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State markets/Oregon/Clackamas County

COUNTY MORTGAGE MARKET · FIPS 41005

Clackamas County, Oregon

Who lends in Clackamas County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$4.09B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

9,751

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.2%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

392

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 392 lenders that originated in Clackamas County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

237

unconcentrated

Top-5 lender share

26.8%

of originations

Purchase

60.3%

4,376 loans

Refinance

39.7%

2,887 loans

Origination trend

Annual mortgage origination volume and loan count in Clackamas County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Clackamas County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Clackamas County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR CLACKAMAS COUNTY →

TOP TEN LENDERS IN CLACKAMAS COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,519$321.6M$321.6M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
634$318.1M$318.1M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
397$183.4M$183.4M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
463$149.6M$149.6M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
222$121.5M$121.5M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
233$117.9M$117.9M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
303$107.5M$107.5M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
118$93.8M$93.8M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
184$85.9M$85.9M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
4$78.0M$78.0M originated in Clackamas County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Clackamas County

All 37 ZIP Code Tabulation Areas that touch Clackamas County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
37 OF 37 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 16 Clackamas County tracts this ZIP area touches sit mostly inside it.59,26518.0%15,863——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Clackamas County tracts this ZIP area touches sit mostly inside it.38,27324.7%9,423——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Clackamas County tracts this ZIP area touches sit mostly inside it.37,49118.4%11,083——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Clackamas County tracts this ZIP area touches sit mostly inside it.34,38121.9%10,354——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Clackamas County tracts this ZIP area touches sit mostly inside it.32,48236.6%7,261——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Clackamas County tracts this ZIP area touches sit mostly inside it.26,56926.5%6,405——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Clackamas County tracts this ZIP area touches sit mostly inside it.22,22817.6%6,764——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Clackamas County tracts this ZIP area touches sit mostly inside it.22,15036.6%5,431——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Clackamas County tracts this ZIP area touches sit mostly inside it.20,74925.9%5,775——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Clackamas County tracts this ZIP area touches sit mostly inside it.18,68517.1%4,957——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Clackamas County tracts this ZIP area touches sit mostly inside it.14,51420.8%3,528——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Clackamas County tracts this ZIP area touches sit mostly inside it.12,95822.7%3,968——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Clackamas County tracts this ZIP area touches sit mostly inside it.12,46726.4%3,122——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Clackamas County tracts this ZIP area touches sit mostly inside it.11,51829.9%1,407——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Clackamas County tracts this ZIP area touches sit mostly inside it.10,38420.0%2,597——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Clackamas County tracts this ZIP area touches sit mostly inside it.10,20818.2%3,162——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Clackamas County tracts this ZIP area touches sit mostly inside it.7,53715.5%2,154——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Clackamas County tracts this ZIP area touches sit mostly inside it.6,05019.0%1,819——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Clackamas County tracts this ZIP area touches sit mostly inside it.5,09312.6%1,741——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Clackamas County tracts this ZIP area touches sit mostly inside it.4,99712.4%1,429——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Clackamas County tracts this ZIP area touches sit mostly inside it.4,05111.9%1,464——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Clackamas County tracts this ZIP area touches sit mostly inside it.3,96312.5%1,275——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Clackamas County tracts this ZIP area touches sit mostly inside it.3,16415.4%1,182——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Clackamas County tracts this ZIP area touches sit mostly inside it.2,25112.8%858——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 3 tracts of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Clackamas County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

87 of Clackamas County’s 87 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Clackamas County

All 87 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

87 OF 87 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper173.1%2,58121.8%OPEN →
Upper166.4%2,46618.9%OPEN →
Upper136.1%4,13515.9%OPEN →
Upper165.7%2,50516.9%OPEN →
Upper152.8%3,97425.0%OPEN →
Upper135.9%5,38825.8%OPEN →
Upper125.7%5,75531.4%OPEN →
Upper141.2%5,63221.0%OPEN →
Upper174.0%3,92719.1%OPEN →
Upper188.1%3,94016.9%OPEN →
Upper195.2%2,67414.6%OPEN →
Upper151.8%6,69516.9%OPEN →
Upper147.9%3,18614.3%OPEN →
Upper149.5%3,41918.8%OPEN →
Upper176.6%4,16624.5%OPEN →
Upper136.2%3,24217.2%OPEN →
Upper147.4%5,44420.4%OPEN →
Upper140.9%4,11616.1%OPEN →
Moderate78.1%4,35519.6%OPEN →
Moderate76.5%3,89320.1%OPEN →
Middle96.1%4,64221.8%OPEN →
Middle97.6%5,27621.9%OPEN →
Middle90.1%3,88920.8%OPEN →
Moderate73.6%6,12822.8%OPEN →
Middle103.9%5,12620.5%OPEN →
Middle89.0%5,19620.1%OPEN →
Moderate65.1%5,98336.1%OPEN →
Moderate75.8%5,03932.3%OPEN →
Middle85.0%6,32220.5%OPEN →
Upper122.3%5,77517.6%OPEN →
Moderate60.0%4,34726.6%OPEN →
Moderate52.0%3,46323.8%OPEN →
Middle105.5%6,92118.1%OPEN →
Middle92.7%6,68324.2%OPEN →
Middle110.6%6,41632.6%OPEN →
Moderate74.6%4,19336.4%OPEN →
Middle83.2%3,16841.0%OPEN →
Middle100.8%3,52637.5%OPEN →
Middle106.9%4,84738.6%OPEN →
Low46.6%5,68046.8%OPEN →
Upper140.5%4,15231.1%OPEN →
Upper131.6%6,83034.8%OPEN →
Upper139.6%6,41434.0%OPEN →
Upper132.6%9,40635.9%OPEN →
Middle98.6%4,95317.6%OPEN →
Middle99.1%6,07217.8%OPEN →
Middle81.4%4,18016.8%OPEN →
Middle87.6%3,28618.1%OPEN →
Middle91.2%4,52721.5%OPEN →
Middle111.7%4,63517.4%OPEN →
Middle98.4%4,07425.2%OPEN →
Middle96.1%7,77222.0%OPEN →
Middle109.3%6,01017.2%OPEN →
Upper168.7%7,22318.5%OPEN →
Upper126.7%8,18624.4%OPEN →
Upper137.0%4,28130.2%OPEN →
Middle95.1%2,89930.5%OPEN →
Middle109.5%4,05111.9%OPEN →
Middle115.5%4,54121.1%OPEN →
Moderate80.0%3,85032.4%OPEN →
Middle104.8%4,44821.9%OPEN →
Middle93.0%3,00825.2%OPEN →
Moderate64.8%4,14443.7%OPEN →
Middle106.7%3,55512.7%OPEN →
Middle109.1%3,77015.2%OPEN →
Middle101.0%6,43113.4%OPEN →
Upper128.4%4,90420.3%OPEN →
Middle113.5%8,05424.2%OPEN →
Middle113.9%5,29416.1%OPEN →
Middle103.4%4,91420.4%OPEN →
Middle89.5%6,46218.4%OPEN →
Middle98.7%6,96715.9%OPEN →
Middle89.7%6,05019.0%OPEN →
Middle80.3%3,96312.5%OPEN →
Middle99.6%4,99712.4%OPEN →
Middle101.7%6,57819.8%OPEN →
Middle98.1%6,00323.5%OPEN →
Moderate72.9%5,69022.4%OPEN →
Middle89.1%2,82112.0%OPEN →
Middle83.9%5,09312.6%OPEN →
Moderate77.9%7,42815.1%OPEN →
Middle95.4%5,25616.9%OPEN →
Moderate79.0%3,16415.4%OPEN →
Middle94.1%2,25112.8%OPEN →
Moderate73.7%3,50430.8%OPEN →
Middle92.0%5,11529.0%OPEN →
—0.0%10947.7%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

423,975

Median household income

$103,517

Median home value

$611,000

Median gross rent

$1,758

per month

Owner-occupied

70.7%

of occupied units

Housing units

174,323

6.0% vacant

Poverty rate

7.7%

Unemployment

4.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 94.9

Social vulnerability

Very Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Earthquake Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

67

Declarations recorded

23

Incident types on record: Biological, Coastal Storm, Earthquake, Fire, Flood, Severe Storm.

Everything we hold on Clackamas County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Clackamas County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Clackamas County →Every reported application and origination in FIPS 41005, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Clackamas County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

447

—

Purchase share

43.8%

196 loans

IRRRL refinances

165

Cash-out refinances

86

2026447—19616586
2025410—2458184
2024282—2023347
2023273—204465
2022——378180315
20212,330—4551,486389
20202,203—4951,256452
2019986—452192342
2018928—436104388
20171,264—452347465
20161,326—510412404
20151,202—528342332

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Clackamas County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Clackamas County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

960

+29.2% vs 2024

Multifamily · 2025

275

−30.7% vs 2024

Total authorized · 2025

1,235

+8.3% vs 2024

Permit valuation · 2025

$411.4M

authorized construction value

Units authorized by year

Clackamas County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420251,235 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Clackamas County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Multnomah County, OR4,8478,002$488.5M
outflow2223Multnomah County, OR3,8255,524$246.1M
inflow2223Washington County, OR2,0493,251$208.1M
outflow2223Washington County, OR1,8292,792$153.1M
outflow2223Other flows - South, DS1,0241,972$102.3M
outflow2223Clark County, WA8861,433$98.2M
outflow2223Other flows - West, DS8651,476$79.6M
inflow2223Other flows - West, DS8641,411$59.1M
outflow2223Marion County, OR7911,404$59.4M
inflow2223Marion County, OR7041,206$39.1M
inflow2223Other flows - South, DS6841,144$57.2M
inflow2223Clark County, WA6391,045$46.2M
outflow2223Other flows - Midwest, DS434808$36.2M
inflow2223Other flows - Midwest, DS384592$29.1M
outflow2223Maricopa County, AZ308554$56.4M
outflow2223Deschutes County, OR299529$68.7M
outflow2223Yamhill County, OR267466$38.3M
outflow2223Other flows - Northeast, DS244379$20.1M
inflow2223Yamhill County, OR217333$15.2M
inflow2223Lane County, OR212308$12.5M
inflow2223Other flows - Northeast, DS209351$21.6M
outflow2223King County, WA207277$22.4M
inflow2223Los Angeles County, CA203332$21.2M
outflow2223Lane County, OR194301$12.0M
inflow2223King County, WA175259$20.6M
inflow2223Maricopa County, AZ160274$16.0M
outflow2223Los Angeles County, CA158191$10.5M
inflow2223Deschutes County, OR157256$17.0M
inflow2223Benton County, OR128172$8.0M
outflow2223Benton County, OR126150$6.0M
outflow2223San Diego County, CA122191$13.2M
inflow2223San Diego County, CA118198$13.5M
inflow2223Polk County, OR106160$5.8M
outflow2223Columbia County, OR102176$7.1M
outflow2223Clark County, NV101171$16.4M
outflow2223Linn County, OR99161$6.9M
inflow2223Orange County, CA93162$11.7M
outflow2223Polk County, OR93144$6.4M
outflow2223Foreign - Overseas, FR91159$12.6M
inflow2223Santa Clara County, CA86138$13.9M
inflow2223Pierce County, WA84124$6.3M
inflow2223Jackson County, OR83154$5.8M
outflow2223Ada County, ID75141$7.6M
inflow2223Linn County, OR74103$4.1M
outflow2223Cowlitz County, WA74121$6.5M
outflow2223Pierce County, WA72122$7.5M
inflow2223Clark County, NV71131$3.9M
outflow2223Orange County, CA70110$8.4M
outflow2223Lincoln County, OR69111$9.5M
inflow2223Columbia County, OR68108$4.6M
outflow2223Douglas County, OR6185$3.1M
inflow2223Lincoln County, OR59100$3.3M
outflow2223Spokane County, WA5792$4.2M
outflow2223Jackson County, OR5791$4.2M
inflow2223Riverside County, CA5685$4.1M
outflow2223Pima County, AZ5591$5.1M
inflow2223Contra Costa County, CA5594$7.0M
inflow2223Foreign - Overseas, FR51101$7.4M
outflow2223Riverside County, CA5174$3.9M
outflow2223Travis County, TX5172$6.6M
outflow2223Salt Lake County, UT5083$5.0M
inflow2223Ada County, ID4878$3.3M
inflow2223Hood River County, OR4871$3.5M
inflow2223Salt Lake County, UT4775$4.4M
inflow2223Spokane County, WA4771$3.0M
outflow2223San Francisco County, CA4755$3.9M
outflow2223Tillamook County, OR4679$4.0M
inflow2223Alameda County, CA4687$7.3M
outflow2223Denver County, CO4658$3.5M
outflow2223Clatsop County, OR4569$3.3M
outflow2223Snohomish County, WA4468$4.3M
inflow2223Sacramento County, CA4470$2.9M
inflow2223Honolulu County, HI4387$4.3M
outflow2223Crook County, OR4270$4.1M
outflow2223Thurston County, WA4172$3.5M
inflow2223Cowlitz County, WA4159$2.6M
inflow2223Snohomish County, WA4069$4.8M
outflow2223Honolulu County, HI3955$3.4M
outflow2223Utah County, UT3970$2.2M
outflow2223Cook County, IL3851$2.9M
inflow2223Thurston County, WA3864$2.7M
inflow2223Clatsop County, OR3764$2.5M
inflow2223San Francisco County, CA3656$6.9M
outflow2223Santa Clara County, CA3664$4.2M
outflow2223Canyon County, ID3669$2.7M
inflow2223San Bernardino County, CA3660$2.3M
outflow2223Harris County, TX3558$2.2M
inflow2223San Mateo County, CA3561$11.0M
inflow2223Tillamook County, OR3548$1.8M
outflow2223Wasco County, OR3557$2.5M
outflow2223Dallas County, TX3545$2.3M
outflow2223Coos County, OR3345$2.2M
outflow2223Pinal County, AZ3374$3.9M
outflow2223New York County, NY3338$3.1M
inflow2223Pima County, AZ3356$3.0M
inflow2223Douglas County, OR3247$2.1M
outflow2223Benton County, WA3250$3.9M
outflow2223Kootenai County, ID3259$3.0M
outflow2223Klamath County, OR3150$1.4M
outflow2223Jefferson County, OR3149$3.8M
outflow2223Umatilla County, OR3057$2.1M
inflow2223Kern County, CA3050$1.7M
outflow2223San Bernardino County, CA2950$3.1M
outflow2223Bexar County, TX2948$1.6M
outflow2223Tarrant County, TX2950$4.2M
outflow2223Kitsap County, WA2948$3.5M
outflow2223Hillsborough County, FL2843$2.7M
inflow2223Harris County, TX2855$3.6M
outflow2223Washoe County, NV2844$3.7M
outflow2223Whatcom County, WA2739$2.2M
inflow2223Ventura County, CA2645$4.0M
outflow2223Foreign - Other flows, FR2662$1.9M
inflow2223Benton County, WA2544$2.0M
inflow2223Denver County, CO2538$2.4M
inflow2223Sonoma County, CA2534$2.4M
outflow2223Mohave County, AZ2541$1.9M
inflow2223Dallas County, TX2435$1.5M
outflow2223Gallatin County, MT2427$1.1M
inflow2223Utah County, UT2444$1.8M
outflow2223Hennepin County, MN2329$2.5M
outflow2223Kings County, NY2327$2.5M
inflow2223Umatilla County, OR2336$1.6M
outflow2223Alameda County, CA2330$2.4M
inflow2223Foreign - Other flows, FR2242$1.9M
inflow2223Kings County, NY2231$2.2M
inflow2223Klamath County, OR2228$1.1M
inflow2223Travis County, TX2233$2.6M
inflow2223Kitsap County, WA2225$1.6M
outflow2223Hood River County, OR2229$2.3M
outflow2223Anchorage Municipality, AK2234$1.9M
outflow2223Sacramento County, CA2243$1.8M
inflow2223Jefferson County, OR2134$1.2M
outflow2223Contra Costa County, CA2130$1.2M
inflow2223Yakima County, WA2030$1.4M
outflow2223Pacific County, WA2047$2.7M
inflow2223Josephine County, OR2038$1.3M
outflow2223El Paso County, CO2032$1.4M
inflow2223Bexar County, TX2030$737K
inflow2122Foreign - Other flows, FR———
inflow2122Multnomah County, OR5,6049,562$587.0M
outflow2122Multnomah County, OR3,6825,368$242.6M
inflow2122Washington County, OR2,1063,478$208.0M
outflow2122Washington County, OR1,8312,795$143.3M
outflow2122Other flows - South, DS1,1052,217$123.9M
outflow2122Other flows - West, DS9451,670$93.7M
outflow2122Clark County, WA9001,491$103.9M
inflow2122Other flows - West, DS8961,500$68.4M
outflow2122Marion County, OR8381,582$69.1M
inflow2122Marion County, OR7421,253$49.9M
inflow2122Other flows - South, DS6771,182$66.3M
inflow2122Clark County, WA535871$37.3M
outflow2122Other flows - Midwest, DS475920$47.8M
inflow2122Other flows - Midwest, DS391688$59.9M
outflow2122Deschutes County, OR346592$55.3M
outflow2122Maricopa County, AZ335668$49.1M
inflow2122Los Angeles County, CA248404$27.2M
inflow2122Other flows - Northeast, DS248431$41.6M
outflow2122Yamhill County, OR248430$23.2M
inflow2122Lane County, OR223313$19.6M
outflow2122Other flows - Northeast, DS214365$20.0M
inflow2122Yamhill County, OR202346$15.5M
outflow2122King County, WA178270$21.4M
outflow2122Lane County, OR176271$12.1M
inflow2122Deschutes County, OR173269$16.5M
inflow2122King County, WA171294$100.3M
outflow2122Los Angeles County, CA156226$25.9M
inflow2122Maricopa County, AZ145241$15.4M
inflow2122San Diego County, CA140228$10.3M
inflow2122Santa Clara County, CA134272$42.2M
inflow2122Benton County, OR131184$10.4M
outflow2122Benton County, OR120169$7.1M
inflow2122Orange County, CA119202$10.9M
outflow2122Ada County, ID111215$13.4M
outflow2122Polk County, OR105172$6.9M
inflow2122Polk County, OR102165$7.1M
outflow2122Cowlitz County, WA90159$7.4M
outflow2122Linn County, OR90137$5.1M
inflow2122Clark County, NV88149$5.8M
inflow2122Jackson County, OR87149$17.0M
outflow2122Pierce County, WA87134$9.4M
outflow2122Lincoln County, OR87152$11.5M
outflow2122San Diego County, CA85145$9.0M
inflow2122Alameda County, CA85174$14.4M
outflow2122Columbia County, OR83147$4.9M
outflow2122Clark County, NV83149$9.8M
outflow2122Orange County, CA77138$13.2M
outflow2122Pima County, AZ73133$7.8M
outflow2122Clatsop County, OR6895$15.1M
inflow2122Linn County, OR67105$3.7M
inflow2122Columbia County, OR65100$3.3M
outflow2122Crook County, OR63123$5.9M
inflow2122Riverside County, CA6192$5.7M
outflow2122Snohomish County, WA60116$5.4M
outflow2122Jackson County, OR5789$2.9M
outflow2122Spokane County, WA57105$4.5M
inflow2122Pierce County, WA57102$4.5M
inflow2122Ada County, ID5582$3.9M
inflow2122Honolulu County, HI5294$3.9M
outflow2122Tillamook County, OR5081$4.8M
outflow2122Riverside County, CA5077$6.6M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Clackamas County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,458.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals708.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals3,166.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals680,000.0
2023BothNo CharacteristicAll Appraisals640,000.0
2023PurchaseNo CharacteristicAll Appraisals632,300.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals645,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals635,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,028.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals680,000.0
2022BothNo CharacteristicAll Appraisals5,930.0
2022PurchaseNo CharacteristicAll Appraisals3,902.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals590,000.0
2021BothNo CharacteristicAll Appraisals12,098.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals5,514.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals6,584.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals576,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals565,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals13,418.0
2020PurchaseNo CharacteristicAll Appraisals5,108.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals500,000.0
2020RefinanceNo CharacteristicAll Appraisals505,000.0
2020RefinanceNo CharacteristicAll Appraisals8,310.0
2020PurchaseNo CharacteristicAll Appraisals487,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals465,000.0
2019PurchaseNo CharacteristicAll Appraisals4,481.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.1
2019RefinanceNo CharacteristicAll Appraisals475,000.0
2019BothNo CharacteristicAll Appraisals9,800.0
2019RefinanceNo CharacteristicAll Appraisals5,319.0
2019PurchaseNo CharacteristicAll Appraisals459,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals440,000.0
2018BothNo CharacteristicAll Appraisals7,885.0
2018PurchaseNo CharacteristicAll Appraisals4,579.0
2018RefinanceNo CharacteristicAll Appraisals3,306.0
2018BothNo CharacteristicAll Appraisals445,000.0
2018PurchaseNo CharacteristicAll Appraisals450,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals414,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals9,605.0
2017PurchaseNo CharacteristicAll Appraisals4,895.0
2017PurchaseNo CharacteristicAll Appraisals430,000.0
2017RefinanceNo CharacteristicAll Appraisals4,710.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals425,000.0
2016PurchaseNo CharacteristicAll Appraisals5,012.0
2016RefinanceNo CharacteristicAll Appraisals402,900.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals390,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals399,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals12,310.0
2016RefinanceNo CharacteristicAll Appraisals7,298.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals355,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals367,000.0
2015BothNo CharacteristicAll Appraisals10,627.0
2015RefinanceNo CharacteristicAll Appraisals5,489.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals5,138.0
2015BothNo CharacteristicAll Appraisals360,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals335,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Clackamas County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05223,454213,21410,2404.6%
2026-04222,719212,7239,9964.5%
2026-03223,523212,39111,1325.0%
2026-02223,636211,85511,7815.3%
2026-01223,449211,32312,1265.4%
2025-12225,757215,02810,7294.8%
2025-11227,328216,52410,8044.8%
2025-09227,162215,59811,5645.1%
2025-08228,503216,54711,9565.2%
2025-07228,053216,05911,9945.3%
2025-06226,687215,55211,1354.9%
2025-05226,180215,77510,4054.6%
2025-04226,296216,6479,6494.3%
2025-03227,054215,80211,2525.0%
2025-02226,861215,67411,1874.9%
2025-01227,237215,72511,5125.1%
2024-12226,148216,4739,6754.3%
2024-11226,131217,0749,0574.0%
2024-10226,251217,3488,9033.9%
2024-09226,321217,3748,9474.0%
2024-08226,961217,4189,5434.2%
2024-07226,596216,7659,8314.3%
2024-06225,274216,5188,7563.9%
2024-05224,221216,3197,9023.5%
2024-04224,955217,3527,6033.4%
2024-03225,950216,9828,9684.0%
2024-02224,910215,6719,2394.1%
2024-01223,312213,7079,6054.3%
2023-12224,713216,5618,1523.6%
2023-11226,456219,0847,3723.3%
2023-10224,989217,4027,5873.4%
2023-09225,453217,5687,8853.5%
2023-08226,428217,9988,4303.7%
2023-07225,592217,4478,1453.6%
2023-06224,182216,4677,7153.4%
2023-05223,041216,0357,0063.1%
2023-04222,956216,9246,0322.7%
2023-03224,837217,3427,4953.3%
2023-02224,689216,6198,0703.6%
2023-01224,124215,3088,8163.9%
2022-12222,124214,3507,7743.5%
2022-11222,465214,8007,6653.4%
2022-10223,630215,7437,8873.5%
2022-09224,240216,1508,0903.6%
2022-08226,806217,8378,9694.0%
2022-07226,420217,7718,6493.8%
2022-06222,577214,4918,0863.6%
2022-05222,886215,8976,9893.1%
2022-04223,529216,3507,1793.2%
2022-03225,540217,0708,4703.8%
2022-02224,787216,2378,5503.8%
2022-01223,367213,8399,5284.3%
2021-12222,050214,3577,6933.5%
2021-11222,668215,2537,4153.3%
2021-10221,189213,4167,7733.5%
2021-09219,662210,9548,7084.0%
2021-08220,787210,8449,9434.5%
2021-07221,337210,43410,9034.9%
2021-06219,297207,85311,4445.2%
2021-05219,223208,30610,9175.0%
2021-04220,177208,23311,9445.4%
2021-03220,858207,34113,5176.1%
2021-02218,393204,78913,6046.2%
2021-01217,864203,38014,4846.6%
2020-12218,493204,85913,6346.2%
2020-11218,586205,59212,9945.9%
2020-10218,965205,22513,7406.3%
2020-09217,502201,37716,1257.4%
2020-08218,426201,73516,6917.6%
2020-07216,340195,80720,5339.5%
2020-06214,443193,18021,2639.9%
2020-05212,229188,42223,80711.2%
2020-04208,342182,17526,16712.6%
2020-03214,674205,5089,1664.3%
2020-02216,062208,6857,3773.4%
2020-01214,973207,3097,6643.6%
2019-12214,980209,0925,8882.7%
2019-11215,713210,1565,5572.6%
2019-10215,493209,5115,9822.8%
2019-09214,714208,1406,5743.1%
2019-08216,714208,6798,0353.7%
2019-07216,471208,1838,2883.8%
2019-06214,592206,8027,7903.6%
2019-05213,416206,8186,5983.1%
2019-04214,205207,0957,1103.3%
2019-03215,044206,5128,5324.0%
2019-02214,995206,6508,3453.9%
2019-01215,022205,8509,1724.3%
2018-12214,216206,2187,9983.7%
2018-11215,008207,6927,3163.4%
2018-10214,427206,7107,7173.6%
2018-09212,964205,5077,4573.5%
2018-08213,301205,1628,1393.8%
2018-07214,732206,3358,3973.9%
2018-06213,222205,1318,0913.8%
2018-05212,022205,3616,6613.1%
2018-04212,061204,8637,1983.4%
2018-03213,067204,6898,3783.9%
2018-02213,620205,1788,4424.0%
2018-01212,079203,3988,6814.1%

BEA Personal Income

2024$35.79B425,857$84K
2023$34.05B424,396$80K
2022$31.91B423,217$75K
2021$30.49B423,892$72K
2020$27.33B422,512$65K
2019$25.66B418,588$61K
2018$24.34B415,933$59K
2017$22.61B413,287$55K
2016$21.48B407,318$53K
2015$20.02B400,073$50K
2014$18.70B393,723$48K
2013$17.95B387,708$46K
2012$18.01B383,254$47K
2011$16.89B379,692$44K
2010$15.93B376,809$42K
2009$15.53B374,085$42K
2008$16.39B371,103$44K
2007$15.74B366,808$43K
2006$15.03B363,508$41K
2005$13.89B359,308$39K
2004$13.31B355,758$37K
2003$12.45B352,032$35K
2002$12.09B348,951$35K
2001$12.23B343,444$36K
2000$12.31B339,223$36K
1999$11.19B335,891$33K
1998$10.78B332,942$32K
1997$10.05B328,898$31K
1996$9.35B322,376$29K
1995$8.48B314,922$27K
1994$7.82B309,257$25K
1993$7.24B303,344$24K
1992$6.70B296,624$23K
1991——$22K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Clackamas County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-03-18$0——No
2026-03-12$4K$4K$0Yes
2026-03-12$2K$2K$0Yes
2025-12-26$728.74$728.74$0Yes
2025-12-25$0——Yes
2025-12-24$40K$29K$11KNo
2025-12-20$22K$22K$0Yes
2025-12-20$61K$52K$9KYes
2025-12-19$107K$107K$0Yes
2025-12-19$150K$150K$0Yes
2025-12-19$5K$5K$0Yes
2025-12-19$164K$163K$1KYes
2025-12-19$17K$17K$0Yes
2025-12-19$0——Yes
2025-12-19$0$0$0Yes
2025-12-19$8K$8K$0Yes
2025-12-19$23K$23K$0Yes
2025-12-19$17K$17K$0Yes
2025-12-19$49K$44K$5KYes
2025-12-19$204K$171K$33KYes
2025-12-19$48K$47K$1KYes
2025-12-19$7K$7K$0Yes
2025-12-19$8K$8K$0No
2025-12-19$23K$23K$0No
2025-12-19$232K$230K$3KYes
2025-12-19$46K$46K$0Yes
2025-12-19$40K$34K$5KYes
2025-12-19$22K$22K$0Yes
2025-12-19$20K$20K$0Yes
2025-12-19$220K$141K$79KYes
2025-12-19$122K$102K$20KYes
2025-12-19$9K$6K$2KYes
2025-12-19$89K$89K$0No
2025-12-19$0——Yes
2025-12-19$17K$17K$0No
2025-12-19$77K$77K$0Yes
2025-12-18$83K$74K$9KYes
2025-12-18$21K$21K$539.3Yes
2025-12-18$29K$20K$9KNo
2025-12-18$15K$15K$0Yes
2025-12-18$10K$10K$0Yes
2025-12-18$14K$14K$0Yes
2025-12-18$144K$144K$0Yes
2025-12-18$11K$11K$0Yes
2025-12-18$12K$7K$5KYes
2025-12-18$127K$109K$18KNo
2025-12-18$22K$18K$4KYes
2025-12-18$0——Yes
2025-12-18$20K$19K$237.5Yes
2025-12-18$24K$24K$0Yes
2025-12-18$19K$13K$7KYes
2025-12-18$147K$91K$56KYes
2025-12-18$73K$73K$0Yes
2025-12-18$32K$32K$0Yes
2025-12-17$87K$87K$0Yes
2025-12-17$0——Yes
2025-12-09$19K$19K$0Yes
2022-12-27$0$0$0Yes
2022-12-24$15K$0$15KNo
2022-12-24$8K$0$8KNo
2022-12-24$151K$101K$50KNo
2021-01-13$3K$3K$0Yes
2021-01-12$542.92$542.92$0Yes
2021-01-12$4K$4K$0Yes
2021-01-12$20K$19K$427.26Yes
2021-01-12$10K$10K$0No
2021-01-12$9K$9K$0No
2021-01-12$5K$5K$0No
2021-01-12$6K$6K$0No
2021-01-12$2K$2K$0No
2020-01-04$2K$2K$0Yes
2017-04-12$0——Yes
2017-02-21$17K$17K$0Yes
2017-02-06$4K$4K$0Yes
2017-02-06$32K$32K$0Yes
2016-12-01$0——Yes
2016-10-17$11K$11K$0Yes
2016-09-11$0——Yes
2015-12-11$0——Yes
2015-12-11$511.29$511.29$0Yes
2015-12-10$5K$5K$0Yes
2015-12-08$11K$11K$0Yes
2015-12-08$3K$3K$0Yes
2015-12-08$4K$4K$0Yes
2015-12-08$17K$17K$0Yes
2015-12-07$8K$8K$0Yes
2015-12-07$674.29$674.29$0No
2015-12-07$125K$125K$0No
2015-12-07$3K$7K$0Yes
2015-12-07$0——No
2015-12-07$96K$96K$0Yes
2015-12-07$11K$11K$0Yes
2015-12-07$4K$4K$0Yes
2015-12-07$17K$17K$0No
2015-12-07$56K$54K$2KYes
2015-12-07$49K$49K$0No
2015-12-07$0——Yes
2015-12-07$71K$65K$6KYes
2015-12-07$106K$106K$0Yes
2015-12-07$140K$120K$0Yes

ALSO CHECKED

18 more data areas were checked for Clackamas County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OR state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN CLACKAMAS COUNTY →Opens the loan explorer already filtered to county FIPS 41005.

See the Oregon state market profile for the statewide picture, the Oregon state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.