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State markets/Ohio/Lucas County

COUNTY MORTGAGE MARKET · FIPS 39095

Lucas County, Ohio

Who lends in Lucas County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$1.54B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

8,906

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

18.7%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

357

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 357 lenders that originated in Lucas County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

368

unconcentrated

Top-5 lender share

35.0%

of originations

Purchase

65.4%

4,473 loans

Refinance

34.6%

2,369 loans

Origination trend

Annual mortgage origination volume and loan count in Lucas County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Lucas County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Lucas County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR LUCAS COUNTY →

TOP TEN LENDERS IN LUCAS COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,209$170.9M$170.9M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
708$118.8M$118.8M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
565$90.4M$90.4M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
454$81.2M$81.2M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
464$76.2M$76.2M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
385$59.5M$59.5M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
244$53.4M$53.4M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
416$46.6M$46.6M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
180$44.6M$44.6M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
212$39.0M$39.0M originated in Lucas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Lucas County

All 30 ZIP Code Tabulation Areas that touch Lucas County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
30 OF 30 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1717 of the 23 Lucas County tracts this ZIP area touches sit mostly inside it.43,87638.7%10,686——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 16 Lucas County tracts this ZIP area touches sit mostly inside it.33,23328.1%8,859——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Lucas County tracts this ZIP area touches sit mostly inside it.32,25817.1%8,896——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 14 Lucas County tracts this ZIP area touches sit mostly inside it.31,58314.7%9,178——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 18 Lucas County tracts this ZIP area touches sit mostly inside it.31,43141.4%6,794——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 Lucas County tracts this ZIP area touches sit mostly inside it.29,48033.1%7,892——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Lucas County tracts this ZIP area touches sit mostly inside it.24,60741.8%4,489——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Lucas County tracts this ZIP area touches sit mostly inside it.21,95017.7%6,535——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 17 Lucas County tracts this ZIP area touches sit mostly inside it.21,91478.5%4,830——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 17 Lucas County tracts this ZIP area touches sit mostly inside it.21,07444.1%3,866——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Lucas County tracts this ZIP area touches sit mostly inside it.20,03915.9%6,267——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Lucas County tracts this ZIP area touches sit mostly inside it.19,14126.3%5,312——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 Lucas County tracts this ZIP area touches sit mostly inside it.18,50355.5%3,437——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 12 Lucas County tracts this ZIP area touches sit mostly inside it.16,14821.1%4,460——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 13 Lucas County tracts this ZIP area touches sit mostly inside it.9,82376.7%2,222——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Lucas County tracts this ZIP area touches sit mostly inside it.8,02766.4%662——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Lucas County tracts this ZIP area touches sit mostly inside it.7,65019.0%2,519——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Lucas County tracts this ZIP area touches sit mostly inside it.6,6648.8%2,198——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Lucas County tracts this ZIP area touches sit mostly inside it.6,3518.9%1,817——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Lucas County tracts this ZIP area touches sit mostly inside it.5,50270.0%820——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Lucas County tracts this ZIP area touches sit mostly inside it.5,30219.5%1,799——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 6 Lucas County tracts this ZIP area touches sit mostly inside it.4,81111.8%1,415——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
33 of the 6 Lucas County tracts this ZIP area touches sit mostly inside it.4,06480.4%836——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Lucas County tract this ZIP area touches sit mostly inside it.3,3788.1%1,159——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lucas County tract this ZIP area touches sit mostly inside it.2,89510.5%1,151——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lucas County tract this ZIP area touches sit mostly inside it.1,5754.7%533——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Lucas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lucas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lucas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lucas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

168 of Lucas County’s 169 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Lucas County

All 169 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

169 OF 169 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate69.0%2,48243.8%OPEN →
Middle86.5%1,85041.0%OPEN →
Moderate66.2%2,62943.1%OPEN →
Moderate60.0%2,47542.7%OPEN →
Moderate57.7%3,72044.6%OPEN →
Moderate71.4%3,44152.0%OPEN →
Middle92.5%98450.8%OPEN →
—0.0%2,05854.5%OPEN →
Upper129.9%2,14650.4%OPEN →
Low45.1%77653.6%OPEN →
Moderate60.7%1,27889.3%OPEN →
Low45.6%2,01469.9%OPEN →
—0.0%1,45974.9%OPEN →
Moderate55.7%1,83273.4%OPEN →
Low39.3%2,11078.6%OPEN →
Middle85.9%2,24730.8%OPEN →
Low27.1%2,82565.1%OPEN →
Upper163.5%2,69218.7%OPEN →
Low23.0%2,10755.4%OPEN →
Middle82.4%3,12859.5%OPEN →
Low28.1%1,41487.5%OPEN →
Low38.2%1,24388.6%OPEN →
Moderate50.5%1,62382.6%OPEN →
Middle94.7%1,16367.6%OPEN →
Low40.2%1,16277.6%OPEN →
—0.0%1,98872.9%OPEN →
Low29.9%1,27285.3%OPEN →
Moderate62.0%1,50740.5%OPEN →
Middle95.4%2,68254.4%OPEN →
Moderate72.1%3,40263.5%OPEN →
Low38.0%1,39494.1%OPEN →
Moderate50.3%1,45095.4%OPEN →
—0.0%1,04795.4%OPEN →
Low40.5%87661.0%OPEN →
—0.0%1,58755.2%OPEN →
Low12.3%1,87581.3%OPEN →
Low41.6%1,77860.0%OPEN →
Moderate59.2%1,00989.6%OPEN →
Moderate56.1%1,03496.7%OPEN →
Low35.8%1,11496.0%OPEN →
Moderate60.3%1,10894.8%OPEN →
Low41.3%1,04891.7%OPEN →
Middle105.5%2,88647.0%OPEN →
Moderate54.0%1,95747.1%OPEN →
Moderate52.5%1,74660.6%OPEN →
Moderate51.5%1,48359.3%OPEN →
—0.0%1,39554.0%OPEN →
Moderate71.1%1,94460.1%OPEN →
Middle115.4%2,52626.1%OPEN →
Middle87.0%2,52919.1%OPEN →
Upper122.6%3,41315.5%OPEN →
Moderate59.3%2,16937.5%OPEN →
Low33.9%2,97440.8%OPEN →
Low28.0%3,50243.0%OPEN →
Low38.9%2,58546.5%OPEN →
Moderate51.6%2,63237.1%OPEN →
Moderate76.3%1,75132.1%OPEN →
Low34.4%2,66958.4%OPEN →
Moderate70.5%1,34944.6%OPEN →
Moderate71.0%3,11031.1%OPEN →
Moderate60.8%1,86647.6%OPEN →
Moderate55.0%2,56153.4%OPEN →
Moderate59.8%2,93813.1%OPEN →
Moderate79.3%3,04515.4%OPEN →
Middle94.3%2,26713.8%OPEN →
Upper134.3%4,31216.9%OPEN →
—0.0%94725.6%OPEN →
Middle82.0%3,41534.2%OPEN →
Moderate60.0%2,52430.7%OPEN →
Moderate75.5%2,95026.1%OPEN →
Middle81.0%2,00033.1%OPEN →
Middle108.3%3,57628.2%OPEN →
Middle109.8%2,01718.1%OPEN →
Middle102.6%2,83829.3%OPEN →
Middle112.0%2,64915.3%OPEN →
Middle89.9%4,35624.4%OPEN →
Upper127.4%2,39820.7%OPEN →
Middle93.0%3,14821.2%OPEN →
Middle85.5%2,42327.2%OPEN →
Middle87.7%3,14134.3%OPEN →
Middle101.8%2,48323.3%OPEN →
Middle95.4%2,23242.2%OPEN →
Moderate61.9%2,16079.3%OPEN →
Moderate62.9%2,24261.4%OPEN →
—0.0%3,00761.5%OPEN →
Moderate63.0%2,33955.9%OPEN →
Middle101.0%2,59322.9%OPEN →
Upper130.3%2,0209.9%OPEN →
Upper124.7%1,90113.7%OPEN →
Middle113.3%2,07711.0%OPEN →
Upper139.1%3,63410.5%OPEN →
Upper141.9%2,76313.0%OPEN →
Moderate75.7%1,48819.6%OPEN →
Upper121.8%3,65533.3%OPEN →
Middle115.4%4,54236.9%OPEN →
Upper155.6%2,11424.6%OPEN →
Middle85.1%2,04725.7%OPEN →
Moderate59.3%2,78644.2%OPEN →
—0.0%2,42565.6%OPEN →
Moderate61.6%3,27958.2%OPEN →
Middle94.0%2,65044.0%OPEN →
Moderate67.2%2,27129.4%OPEN →
Low40.2%3,67566.0%OPEN →
Low39.9%1,31869.4%OPEN →
Moderate64.3%2,57458.0%OPEN →
—0.0%3,12871.5%OPEN →
Moderate69.3%1,77858.2%OPEN →
Upper146.2%1,89939.4%OPEN →
Upper261.4%4,86021.0%OPEN →
Middle115.8%3,37019.9%OPEN →
Middle81.0%1,95515.1%OPEN →
Middle86.7%1,82624.9%OPEN →
Middle87.8%2,16213.4%OPEN →
Middle91.9%3,01120.0%OPEN →
Middle99.1%2,55719.2%OPEN →
Upper131.3%4,14614.3%OPEN →
Middle99.0%3,80116.3%OPEN →
Upper126.7%2,3439.7%OPEN →
Upper191.6%2,3589.7%OPEN →
Upper195.8%3,85111.4%OPEN →
Upper128.0%1,86112.8%OPEN →
Upper198.5%2,72920.4%OPEN →
Upper159.9%2,94414.7%OPEN →
Upper127.9%1,94417.3%OPEN →
Upper178.6%1,65413.8%OPEN →
Upper135.8%3,45920.3%OPEN →
Upper161.8%2,83415.8%OPEN →
Moderate70.6%2,81330.0%OPEN →
Middle119.3%1,93016.6%OPEN →
Middle92.2%2,61137.3%OPEN →
Moderate75.7%1,47430.0%OPEN →
Moderate78.9%2,56538.6%OPEN →
Middle108.8%2,50231.2%OPEN →
Middle95.6%3,35434.1%OPEN →
Moderate72.5%2,44736.7%OPEN →
Upper141.6%2,37130.8%OPEN →
Upper132.1%3,80422.2%OPEN →
Middle111.3%3,64518.2%OPEN →
Upper176.3%4,7899.1%OPEN →
Upper144.0%1,5628.3%OPEN →
Upper131.2%4,0727.8%OPEN →
Upper184.7%2,59210.4%OPEN →
Upper198.4%4,81111.8%OPEN →
Upper189.3%5,62714.0%OPEN →
Upper121.7%4,40210.8%OPEN →
Upper197.7%4,54619.6%OPEN →
Upper145.0%2,79421.4%OPEN →
Middle116.6%2,79219.0%OPEN →
Upper184.6%3,75720.0%OPEN →
Upper178.1%5,99513.7%OPEN →
Upper203.8%4,69520.3%OPEN →
Upper127.5%2,95516.9%OPEN →
Upper124.7%1,5754.7%OPEN →
Middle109.7%2,47228.4%OPEN →
Middle111.8%2,83011.7%OPEN →
Upper139.1%3,3788.1%OPEN →
Middle114.6%2,89510.5%OPEN →
Upper145.3%4,46811.3%OPEN →
Upper134.0%3,45512.3%OPEN →
Middle86.4%1,09613.6%OPEN →
Upper121.1%3,87119.3%OPEN →
Middle110.8%3,16420.4%OPEN →
Middle83.9%3,98518.0%OPEN →
Moderate79.5%3,05335.6%OPEN →
Low46.4%1,52459.5%OPEN →
—0.0%4,11233.8%OPEN →
Low35.4%2,82084.9%OPEN →
Low14.7%1,91169.4%OPEN →
—0.0%00.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

428,018

Median household income

$62,224

Median home value

$163,900

Median gross rent

$934

per month

Owner-occupied

62.0%

of occupied units

Housing units

200,998

8.8% vacant

Poverty rate

17.7%

Unemployment

6.3%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 92.4

Social vulnerability

Relatively Moderate

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Hail Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

63

Declarations recorded

16

Incident types on record: Biological, Flood, Hurricane, Other, Severe Storm, Snowstorm, Tornado.

Everything we hold on Lucas County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Lucas County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Lucas County →Every reported application and origination in FIPS 39095, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Lucas County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

375

—

Purchase share

43.5%

163 loans

IRRRL refinances

152

Cash-out refinances

60

2026375—16315260
2025392—2159186
2024307—2123758
2023327—261858
2022——30193148
2021896—280488128
2020757—32135086
2019447—3074694
2018426—2814699
2017522—293126103
2016465—29010273
2015446—27110273

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Lucas County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Lucas County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

273

−4.9% vs 2024

Multifamily · 2025

0

−100.0% vs 2024

Total authorized · 2025

273

−33.9% vs 2024

Permit valuation · 2025

$103.9M

authorized construction value

Units authorized by year

Lucas County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025273 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Lucas County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Wood County, OH1,5532,435$93.5M
inflow2223Wood County, OH1,3672,097$77.8M
outflow2223Other flows - South, DS1,1712,054$79.3M
inflow2223Other flows - South, DS1,0261,749$58.4M
inflow2223Monroe County, MI6621,071$35.6M
outflow2223Monroe County, MI6181,115$36.1M
outflow2223Other flows - Midwest, DS541890$32.5M
inflow2223Other flows - Midwest, DS512827$28.8M
outflow2223Franklin County, OH381509$17.6M
inflow2223Other flows - West, DS348577$21.7M
outflow2223Fulton County, OH331596$35.5M
inflow2223Wayne County, MI328609$14.3M
inflow2223Fulton County, OH326499$17.9M
outflow2223Other flows - Northeast, DS292453$15.7M
outflow2223Other flows - West, DS286448$19.5M
outflow2223Wayne County, MI264467$12.6M
inflow2223Other flows - Northeast, DS239416$16.1M
inflow2223Franklin County, OH214313$9.7M
outflow2223Ottawa County, OH199319$13.4M
outflow2223Cuyahoga County, OH193274$10.1M
inflow2223Cuyahoga County, OH155223$10.2M
inflow2223Ottawa County, OH150241$7.1M
inflow2223Lenawee County, MI132195$7.3M
inflow2223Sandusky County, OH119174$4.8M
inflow2223Hancock County, OH115164$4.9M
outflow2223Cook County, IL109137$9.5M
outflow2223Oakland County, MI109153$8.1M
outflow2223Sandusky County, OH103170$4.6M
inflow2223Henry County, OH99143$4.7M
inflow2223Washtenaw County, MI97143$7.2M
outflow2223Lenawee County, MI96154$5.5M
outflow2223Henry County, OH94177$5.4M
outflow2223Washtenaw County, MI90127$5.6M
outflow2223Hancock County, OH80120$4.1M
outflow2223Hamilton County, OH7998$3.5M
inflow2223Oakland County, MI74114$4.5M
outflow2223Maricopa County, AZ70120$4.3M
outflow2223Montgomery County, OH6396$2.7M
inflow2223Cook County, IL6090$6.2M
inflow2223Macomb County, MI5998$2.4M
inflow2223Maricopa County, AZ5998$3.3M
outflow2223Lorain County, OH5880$2.6M
inflow2223Hamilton County, OH5678$2.6M
outflow2223Harris County, TX5698$3.6M
inflow2223Erie County, OH5482$2.1M
outflow2223Seneca County, OH5490$2.4M
inflow2223Winnebago County, IL54128$3.3M
inflow2223Defiance County, OH5486$3.1M
inflow2223Williams County, OH5484$2.3M
inflow2223Montgomery County, OH5280$3.6M
outflow2223Lee County, FL5298$9.4M
outflow2223Williams County, OH5175$1.9M
outflow2223Dallas County, TX4781$1.9M
outflow2223Los Angeles County, CA4657$3.0M
outflow2223Foreign - Other flows, FR4574$3.5M
outflow2223Defiance County, OH4583$2.6M
outflow2223Summit County, OH4463$2.5M
inflow2223Lee County, FL4258$2.5M
inflow2223Lorain County, OH4264$1.8M
inflow2223Seneca County, OH4274$1.5M
inflow2223Summit County, OH4055$1.8M
outflow2223Pinellas County, FL3954$2.6M
inflow2223Allen County, IN3963$2.4M
outflow2223Hillsdale County, MI3859$4.3M
outflow2223Delaware County, OH3853$3.6M
outflow2223Erie County, OH3754$1.6M
outflow2223Macomb County, MI3751$2.0M
outflow2223Hillsborough County, FL3762$2.2M
inflow2223Allen County, OH3651$1.3M
inflow2223Clark County, NV3563$2.3M
outflow2223Clark County, NV3566$1.9M
outflow2223Allen County, IN3357$2.2M
inflow2223San Diego County, CA3356$2.0M
outflow2223San Diego County, CA3346$1.6M
outflow2223Allen County, OH3346$1.0M
outflow2223Marion County, IN3148$1.6M
inflow2223Harris County, TX3043$1.0M
outflow2223Stark County, OH2949$1.1M
inflow2223Delaware County, OH2941$1.8M
inflow2223Foreign - Other flows, FR2845$2.0M
outflow2223Mecklenburg County, NC2642$1.5M
outflow2223Genesee County, MI2644$824K
outflow2223Duval County, FL2641$961K
inflow2223Richland County, OH2644$1.1M
inflow2223Los Angeles County, CA2638$1.0M
outflow2223Butler County, OH2641$2.1M
inflow2223Huron County, OH2535$851K
outflow2223Fulton County, GA2533$800K
outflow2223Polk County, FL2543$1.8M
outflow2223King County, WA2432$2.1M
outflow2223Jackson County, MI2437$1.9M
outflow2223New York County, NY2424$1.4M
outflow2223Bexar County, TX2439$1.3M
inflow2223Stark County, OH2432$1.0M
outflow2223Kent County, MI2350$2.4M
inflow2223Marion County, IN2338$938K
inflow2223Genesee County, MI2338$1.7M
outflow2223Tarrant County, TX2354$1.0M
outflow2223Denver County, CO2230$1.7M
outflow2223Ingham County, MI2227$575K
outflow2223Wake County, NC2228$1.1M
outflow2223Greene County, OH2238$1.3M
outflow2223Allegheny County, PA2233$1.4M
inflow2223Pinellas County, FL2230$964K
outflow2223Travis County, TX2226$1.2M
inflow2223Hillsborough County, FL2137$767K
inflow2223Allegheny County, PA2133$1.1M
outflow2223DuPage County, IL2035$2.3M
outflow2223Middlesex County, MA2029$1.3M
outflow2223Orange County, FL2037$877K
inflow2223Jackson County, MI2037$1.2M
outflow2223Davidson County, TN2028$956K
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122Wood County, OH1,5112,355$90.9M
outflow2122Wood County, OH1,5002,461$91.1M
outflow2122Other flows - South, DS1,1261,946$91.6M
inflow2122Other flows - South, DS9661,653$58.9M
inflow2122Monroe County, MI6571,005$35.8M
outflow2122Monroe County, MI6491,115$39.1M
outflow2122Other flows - Midwest, DS575973$38.6M
inflow2122Other flows - Midwest, DS534856$31.5M
outflow2122Franklin County, OH360489$17.5M
outflow2122Fulton County, OH344636$17.7M
inflow2122Fulton County, OH336545$17.0M
outflow2122Other flows - West, DS323503$23.8M
inflow2122Other flows - West, DS310539$23.3M
inflow2122Wayne County, MI298536$13.6M
inflow2122Other flows - Northeast, DS270449$30.5M
outflow2122Wayne County, MI243434$10.4M
outflow2122Other flows - Northeast, DS224372$16.1M
inflow2122Franklin County, OH220339$12.4M
outflow2122Ottawa County, OH190318$9.3M
inflow2122Ottawa County, OH185308$10.3M
outflow2122Cuyahoga County, OH174224$9.9M
inflow2122Cuyahoga County, OH145206$7.1M
inflow2122Lenawee County, MI133208$5.8M
outflow2122Lenawee County, MI122201$7.3M
inflow2122Sandusky County, OH114185$4.8M
inflow2122Hancock County, OH113167$4.8M
inflow2122Washtenaw County, MI110158$6.7M
outflow2122Washtenaw County, MI104163$6.3M
outflow2122Sandusky County, OH100182$4.9M
outflow2122Oakland County, MI100129$4.9M
outflow2122Hancock County, OH98141$4.6M
inflow2122Henry County, OH98148$6.3M
inflow2122Oakland County, MI95153$5.6M
outflow2122Cook County, IL92118$7.5M
outflow2122Hamilton County, OH90115$4.3M
outflow2122Maricopa County, AZ81151$5.4M
inflow2122Cook County, IL77116$8.3M
outflow2122Henry County, OH67110$3.5M
inflow2122Defiance County, OH6094$2.6M
outflow2122Montgomery County, OH5984$2.3M
inflow2122Winnebago County, IL58127$3.3M
inflow2122Lorain County, OH5777$2.9M
inflow2122Seneca County, OH5590$1.9M
outflow2122Lee County, FL5495$17.0M
outflow2122Harris County, TX5489$1.9M
inflow2122Erie County, OH5271$1.7M
inflow2122Montgomery County, OH5067$1.9M
outflow2122Defiance County, OH5080$2.2M
inflow2122Macomb County, MI5073$1.5M
outflow2122Hillsborough County, FL4982$4.1M
outflow2122Lorain County, OH4775$2.7M
outflow2122Summit County, OH4781$2.5M
outflow2122Delaware County, OH4771$4.9M
inflow2122Allen County, OH4778$2.9M
outflow2122Macomb County, MI4576$1.9M
inflow2122Maricopa County, AZ4570$2.8M
outflow2122Williams County, OH4587$2.1M
inflow2122Williams County, OH4557$2.6M
inflow2122Los Angeles County, CA4472$4.2M
inflow2122Summit County, OH4366$2.0M
inflow2122Lee County, FL4372$3.3M
outflow2122Seneca County, OH4367$1.2M
outflow2122Dallas County, TX4157$2.1M
outflow2122Los Angeles County, CA4151$2.2M
outflow2122Pinellas County, FL4161$2.6M
outflow2122Erie County, OH4049$1.7M
inflow2122Hamilton County, OH3856$2.0M
outflow2122San Diego County, CA3773$2.4M
outflow2122Orange County, FL3761$2.5M
inflow2122Clark County, NV3658$1.2M
inflow2122Genesee County, MI3660$1.8M
outflow2122Mecklenburg County, NC3458$2.9M
outflow2122Clark County, NV3245$1.3M
inflow2122Pinellas County, FL3245$1.8M
inflow2122Allen County, IN3251$1.7M
outflow2122Allen County, IN3165$1.8M
inflow2122Hillsborough County, FL3046$1.3M
outflow2122Marion County, IN2946$931K
inflow2122Delaware County, OH2846$2.0M
outflow2122Tarrant County, TX2853$834K
outflow2122Jackson County, MI2850$1.2M
outflow2122Davidson County, TN2734$1.4M
outflow2122New York County, NY2730$2.1M
outflow2122Allen County, OH2742$1.4M
outflow2122King County, WA2631$2.0M
outflow2122Bexar County, TX2548$1.3M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Lucas County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,822.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals885.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals3,707.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals177,000.0
2023BothNo CharacteristicAll Appraisals170,000.0
2023PurchaseNo CharacteristicAll Appraisals168,000.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals167,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals165,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,368.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals172,000.0
2022BothNo CharacteristicAll Appraisals5,067.0
2022PurchaseNo CharacteristicAll Appraisals3,699.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals179,000.0
2021BothNo CharacteristicAll Appraisals7,014.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals4,090.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals2,924.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals166,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals160,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals6,822.0
2020PurchaseNo CharacteristicAll Appraisals4,043.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals168,000.0
2020RefinanceNo CharacteristicAll Appraisals195,000.0
2020RefinanceNo CharacteristicAll Appraisals2,779.0
2020PurchaseNo CharacteristicAll Appraisals151,500.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals155,000.0
2019PurchaseNo CharacteristicAll Appraisals3,500.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals180,000.0
2019BothNo CharacteristicAll Appraisals5,407.0
2019RefinanceNo CharacteristicAll Appraisals1,907.0
2019PurchaseNo CharacteristicAll Appraisals142,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals153,000.0
2018BothNo CharacteristicAll Appraisals4,870.0
2018PurchaseNo CharacteristicAll Appraisals3,474.0
2018RefinanceNo CharacteristicAll Appraisals1,396.0
2018BothNo CharacteristicAll Appraisals142,000.0
2018PurchaseNo CharacteristicAll Appraisals139,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals153,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals5,005.0
2017PurchaseNo CharacteristicAll Appraisals3,385.0
2017PurchaseNo CharacteristicAll Appraisals139,000.0
2017RefinanceNo CharacteristicAll Appraisals1,620.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals143,000.0
2016PurchaseNo CharacteristicAll Appraisals2,988.0
2016RefinanceNo CharacteristicAll Appraisals168,500.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals140,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals150,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals4,784.0
2016RefinanceNo CharacteristicAll Appraisals1,796.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals133,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals165,000.0
2015BothNo CharacteristicAll Appraisals4,368.0
2015RefinanceNo CharacteristicAll Appraisals1,502.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals2,866.0
2015BothNo CharacteristicAll Appraisals143,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals134,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Lucas County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05198,994191,2567,7383.9%
2026-04200,590191,9718,6194.3%
2026-03200,558190,36010,1985.1%
2026-02200,433189,63010,8035.4%
2026-01199,116186,71112,4056.2%
2025-12201,268191,24810,0205.0%
2025-11202,334192,26110,0735.0%
2025-09203,091192,78210,3095.1%
2025-08203,583191,98511,5985.7%
2025-07205,056191,06913,9876.8%
2025-06205,134193,15111,9835.8%
2025-05206,885195,24511,6405.6%
2025-04208,014195,48512,5296.0%
2025-03208,726195,08313,6436.5%
2025-02208,651193,38715,2647.3%
2025-01206,680191,07215,6087.6%
2024-12208,288195,43612,8526.2%
2024-11212,981196,59316,3887.7%
2024-10211,627193,90117,7268.4%
2024-09206,443195,39511,0485.4%
2024-08206,399194,06012,3396.0%
2024-07209,437193,94215,4957.4%
2024-06207,013195,48311,5305.6%
2024-05206,067195,67710,3905.0%
2024-04205,871195,82010,0514.9%
2024-03206,563195,85010,7135.2%
2024-02205,465194,43311,0325.4%
2024-01204,446191,95612,4906.1%
2023-12204,737196,0508,6874.2%
2023-11205,231196,6638,5684.2%
2023-10204,098192,92111,1775.5%
2023-09203,989195,3748,6154.2%
2023-08204,301195,4548,8474.3%
2023-07204,184195,6028,5824.2%
2023-06204,273195,4508,8234.3%
2023-05204,206195,8398,3674.1%
2023-04203,550195,7127,8383.9%
2023-03203,950194,7489,2024.5%
2023-02202,954193,2999,6554.8%
2023-01201,156191,3869,7704.9%
2022-12202,307193,9828,3254.1%
2022-11201,793193,6428,1514.0%
2022-10202,879194,2288,6514.3%
2022-09201,205192,1879,0184.5%
2022-08201,481191,7669,7154.8%
2022-07201,972192,5509,4224.7%
2022-06201,449191,9249,5254.7%
2022-05201,589193,6597,9303.9%
2022-04201,154192,9838,1714.1%
2022-03201,524192,7938,7314.3%
2022-02201,018191,2419,7774.9%
2022-01198,927188,34410,5835.3%
2021-12201,411193,3808,0314.0%
2021-11202,056193,3208,7364.3%
2021-10201,812192,4229,3904.7%
2021-09201,818190,95510,8635.4%
2021-08203,302190,79512,5076.2%
2021-07204,728189,77814,9507.3%
2021-06204,717189,47715,2407.4%
2021-05203,171189,16414,0076.9%
2021-04205,387189,97115,4167.5%
2021-03205,735190,20615,5297.5%
2021-02204,940189,04415,8967.8%
2021-01203,928186,97216,9568.3%
2020-12204,329190,24914,0806.9%
2020-11205,296191,67713,6196.6%
2020-10207,990192,56615,4247.4%
2020-09207,397188,43418,9639.1%
2020-08205,919186,06919,8509.6%
2020-07205,026179,66225,36412.4%
2020-06206,055176,62129,43414.3%
2020-05204,470162,38242,08820.6%
2020-04201,178156,50444,67422.2%
2020-03210,114197,61412,5005.9%
2020-02210,956200,64910,3074.9%
2020-01209,473197,97811,4955.5%
2019-12210,560201,4499,1114.3%
2019-11212,548203,6638,8854.2%
2019-10212,789203,8898,9004.2%
2019-09209,998200,9189,0804.3%
2019-08209,591200,0919,5004.5%
2019-07210,984200,67310,3114.9%
2019-06210,847201,0209,8274.7%
2019-05212,454200,76011,6945.5%
2019-04208,788200,3418,4474.0%
2019-03208,349198,4689,8814.7%
2019-02208,707197,99010,7175.1%
2019-01208,030195,52312,5076.0%
2018-12210,245199,47110,7745.1%
2018-11211,001200,75710,2444.9%
2018-10210,998200,57510,4234.9%
2018-09208,108197,80910,2994.9%
2018-08207,481196,62710,8545.2%
2018-07209,159197,88711,2725.4%
2018-06209,993197,79612,1975.8%
2018-05209,421198,74610,6755.1%
2018-04208,717198,57510,1424.9%
2018-03208,557197,69610,8615.2%
2018-02209,007197,20611,8015.6%
2018-01207,064194,86312,2015.9%

BEA Personal Income

2024$25.70B426,291$60K
2023$24.62B426,240$58K
2022$23.17B427,154$54K
2021$23.05B429,535$54K
2020$21.73B430,870$50K
2019$20.37B431,302$47K
2018$19.63B432,143$45K
2017$18.83B433,204$43K
2016$18.58B434,744$43K
2015$18.20B435,196$42K
2014$17.49B435,845$40K
2013$16.71B437,117$38K
2012$16.56B437,433$38K
2011$16.29B439,735$37K
2010$15.40B441,512$35K
2009$14.97B442,603$34K
2008$15.35B443,909$35K
2007$15.18B445,482$34K
2006$14.71B446,769$33K
2005$14.04B449,224$31K
2004$13.86B451,255$31K
2003$13.75B453,778$30K
2002$13.43B454,240$30K
2001$13.16B454,855$29K
2000$12.70B454,904$28K
1999$12.23B455,515$27K
1998$11.84B456,745$26K
1997$11.42B457,718$25K
1996$10.91B458,018$24K
1995$10.64B458,890$23K
1994$10.16B460,509$22K
1993$9.71B461,355$21K
1992$9.38B462,571$20K
1991——$19K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Lucas County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-06$0——Yes
2026-07-06$0——Yes
2026-07-06$0——Yes
2026-07-06$0——Yes
2026-07-06$0$0$0Yes
2026-03-11$0$0$0Yes
2025-05-06$13K$3K$9KYes
2025-05-01$2K$2K$0Yes
2024-04-15$0——Yes
2024-04-01$0$0$0Yes
2024-01-13$0$0$0No
2023-07-26$0$0$0Yes
2023-07-15$6K$6K$0Yes
2022-06-14$0$0$0Yes
2022-04-15$0——Yes
2021-10-27$5K$5K$0Yes
2021-10-03$0——Yes
2021-07-19$0$0$0Yes
2021-05-29$0$0$0Yes
2020-12-30$0——Yes
2020-05-19$2K$2K$0Yes
2020-04-08$0$0$0Yes
2020-04-08$6K$6K$0Yes
2020-02-20$0——Yes
2019-04-01$0$0$0No
2019-02-06$0——Yes
2018-09-03$8K$8K$0Yes
2018-04-16$2K$2K$0Yes
2018-04-15$0——Yes
2018-04-15$0——No
2018-04-15$2K$2K$0Yes
2018-04-15$5K$5K$0Yes
2018-04-15$0——No
2018-04-15$0——Yes
2018-04-15$65K$65K$0Yes
2018-04-15$12K$12K$0Yes
2018-04-14$3K$764.69$2KYes
2018-04-14$26K$26K$0No
2018-03-02$0——Yes
2017-05-07$10K$10K$0No
2017-02-07$3K$3K$0Yes
2016-10-01$0——Yes
2016-03-27$4K$4K$0Yes
2015-08-10$0——Yes
2015-07-20$0——No
2015-07-04$6K$6K$0Yes
2015-07-01$5K$5K$0No
2015-06-29$3K$3K$0Yes
2015-06-28$4K$4K$0Yes
2015-06-28$0——Yes
2015-06-28$0——Yes
2015-06-28$8K$8K$0Yes
2015-06-28$0——Yes
2015-06-28$10K$10K$0Yes
2015-06-28$18K$13K$4KYes
2015-06-28$8K$8K$0Yes
2015-06-28$0——Yes
2015-06-28$0——No
2015-06-28$8K$8K$0Yes
2015-06-28$0——Yes
2015-06-27$5K$5K$0Yes
2015-06-27$0——Yes
2015-06-27$18K$11K$7KYes
2015-06-27$0——Yes
2015-06-27$4K$4K$0No
2015-06-27$0——Yes
2015-06-27$11K$11K$0No
2015-06-27$25K$25K$0Yes
2015-06-27$45K$45K$0Yes
2015-06-27$7K$7K$0Yes
2015-06-27$7K$7K$0Yes
2015-06-27$4K$4K$0Yes
2015-06-27$0——Yes
2015-06-27$101K$101K$0Yes
2015-06-27$0——Yes
2015-06-27$6K$6K$0Yes
2015-06-27$10K$10K$0Yes
2015-06-27$6K$6K$0Yes
2015-06-27$2K$2K$0Yes
2015-06-27$3K$3K$0No
2015-06-27$53K$43K$10KNo
2015-06-27$12K$12K$0No
2015-06-27$11K$11K$0Yes
2015-06-27$0——Yes
2015-06-27$71K$71K$0No
2015-06-27$3K$2K$470.32Yes
2015-06-27$4K$4K$0No
2015-06-27$7K$7K$0Yes
2015-06-27$4K$4K$0No
2015-06-27$0——Yes
2015-06-27$2K$2K$0Yes
2015-06-27$4K$4K$0Yes
2015-06-27$9K$9K$0No
2015-06-27$1K$1K$0Yes
2015-06-27$12K$12K$0Yes
2015-06-27$16K$11K$5KYes
2015-06-27$0——No
2015-06-27$118K$118K$0Yes
2015-06-27$16K$16K$0No
2015-06-27$1K$1K$0Yes

ALSO CHECKED

18 more data areas were checked for Lucas County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OH state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN LUCAS COUNTY →Opens the loan explorer already filtered to county FIPS 39095.

See the Ohio state market profile for the statewide picture, the Ohio state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.