Upper143.0%3,09431.2%OPEN →
Low43.3%1,82465.6%OPEN →
Low36.7%2,33880.1%OPEN →
Low45.6%2,06670.2%OPEN →
Moderate54.5%3,39696.4%OPEN →
Moderate50.8%4,16596.3%OPEN →
Low21.0%2,93396.6%OPEN →
Moderate63.1%1,70198.6%OPEN →
Low32.2%4,12993.8%OPEN →
Moderate68.6%1,94595.7%OPEN →
Low39.5%1,85898.0%OPEN →
Low19.3%1,68977.5%OPEN →
Low47.6%1,28995.7%OPEN →
Moderate52.1%2,15396.9%OPEN →
Moderate55.1%1,62899.1%OPEN →
Low43.2%1,75396.8%OPEN →
—0.0%560.0%OPEN →
—0.0%——OPEN →
—0.0%366.7%OPEN →
—0.0%00.0%OPEN →
—0.0%——OPEN →
—0.0%——OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

1,245,873

Median household income

$64,468

Median home value

$195,400

Median gross rent

$1,060

per month

Owner-occupied

59.4%

of occupied units

Housing units

615,331

9.9% vacant

Poverty rate

16.1%

Unemployment

6.6%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 98.0

Social vulnerability

Relatively High

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Strong wind Relatively High · Heat wave Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

68

Declarations recorded

19

Incident types on record: Biological, Flood, Hurricane, Other, Severe Storm, Snowstorm, Tornado.

Everything we hold on Cuyahoga County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Cuyahoga County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Cuyahoga County →Every reported application and origination in FIPS 39035, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Cuyahoga County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

975

—

Purchase share

38.8%

378 loans

IRRRL refinances

378

Cash-out refinances

219

2026975—378378219
20251,054—528287239
2024836—542106188
2023799—58615198
2022——651229402
20211,979—6701,030279
20201,668—641788239
2019938—606113219
2018997—655103239
20171,160—657250253
20161,130—634301195
2015845—451227167

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Cuyahoga County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Cuyahoga County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

756

+14.0% vs 2024

Multifamily · 2025

1,140

+11.5% vs 2024

Total authorized · 2025

1,896

+12.5% vs 2024

Permit valuation · 2025

$530.2M

authorized construction value

Units authorized by year

Cuyahoga County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420251,896 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Cuyahoga County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Lorain County, OH2,9474,971$223.2M
outflow2223Summit County, OH2,2623,517$174.1M
inflow2223Lorain County, OH2,2133,270$135.2M
outflow2223Lake County, OH2,0633,175$120.4M
inflow2223Summit County, OH1,8952,621$121.7M
inflow2223Other flows - South, DS1,7512,821$107.5M
outflow2223Other flows - South, DS1,7332,865$133.4M
outflow2223Medina County, OH1,6142,638$124.9M
inflow2223Lake County, OH1,6102,356$87.0M
inflow2223Medina County, OH1,1931,676$71.3M
outflow2223Franklin County, OH1,0181,365$58.4M
inflow2223Franklin County, OH8341,102$50.9M
inflow2223Other flows - Northeast, DS7481,098$49.0M
inflow2223Other flows - Midwest, DS7451,096$44.6M
outflow2223Other flows - Northeast, DS7421,184$59.0M
outflow2223Portage County, OH7221,151$42.1M
outflow2223Other flows - Midwest, DS6671,105$54.1M
inflow2223Portage County, OH647873$37.5M
inflow2223Other flows - West, DS614946$46.9M
outflow2223Geauga County, OH572949$70.9M
outflow2223Other flows - West, DS529800$40.4M
outflow2223Cook County, IL503620$36.7M
inflow2223Geauga County, OH490728$63.9M
inflow2223Cook County, IL362501$38.7M
inflow2223Stark County, OH318412$15.0M
outflow2223Maricopa County, AZ282472$26.5M
outflow2223Stark County, OH268417$14.3M
outflow2223Los Angeles County, CA253332$18.1M
outflow2223New York County, NY252285$23.2M
outflow2223Hamilton County, OH245293$15.9M
inflow2223Allegheny County, PA234295$14.9M
outflow2223Allegheny County, PA217293$15.2M
outflow2223Foreign - Overseas, FR205363$19.2M
inflow2223Mahoning County, OH203273$9.8M
inflow2223Trumbull County, OH195277$8.2M
outflow2223Harris County, TX194336$12.5M
inflow2223Maricopa County, AZ193302$17.5M
inflow2223Lucas County, OH193274$10.1M
inflow2223Los Angeles County, CA189299$15.3M
outflow2223Mecklenburg County, NC174280$24.7M
outflow2223Mahoning County, OH168231$7.9M
inflow2223Hamilton County, OH167221$10.3M
outflow2223Davidson County, TN163255$58.5M
outflow2223Trumbull County, OH156237$7.3M
outflow2223Lucas County, OH155223$10.2M
outflow2223Dallas County, TX153200$10.3M
inflow2223Erie County, OH149197$7.8M
outflow2223Clark County, NV144230$9.1M
outflow2223Kings County, NY136170$10.9M
outflow2223Erie County, OH135207$12.4M
outflow2223Ashtabula County, OH134217$6.3M
inflow2223Ashtabula County, OH132188$6.1M
inflow2223Harris County, TX128227$8.6M
outflow2223Delaware County, OH127204$13.1M
outflow2223Oakland County, MI125200$15.9M
inflow2223Wayne County, OH122169$4.9M
outflow2223Fulton County, GA119178$8.9M
inflow2223Montgomery County, OH119181$8.9M
outflow2223San Diego County, CA115182$8.3M
inflow2223Clark County, NV114189$5.9M
inflow2223Oakland County, MI114146$8.8M
inflow2223Wayne County, MI113196$7.3M
outflow2223King County, WA113158$11.5M
inflow2223New York County, NY113157$13.6M
inflow2223Kings County, NY113186$7.1M
outflow2223Pinellas County, FL112173$10.4M
inflow2223Broward County, FL110161$7.5M
inflow2223Foreign - Other flows, FR108242$3.3M
outflow2223Orange County, FL106165$4.6M
outflow2223Hillsborough County, FL106179$9.4M
outflow2223Philadelphia County, PA105145$6.8M
outflow2223Lee County, FL105172$39.1M
outflow2223Palm Beach County, FL101175$20.1M
inflow2223Wood County, OH100116$4.3M
outflow2223Denver County, CO98104$7.4M
inflow2223San Diego County, CA97154$5.8M
inflow2223Queens County, NY96169$6.2M
inflow2223Lee County, FL95131$10.6M
inflow2223Foreign - Overseas, FR95177$7.5M
inflow2223Hillsborough County, FL93151$5.8M
outflow2223Montgomery County, OH93138$4.8M
outflow2223District of Columbia, DC92100$7.8M
inflow2223Philadelphia County, PA91143$7.4M
inflow2223Delaware County, OH91125$5.8M
outflow2223Wayne County, MI91151$8.2M
inflow2223King County, WA89126$9.8M
inflow2223Erie County, PA86114$3.6M
outflow2223Wood County, OH84102$4.7M
outflow2223Miami-Dade County, FL83115$22.1M
outflow2223Travis County, TX83105$5.8M
outflow2223Wake County, NC82156$8.1M
outflow2223Suffolk County, MA82104$7.3M
inflow2223Erie County, NY82108$5.1M
outflow2223Collin County, TX82153$6.7M
outflow2223Middlesex County, MA80120$7.9M
inflow2223Palm Beach County, FL79110$9.8M
outflow2223Wayne County, OH79110$4.4M
outflow2223Broward County, FL75110$7.1M
outflow2223DeKalb County, GA75123$5.9M
outflow2223Collier County, FL74122$33.1M
inflow2223Miami-Dade County, FL72120$7.4M
outflow2223Foreign - Puerto Rico, FR71121$2.0M
inflow2223Pinellas County, FL71103$4.4M
outflow2223Duval County, FL70107$4.4M
inflow2223Orange County, FL70111$4.0M
inflow2223Monroe County, NY6997$5.9M
inflow2223Suffolk County, MA6995$7.7M
outflow2223Orange County, CA68104$7.0M
outflow2223Washtenaw County, MI6887$5.1M
inflow2223Huron County, OH6788$2.5M
inflow2223Orange County, CA6693$4.7M
inflow2223Richland County, OH6587$3.1M
inflow2223Denver County, CO6575$6.5M
inflow2223Mecklenburg County, NC65100$4.4M
inflow2223Fulton County, GA64102$4.0M
inflow2223District of Columbia, DC6385$6.8M
inflow2223Travis County, TX6180$5.5M
outflow2223Ottawa County, OH61104$7.6M
inflow2223Butler County, OH6186$4.3M
inflow2223Montgomery County, MD5883$5.2M
outflow2223Ashland County, OH5892$3.9M
inflow2223Dallas County, TX5899$5.2M
inflow2223Warren County, OH5779$4.9M
outflow2223Sarasota County, FL5587$5.6M
outflow2223Charleston County, SC5572$5.0M
inflow2223Marion County, IN5482$3.4M
outflow2223Cobb County, GA5497$3.1M
outflow2223Bexar County, TX5482$3.1M
inflow2223Middlesex County, MA5270$7.5M
inflow2223Ashland County, OH5172$2.8M
inflow2223Ottawa County, OH5166$3.6M
outflow2223Queens County, NY5161$2.8M
inflow2223Davidson County, TN5074$4.7M
inflow2223Alameda County, CA5072$5.0M
inflow2223DeKalb County, GA4979$2.5M
inflow2223Greene County, OH4958$2.7M
outflow2223Montgomery County, MD4971$5.2M
outflow2223Alameda County, CA4966$5.8M
outflow2223Fairfax County, VA4868$4.7M
outflow2223Richland County, OH4878$2.0M
inflow2223Fairfax County, VA4887$5.3M
inflow2223Duval County, FL4872$5.7M
inflow2223Bronx County, NY4788$1.5M
inflow2223Tuscarawas County, OH4765$2.1M
outflow2223Santa Clara County, CA4776$7.7M
outflow2223Tarrant County, TX4671$3.6M
outflow2223Denton County, TX4676$4.4M
outflow2223Butler County, OH4656$2.1M
outflow2223Erie County, NY4664$3.2M
outflow2223Hennepin County, MN4663$4.3M
outflow2223Polk County, FL4677$1.7M
outflow2223Multnomah County, OR4556$3.0M
inflow2223Sarasota County, FL4470$3.1M
outflow2223Milwaukee County, WI4465$2.8M
outflow2223Erie County, PA4469$3.3M
outflow2223Durham County, NC4467$3.1M
outflow2223Jefferson County, KY4476$3.2M
outflow2223Gwinnett County, GA4476$2.3M
inflow2223DuPage County, IL4451$2.7M
inflow2223Tarrant County, TX4473$3.3M
outflow2223Dane County, WI4356$2.5M
outflow2223Hudson County, NJ4352$3.4M
outflow2223Huron County, OH4366$1.7M
outflow2223Baltimore city, MD4357$3.2M
inflow2223Athens County, OH4249$1.4M
outflow2223Monroe County, NY4254$3.0M
inflow2223Bexar County, TX4266$2.5M
inflow2223Santa Clara County, CA4258$4.6M
inflow2223Jefferson County, KY4257$2.9M
inflow2223Washtenaw County, MI4265$3.6M
inflow2223Cobb County, GA4158$2.7M
outflow2223Warren County, OH4060$4.1M
outflow2223San Francisco County, CA4044$3.3M
outflow2223DuPage County, IL4068$4.1M
outflow2223Marion County, IN4065$2.2M
outflow2223Greene County, OH4045$1.8M
outflow2223Greenville County, SC4062$4.1M
inflow2223Collier County, FL4068$6.0M
inflow2223Macomb County, MI3959$1.7M
outflow2223El Paso County, CO3970$2.5M
outflow2223Arlington County, VA3842$3.3M
inflow2223Lake County, IL3863$4.5M
inflow2223Wake County, NC3858$3.3M
inflow2223Osceola County, FL3878$1.7M
inflow2223Fairfield County, OH3849$1.8M
inflow2223Kent County, MI3762$2.7M
inflow2223Pasco County, FL3766$2.6M
inflow2223Pierce County, WA3764$2.2M
outflow2223Horry County, SC3756$2.7M
outflow2223Jefferson County, CO3749$2.5M
inflow2223Essex County, NJ3648$1.9M
outflow2223Brevard County, FL3659$2.4M
outflow2223Prince George's County, MD3645$2.1M
inflow2223Riverside County, CA3657$2.9M
inflow2223Prince George's County, MD3661$2.3M
inflow2223Baltimore city, MD3661$2.3M
outflow2223Pasco County, FL3558$2.2M
inflow2223Hennepin County, MN3556$3.9M
inflow2223Hudson County, NJ3561$3.1M
inflow2223Milwaukee County, WI3556$2.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Cuyahoga County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals9,188.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals2,720.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals11,908.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals200,000.0
2023BothNo CharacteristicAll Appraisals215,000.0
2023PurchaseNo CharacteristicAll Appraisals220,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals205,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals210,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals4,913.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals195,000.0
2022BothNo CharacteristicAll Appraisals17,064.0
2022PurchaseNo CharacteristicAll Appraisals12,151.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals214,000.0
2021BothNo CharacteristicAll Appraisals26,579.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals15,203.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals11,376.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals200,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals192,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals25,030.0
2020PurchaseNo CharacteristicAll Appraisals14,221.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals199,000.0
2020RefinanceNo CharacteristicAll Appraisals230,000.0
2020RefinanceNo CharacteristicAll Appraisals10,809.0
2020PurchaseNo CharacteristicAll Appraisals179,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals180,000.0
2019PurchaseNo CharacteristicAll Appraisals12,111.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals197,000.0
2019BothNo CharacteristicAll Appraisals18,568.0
2019RefinanceNo CharacteristicAll Appraisals6,457.0
2019PurchaseNo CharacteristicAll Appraisals170,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals175,000.0
2018BothNo CharacteristicAll Appraisals16,363.0
2018PurchaseNo CharacteristicAll Appraisals11,476.0
2018RefinanceNo CharacteristicAll Appraisals4,887.0
2018BothNo CharacteristicAll Appraisals168,000.0
2018PurchaseNo CharacteristicAll Appraisals165,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals171,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals16,370.0
2017PurchaseNo CharacteristicAll Appraisals10,792.0
2017PurchaseNo CharacteristicAll Appraisals165,000.0
2017RefinanceNo CharacteristicAll Appraisals5,578.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals167,000.0
2016PurchaseNo CharacteristicAll Appraisals9,723.0
2016RefinanceNo CharacteristicAll Appraisals198,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals160,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals174,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals16,195.0
2016RefinanceNo CharacteristicAll Appraisals6,472.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals156,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals184,400.0
2015BothNo CharacteristicAll Appraisals14,268.0
2015RefinanceNo CharacteristicAll Appraisals5,744.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals8,524.0
2015BothNo CharacteristicAll Appraisals166,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals160,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Cuyahoga County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05619,320599,39219,9283.2%
2026-04616,655597,98518,6703.0%
2026-03629,680603,91025,7704.1%
2026-02619,916591,42828,4884.6%
2026-01625,645601,68023,9653.8%
2025-12625,786604,39121,3953.4%
2025-11634,015611,90822,1073.5%
2025-09633,267611,48221,7853.4%
2025-08642,120618,00024,1203.8%
2025-07651,599622,21029,3894.5%
2025-06648,553618,74829,8054.6%
2025-05628,310600,38027,9304.4%
2025-04635,193608,66926,5244.2%
2025-03628,028600,40027,6284.4%
2025-02626,656595,83730,8194.9%
2025-01620,162593,20026,9624.3%
2024-12620,513598,78721,7263.5%
2024-11626,653605,54021,1133.4%
2024-10629,019609,17319,8463.2%
2024-09631,321609,24722,0743.5%
2024-08637,556612,94524,6113.9%
2024-07646,486616,95529,5314.6%
2024-06636,988608,18828,8004.5%
2024-05624,738599,28625,4524.1%
2024-04625,479602,13123,3483.7%
2024-03615,804590,67125,1334.1%
2024-02611,408583,76627,6424.5%
2024-01610,641586,60224,0393.9%
2023-12607,536588,39619,1403.2%
2023-11623,838605,23718,6013.0%
2023-10622,312602,83319,4793.1%
2023-09618,507596,27722,2303.6%
2023-08628,022603,97024,0523.8%
2023-07638,142612,86625,2764.0%
2023-06631,472603,58427,8884.4%
2023-05613,619588,63224,9874.1%
2023-04614,176592,29621,8803.6%
2023-03612,231587,36424,8674.1%
2023-02609,712581,18628,5264.7%
2023-01602,617577,87824,7394.1%
2022-12603,403583,21620,1873.3%
2022-11608,815587,06921,7463.6%
2022-10614,941591,05823,8833.9%
2022-09613,635588,41725,2184.1%
2022-08627,801599,48828,3134.5%
2022-07628,643597,76230,8814.9%
2022-06626,635593,25133,3845.3%
2022-05613,222583,51829,7044.8%
2022-04608,906580,22828,6784.7%
2022-03602,243571,73730,5065.1%
2022-02602,880569,20333,6775.6%
2022-01596,876566,19430,6825.1%
2021-12598,735574,24524,4904.1%
2021-11608,287582,76925,5184.2%
2021-10610,101582,77227,3294.5%
2021-09608,154577,06331,0915.1%
2021-08616,971581,22235,7495.8%
2021-07632,378591,16541,2136.5%
2021-06624,217577,98546,2327.4%
2021-05612,411570,70541,7066.8%
2021-04609,504567,35642,1486.9%
2021-03600,908556,02044,8887.5%
2021-02600,694551,05349,6418.3%
2021-01596,333550,31346,0207.7%
2020-12591,587549,31142,2767.1%
2020-11605,882562,37543,5077.2%
2020-10606,810558,91047,9007.9%
2020-09601,836543,17558,6619.7%
2020-08616,454551,75164,70310.5%
2020-07626,312542,07984,23313.4%
2020-06619,127526,52692,60115.0%
2020-05599,206496,550102,65617.1%
2020-04595,829471,362124,46720.9%
2020-03606,275571,10035,1755.8%
2020-02646,342614,75131,5914.9%
2020-01641,716612,25829,4584.6%
2019-12641,905618,26623,6393.7%
2019-11647,546625,24922,2973.4%
2019-10646,957625,18321,7743.4%
2019-09643,827619,74624,0813.7%
2019-08652,492626,47426,0184.0%
2019-07660,914630,39030,5244.6%
2019-06650,623620,50730,1164.6%
2019-05640,655614,76225,8934.0%
2019-04635,973611,15024,8233.9%
2019-03631,774603,14628,6284.5%
2019-02633,358602,44730,9114.9%
2019-01629,270599,15630,1144.8%
2018-12630,277604,41625,8614.1%
2018-11636,740612,37524,3653.8%
2018-10640,690615,36225,3284.0%
2018-09637,561611,03826,5234.2%
2018-08646,224616,74829,4764.6%
2018-07657,829624,85532,9745.0%
2018-06652,199616,02536,1745.5%
2018-05635,358604,58830,7704.8%
2018-04639,199608,81130,3884.8%
2018-03627,319594,89432,4255.2%
2018-02629,735594,21335,5225.6%
2018-01623,475591,25532,2205.2%

BEA Personal Income

2024$90.31B1,240,594$73K
2023$86.18B1,238,679$70K
2022$79.99B1,239,720$65K
2021$78.48B1,247,735$63K
2020$72.25B1,262,635$57K
2019$68.80B1,267,228$54K
2018$66.75B1,270,022$53K
2017$64.60B1,272,622$51K
2016$62.53B1,275,717$49K
2015$61.32B1,277,072$48K
2014$59.51B1,278,041$47K
2013$56.93B1,276,821$45K
2012$56.88B1,273,974$45K
2011$54.23B1,274,697$43K
2010$51.26B1,278,956$40K
2009$51.10B1,285,082$40K
2008$54.22B1,291,479$42K
2007$52.47B1,301,540$40K
2006$50.18B1,312,816$38K
2005$47.61B1,330,612$36K
2004$46.67B1,346,714$35K
2003$45.18B1,359,929$33K
2002$44.88B1,371,493$33K
2001$44.85B1,382,520$32K
2000$45.41B1,391,959$33K
1999$43.33B1,399,752$31K
1998$42.64B1,405,644$30K
1997$40.61B1,411,041$29K
1996$38.89B1,418,382$27K
1995$37.67B1,422,616$26K
1994$36.02B1,426,291$25K
1993$34.63B1,426,966$24K
1992$33.45B1,422,812$24K
1991——$23K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Cuyahoga County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-03-31$2K$2K$0Yes
2025-10-30$0——Yes
2025-06-26$0$0$0Yes
2025-04-25$18K$17K$915.4Yes
2025-04-25$79K$67K$12KYes
2025-04-25$7K$7K$0Yes
2025-04-03$6K$6K$0Yes
2025-04-03$4K$4K$0Yes
2024-11-14$0$0$0Yes
2024-08-06$546K$500K$46KNo
2024-08-06$10K$10K$0Yes
2024-08-06$0$0$0Yes
2024-08-02$0$0$0Yes
2024-07-08$0——Yes
2024-04-17$0$0$0Yes
2023-08-24$0$0$0Yes
2023-08-23$18K$18K$48.73Yes
2023-08-23$34K$34K$0Yes
2023-07-25$307K$236K$71KNo
2023-07-21$267K$267K$0No
2023-07-20$259K$259K$0No
2023-07-20$60K$60K$0Yes
2023-07-20$18K$18K$0No
2023-07-20$166K$166K$0No
2023-03-23$3K$3K$0Yes
2023-02-08$0$0$0Yes
2022-08-08$0$0$0Yes
2022-06-01$0——Yes
2022-03-07$0$0$0Yes
2022-03-01$0$0$0Yes
2022-02-16$0——Yes
2021-10-25$2K$2K$0Yes
2021-08-01$3K$3K$0Yes
2021-07-11$3K$3K$0Yes
2021-07-09$50K$50K$0No
2021-06-09$0——Yes
2021-05-28$0$0$0Yes
2021-01-31$21K$21K$0Yes
2020-10-30$12K$5K$7KYes
2020-10-21$11K$9K$2KYes
2020-10-20$22K$22K$0Yes
2020-09-07$0$0$0Yes
2020-09-07$104K$104K$0No
2020-09-07$8K$0$8KNo
2020-09-07$5K$5K$235.8No
2020-09-07$4K$4K$0Yes
2020-09-07$0$0$0Yes
2020-09-07$0——Yes
2020-09-07$0$0$0Yes
2020-09-07$22K$22K$0Yes
2020-09-07$12K$12K$0Yes
2020-09-07$9K$9K$0No
2020-09-07$11K$11K$247.58Yes
2020-09-07$0——Yes
2020-09-07$10K$10K$0Yes
2020-09-07$16K$16K$0No
2020-09-07$454.2$454.2$0Yes
2020-08-20$45K$45K$0Yes
2020-08-03$0——Yes
2020-08-01$0——Yes
2020-07-11$0$0$0Yes
2020-05-16$11K$11K$0No
2020-05-15$124K$124K$0No
2020-05-15$36K$36K$0No
2020-05-15$22.7$22.7$0No
2020-05-15$0——Yes
2020-05-15$14K$13K$591.18Yes
2020-05-15$5K$5K$0Yes
2020-05-15$103K$103K$0No
2020-05-15$7K$7K$0No
2020-05-15$15K$15K$0No
2020-04-21$0——No
2020-03-29$20K$10K$10KYes
2020-03-29$2K$2K$0Yes
2020-03-29$82K$82K$0No
2020-03-29$330.83$330.83$0No
2020-03-29$220K$197K$23KYes
2020-03-29$16K$16K$0No
2020-03-29$12K$12K$0Yes
2020-03-29$240K$0$240KNo
2020-03-29$4K$4K$0Yes
2020-03-29$3K$3K$0Yes
2020-03-29$28K$21K$8KYes
2020-03-29$0$0$0Yes
2020-03-29$65K$32K$33KNo
2020-03-29$54K$34K$20KNo
2020-03-29$3K$2K$2KYes
2020-03-29$70K$59K$12KNo
2020-03-29$26K$26K$0Yes
2020-03-29$5K$5K$0No
2020-03-29$101K$101K$0No
2020-03-29$152K$71K$81KNo
2020-03-29$147K$147K$0No
2020-03-29$16K$7K$9KYes
2020-03-29$3K$730.52$2KYes
2020-03-29$58K$33K$25KNo
2020-03-29$13K$13K$0No
2020-03-29$181K$181K$0No
2020-03-29$8K$8K$0No
2020-03-29$5K$4K$618.75Yes

ALSO CHECKED

18 more data areas were checked for Cuyahoga County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OH state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN CUYAHOGA COUNTY →Opens the loan explorer already filtered to county FIPS 39035.

See the Ohio state market profile for the statewide picture, the Ohio state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.