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State markets/Ohio/Stark County

COUNTY MORTGAGE MARKET · FIPS 39151

Stark County, Ohio

Who lends in Stark County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$1.62B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

9,297

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.1%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

345

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 345 lenders that originated in Stark County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

432

unconcentrated

Top-5 lender share

37.4%

of originations

Purchase

59.2%

4,242 loans

Refinance

40.8%

2,926 loans

Origination trend

Annual mortgage origination volume and loan count in Stark County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Stark County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Stark County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR STARK COUNTY →

TOP TEN LENDERS IN STARK COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,551$229.7M$229.7M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
713$150.6M$150.6M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
683$115.7M$115.7M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
492$59.3M$59.3M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
235$50.1M$50.1M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
378$46.0M$46.0M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
193$44.6M$44.6M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
167$39.8M$39.8M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
105$34.3M$34.3M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
181$32.7M$32.7M originated in Stark County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Stark County

All 43 ZIP Code Tabulation Areas that touch Stark County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
43 OF 43 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 16 Stark County tracts this ZIP area touches sit mostly inside it.49,86416.1%14,150——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Stark County tracts this ZIP area touches sit mostly inside it.36,83412.8%10,667——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Stark County tracts this ZIP area touches sit mostly inside it.30,99016.3%7,362——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Stark County tracts this ZIP area touches sit mostly inside it.25,68410.0%7,637——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 13 Stark County tracts this ZIP area touches sit mostly inside it.22,4499.7%7,288——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Stark County tracts this ZIP area touches sit mostly inside it.18,27119.6%4,598——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Stark County tracts this ZIP area touches sit mostly inside it.16,96737.1%3,807——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 14 Stark County tracts this ZIP area touches sit mostly inside it.16,60323.3%4,881——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Stark County tracts this ZIP area touches sit mostly inside it.16,4367.0%5,247——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 10 Stark County tracts this ZIP area touches sit mostly inside it.14,29313.1%4,901——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Stark County tracts this ZIP area touches sit mostly inside it.14,1035.7%4,140——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Stark County tracts this ZIP area touches sit mostly inside it.13,76816.0%3,794——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Stark County tracts this ZIP area touches sit mostly inside it.13,52438.2%3,408——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Stark County tracts this ZIP area touches sit mostly inside it.12,75325.4%2,629——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 11 Stark County tracts this ZIP area touches sit mostly inside it.12,09120.1%3,308——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Stark County tracts this ZIP area touches sit mostly inside it.9,45911.5%2,978——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Stark County tracts this ZIP area touches sit mostly inside it.9,33542.3%1,931——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Stark County tracts this ZIP area touches sit mostly inside it.9,2647.0%3,101——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Stark County tracts this ZIP area touches sit mostly inside it.8,1827.9%2,469——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 7 Stark County tracts this ZIP area touches sit mostly inside it.4,65237.9%1,343——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Stark County tracts this ZIP area touches sit mostly inside it.4,2845.3%1,435——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Stark County tracts this ZIP area touches sit mostly inside it.4,0317.0%964——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Stark County tracts this ZIP area touches sit mostly inside it.3,8186.8%1,470——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Stark County tracts this ZIP area touches sit mostly inside it.3,5617.9%1,224——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Stark County tracts this ZIP area touches sit mostly inside it.2,31164.0%289——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Stark County tracts this ZIP area touches sit mostly inside it.1,32639.9%75——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Stark County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

90 of Stark County’s 90 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Stark County

All 90 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

90 OF 90 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate60.4%1,32639.9%OPEN →
Low28.4%5,54243.1%OPEN →
Moderate50.1%2,55046.1%OPEN →
Moderate79.8%4,65237.9%OPEN →
Low48.0%2,96854.8%OPEN →
Moderate69.9%2,87138.3%OPEN →
Middle102.4%2,59419.7%OPEN →
Moderate76.5%3,75225.2%OPEN →
Moderate59.5%3,72040.9%OPEN →
Moderate61.9%3,60440.3%OPEN →
Middle80.3%3,27830.4%OPEN →
Middle89.8%3,72831.7%OPEN →
Moderate56.1%3,87036.1%OPEN →
Moderate52.5%2,76137.9%OPEN →
Low46.6%2,74448.3%OPEN →
Low37.7%2,31164.0%OPEN →
Moderate51.1%3,09467.3%OPEN →
Low19.0%3,58665.5%OPEN →
Moderate62.6%2,88423.5%OPEN →
Low40.5%4,17925.5%OPEN →
Middle82.2%3,52816.7%OPEN →
Low24.3%1,01235.6%OPEN →
Moderate55.0%4,19329.6%OPEN →
Middle96.8%4,92710.0%OPEN →
Middle112.2%3,58613.7%OPEN →
Middle103.9%5,07210.3%OPEN →
Upper121.3%4,2776.4%OPEN →
Middle105.3%4,0868.6%OPEN →
Upper125.2%4,0967.3%OPEN →
Upper123.8%4,8596.3%OPEN →
Upper148.1%5,2756.8%OPEN →
Upper154.0%6,3027.7%OPEN →
Upper158.0%5,70611.6%OPEN →
Middle113.5%4,2845.3%OPEN →
Upper121.6%6,7797.5%OPEN →
Upper120.9%2,4855.5%OPEN →
Upper169.7%7,33211.0%OPEN →
Upper127.7%3,83413.2%OPEN →
Middle108.0%3,54919.8%OPEN →
Upper180.9%4,57112.1%OPEN →
Upper132.0%4,72112.8%OPEN →
Upper131.2%6,75614.3%OPEN →
Upper159.0%4,2119.7%OPEN →
Middle103.2%4,74810.6%OPEN →
Upper125.8%3,91212.4%OPEN →
Middle111.6%3,46315.6%OPEN →
Middle98.0%5,80915.9%OPEN →
Moderate73.9%5,47720.2%OPEN →
Middle108.4%4,98815.3%OPEN →
Middle95.4%5,00511.9%OPEN →
Middle100.8%4,49814.0%OPEN →
Upper120.2%8,62713.0%OPEN →
Upper143.1%1,90411.1%OPEN →
Upper204.6%1,35112.9%OPEN →
Upper156.0%4,82712.0%OPEN →
Middle112.0%6,44815.9%OPEN →
Upper135.1%5,66613.2%OPEN →
Middle110.1%5,90718.8%OPEN →
Middle108.9%6,51421.2%OPEN →
Middle109.0%2,1156.3%OPEN →
Middle93.0%2,5387.6%OPEN →
Middle111.8%5,1296.1%OPEN →
Upper120.9%5,1115.3%OPEN →
Middle105.3%4,4936.6%OPEN →
Middle97.1%4,0317.0%OPEN →
Middle104.0%3,8486.9%OPEN →
Middle86.5%5,61114.7%OPEN →
Middle99.8%6,84410.8%OPEN →
Middle110.3%2,0288.5%OPEN →
Middle93.1%4,41812.1%OPEN →
Middle80.5%5,15512.8%OPEN →
Middle108.6%4,25812.1%OPEN →
Middle88.9%5,59715.4%OPEN →
Middle88.2%5,73212.1%OPEN →
Middle92.3%2,49913.8%OPEN →
Moderate67.3%2,43718.7%OPEN →
Moderate65.3%1,85515.9%OPEN →
Middle102.2%3,9829.4%OPEN →
Moderate72.4%3,14914.6%OPEN →
Low44.2%2,71249.7%OPEN →
Middle96.9%3,86516.1%OPEN →
Middle100.1%3,88822.4%OPEN →
Middle112.5%4,5276.6%OPEN →
Middle104.6%6,2546.4%OPEN →
Upper125.2%2,4615.5%OPEN →
Middle101.9%6,5475.0%OPEN →
Middle95.9%3,0296.0%OPEN →
Upper121.2%3,8186.8%OPEN →
Middle96.7%3,5617.9%OPEN →
Moderate61.8%2,76219.6%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

373,713

Median household income

$67,934

Median home value

$186,400

Median gross rent

$909

per month

Owner-occupied

69.2%

of occupied units

Housing units

167,949

7.1% vacant

Poverty rate

12.5%

Unemployment

3.9%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 87.9

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Hail Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

60

Declarations recorded

12

Incident types on record: Biological, Hurricane, Severe Storm, Snowstorm, Tornado.

Everything we hold on Stark County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Stark County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Stark County →Every reported application and origination in FIPS 39151, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Stark County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

525

—

Purchase share

44.2%

232 loans

IRRRL refinances

184

Cash-out refinances

109

2026525—232184109
2025529—287127115
2024400—2495893
2023381—26111109
2022——35999188
20211,040—353542145
2020884—341410133
2019467—29540132
2018526—32151154
2017566—298117151
2016564—288141135
2015480—26999112

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Stark County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Stark County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

472

+27.2% vs 2024

Multifamily · 2025

171

+8.9% vs 2024

Total authorized · 2025

643

+21.8% vs 2024

Permit valuation · 2025

$178.8M

authorized construction value

Units authorized by year

Stark County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025643 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Stark County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Summit County, OH1,6732,701$102.8M
outflow2223Summit County, OH1,5662,471$90.8M
outflow2223Other flows - South, DS1,0611,803$68.8M
inflow2223Other flows - South, DS9911,785$58.0M
inflow2223Tuscarawas County, OH410700$21.7M
outflow2223Tuscarawas County, OH360602$17.7M
inflow2223Wayne County, OH326538$17.5M
outflow2223Cuyahoga County, OH318412$15.0M
outflow2223Franklin County, OH312419$13.8M
inflow2223Portage County, OH310489$16.4M
inflow2223Carroll County, OH293483$14.5M
outflow2223Portage County, OH286461$12.3M
inflow2223Other flows - Northeast, DS285483$17.8M
outflow2223Other flows - West, DS278428$19.5M
inflow2223Cuyahoga County, OH268417$14.3M
outflow2223Other flows - Midwest, DS257419$14.8M
inflow2223Other flows - West, DS252455$15.1M
outflow2223Carroll County, OH250441$13.2M
inflow2223Columbiana County, OH230387$9.7M
outflow2223Other flows - Northeast, DS228371$13.1M
outflow2223Wayne County, OH225355$9.9M
inflow2223Other flows - Midwest, DS221378$14.6M
inflow2223Franklin County, OH219369$12.4M
inflow2223Mahoning County, OH219356$9.2M
outflow2223Mahoning County, OH201333$8.3M
outflow2223Columbiana County, OH183346$8.0M
inflow2223Medina County, OH163247$10.3M
outflow2223Medina County, OH124202$14.0M
inflow2223Trumbull County, OH63103$2.8M
inflow2223Holmes County, OH5786$3.7M
outflow2223Trumbull County, OH5485$2.6M
outflow2223Delaware County, OH5084$5.2M
inflow2223Lorain County, OH4987$2.4M
outflow2223Lorain County, OH4777$2.3M
outflow2223Maricopa County, AZ4772$3.3M
outflow2223Foreign - Other flows, FR4382$2.2M
outflow2223Lee County, FL4375$6.5M
outflow2223Allegheny County, PA4154$2.6M
outflow2223Lake County, OH4061$2.6M
inflow2223Lake County, OH3959$1.8M
outflow2223Cook County, IL3748$1.9M
outflow2223Pinellas County, FL3560$1.9M
inflow2223Maricopa County, AZ3558$3.7M
outflow2223Hamilton County, OH3439$1.3M
inflow2223Montgomery County, OH3346$1.9M
inflow2223Foreign - Other flows, FR2964$1.3M
outflow2223Montgomery County, OH2951$987K
inflow2223Allegheny County, PA2942$2.3M
inflow2223Lucas County, OH2949$1.1M
inflow2223Delaware County, OH2849$2.7M
inflow2223Lee County, FL2846$1.4M
inflow2223Hamilton County, OH2843$1.6M
outflow2223Ashland County, OH2746$1.3M
outflow2223Mecklenburg County, NC2738$1.4M
outflow2223Sarasota County, FL2639$1.7M
inflow2223Cook County, IL2630$1.6M
outflow2223Los Angeles County, CA2633$1.1M
outflow2223Hillsborough County, FL2641$1.4M
inflow2223Richland County, OH2451$1.0M
outflow2223Lucas County, OH2432$1.0M
inflow2223Clark County, NV2440$1.4M
inflow2223Guernsey County, OH2336$575K
inflow2223Los Angeles County, CA2328$1.8M
outflow2223Polk County, FL2354$1.6M
inflow2223Pinellas County, FL2337$980K
outflow2223Richland County, OH2330$1.1M
inflow2223Ashland County, OH2236$1.3M
outflow2223Coshocton County, OH2134$816K
inflow2223Collier County, FL2136$4.0M
outflow2223Collier County, FL2032$6.8M
outflow2223Geauga County, OH2030$946K
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
inflow2122Summit County, OH1,6622,784$106.8M
outflow2122Summit County, OH1,5652,422$77.1M
outflow2122Other flows - South, DS1,0881,926$73.3M
inflow2122Other flows - South, DS9601,696$58.8M
inflow2122Tuscarawas County, OH441779$19.8M
outflow2122Tuscarawas County, OH346553$16.4M
outflow2122Cuyahoga County, OH335454$18.6M
inflow2122Portage County, OH319531$18.5M
inflow2122Wayne County, OH294500$14.4M
inflow2122Other flows - Northeast, DS289492$16.1M
outflow2122Other flows - Midwest, DS284470$16.3M
inflow2122Other flows - West, DS275519$20.3M
inflow2122Cuyahoga County, OH267404$14.6M
outflow2122Franklin County, OH262374$14.0M
outflow2122Portage County, OH257421$13.7M
inflow2122Other flows - Midwest, DS256448$15.7M
outflow2122Wayne County, OH242421$10.8M
outflow2122Other flows - Northeast, DS238360$15.4M
outflow2122Carroll County, OH236449$11.0M
outflow2122Other flows - West, DS234348$14.0M
inflow2122Mahoning County, OH220348$8.1M
outflow2122Mahoning County, OH218346$7.9M
inflow2122Carroll County, OH214361$9.6M
outflow2122Columbiana County, OH203349$7.8M
inflow2122Columbiana County, OH192348$8.0M
inflow2122Franklin County, OH191283$10.9M
inflow2122Medina County, OH149243$8.0M
outflow2122Medina County, OH142227$8.5M
inflow2122Trumbull County, OH75119$2.6M
outflow2122Trumbull County, OH71105$2.8M
outflow2122Lorain County, OH5382$3.4M
outflow2122Hamilton County, OH4564$2.9M
inflow2122Holmes County, OH4578$1.9M
inflow2122Lorain County, OH4473$2.5M
inflow2122Maricopa County, AZ4476$2.2M
outflow2122Lake County, OH4261$2.2M
outflow2122Pinellas County, FL3763$2.5M
inflow2122Allegheny County, PA3761$3.2M
outflow2122Maricopa County, AZ3756$1.7M
outflow2122Hillsborough County, FL3658$3.3M
outflow2122Allegheny County, PA3438$1.5M
outflow2122Delaware County, OH3256$2.4M
inflow2122San Diego County, CA3252$2.4M
inflow2122Clark County, NV3057$1.8M
inflow2122Lee County, FL3052$3.0M
inflow2122Sarasota County, FL2949$2.0M
outflow2122Lee County, FL2953$1.9M
outflow2122Montgomery County, OH2935$1.5M
outflow2122Cook County, IL2742$2.5M
inflow2122Hamilton County, OH2737$1.4M
inflow2122Los Angeles County, CA2741$1.3M
outflow2122Los Angeles County, CA2528$1.3M
outflow2122Polk County, FL2535$2.2M
outflow2122Fairfield County, OH2441$1.5M
inflow2122Montgomery County, OH2433$1.1M
inflow2122Ashland County, OH2437$958K
outflow2122Ashland County, OH2440$1.0M
inflow2122Licking County, OH2334$1.4M
inflow2122Hillsborough County, FL2334$1.7M
inflow2122Geauga County, OH2235$1.9M
inflow2122Harris County, TX2242$771K
inflow2122Lake County, OH2238$1.4M
outflow2122Holmes County, OH2242$905K
outflow2122Sarasota County, FL2241$1.3M
inflow2122Pinellas County, FL2142$1.2M
outflow2122San Diego County, CA2131$800K
inflow2122Guernsey County, OH2137$941K
inflow2122Cook County, IL2028$1.2M
inflow2122Richland County, OH2032$693K
outflow2122Richland County, OH2040$1.2M
outflow2122Manatee County, FL2034$1.8M
outflow2122Clark County, NV2032$1.3M
outflow2122Mecklenburg County, NC2031$2.9M
outflow2122Horry County, SC2034$1.6M
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———
inflow2021Summit County, OH1,7342,987$93.5M
outflow2021Summit County, OH1,4662,315$68.2M
outflow2021Other flows - South, DS1,0341,854$63.8M
inflow2021Other flows - South, DS9661,765$52.2M
inflow2021Tuscarawas County, OH454761$19.8M
outflow2021Tuscarawas County, OH347602$15.0M
inflow2021Other flows - West, DS302539$15.8M
inflow2021Other flows - Northeast, DS299497$18.3M
outflow2021Cuyahoga County, OH297427$14.8M
outflow2021Portage County, OH292480$14.5M
inflow2021Cuyahoga County, OH287466$14.0M
outflow2021Carroll County, OH285564$16.3M
inflow2021Carroll County, OH283508$12.9M
outflow2021Other flows - West, DS281472$15.3M
inflow2021Portage County, OH269455$13.1M
inflow2021Wayne County, OH264480$12.3M
outflow2021Franklin County, OH257357$12.1M
inflow2021Mahoning County, OH242404$9.7M
outflow2021Other flows - Midwest, DS238418$17.7M
inflow2021Other flows - Midwest, DS237425$11.9M
outflow2021Wayne County, OH228379$10.3M
outflow2021Mahoning County, OH210384$8.4M
outflow2021Other flows - Northeast, DS206347$12.2M
inflow2021Columbiana County, OH196360$9.0M
inflow2021Franklin County, OH171283$7.6M
outflow2021Columbiana County, OH171306$7.4M
inflow2021Medina County, OH129203$7.0M
outflow2021Medina County, OH129211$8.0M
outflow2021Trumbull County, OH69121$2.0M
outflow2021Lee County, FL59105$4.9M
inflow2021Trumbull County, OH5885$2.1M
inflow2021Lorain County, OH4980$2.2M
outflow2021Lorain County, OH4877$2.2M
inflow2021Maricopa County, AZ4878$2.6M
outflow2021Lake County, OH4671$2.5M
outflow2021Maricopa County, AZ4468$3.7M
inflow2021Holmes County, OH4285$2.2M
inflow2021Allegheny County, PA4159$3.2M
outflow2021Delaware County, OH3582$3.1M
inflow2021Clark County, NV3356$1.7M
outflow2021Hamilton County, OH3249$1.9M
outflow2021Richland County, OH3250$728K
inflow2021Cook County, IL3149$1.7M
outflow2021Allegheny County, PA3146$1.3M
inflow2021Los Angeles County, CA3144$2.5M
outflow2021Hillsborough County, FL3052$2.3M
inflow2021Coshocton County, OH3054$1.1M
inflow2021Richland County, OH2943$937K
outflow2021Holmes County, OH2952$1.4M
inflow2021Lake County, OH2939$1.4M
inflow2021Hamilton County, OH2845$1.4M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Stark County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,808.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals1,090.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals3,898.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals211,800.0
2023BothNo CharacteristicAll Appraisals205,000.0
2023PurchaseNo CharacteristicAll Appraisals200,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals190,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals185,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,837.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals200,000.0
2022BothNo CharacteristicAll Appraisals5,679.0
2022PurchaseNo CharacteristicAll Appraisals3,842.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals201,000.0
2021BothNo CharacteristicAll Appraisals8,323.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals4,526.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals3,797.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals188,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals176,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals7,841.0
2020PurchaseNo CharacteristicAll Appraisals4,161.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals185,000.0
2020RefinanceNo CharacteristicAll Appraisals205,000.0
2020RefinanceNo CharacteristicAll Appraisals3,680.0
2020PurchaseNo CharacteristicAll Appraisals170,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals165,000.0
2019PurchaseNo CharacteristicAll Appraisals3,706.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals177,000.0
2019BothNo CharacteristicAll Appraisals6,081.0
2019RefinanceNo CharacteristicAll Appraisals2,375.0
2019PurchaseNo CharacteristicAll Appraisals156,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals158,500.0
2018BothNo CharacteristicAll Appraisals5,181.0
2018PurchaseNo CharacteristicAll Appraisals3,398.0
2018RefinanceNo CharacteristicAll Appraisals1,783.0
2018BothNo CharacteristicAll Appraisals155,000.0
2018PurchaseNo CharacteristicAll Appraisals153,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals157,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals5,165.0
2017PurchaseNo CharacteristicAll Appraisals3,151.0
2017PurchaseNo CharacteristicAll Appraisals148,000.0
2017RefinanceNo CharacteristicAll Appraisals2,014.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals150,000.0
2016PurchaseNo CharacteristicAll Appraisals2,876.0
2016RefinanceNo CharacteristicAll Appraisals164,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals143,400.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals152,000.0
2016PurchaseNo CharacteristicAll Appraisals1.1
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals5,194.0
2016RefinanceNo CharacteristicAll Appraisals2,318.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals143,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals153,000.0
2015BothNo CharacteristicAll Appraisals4,716.0
2015RefinanceNo CharacteristicAll Appraisals2,005.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals2,711.0
2015BothNo CharacteristicAll Appraisals149,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals144,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Stark County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05179,573174,1825,3913.0%
2026-04180,273174,3255,9483.3%
2026-03181,043173,5197,5244.2%
2026-02181,501172,5009,0015.0%
2026-01179,661170,6129,0495.0%
2025-12181,486173,5047,9824.4%
2025-11181,764174,0767,6884.2%
2025-09181,879174,1457,7344.3%
2025-08183,264174,8878,3774.6%
2025-07184,691175,6978,9944.9%
2025-06184,103175,1248,9794.9%
2025-05183,519175,0958,4244.6%
2025-04184,342175,3658,9774.9%
2025-03183,691173,47710,2145.6%
2025-02182,868172,11010,7585.9%
2025-01182,603171,85410,7495.9%
2024-12183,437174,4209,0174.9%
2024-11184,197175,8488,3494.5%
2024-10184,154176,5917,5634.1%
2024-09183,564175,4618,1034.4%
2024-08183,575175,2588,3174.5%
2024-07185,581176,8708,7114.7%
2024-06185,673176,8818,7924.7%
2024-05183,241175,3857,8564.3%
2024-04182,857175,0327,8254.3%
2024-03182,828173,9748,8544.8%
2024-02181,896172,6679,2295.1%
2024-01180,061171,0479,0145.0%
2023-12180,042173,0996,9433.9%
2023-11181,148174,7436,4053.5%
2023-10181,117174,3906,7273.7%
2023-09180,037173,1916,8463.8%
2023-08180,779173,6307,1494.0%
2023-07180,120173,5136,6073.7%
2023-06179,938173,0086,9303.9%
2023-05179,457173,1436,3143.5%
2023-04178,421172,4815,9403.3%
2023-03178,562170,9967,5664.2%
2023-02178,185170,0298,1564.6%
2023-01176,990168,6678,3234.7%
2022-12177,254170,4766,7783.8%
2022-11176,848170,4716,3773.6%
2022-10177,623170,8336,7903.8%
2022-09176,944170,0846,8603.9%
2022-08178,245170,5517,6944.3%
2022-07179,347171,7177,6304.3%
2022-06179,279171,4657,8144.4%
2022-05178,789172,3596,4303.6%
2022-04177,523170,9026,6213.7%
2022-03177,893170,3267,5674.3%
2022-02177,341168,8978,4444.8%
2022-01176,725167,9738,7525.0%
2021-12177,823171,2896,5343.7%
2021-11179,010172,3736,6373.7%
2021-10178,681171,5437,1384.0%
2021-09177,465169,4957,9704.5%
2021-08180,121171,2618,8604.9%
2021-07181,660171,52610,1345.6%
2021-06182,466171,24111,2256.2%
2021-05180,301170,25410,0475.6%
2021-04180,829169,53511,2946.2%
2021-03181,005168,54912,4566.9%
2021-02179,868167,21012,6587.0%
2021-01178,512165,70912,8037.2%
2020-12178,784168,02510,7596.0%
2020-11179,854170,0739,7815.4%
2020-10181,981171,13710,8446.0%
2020-09180,170166,96913,2017.3%
2020-08180,843166,91413,9297.7%
2020-07180,411162,67117,7409.8%
2020-06180,017159,81720,20011.2%
2020-05177,459154,17923,28013.1%
2020-04172,858147,03325,82514.9%
2020-03184,644173,38111,2636.1%
2020-02185,311175,6709,6415.2%
2020-01184,961174,39310,5685.7%
2019-12184,474175,8958,5794.7%
2019-11186,032177,9228,1104.4%
2019-10185,586177,8267,7604.2%
2019-09184,017176,1967,8214.3%
2019-08184,979176,8118,1684.4%
2019-07186,253177,5488,7054.7%
2019-06185,702177,2588,4444.5%
2019-05183,988176,5737,4154.0%
2019-04183,310175,8297,4814.1%
2019-03183,925174,8439,0824.9%
2019-02183,433173,9289,5055.2%
2019-01183,655172,86010,7955.9%
2018-12184,236175,1439,0934.9%
2018-11184,526176,4008,1264.4%
2018-10184,789176,5388,2514.5%
2018-09182,635174,5738,0624.4%
2018-08183,479175,2038,2764.5%
2018-07185,077176,2348,8434.8%
2018-06186,266176,6159,6515.2%
2018-05184,352176,0708,2824.5%
2018-04183,909174,5269,3835.1%
2018-03185,075174,83610,2395.5%
2018-02184,309173,89610,4135.6%
2018-01182,600171,84110,7595.9%

BEA Personal Income

2024$22.43B374,091$60K
2023$21.33B373,052$57K
2022$20.15B373,008$54K
2021$19.97B373,861$53K
2020$18.26B374,552$49K
2019$17.01B375,045$45K
2018$16.49B375,265$44K
2017$15.98B375,508$43K
2016$15.46B376,474$41K
2015$15.51B377,251$41K
2014$14.99B377,594$40K
2013$14.46B376,671$38K
2012$14.31B375,966$38K
2011$13.78B375,096$37K
2010$12.93B375,465$34K
2009$12.57B376,210$33K
2008$13.02B377,141$35K
2007$12.59B376,877$33K
2006$11.99B376,180$32K
2005$11.52B376,050$31K
2004$11.17B376,663$30K
2003$10.85B376,721$29K
2002$10.55B376,867$28K
2001$10.41B377,295$28K
2000$10.29B378,036$27K
1999$9.74B378,220$26K
1998$9.49B377,552$25K
1997$8.86B377,765$23K
1996$8.52B377,791$23K
1995$8.19B377,034$22K
1994$7.83B376,067$21K
1993$7.43B374,782$20K
1992$7.12B372,374$19K
1991——$18K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Stark County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-06$0——Yes
2026-05-24$42K$33K$9KYes
2026-05-24$9K$9K$0Yes
2025-04-05$42K$42K$0No
2025-04-05$5K$5K$0Yes
2024-08-03$71K$61K$10KNo
2023-08-14$0——Yes
2023-08-11$21K$21K$0No
2022-08-29$0$0$0Yes
2022-08-29$5K$5K$0Yes
2022-05-14$49K$49K$0No
2022-05-14$72.05$72.05$0Yes
2022-05-14$70K$58K$12KYes
2022-05-14$120K$120K$0No
2022-05-14$50K$50K$0No
2022-05-14$25K$25K$0No
2022-03-07$29K$29K$0No
2022-03-06$2K$2K$0No
2022-02-18$2K$2K$0Yes
2022-02-18$17K$17K$0No
2022-02-17$4K$3K$560.31No
2022-02-17$6K$6K$0Yes
2021-07-11$39K$39K$435.26Yes
2021-07-11$46K$46K$0No
2021-06-30$7K$7K$0Yes
2021-06-23$0——Yes
2021-06-03$48K$33K$15KYes
2020-06-04$0——Yes
2020-03-20$0$0$0Yes
2019-07-07$40K$30K$10KYes
2019-06-19$0——Yes
2019-06-18$31K$31K$0No
2019-06-18$45K$28K$17KYes
2019-06-18$5K$5K$0Yes
2019-06-18$20K$17K$3KYes
2019-06-18$9K$9K$0Yes
2019-06-18$1K$1K$0Yes
2019-06-17$26K$26K$0Yes
2018-06-16$13K$13K$0No
2018-06-16$0——No
2018-04-17$3K$3K$0Yes
2018-04-16$4K$4K$0Yes
2018-04-16$18K$11K$6KYes
2018-02-25$881.73$881.73$0Yes
2018-02-25$0——Yes
2017-11-19$8K$8K$0No
2017-11-06$15K$9K$7KYes
2017-06-23$9K$7K$1KYes
2017-06-18$0——No
2017-05-04$0——Yes
2017-01-12$10K$10K$0No
2017-01-12$0——Yes
2017-01-12$4K$4K$0No
2017-01-12$12K$10K$2KYes
2017-01-12$0——Yes
2015-06-15$0——Yes
2015-03-13$0——Yes
2015-03-12$8K$8K$0Yes
2014-08-19$4K$4K$53.28Yes
2014-06-18$100K$100K$0No
2014-06-18$7K$7K$0No
2014-06-18$11K$11K$0Yes
2014-06-18$8K$8K$689.9Yes
2014-06-18$100K$50K$50KNo
2014-06-18$24K$24K$0No
2014-06-18$66K$66K$0No
2014-06-18$12K$12K$0Yes
2014-06-18$0——No
2014-06-18$0——Yes
2014-06-18$272K$210K$62KNo
2014-06-18$100K$100K$0No
2014-06-18$12K$12K$0No
2014-06-18$15K$7K$8KYes
2014-06-18$185K$138K$47KNo
2014-06-18$17K$17K$0No
2014-06-18$0——No
2014-06-17$0——Yes
2014-06-17$3K$3K$0Yes
2014-06-16$23K$23K$494Yes
2014-06-16$11K$11K$0Yes
2014-06-16$4K$3K$605.33Yes
2014-06-16$0——No
2014-06-16$13K$13K$523.99No
2014-06-16$9K$9K$0Yes
2014-06-16$27K$26K$308.78Yes
2014-06-16$5K$5K$0No
2014-06-16$0——Yes
2014-06-16$3K$3K$0No
2014-06-16$0——Yes
2014-06-16$16K$16K$0Yes
2013-07-11$3K$3K$0Yes
2013-07-10$1K$1K$0Yes
2013-04-10$2K$2K$0No
2011-08-04$10K$10K$0No
2011-07-19$0——Yes
2011-07-19$34K$34K$0No
2011-07-19$25K$25K$0No
2011-07-19$490K$390K$100KNo
2011-07-19$28K$28K$0Yes
2011-07-19$27K$27K$0Yes

ALSO CHECKED

18 more data areas were checked for Stark County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OH state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN STARK COUNTY →Opens the loan explorer already filtered to county FIPS 39151.

See the Ohio state market profile for the statewide picture, the Ohio state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.