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MortRadarTERMINAL
State markets/Ohio/Hamilton County

COUNTY MORTGAGE MARKET · FIPS 39061

Hamilton County, Ohio

Who lends in Hamilton County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$5.49B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

19,310

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.4%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

501

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 501 lenders that originated in Hamilton County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

196

unconcentrated

Top-5 lender share

22.6%

of originations

Purchase

62.3%

9,385 loans

Refinance

37.7%

5,674 loans

Origination trend

Annual mortgage origination volume and loan count in Hamilton County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Hamilton County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Hamilton County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR HAMILTON COUNTY →

TOP TEN LENDERS IN HAMILTON COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

961$285.5M$285.5M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,606$271.4M$271.4M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
946$255.5M$255.5M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
194$224.3M$224.3M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
838$205.5M$205.5M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
532$181.2M$181.2M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
11$178.4M$178.4M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
558$175.4M$175.4M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
829$170.3M$170.3M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
527$104.2M$104.2M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Hamilton County

All 58 ZIP Code Tabulation Areas that touch Hamilton County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
58 OF 58 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 18 Hamilton County tracts this ZIP area touches sit mostly inside it.46,30329.2%11,941——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 19 Hamilton County tracts this ZIP area touches sit mostly inside it.42,44758.2%11,005——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 15 Hamilton County tracts this ZIP area touches sit mostly inside it.41,62551.5%7,787——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Hamilton County tracts this ZIP area touches sit mostly inside it.32,49039.5%7,714——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Hamilton County tracts this ZIP area touches sit mostly inside it.28,59872.1%6,474——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Hamilton County tracts this ZIP area touches sit mostly inside it.27,79814.9%8,798——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Hamilton County tracts this ZIP area touches sit mostly inside it.26,08138.4%6,881——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Hamilton County tracts this ZIP area touches sit mostly inside it.24,56046.3%6,248——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.24,4327.4%6,947——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Hamilton County tracts this ZIP area touches sit mostly inside it.22,98326.4%7,352——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Hamilton County tracts this ZIP area touches sit mostly inside it.22,46742.5%2,224——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Hamilton County tracts this ZIP area touches sit mostly inside it.22,00373.9%5,284——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Hamilton County tracts this ZIP area touches sit mostly inside it.21,75862.2%6,144——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 12 Hamilton County tracts this ZIP area touches sit mostly inside it.21,39710.3%7,405——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 12 Hamilton County tracts this ZIP area touches sit mostly inside it.20,78810.0%6,084——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Hamilton County tracts this ZIP area touches sit mostly inside it.20,28261.1%3,127——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Hamilton County tracts this ZIP area touches sit mostly inside it.20,25124.8%4,236——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 Hamilton County tracts this ZIP area touches sit mostly inside it.18,99523.8%5,369——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Hamilton County tracts this ZIP area touches sit mostly inside it.18,3567.9%5,676——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.18,28516.4%5,422——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.18,05427.9%5,321——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Hamilton County tracts this ZIP area touches sit mostly inside it.17,74413.7%5,107——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.17,34429.4%4,848——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hamilton County tracts this ZIP area touches sit mostly inside it.17,20911.2%4,836——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Hamilton County tracts this ZIP area touches sit mostly inside it.16,94038.3%1,159——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 18 Hamilton County tracts this ZIP area touches sit mostly inside it.16,34441.6%1,886——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Hamilton County tracts this ZIP area touches sit mostly inside it.15,20671.8%2,311——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hamilton County tracts this ZIP area touches sit mostly inside it.15,19117.7%4,241——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 Hamilton County tracts this ZIP area touches sit mostly inside it.14,86334.5%3,841——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Hamilton County tracts this ZIP area touches sit mostly inside it.14,19810.7%4,903——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Hamilton County tracts this ZIP area touches sit mostly inside it.13,4238.3%3,531——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.13,04752.8%2,985——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.12,85351.6%3,235——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.12,55621.6%2,921——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Hamilton County tracts this ZIP area touches sit mostly inside it.11,88650.5%2,178——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Hamilton County tracts this ZIP area touches sit mostly inside it.11,41252.8%2,174——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Hamilton County tracts this ZIP area touches sit mostly inside it.10,67457.1%1,396——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 14 Hamilton County tracts this ZIP area touches sit mostly inside it.8,21181.2%727——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Hamilton County tracts this ZIP area touches sit mostly inside it.7,77083.7%682——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.7,60084.8%613——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.5,85780.3%1,346——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.5,32613.7%1,531——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.4,8074.8%1,835——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hamilton County tract this ZIP area touches sit mostly inside it.4,68711.2%2,085——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.4,07029.9%1,275——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hamilton County tract this ZIP area touches sit mostly inside it.3,95727.7%1,119——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 9 Hamilton County tracts this ZIP area touches sit mostly inside it.3,66851.6%465——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Hamilton County tract this ZIP area touches sit mostly inside it.2,7739.3%839——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Hamilton County tracts this ZIP area touches sit mostly inside it.1,07059.9%99——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

226 of Hamilton County’s 226 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Hamilton County

All 226 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

226 OF 226 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low30.1%1,15692.2%OPEN →
Upper121.7%3,43338.5%OPEN →
Upper125.7%1,66049.6%OPEN →
Middle103.3%1,68839.0%OPEN →
Middle108.1%1,08846.1%OPEN →
Low31.2%1,05964.0%OPEN →
—0.0%1,21569.6%OPEN →
Middle100.8%1,42733.8%OPEN →
Middle95.7%2,04436.4%OPEN →
Upper134.6%1,50329.2%OPEN →
Moderate53.3%2,25670.5%OPEN →
—0.0%1,38758.2%OPEN →
Low29.7%3,83631.3%OPEN →
Low34.0%3,43728.0%OPEN →
Upper130.4%1,65129.3%OPEN →
Moderate70.5%1,23441.2%OPEN →
—0.0%2,74427.0%OPEN →
Moderate52.8%2,79950.6%OPEN →
Moderate69.0%5,91829.4%OPEN →
Moderate64.3%1,42639.3%OPEN →
Moderate50.8%2,94730.1%OPEN →
—0.0%1,05493.9%OPEN →
Low31.4%1,60178.5%OPEN →
—0.0%2,03288.6%OPEN →
Low44.5%1,68486.6%OPEN →
Moderate76.5%2,14167.5%OPEN →
Upper155.8%1,61839.5%OPEN →
Upper175.0%1,94732.4%OPEN →
Upper133.9%5,05620.0%OPEN →
Middle89.1%3,04813.1%OPEN →
Middle82.9%3,56124.1%OPEN →
Middle113.1%2,62220.4%OPEN →
Upper160.7%3,85012.9%OPEN →
Upper230.8%3,5519.3%OPEN →
Upper195.4%6,64415.4%OPEN →
Upper149.3%5,02914.8%OPEN →
Upper196.8%2,52013.1%OPEN →
Upper172.0%3,56314.1%OPEN →
Upper147.0%3,34919.3%OPEN →
Upper148.9%3,31917.9%OPEN →
Moderate72.2%4,11060.4%OPEN →
Moderate70.4%5,33938.9%OPEN →
Middle96.5%3,17432.9%OPEN →
Upper125.9%4,51344.8%OPEN →
Moderate77.6%5,16669.0%OPEN →
Middle112.4%1,20840.6%OPEN →
Moderate68.7%5,80658.9%OPEN →
Low42.4%2,78163.2%OPEN →
Moderate57.8%3,86594.3%OPEN →
Low49.3%3,13793.3%OPEN →
—0.0%2,94732.9%OPEN →
Middle97.1%3,51264.8%OPEN →
—0.0%2,05279.5%OPEN →
Moderate54.1%4,04691.0%OPEN →
—0.0%2,59893.4%OPEN →
Upper140.4%2,49946.5%OPEN →
Upper169.1%3,69530.8%OPEN →
Middle80.6%2,21441.4%OPEN →
Low49.1%1,91663.5%OPEN →
Middle107.5%1,95430.6%OPEN →
Middle102.7%2,03234.4%OPEN →
Low14.1%2,66794.0%OPEN →
Low26.6%5,68492.0%OPEN →
Moderate57.0%2,79185.4%OPEN →
Moderate73.4%4,15967.0%OPEN →
Middle81.8%3,34969.6%OPEN →
Moderate71.0%4,77968.4%OPEN →
Low43.1%2,28655.3%OPEN →
Low36.7%3,79083.0%OPEN →
Low12.4%1,91895.7%OPEN →
Low23.6%1,95184.8%OPEN →
—0.0%3,15788.4%OPEN →
Low48.2%4,46473.7%OPEN →
Low25.5%2,41262.4%OPEN →
Low43.5%1,65170.5%OPEN →
Moderate56.8%2,56965.8%OPEN →
Low35.3%4,14544.3%OPEN →
Moderate51.4%5,16855.8%OPEN →
Low34.7%2,28567.0%OPEN →
Moderate74.8%4,55233.5%OPEN →
Moderate59.0%3,49040.0%OPEN →
Low49.3%6,03084.3%OPEN →
Moderate63.0%4,93573.3%OPEN →
Moderate58.9%4,70580.4%OPEN →
Moderate69.7%1,54655.7%OPEN →
Moderate62.4%4,83455.7%OPEN →
Moderate52.6%5,92346.2%OPEN →
Moderate80.0%2,53146.5%OPEN →
—0.0%1,25630.8%OPEN →
Moderate73.5%1,25726.6%OPEN →
Moderate64.3%1,43416.0%OPEN →
Middle97.2%1,39111.9%OPEN →
Middle95.4%1,73536.4%OPEN →
Moderate64.8%2,78460.0%OPEN →
Low44.9%2,76889.7%OPEN →
Middle95.1%3,45461.1%OPEN →
Middle101.5%5,1749.9%OPEN →
Upper148.7%5,9945.0%OPEN →
Upper128.5%4,8074.8%OPEN →
Middle118.3%3,05315.3%OPEN →
Upper133.6%4,68711.2%OPEN →
Middle115.6%3,35830.8%OPEN →
Moderate76.4%4,63345.0%OPEN →
Middle118.9%6,2378.2%OPEN →
Upper126.9%5,72711.7%OPEN →
Middle83.1%2,6719.6%OPEN →
Middle84.9%7,10722.0%OPEN →
Middle83.7%3,33542.9%OPEN →
Upper155.7%4,9828.3%OPEN →
Moderate53.2%3,43553.0%OPEN →
Moderate66.1%4,21349.7%OPEN →
Moderate53.4%3,17843.4%OPEN →
Middle98.6%2,34129.1%OPEN →
Middle103.3%4,97541.1%OPEN →
Middle115.3%4,97814.2%OPEN →
Middle80.4%5,87629.9%OPEN →
Upper125.0%4,45412.4%OPEN →
Moderate77.3%3,62324.3%OPEN →
Moderate64.4%5,61431.2%OPEN →
Moderate75.2%3,13414.1%OPEN →
Middle100.5%3,8059.2%OPEN →
Middle81.7%3,16010.6%OPEN →
Upper133.2%4,9625.7%OPEN →
Upper127.3%6,4494.8%OPEN →
Upper162.7%2,1535.9%OPEN →
Middle97.7%5,36314.4%OPEN →
Upper138.9%5,6725.1%OPEN →
Middle116.8%4,7238.4%OPEN →
Middle102.3%5,02611.8%OPEN →
Middle100.2%5,24215.0%OPEN →
Middle109.8%4,14912.4%OPEN →
Moderate77.8%2,98820.3%OPEN →
Middle89.5%4,91159.2%OPEN →
Moderate76.6%6,38678.2%OPEN →
Middle85.0%3,19677.8%OPEN →
Moderate79.5%3,50683.9%OPEN →
Middle94.7%6,02646.5%OPEN →
Moderate79.1%6,83156.3%OPEN →
Middle99.2%3,59169.1%OPEN →
Middle84.2%5,89383.2%OPEN →
Middle100.9%3,10083.5%OPEN →
Moderate71.5%3,76753.9%OPEN →
Moderate61.5%3,72768.8%OPEN →
Moderate78.5%2,89149.7%OPEN →
Moderate53.4%4,37062.2%OPEN →
Moderate72.0%6,27068.6%OPEN →
Moderate62.6%3,41165.5%OPEN →
Moderate63.0%1,33073.5%OPEN →
Middle92.3%3,95727.7%OPEN →
Middle113.0%4,46235.0%OPEN →
Middle98.0%7,02951.8%OPEN →
Moderate77.8%4,38938.3%OPEN →
Moderate57.8%5,83860.0%OPEN →
Upper127.5%5,71026.7%OPEN →
Upper168.8%2,29820.8%OPEN →
Moderate78.6%4,60370.0%OPEN →
Upper180.7%6,14017.5%OPEN →
Middle118.5%2,74829.8%OPEN →
—0.0%3,14497.1%OPEN →
Middle84.2%4,93947.4%OPEN →
Middle96.7%5,04519.7%OPEN →
Upper204.3%2,66916.1%OPEN →
Moderate72.5%2,93321.8%OPEN →
Middle92.7%5,37222.4%OPEN →
Moderate62.1%3,21324.0%OPEN →
Upper175.2%4,14817.3%OPEN →
Moderate63.9%3,81471.2%OPEN →
Upper181.9%4,69128.5%OPEN →
Middle112.7%2,58235.9%OPEN →
Middle110.0%6,50022.5%OPEN →
Middle104.3%4,13414.6%OPEN →
Middle80.9%2,72316.2%OPEN →
Middle103.2%2,60515.8%OPEN →
Middle100.8%5,22251.8%OPEN →
Upper145.6%4,90230.6%OPEN →
Upper168.5%5,01112.7%OPEN →
Middle119.4%5,24127.0%OPEN →
Upper183.0%3,05815.8%OPEN →
Upper173.3%7,39113.0%OPEN →
Upper167.1%2,93825.3%OPEN →
Upper148.8%4,14746.9%OPEN →
Upper125.5%7,16414.0%OPEN →
Upper179.3%8,19719.0%OPEN →
Upper172.7%3,35222.4%OPEN →
Middle113.5%4,67519.9%OPEN →
Upper181.6%4,71616.0%OPEN →
Upper299.0%3,24016.5%OPEN →
Middle91.7%1,76811.7%OPEN →
Upper174.9%3,6469.7%OPEN →
Middle92.2%1,06613.5%OPEN →
Upper245.6%4,5788.9%OPEN →
Upper152.2%3,52812.5%OPEN →
Upper150.8%6,2539.8%OPEN →
Upper133.0%7,25810.1%OPEN →
Upper159.5%5,02610.4%OPEN →
Upper124.8%7,54211.2%OPEN →
Middle120.0%6,74311.8%OPEN →
Moderate56.5%4,31326.4%OPEN →
Middle91.4%2,58026.9%OPEN →
Middle107.9%1,53519.2%OPEN →
Moderate72.5%2,95514.7%OPEN →
Moderate71.0%4,08731.1%OPEN →
Middle112.3%3,57319.4%OPEN →
Low37.5%2,08743.8%OPEN →
Middle100.1%4,07029.9%OPEN →
Upper138.8%5,0495.3%OPEN →
Middle117.5%8,4228.5%OPEN →
Moderate60.7%2,9057.2%OPEN →
Middle81.3%4,1468.7%OPEN →
Middle113.2%3,9106.8%OPEN →
Low48.3%2,25513.2%OPEN →
Low25.3%1,07059.9%OPEN →
Low37.8%2,50883.5%OPEN →
Upper139.7%3,19639.7%OPEN →
Upper163.7%1,47616.0%OPEN →
—0.0%1,64580.5%OPEN →
Upper232.3%1,57813.8%OPEN →
Low21.9%2,36685.8%OPEN →
Low31.7%2,64989.0%OPEN →
Moderate71.6%4,27188.3%OPEN →
Low47.8%2,18167.7%OPEN →
Upper205.5%2,7739.3%OPEN →
Low47.4%4,33747.1%OPEN →
Upper232.0%2,9249.6%OPEN →
Middle100.0%2,32541.7%OPEN →
Moderate75.2%4,11038.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

830,774

Median household income

$72,470

Median home value

$241,900

Median gross rent

$1,075

per month

Owner-occupied

59.3%

of occupied units

Housing units

381,356

7.0% vacant

Poverty rate

15.0%

Unemployment

5.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 96.3

Social vulnerability

Relatively Moderate

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Strong wind Relatively High · Heat wave Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

71

Declarations recorded

18

Incident types on record: Biological, Flood, Hurricane, Mud/Landslide, Severe Storm, Snowstorm, Tornado.

Everything we hold on Hamilton County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Hamilton County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Hamilton County →Every reported application and origination in FIPS 39061, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Hamilton County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

687

—

Purchase share

41.3%

284 loans

IRRRL refinances

258

Cash-out refinances

145

2026687—284258145
2025666—340186140
2024530—32984117
2023504—3586140
2022——487172273
20211,434—410840184
20201,298—439671188
2019768—475108185
2018748—47964205
2017887—475207205
2016750—412204134
2015685—358200127

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Hamilton County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Hamilton County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

648

+14.5% vs 2024

Multifamily · 2025

514

+100.8% vs 2024

Total authorized · 2025

1,162

+41.4% vs 2024

Permit valuation · 2025

$360.4M

authorized construction value

Units authorized by year

Hamilton County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420251,162 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Hamilton County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Butler County, OH3,1715,632$184.0M
inflow2223Butler County, OH2,8524,535$141.0M
outflow2223Clermont County, OH2,2493,769$152.4M
inflow2223Other flows - South, DS1,8582,877$118.9M
outflow2223Other flows - South, DS1,7222,884$138.2M
inflow2223Clermont County, OH1,6492,498$112.1M
outflow2223Warren County, OH1,4512,554$134.9M
inflow2223Warren County, OH1,2921,915$88.1M
outflow2223Kenton County, KY1,0391,554$82.6M
inflow2223Kenton County, KY8951,361$51.4M
inflow2223Other flows - Midwest, DS8671,253$52.8M
outflow2223Other flows - Midwest, DS6981,142$44.7M
outflow2223Franklin County, OH669841$37.1M
outflow2223Campbell County, KY653886$42.4M
inflow2223Campbell County, KY566803$40.8M
inflow2223Franklin County, OH553712$31.9M
inflow2223Montgomery County, OH546718$26.9M
inflow2223Other flows - Northeast, DS515764$44.8M
outflow2223Boone County, KY476804$28.1M
outflow2223Other flows - Northeast, DS476744$45.5M
outflow2223Montgomery County, OH468732$23.5M
outflow2223Other flows - West, DS451661$39.1M
inflow2223Other flows - West, DS447767$38.5M
outflow2223Cook County, IL425499$33.2M
inflow2223Boone County, KY360530$17.3M
outflow2223Dearborn County, IN359627$27.3M
inflow2223Cook County, IL286396$35.8M
inflow2223Dearborn County, IN280414$13.7M
outflow2223King County, WA265299$25.2M
inflow2223Cuyahoga County, OH245293$15.9M
inflow2223Jefferson County, KY190266$14.6M
outflow2223Cuyahoga County, OH167221$10.3M
inflow2223Marion County, IN152199$10.0M
outflow2223New York County, NY151164$13.2M
outflow2223Los Angeles County, CA151192$11.8M
outflow2223Marion County, IN150216$8.2M
inflow2223Fayette County, KY147202$9.4M
outflow2223Jefferson County, KY144216$12.0M
inflow2223Los Angeles County, CA140185$9.9M
inflow2223Greene County, OH134162$6.3M
outflow2223Foreign - Overseas, FR131238$17.7M
outflow2223Maricopa County, AZ118166$20.9M
outflow2223Dallas County, TX113162$11.2M
outflow2223Davidson County, TN110133$8.1M
outflow2223Fayette County, KY105162$6.3M
outflow2223Harris County, TX105153$6.0M
outflow2223Greene County, OH105157$5.0M
outflow2223Mecklenburg County, NC103144$9.1M
outflow2223Travis County, TX101132$11.3M
outflow2223Brown County, OH99197$6.1M
outflow2223Fulton County, GA98133$16.2M
outflow2223Kings County, NY97127$7.7M
inflow2223Brown County, OH95149$4.1M
inflow2223Maricopa County, AZ93146$6.4M
inflow2223Delaware County, OH93121$5.3M
inflow2223Davidson County, TN93136$8.2M
inflow2223Harris County, TX92150$8.0M
outflow2223Denver County, CO9197$7.4M
inflow2223Miami County, OH8098$4.4M
outflow2223District of Columbia, DC8082$6.6M
inflow2223Lucas County, OH7998$3.5M
inflow2223Kings County, NY78123$4.7M
outflow2223Pinellas County, FL78113$17.2M
outflow2223DeKalb County, GA75115$4.4M
outflow2223Hillsborough County, FL75106$5.1M
outflow2223Allegheny County, PA72101$8.1M
inflow2223Mecklenburg County, NC71111$5.0M
inflow2223Pinellas County, FL70101$6.1M
inflow2223Summit County, OH7087$4.3M
outflow2223Summit County, OH6994$4.6M
outflow2223Clark County, NV6797$3.9M
outflow2223Lee County, FL6699$13.6M
outflow2223Santa Clara County, CA6577$7.0M
inflow2223Fulton County, GA6490$4.5M
inflow2223Broward County, FL6498$5.7M
inflow2223Allegheny County, PA63107$6.6M
outflow2223San Diego County, CA6398$8.2M
inflow2223Clinton County, OH6275$3.5M
inflow2223Denver County, CO6176$6.1M
inflow2223King County, WA6197$9.3M
inflow2223Franklin County, IN6191$3.4M
inflow2223Oakland County, MI6080$4.8M
inflow2223Foreign - Overseas, FR60131$10.9M
inflow2223Miami-Dade County, FL6090$6.3M
outflow2223Delaware County, OH5990$5.4M
inflow2223Hillsborough County, FL5977$2.8M
outflow2223Ripley County, IN5894$3.5M
outflow2223Suffolk County, MA5866$4.6M
outflow2223Lucas County, OH5678$2.6M
inflow2223New York County, NY5675$5.6M
outflow2223Clinton County, OH5590$2.4M
outflow2223Palm Beach County, FL5581$15.1M
outflow2223Wake County, NC5481$5.5M
inflow2223Lee County, FL5490$4.4M
inflow2223Clark County, OH5478$2.1M
inflow2223Dallas County, TX5478$4.7M
outflow2223Philadelphia County, PA5370$4.9M
inflow2223Wayne County, MI5375$4.0M
inflow2223San Diego County, CA5398$3.6M
outflow2223Oakland County, MI5379$5.1M
outflow2223Wayne County, MI5277$4.9M
outflow2223Franklin County, IN5296$3.1M
inflow2223Ripley County, IN5171$2.5M
inflow2223Orange County, CA5178$7.9M
inflow2223DeKalb County, GA5075$2.9M
inflow2223Middlesex County, MA5071$6.3M
inflow2223Philadelphia County, PA4978$3.4M
inflow2223Hamilton County, IN4972$3.8M
outflow2223Broward County, FL4966$4.9M
outflow2223Cobb County, GA4975$3.4M
outflow2223Hamilton County, IN4885$5.5M
inflow2223Lorain County, OH4752$1.8M
inflow2223Travis County, TX4666$5.4M
outflow2223Orange County, FL4678$4.8M
outflow2223Middlesex County, MA4678$5.4M
outflow2223Collier County, FL4575$36.9M
outflow2223Duval County, FL4563$2.4M
inflow2223Clark County, NV4569$2.9M
inflow2223Wake County, NC4563$3.6M
inflow2223Hennepin County, MN4456$3.9M
inflow2223District of Columbia, DC4458$5.5M
outflow2223Williamson County, TX4355$3.5M
inflow2223Washtenaw County, MI4368$5.9M
inflow2223Orange County, FL4372$3.1M
outflow2223Miami County, OH4359$2.3M
inflow2223Highland County, OH4251$2.3M
outflow2223Adams County, OH4274$1.8M
outflow2223Collin County, TX4267$4.2M
outflow2223Miami-Dade County, FL4156$5.2M
inflow2223Duval County, FL4172$3.2M
outflow2223Washtenaw County, MI4169$5.9M
outflow2223Sarasota County, FL4164$9.4M
outflow2223Tarrant County, TX4076$2.5M
inflow2223Queens County, NY4057$2.0M
outflow2223Multnomah County, OR4050$3.8M
outflow2223Hennepin County, MN4057$4.2M
inflow2223Palm Beach County, FL3965$3.7M
outflow2223Clark County, OH3949$1.1M
inflow2223DuPage County, IL3952$3.4M
inflow2223Tarrant County, TX3868$3.0M
inflow2223Cobb County, GA3862$3.8M
outflow2223Dane County, WI3858$3.1M
outflow2223Charleston County, SC3855$5.6M
inflow2223Shelby County, TN3760$2.4M
outflow2223Fairfax County, VA3753$3.7M
inflow2223Salt Lake County, UT3664$3.8M
inflow2223Bronx County, NY3667$1.4M
inflow2223Medina County, OH3538$1.3M
inflow2223Fairfax County, VA3551$2.7M
outflow2223Foreign - Other flows, FR3555$2.0M
inflow2223Erie County, NY3545$1.6M
inflow2223Allen County, OH3548$1.5M
inflow2223Wood County, OH3545$1.5M
inflow2223Collier County, FL3448$7.8M
outflow2223San Francisco County, CA3436$3.7M
inflow2223Stark County, OH3439$1.3M
inflow2223Sarasota County, FL3445$3.6M
inflow2223Santa Clara County, CA3348$5.7M
outflow2223Alameda County, CA3353$4.0M
outflow2223Montgomery County, MD3347$3.0M
outflow2223Highland County, OH3359$1.8M
outflow2223Salt Lake County, UT3340$2.7M
inflow2223Milwaukee County, WI3349$2.5M
inflow2223Lake County, IL3235$1.2M
outflow2223Gwinnett County, GA3256$1.9M
inflow2223Fairfield County, OH3239$1.9M
outflow2223Knox County, TN3147$1.8M
inflow2223Suffolk County, MA3148$3.5M
outflow2223Arlington County, VA3135$2.4M
inflow2223Tippecanoe County, IN3031$1.1M
inflow2223Dane County, WI3049$3.6M
outflow2223Denton County, TX3040$2.7M
outflow2223Grant County, KY3045$1.3M
outflow2223Jefferson County, CO3037$2.3M
inflow2223Monroe County, IN3040$1.6M
inflow2223Montgomery County, MD3036$2.1M
inflow2223Kent County, MI2942$2.6M
outflow2223Kent County, MI2938$3.4M
outflow2223Preble County, OH2948$1.4M
outflow2223Milwaukee County, WI2942$2.3M
outflow2223Shelby County, TN2943$1.7M
inflow2223Foreign - Other flows, FR2853$1.7M
outflow2223Boulder County, CO2841$3.5M
outflow2223Pasco County, FL2846$1.5M
outflow2223Volusia County, FL2843$2.5M
outflow2223Stark County, OH2843$1.6M
inflow2223Portage County, OH2836$1.1M
outflow2223Greenville County, SC2752$1.7M
outflow2223St. Louis County, MO2749$2.9M
inflow2223Lake County, OH2730$1.1M
inflow2223Pima County, AZ2749$2.2M
outflow2223DuPage County, IL2741$2.4M
inflow2223Preble County, OH2642$1.2M
outflow2223Manatee County, FL2653$3.2M
outflow2223Wood County, OH2631$1.3M
inflow2223St. Louis city, MO2632$1.4M
inflow2223Hendricks County, IN2636$1.5M
inflow2223Allen County, IN2633$1.4M
outflow2223Allen County, IN2644$1.2M
outflow2223Lorain County, OH2646$1.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Hamilton County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals6,081.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023RefinanceNo CharacteristicAll Appraisals2,029.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals8,110.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals239,000.0
2023BothNo CharacteristicAll Appraisals260,000.0
2023PurchaseNo CharacteristicAll Appraisals270,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals247,000.0
2022PurchaseNo CharacteristicAll Appraisals0.4
2022PurchaseNo CharacteristicAll Appraisals250,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals4,027.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals235,000.0
2022BothNo CharacteristicAll Appraisals11,889.0
2022PurchaseNo CharacteristicAll Appraisals7,862.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals250,000.0
2021BothNo CharacteristicAll Appraisals18,945.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals9,332.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals9,613.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals242,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals235,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals18,875.0
2020PurchaseNo CharacteristicAll Appraisals9,338.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals239,000.0
2020RefinanceNo CharacteristicAll Appraisals270,000.0
2020RefinanceNo CharacteristicAll Appraisals9,537.0
2020PurchaseNo CharacteristicAll Appraisals212,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals218,000.0
2019PurchaseNo CharacteristicAll Appraisals8,424.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals250,500.0
2019BothNo CharacteristicAll Appraisals14,088.0
2019RefinanceNo CharacteristicAll Appraisals5,664.0
2019PurchaseNo CharacteristicAll Appraisals196,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals190,000.0
2018BothNo CharacteristicAll Appraisals10,391.0
2018PurchaseNo CharacteristicAll Appraisals7,373.0
2018RefinanceNo CharacteristicAll Appraisals3,018.0
2018BothNo CharacteristicAll Appraisals189,000.0
2018PurchaseNo CharacteristicAll Appraisals188,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals196,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals10,393.0
2017PurchaseNo CharacteristicAll Appraisals6,659.0
2017PurchaseNo CharacteristicAll Appraisals184,000.0
2017RefinanceNo CharacteristicAll Appraisals3,734.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals188,000.0
2016PurchaseNo CharacteristicAll Appraisals6,312.0
2016RefinanceNo CharacteristicAll Appraisals252,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals180,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals214,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals11,970.0
2016RefinanceNo CharacteristicAll Appraisals5,658.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals168,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals225,000.0
2015BothNo CharacteristicAll Appraisals10,422.0
2015RefinanceNo CharacteristicAll Appraisals4,816.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals5,606.0
2015BothNo CharacteristicAll Appraisals190,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals185,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Hamilton County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05432,196419,81912,3772.9%
2026-04434,304421,14513,1593.0%
2026-03433,476417,90015,5763.6%
2026-02433,592415,23918,3534.2%
2026-01427,635409,32218,3134.3%
2025-12432,432415,81716,6153.8%
2025-11434,422416,96317,4594.0%
2025-09436,664418,44918,2154.2%
2025-08438,619418,26720,3524.6%
2025-07439,873417,83022,0435.0%
2025-06439,266417,81421,4524.9%
2025-05437,912418,64319,2694.4%
2025-04439,067419,68419,3834.4%
2025-03439,777418,35321,4244.9%
2025-02435,833414,00121,8325.0%
2025-01432,365410,56521,8005.0%
2024-12435,247416,66918,5784.3%
2024-11437,387418,66518,7224.3%
2024-10438,886421,50517,3814.0%
2024-09437,658419,22118,4374.2%
2024-08437,658418,05719,6014.5%
2024-07440,846419,92320,9234.7%
2024-06439,207418,38320,8244.7%
2024-05433,576415,67017,9064.1%
2024-04432,015415,39016,6253.8%
2024-03434,365416,38817,9774.1%
2024-02429,365411,64617,7194.1%
2024-01425,729408,57617,1534.0%
2023-12428,192414,39313,7993.2%
2023-11430,754416,95213,8023.2%
2023-10430,960416,28214,6783.4%
2023-09430,791415,79414,9973.5%
2023-08434,525418,73715,7883.6%
2023-07432,686417,62715,0593.5%
2023-06432,599417,26815,3313.5%
2023-05429,465416,24913,2163.1%
2023-04427,899415,93411,9652.8%
2023-03430,133415,87614,2573.3%
2023-02425,711410,77914,9323.5%
2023-01423,241408,17715,0643.6%
2022-12423,123410,59812,5253.0%
2022-11423,180409,80613,3743.2%
2022-10425,885411,12214,7633.5%
2022-09425,884410,92414,9603.5%
2022-08429,252412,18417,0684.0%
2022-07428,745411,54917,1964.0%
2022-06427,755410,50617,2494.0%
2022-05424,168410,46113,7073.2%
2022-04421,316408,02113,2953.2%
2022-03422,903408,28114,6223.5%
2022-02419,843404,20215,6413.7%
2022-01417,960401,28116,6794.0%
2021-12419,959407,12512,8343.1%
2021-11422,453408,13314,3203.4%
2021-10421,994406,18715,8073.7%
2021-09420,180402,23417,9464.3%
2021-08426,469406,35320,1164.7%
2021-07427,010404,26322,7475.3%
2021-06425,489400,70524,7845.8%
2021-05420,114399,06721,0475.0%
2021-04419,248396,29822,9505.5%
2021-03419,145396,52022,6255.4%
2021-02418,573392,69425,8796.2%
2021-01419,444391,07228,3726.8%
2020-12420,083395,99824,0855.7%
2020-11420,883397,44923,4345.6%
2020-10425,503398,57926,9246.3%
2020-09423,799390,63433,1657.8%
2020-08424,647389,82834,8198.2%
2020-07422,464379,61742,84710.1%
2020-06420,096372,80547,29111.3%
2020-05407,662356,89550,76712.5%
2020-04394,871344,52750,34412.7%
2020-03425,060405,79119,2694.5%
2020-02426,814410,44816,3663.8%
2020-01425,414407,37418,0404.2%
2019-12430,133415,58414,5493.4%
2019-11431,789417,04014,7493.4%
2019-10431,280415,84015,4403.6%
2019-09429,467413,28216,1853.8%
2019-08431,435414,22917,2064.0%
2019-07433,939415,59718,3424.2%
2019-06434,176416,46117,7154.1%
2019-05423,552409,60413,9483.3%
2019-04420,845407,58313,2623.2%
2019-03421,529406,36715,1623.6%
2019-02419,535403,24216,2933.9%
2019-01420,310401,22319,0874.5%
2018-12425,148408,70716,4413.9%
2018-11424,198408,79315,4053.6%
2018-10424,728408,25216,4763.9%
2018-09421,829405,62616,2033.8%
2018-08423,342406,21417,1284.0%
2018-07428,810410,57218,2384.3%
2018-06429,866410,10619,7604.6%
2018-05421,360405,62215,7383.7%
2018-04417,833401,86415,9693.8%
2018-03417,268400,63816,6304.0%
2018-02415,888398,37917,5094.2%
2018-01412,401394,58917,8124.3%

BEA Personal Income

2024$66.14B837,359$79K
2023$63.26B831,559$76K
2022$59.50B826,970$72K
2021$58.34B827,564$70K
2020$52.33B830,418$63K
2019$49.38B829,754$60K
2018$47.76B825,754$58K
2017$45.78B823,394$56K
2016$43.92B819,268$54K
2015$42.75B816,202$52K
2014$41.20B813,021$51K
2013$39.89B809,308$49K
2012$39.65B805,265$49K
2011$37.83B802,245$47K
2010$34.95B802,594$44K
2009$33.64B802,149$42K
2008$35.54B799,840$44K
2007$34.73B801,815$43K
2006$34.18B804,913$42K
2005$32.43B810,352$40K
2004$31.71B817,306$39K
2003$30.13B825,139$37K
2002$29.65B832,390$36K
2001$29.28B840,335$35K
2000$28.65B844,124$34K
1999$27.69B849,917$33K
1998$27.55B855,976$32K
1997$25.64B859,490$30K
1996$24.55B862,440$28K
1995$23.29B865,970$27K
1994$22.29B869,754$26K
1993$21.50B873,002$25K
1992$20.81B872,223$24K
1991——$22K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Hamilton County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-18$25K$25K$0Yes
2026-06-18$2K$2K$0Yes
2026-06-18$0$0$0Yes
2026-06-17$86K$86K$0Yes
2026-06-17$0——No
2026-06-01$0$0$0Yes
2026-05-27$5K$5K$0Yes
2025-06-06$119K$92K$27KYes
2025-06-06$0$0$0Yes
2025-05-30$0$0$0No
2025-04-25$37K$37K$0No
2025-04-16$83K$83K$0No
2025-04-14$35K$35K$0No
2025-04-14$65K$65K$0No
2025-04-11$41K$28K$13KNo
2025-04-11$34K$34K$0No
2025-04-09$0$0$0No
2025-04-09$28K$22K$6KNo
2025-04-09$188K$171K$17KNo
2025-04-09$124K$113K$11KNo
2025-04-08$14K$11K$3KYes
2025-04-08$5K$5K$0No
2025-04-08$36K$36K$0No
2025-04-07$0$0$0No
2025-04-07$61K$59K$1KNo
2025-04-07$64K$64K$0Yes
2025-04-07$5K$5K$0No
2025-04-07$37K$37K$0No
2025-04-07$61K$61K$0Yes
2025-04-07$144K$140K$4KNo
2025-04-07$30K$30K$0Yes
2025-04-07$24K$24K$0No
2025-04-07$47K$0$47KNo
2025-04-07$40K$40K$0No
2025-04-07$23K$23K$0Yes
2025-04-07$29K$29K$0Yes
2025-04-07$101K$101K$0No
2025-04-07$0$0$0Yes
2025-04-07$0——Yes
2025-04-07$18K$18K$0Yes
2025-04-06$47K$47K$0No
2025-04-06$9K$9K$0Yes
2025-04-06$3K$3K$0Yes
2025-04-06$3K$3K$0Yes
2025-04-06$160K$160K$0Yes
2025-04-06$14K$14K$0Yes
2025-04-06$5K$5K$0Yes
2025-04-06$36K$36K$0No
2025-04-06$7K$7K$0Yes
2025-04-06$71K$68K$3KNo
2025-04-06$36K$36K$0No
2025-04-06$188K$188K$0No
2025-04-06$89K$89K$0No
2025-04-06$37K$37K$0No
2025-04-06$0——No
2025-04-06$13K$13K$0Yes
2025-04-06$8K$8K$0Yes
2025-04-06$32K$32K$0No
2025-04-06$166K$110K$57KNo
2025-04-06$33K$33K$0Yes
2025-04-06$0——No
2025-04-06$30K$26K$4KNo
2025-04-06$0——No
2025-04-06$18K$18K$0Yes
2025-04-06$28K$28K$0No
2025-04-06$3K$3K$0Yes
2025-04-05$0$0$0No
2025-04-05$134K$134K$0No
2025-04-05$103K$103K$0No
2025-04-05$83K$83K$0No
2025-04-05$25K$19K$6KYes
2025-04-05$3K$3K$0No
2025-04-05$6K$6K$0Yes
2025-04-05$7K$7K$0Yes
2025-04-05$0——No
2025-04-05$30K$30K$0Yes
2025-04-05$8K$7K$852.5Yes
2025-04-05$45K$37K$8KNo
2025-04-05$97K$97K$0No
2025-04-05$226K$123K$103KNo
2025-04-05$44K$43K$1KNo
2025-04-05$8K$8K$0Yes
2025-04-04$483K$311K$172KNo
2025-04-04$0——Yes
2025-04-04$328K$228K$100KNo
2025-04-04$186K$126K$60KNo
2025-04-04$84K$72K$12KYes
2025-04-04$0——No
2025-04-04$36K$36K$0Yes
2025-04-04$4K$4K$0Yes
2025-04-02$52K$52K$0No
2025-04-02$17K$17K$79.06Yes
2025-02-18$32K$32K$0No
2025-02-18$4K$4K$0Yes
2025-02-18$315K$247K$68KNo
2024-05-08$23K$14K$9KYes
2024-05-08$6K$4K$1KYes
2024-05-07$60K$40K$20KYes
2024-05-07$11K$11K$0Yes
2024-05-07$10K$5K$5KYes

ALSO CHECKED

18 more data areas were checked for Hamilton County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OH state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN HAMILTON COUNTY →Opens the loan explorer already filtered to county FIPS 39061.

See the Ohio state market profile for the statewide picture, the Ohio state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.