STATE MARKET PROFILE · HMDA PUBLIC DATA

Oregon mortgage market

Name: Oregon Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in Oregon, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$32.83B

+19.0% vs 2024

Originations · 2025

89,385

+14.6% vs 2024

Denial rate · 2025

15.3%

denied / actioned

HMDA reporters · 2025

718

HMDA reporters

Rank among states & territories

#25

of 54 states & territories by volume

Share of U.S. volume

1.4%

U.S. $2.41T

Median loan amount

$305K

U.S. $245K

Top lender

United Wholesale Mortgage

6.3% of the state

◈

MARKET SHARE

United Wholesale Mortgage led Oregon in 2025 with $2.07B — 6.3% of the state's disclosed volume. Oregon ranks #25 of 54 states & territories by origination volume, 1.4% of the national total. Statewide volume rose +19.0% from 2024.

Origination volume by year

Oregon dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase49%

Refinance28%

Other purposes23%

Denial rate by year

Oregon vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional81%

FHA12%

VA7%

USDA / RHS0%

Lenders in Oregon · 2025

All 718 lenders that reported in Oregon, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY OREGON RECORD →

1United Wholesale Mortgage4,910$2.07B6.3%

+14.7%

2OnPoint Community Credit Union7,535$1.60B4.9%

+24.9%

3Guild Mortgage4,218$1.55B4.7%

+9.3%

4JLL Real Estate Capital10$1.49B4.5%

+33.0%

5Rocket Mortgage4,851$1.38B4.2%

+30.6%

6CMG Mortgage1,919$829.7M2.5%

+44.0%

7U.S. Bank2,465$706.4M2.2%

+0.3%

8CrossCountry Mortgage1,515$640.3M2.0%

+31.2%

9Nations Direct Mortgage1,427$629.6M1.9%

+11.2%

10Columbia Bank1,939$589.7M1.8%

+1.1%

11PennyMac Loan Services1,517$544.0M1.7%

+53.5%

12JPMorgan Chase Bank811$531.3M1.6%

+27.3%

13NewRez1,321$486.0M1.5%

+2.2%

14Guaranteed Rate1,065$468.0M1.4%

+77.3%

15Mortgage Express1,084$460.7M1.4%

+13.0%

16Fairway Independent Mortgage1,175$443.8M1.4%

+1.5%

17First Technology Federal Credit Union1,545$381.4M1.2%

+15.5%

18loanDepot1,270$360.2M1.1%

−3.9%

19Movement Mortgage906$356.8M1.1%

+25.5%

20Kind Lending864$351.2M1.1%

+57.9%

21Mortgage Research Center838$336.4M1.0%

+21.2%

22The Loan Store815$332.9M1.0%

+36.0%

23Bank of America1,044$325.0M1.0%

+29.3%

24American Pacific Mortgage860$319.3M1.0%

+22.5%

25Wells Fargo Bank464$318.2M1.0%

+17.5%

26Summit Funding805$301.9M0.9%

+0.1%

27Rogue Credit Union1,751$297.8M0.9%

+4.8%

28Banner Bank786$297.1M0.9%

+28.5%

29Lennar Mortgage691$296.2M0.9%

+4.9%

30Paramount Residential Mortgage635$296.1M0.9%

+166.0%

31Union Home Mortgage722$295.1M0.9%

+68.6%

32Freedom Mortgage712$285.6M0.9%

+24.6%

33CBRE Multifamily Capital13$274.0M0.8%

−2.2%

34Provident Funding Associates524$257.4M0.8%

+38.6%

35First Community Credit Union1,177$254.8M0.8%

+22.5%

36PGIM Real Estate Agency Financing7$249.4M0.8%

+4943.2%

37Directors Mortgage626$240.3M0.7%

−19.3%

38Oregon Community Credit Union1,593$228.3M0.7%

+37.1%

39DHI Mortgage547$225.5M0.7%

+23.1%

40Synergy One Lending532$203.0M0.6%

+37.0%

41Keybank470$195.0M0.6%

+47.1%

42Walker & Dunlop15$194.8M0.6%

−45.9%

43PNC Bank115$193.5M0.6%

+146.0%

44New American Funding540$188.6M0.6%

+34.0%

45Selco Community Credit Union1,167$173.4M0.5%

+9.4%

46Sierra Pacific Mortgage449$164.5M0.5%

+14.7%

47Oregon State Credit Union832$163.2M0.5%

+29.1%

48Berkadia Commercial Mortgage12$158.8M0.5%

+42.2%

49Sunflower Bank322$154.6M0.5%

+81.0%

50Evergreen Home Loans416$152.6M0.5%

−17.3%

51Navy Federal Credit Union540$152.2M0.5%

+15.8%

52CLM Mortgage317$150.4M0.5%

+392.2%

53Better Mortgage376$144.3M0.4%

+201.0%

54Marion & Polk Schools Credit Union791$144.2M0.4%

+26.3%

55Mutual of Omaha Mortgage415$136.7M0.4%

+23.5%

56Go Mortgage329$136.2M0.4%—

57Nationstar Mortgage662$126.6M0.4%

+29.2%

58Rivermark Community Credit Union701$120.4M0.4%

−32.5%

59Citibank50$119.6M0.4%

−27.9%

60Summit Mortgage251$111.9M0.3%

−3.6%

61Nations Lending304$108.2M0.3%

+7.4%

62Plaza Home Mortgage277$105.6M0.3%

−25.7%

63Washington Federal50$103.3M0.3%

−8.9%

64Alameda Mortgage253$102.1M0.3%

+5434.1%

65Zillow Home Loans247$101.2M0.3%

+10.1%

66Premier Mortgage Resources242$99.3M0.3%

+49.9%

67A&D Mortgage202$94.4M0.3%

+715.4%

68Unitus Community Credit Union497$92.7M0.3%

+2.5%

69PrimeLending213$88.8M0.3%

−8.5%

70Morgan Stanley Private Bank122$88.7M0.3%

−2.0%

71Landmark Profess244$88.0M0.3%

+6.3%

72Canopy Mortgage206$87.6M0.3%

+0.4%

73Peak Credit Union517$86.5M0.3%

−9.2%

74Plains Commerce Bank184$86.0M0.3%

+68.2%

75Alliant Credit Union353$81.6M0.2%

+40.1%

76HomeXpress Mortgage170$81.0M0.2%

+69.0%

77Churchill Mortgage219$80.8M0.2%

−16.3%

78Mid Oregon Federal Credit Union555$80.5M0.2%

−17.7%

79Bay Equity180$79.1M0.2%

−22.5%

80BMO Harris Bank173$77.2M0.2%

−15.2%

81Change Lending142$74.5M0.2%

+13.0%

82Charles Schwab Bank97$73.1M0.2%

+89.4%

83HomeStreet Bank132$72.8M0.2%

+24.1%

84Generations Home Loans155$71.5M0.2%

+31.0%

85Mason-McDuffie Mortgage190$70.4M0.2%

−7.3%

86Agwest Farm Credit, Flca121$69.2M0.2%

+5.4%

87American Financial Resources184$69.1M0.2%

+61.8%

88Taylor Morrison Home Funding133$69.0M0.2%

−24.5%

89Envoy Mortgage163$65.1M0.2%

+34.6%

90Lakeview Loan Servicing234$64.9M0.2%

+43.6%

91USAA Federal Savings Bank153$64.2M0.2%

−16.5%

92First Interstate Bank317$63.5M0.2%

+4.2%

93American Financial Network157$63.4M0.2%

+34.8%

94Berkeley Point Capital3$62.1M0.2%

+38.3%

95Lima One Capital70$62.1M0.2%

+5.3%

96Rain City Capital168$59.6M0.2%—

97Huntington National Bank46$57.8M0.2%

+46.6%

98Willamette Valley Bank136$57.6M0.2%

−35.9%

99Success Mortgage Partners138$56.9M0.2%

+80.3%

100Bank Ozk1$55.0M0.2%—

101Columbia Credit Union64$54.4M0.2%

+326.0%

102Consolidated Community Credit331$54.1M0.2%

+60.8%

103Cornerstone First Mortgage110$52.6M0.2%

+75.7%

104Spring EQ544$52.5M0.2%

−1.8%

105Washington Trust Bank111$52.4M0.2%

+20.2%

106Sun West Mortgage124$51.5M0.2%

+66.4%

107Village Capital & Investment125$50.9M0.2%

−2.8%

108Nexera Holding115$50.6M0.2%

+40.7%

109Evergreen Federal Bank146$50.5M0.2%

−16.2%

110Universal Lending99$50.3M0.2%

+463.0%

111Cornerstone Capital Bank114$50.2M0.2%

+122.8%

112Embold Federal Credit Union286$49.6M0.2%

+47.4%

113Sammamish Mortgage102$49.3M0.2%

−2.2%

114Sage Home Loans100$49.3M0.2%

+152.8%

115PHH Mortgage126$49.1M0.1%

+119.7%

116NBKC Bank100$49.0M0.1%

−16.2%

117Merchants Mortgage & Trust108$48.9M0.1%

+21.0%

118Mechanics Bank30$47.9M0.1%

+6512.4%

119Triad Financial Services426$47.7M0.1%

+15.2%

120Figure Lending552$47.3M0.1%

−8.6%

121Citadel Servicing109$46.3M0.1%

+7.7%

122RF Renovo Management51$45.9M0.1%

+100.5%

123Regions Bank7$45.8M0.1%

+192.4%

124Prosperity Home Mortgage114$45.0M0.1%

+17.0%

125Amerisave Mortgage287$44.9M0.1%

+51.3%

126UBS Bank USA56$44.9M0.1%

+65.4%

127Texas Capital Bank1$44.5M0.1%—

128Sofi Bank212$43.5M0.1%

+23.9%

129Lendsure Mortgage94$43.3M0.1%

+18.2%

130The98$41.4M0.1%

+39.0%

131Deephaven Mortgage89$40.9M0.1%

+39.3%

132Finance of America Reverse155$40.8M0.1%

+15.6%

1331st Security Bank of Washington99$40.5M0.1%

−8.8%

134Equity Prime Mortgage108$40.0M0.1%

+39.9%

135Goprime Mortgage133$39.7M0.1%

+30.7%

136Yakima Federal Savings & Loan65$38.9M0.1%

+11.4%

137Golden Empire Mortgage99$38.7M0.1%

−21.0%

138Everbank17$38.6M0.1%—

139Boeing Employees' Credit Union136$38.5M0.1%

−33.7%

140Kiavi Funding91$37.8M0.1%

+92.6%

141HomeBridge Financial Services170$37.7M0.1%

+13.8%

142OCMBC94$37.4M0.1%

+3.7%

143Champions Funding90$37.0M0.1%

+134.8%

144Lower96$36.9M0.1%

+37.9%

145Arbor Realty Trust4$36.5M0.1%

+363.2%

146Tomo Mortgage74$34.5M0.1%

+339.7%

147JMAC Lending80$34.3M0.1%

+214.0%

148Greystone Servicing2$34.3M0.1%

−50.9%

149Everett Financial91$34.0M0.1%

+123.2%

150Fibre Federal Credit Union266$33.8M0.1%

+5.5%

151Flagstar Bank93$33.4M0.1%

−78.3%

152Northpointe Bank56$33.2M0.1%

+62.6%

153First Federal63$33.0M0.1%

+14.6%

154Ixonia Bank65$32.9M0.1%

+202.5%

155NOVA Financial & Investment97$31.1M0.1%

−2.8%

156Planet Home Lending82$30.8M0.1%

+18.0%

157Resicentral77$30.8M0.1%

−24.0%

158iQ Credit Union97$30.6M0.1%

−30.2%

159Oregonians Credit Union327$30.5M0.1%

−15.8%

160Home Mortgage Advisors65$30.1M0.1%—

161Das Acquisition83$30.0M0.1%

+76.7%

162Primary Residential Mortgage77$29.6M0.1%

+23.8%

163Georgia's Own Credit Union90$28.3M0.1%

+0.2%

164American Financing105$28.1M0.1%

+68.8%

165Longbridge Financial107$28.1M0.1%

+10.7%

166Lument Real Estate Capital6$27.7M0.1%

−80.2%

167Calcon Mutual Mortgage50$27.6M0.1%

−41.5%

168New Day Financial75$27.1M0.1%

+35.1%

169Stifel Bank & Trust49$27.0M0.1%

+31.3%

170Select Lending Services61$26.9M0.1%

+13.5%

171Carrington Mortgage Services108$26.6M0.1%

+16.6%

172Ark-La-Tex Financial Services61$26.4M0.1%

−49.3%

173Keystone Funding58$25.6M0.1%

+77.1%

174Residential Mortgage65$25.5M0.1%

+30.0%

175Toll Brothers Mortgage39$25.3M0.1%

+36.8%

176Pentagon Federal Credit Union101$24.8M0.1%

+23.9%

177Gesa Credit Union67$24.8M0.1%

−27.5%

178Bayshore Mortgage Funding96$24.3M0.1%

+62.9%

179Nexbank53$24.1M0.1%

+67.0%

18021st Mortgage204$23.9M0.1%

−18.0%

181Heritage Bank32$23.3M0.1%

+28.2%

182Coastal Community Bank323$23.2M0.1%

+41.3%

183Hometown Equity Mortgage62$22.7M0.1%

+69.3%

184Citizens Bank35$22.6M0.1%

+199.9%

185Loanunited.Com50$22.3M0.1%

+261.4%

186Third Federal Savings & Loan140$21.6M0.1%

−15.6%

187Quorum Federal Credit Union122$21.5M0.1%

+122.8%

188Goodleap130$21.2M0.1%

+12.4%

189CIBC Bank USA2$20.7M0.1%—

190Homeamerican Mortgage40$20.4M0.1%

−28.5%

191AmWest Funding53$20.4M0.1%

+44.6%

192Pulte Mortgage29$19.9M0.1%

+0.9%

193Mortgage Solutions of Colorado47$19.6M0.1%

+28.6%

194Arc Home35$19.3M0.1%

+74.7%

195Nmsi30$19.3M0.1%

−46.0%

196AmeriHome Mortgage47$19.1M0.1%

+138.6%

197Wauna Federal Credit Union107$18.7M0.1%

+51.6%

198Velocity Commercial Capital34$18.6M0.1%

+138.3%

199Genisys Credit Union20$18.4M0.1%

+4234.1%

200Bank of the Pacific12$17.8M0.1%

−54.7%

201AdvantageFirst Lending52$17.8M0.1%—

202Cardinal Financial Company, Li53$17.7M0.1%

−35.9%

203Loan Simple52$17.5M0.1%

+50.7%

204Click n' Close53$17.1M0.1%

+4.3%

205Center Street Lending Fund VIII SPE10$17.1M0.1%

+674.1%

206First Federal Bank35$17.0M0.1%

+0.9%

207Iserve Residential Lending49$16.3M0.0%

+53.0%

208STG Mortgage37$16.1M0.0%

+131.1%

209CV3 Financial Services29$15.8M0.0%—

210Conventus Lending35$15.8M0.0%

+493.4%

211212 Loans of Oregon40$15.3M0.0%

+75.3%

212Guaranteed Rate Affinity33$15.3M0.0%

+40.3%

213Security First Bank of North Dakota1$15.3M0.0%—

214New Wave Lending Group29$15.1M0.0%

+425.5%

215Filo Mortgage35$15.1M0.0%

+71.8%

216Ameris Bank31$15.0M0.0%

+19.7%

217Achieve Loans199$14.7M0.0%

+116.1%

218Clackamas County Bank12$14.7M0.0%

+18.8%

219First National Bank of America42$14.6M0.0%

−16.8%

220Genway Home Mortgage40$14.4M0.0%

+621.3%

221Five Star Bank6$14.4M0.0%—

222Goldman Sachs Bank USA6$14.2M0.0%

+69.5%

223All Credit Considered Mortgage32$14.1M0.0%

+38.3%

224First Colony Mortgage Corporat52$14.0M0.0%

−2.5%

225Genesis Capital10$13.9M0.0%

+116.3%

226Angel Oak Mortgage Solutions36$13.7M0.0%

+21.4%

227AAA Capital Investment28$13.7M0.0%

+258.4%

228VanDyk Mortgage33$13.6M0.0%—

229Central Willamette Credit Union59$13.4M0.0%

+35.2%

230V.I.P. Mortgage34$13.4M0.0%

−66.3%

231Peak Residential Lending31$13.1M0.0%

+6610.3%

232Red Canoe Credit Union68$12.7M0.0%

+19.7%

233Basis Home Loans20$12.5M0.0%—

234MortgageOne26$12.0M0.0%

+233.5%

235Pacific Residential Mortgage32$12.0M0.0%

−93.5%

236Saygo Home Loans29$11.9M0.0%

+51.3%

237Credit Human Federal Credit Un112$11.8M0.0%

−35.1%

238Top Flite Financial27$11.8M0.0%

+96.6%

239Traditional Mortgage Acceptance46$11.7M0.0%

−10.2%

240Freedom Northwest Credit Union39$11.6M0.0%

+135.3%

241Idaho First Bank3$11.6M0.0%

+225.3%

242Valon Mortgage83$11.5M0.0%

+286.1%

243M&T Realty Capital2$11.4M0.0%

−48.5%

244First Hawaiian Bank2$11.3M0.0%—

245HomeTrust Bank40$11.2M0.0%

+166.5%

246Geneva Financial23$11.1M0.0%

−68.3%

247Discover Bank128$11.1M0.0%

−68.2%

248Usalliance Federal Credit Union51$11.0M0.0%

+251.7%

249M&T Bank27$11.0M0.0%

+160.9%

250Luminate Bank28$11.0M0.0%—

251Priority Home Mortgage, L.P19$10.2M0.0%—

252InRoads Federal Credit Union45$10.2M0.0%

−3.7%

253First Citizens Bank & Trust21$10.1M0.0%

−23.5%

254Mission Loans49$10.1M0.0%

+346.5%

255City National Bank7$10.0M0.0%

+233.1%

256Priority Home Lending25$10.0M0.0%

−41.3%

257Hightechlending38$10.0M0.0%

+140.9%

258Pacific Premier2$10.0M0.0%

−32.3%

259Southwest Funding23$9.8M0.0%

+41.4%

260GTE Federal Credit Union65$9.7M0.0%

+52.0%

261SIRVA Mortgage20$9.6M0.0%

−51.7%

262ClearEdge Lending15$9.6M0.0%

+66.0%

263Gold Star Mortgage Financial Group25$9.5M0.0%

−29.7%

264Lakeview Community Capital22$9.4M0.0%

+19.8%

265RoundPoint Mortgage Servicing33$9.2M0.0%

+79.8%

266Raymond James Bank11$9.2M0.0%

−15.7%

267Magnolia Bank22$9.1M0.0%

−24.3%

268NewPoint Real Estate Capital1$9.0M0.0%

−88.8%

269Temple View Capital Funding13$9.0M0.0%

+229.8%

270Greystone Servicing1$8.9M0.0%—

271Axos Bank7$8.9M0.0%

+119.3%

272Royal Pacific Funding18$8.8M0.0%

+1074.5%

273Guidance Residential22$8.7M0.0%

−29.6%

274American Heritage Lending16$8.6M0.0%

−39.1%

275American Internet Mortgage22$8.6M0.0%

+86.1%

276Presidential Bank19$8.5M0.0%

+348.8%

277Member First Mortgage29$8.4M0.0%

−4.6%

278Premia Mortgage15$8.1M0.0%

+20.8%

279Oaktree Funding15$8.1M0.0%

+21.3%

280Magnifi Financial Credit Union1$8.0M0.0%—

281Fourleaf Federal Credit Union45$7.9M0.0%

−14.0%

282Barrington Bank & Trust Company24$7.9M0.0%

−2.3%

283RANLife24$7.9M0.0%

+16.2%

284Farmers Bank & Trust15$7.9M0.0%

−10.9%

285ClearPath Lending18$7.8M0.0%

+144.0%

286Greenbox Loans11$7.8M0.0%

−7.0%

287Franklin Loan18$7.8M0.0%

+34.4%

288SunsetFCU30$7.7M0.0%

−19.8%

289Luminate Home Loans18$7.6M0.0%

−90.6%

290Zions Bancorporation16$7.4M0.0%

−39.9%

291Peoples Mortgage21$7.4M0.0%

+0.2%

292OriginPoint11$7.4M0.0%

+44.9%

293Ameritrust Mortgage20$7.3M0.0%

−58.4%

294Truist Bank12$7.3M0.0%

+176.6%

295Flexpoint14$7.2M0.0%

+188.8%

296Summit Mortgage15$7.2M0.0%

+2.9%

297Pacific NW Federal Credit Union42$7.1M0.0%

−9.7%

298Towne Mortgage20$7.1M0.0%

+232.4%

299Spokane Teachers Credit Union37$6.9M0.0%

+125.1%

300Leaderone Financial15$6.8M0.0%

−74.9%

301Bellwether Enterprise Real Estate Capital1$6.8M0.0%—

302Intelliloan15$6.6M0.0%

+96.3%

303NQM Funding11$6.4M0.0%

+6.7%

304South River Mortgage32$6.4M0.0%

+98.1%

305Idaho Central Credit Union26$6.4M0.0%

+52.9%

306BPL Mortgage19$6.3M0.0%—

307Hapo Communtiy Credit Union28$6.3M0.0%

+229.3%

308City 1st Mortgage Services, LC18$6.2M0.0%

+61.2%

309Right Start Mortgage21$6.2M0.0%

+66.6%

310Watermark Capital13$5.6M0.0%

+39.0%

311Ladera Lending22$5.5M0.0%

−16.1%

312Heritage Grove Federal Credit Union42$5.3M0.0%

+85.3%

313NFM12$5.3M0.0%

−85.5%

314Verus12$5.3M0.0%—

315Credit Union Mortgage Associat9$5.2M0.0%

+1040.2%

316Wsecu23$5.2M0.0%

+174.1%

317Armed Forces Bank11$5.2M0.0%

+157.0%

318Intercap Lending10$5.2M0.0%

+164.8%

319Fifth Third Bank8$5.1M0.0%

+171.6%

320PacWest Funding16$5.1M0.0%—

321Vellum Mortgage10$4.9M0.0%

+128.8%

322Texana Bank14$4.9M0.0%

+159.7%

323Redwood Residential Acquisition5$4.8M0.0%

+278.3%

324The Money Store12$4.8M0.0%

−2.7%

325Ony Glo9$4.6M0.0%

−14.2%

326Strong Home Mortgage8$4.6M0.0%

+169.4%

327Mountain America Federal Credit Union17$4.6M0.0%

−35.1%

328Bison State Bank8$4.4M0.0%—

329Homeowners Financial Group9$4.4M0.0%

+107.9%

330First Community Mortgage11$4.3M0.0%

+600.8%

331Smartfi Home Loans22$4.3M0.0%

+151.0%

332Catalyst Mortgage10$4.1M0.0%

−22.5%

333Cake Mortgage9$4.1M0.0%

+311.6%

334CoreVestAmericanFinanceLenderLLC5$4.1M0.0%

−23.8%

335Baxter Credit Union14$4.0M0.0%

+89.2%

336Flyhomes Mortgage11$4.0M0.0%

+97.8%

337Liberty Federal Credit Union6$3.9M0.0%

+153.2%

338Foundation Mortgage5$3.9M0.0%

−34.0%

339City Lending10$3.8M0.0%

+631.4%

340Veritas Funding13$3.8M0.0%

+8.9%

341Ahl Funding6$3.8M0.0%

+34.6%

342Securitynational Mortgage11$3.7M0.0%

−26.5%

343Residential Wholesale Mortgage8$3.7M0.0%

+19.8%

344HSBC Bank USA6$3.7M0.0%

+22.9%

345The Central Trust Bank8$3.7M0.0%

−50.7%

346Royal United Mortgage19$3.6M0.0%

−4.0%

347Chevron Federal Credit Union13$3.6M0.0%

+8.5%

348Dominion Financial Services7$3.6M0.0%

+4.8%

349Star One Credit Union10$3.6M0.0%

−33.9%

350Network Capital Funding9$3.6M0.0%

+0.4%

351Bank of Eastern Oregon17$3.5M0.0%

−20.6%

352Vista Point Mortgage10$3.5M0.0%

+38.9%

353Msu Federal Credit Union6$3.5M0.0%

+216.9%

354Digital Federal Credit Union9$3.4M0.0%

−23.6%

355Leader Bank5$3.3M0.0%

−5.7%

356Logan Finance7$3.3M0.0%

−41.3%

357T2 Financial7$3.3M0.0%

−30.3%

358Global Federal Credit Union2$3.3M0.0%

−64.4%

359Numerica Credit Union5$3.2M0.0%

+166.5%

3605th Sreet Capital5$3.2M0.0%

+303.1%

361Nuvision Federal Credit Union5$3.2M0.0%

+69.2%

362Land Home Financial Services8$3.1M0.0%

−35.4%

363Paramount Bank7$3.1M0.0%

−56.8%

364Advancial Federal Credit Union6$3.1M0.0%

−18.7%

365JMJ Financial Group6$3.1M0.0%

+24.8%

366Stanford Federal Credit Union8$3.0M0.0%

+63.5%

367University Bank5$3.0M0.0%

+50.9%

368Emporium Tpo7$2.9M0.0%

+236.2%

369UIF Corporation6$2.9M0.0%

+47.5%

370Old National Bank4$2.9M0.0%

−47.6%

371Stancorp Mortgage Investors1$2.9M0.0%

−87.8%

372First Western Trust Bank5$2.9M0.0%

+376.9%

373CastpartsEmplFCU23$2.8M0.0%

+59.7%

374ABL RPC Residential Credit Acquisition3$2.8M0.0%—

375Home Mortgage Alliance Corp (Hmac)7$2.7M0.0%

−26.4%

376Panorama Mortgage Group7$2.7M0.0%

−97.4%

377First Bank4$2.7M0.0%

+78.9%

378ML Mortgage7$2.6M0.0%

+46.2%

379BoxCar Mortgage8$2.6M0.0%—

380Firefighters First Federal Credit Union8$2.6M0.0%

+64.3%

381Toyota Financial Savings Bank4$2.6M0.0%

+9.3%

382Real Genius7$2.5M0.0%—

383Valley West6$2.5M0.0%

−36.0%

384General Mortgage Capital5$2.4M0.0%

+93.3%

385Gateway First Bank6$2.4M0.0%

−1.8%

386Bay-Valley Mortgage Group6$2.4M0.0%

−37.6%

387Baker Boyer National Bank11$2.4M0.0%

+748.2%

388D. L. Evans Bank11$2.4M0.0%

+32.7%

389Salal Credit Union4$2.4M0.0%

−11.8%

390Direct Rate Home Loans4$2.3M0.0%—

391MidFirst Bank3$2.3M0.0%

+5.9%

392Nationwide Equities6$2.3M0.0%

+530.1%

393Embrace Home Loans3$2.2M0.0%

+45.9%

394BOKF3$2.2M0.0%

−11.8%

395State Departmenet Federal Credit Union5$2.2M0.0%

+1.9%

396Waterstone Mortgage9$2.2M0.0%

−45.7%

397Kinecta Federal Credit Union10$2.1M0.0%

+44.3%

398Florida Capital Bank6$2.1M0.0%

−14.5%

399Horizon Credit Union22$2.1M0.0%

−32.4%

400TruHome Solutions7$2.1M0.0%

−21.0%

401Liberty Savings Bank6$2.1M0.0%

+123.9%

402Infinity Equity Group6$2.0M0.0%

+153.1%

403Greenstate Credit Union3$2.0M0.0%

+130.6%

404Wings Financial Credit Union7$2.0M0.0%

+249.1%

405East Coast Capital6$1.9M0.0%

+1757.1%

406LendingOne7$1.9M0.0%

−12.4%

407Fundloans Capital3$1.9M0.0%

−66.7%

408PFN Lending Group4$1.9M0.0%

−59.2%

409Coast 2 Coast Funding Group4$1.9M0.0%

+10.4%

410Highlands Residential Mortgage4$1.9M0.0%

+24.8%

411Solarity Credit Union2$1.9M0.0%

+760.5%

412Mit Federal Credit Union4$1.8M0.0%

+166.7%

413US Mortgage5$1.8M0.0%

+71.8%

414United Trust Bank3$1.8M0.0%

+157.2%

415Archwest Funding4$1.7M0.0%

−46.2%

416ReadyCap Commercial1$1.7M0.0%

−90.9%

417Banc One Mortage3$1.7M0.0%—

418Brighton Bank5$1.7M0.0%

+324.1%

419Devon Bank3$1.7M0.0%

−51.4%

420Tower Federal Credit Union10$1.6M0.0%

+16.0%

421Academy Bank2$1.6M0.0%

+5.8%

422Pacific Cascade Federal Credit Union10$1.6M0.0%

+35.0%

423Point West Credit Union15$1.6M0.0%

−61.6%

424Iaa Credit Union3$1.6M0.0%

+107.2%

425American Neighborhood Mortgage Acceptance4$1.6M0.0%

+25.9%

426Credence Funding3$1.5M0.0%

−32.2%

427The Northern Trust Co3$1.5M0.0%

−53.6%

428San Francisco Federal Credit Union1$1.5M0.0%—

429Legacy Bank & Trust1$1.5M0.0%

−88.8%

430Dart Bank4$1.5M0.0%

+133.1%

431Bank of Washington2$1.5M0.0%—

432EMM Loans5$1.5M0.0%

−43.1%

433Bny Mellon2$1.5M0.0%

−18.8%

434Utah Power Credit Union3$1.4M0.0%

+604.9%

435My Move Mortgage4$1.4M0.0%

+101.4%

436North American Savings Bank3$1.4M0.0%

−50.1%

437Atlantic Coast Mortgage3$1.4M0.0%—

438Service Federal Credit Union3$1.3M0.0%—

439RBC Bank (Georgia)3$1.3M0.0%

+385.5%

440Farmers Insurance Federal Credit Union6$1.3M0.0%

+107.8%

441Quontic Bank3$1.3M0.0%

−77.5%

442Oceanside Mortgage3$1.3M0.0%

+462.2%

443MortgageCountry3$1.3M0.0%—

444Bluebird Home Loans2$1.2M0.0%

−31.1%

445America's Credit Union3$1.2M0.0%—

446Forrit Credit Union11$1.2M0.0%

−16.5%

447Allied Mortgage Group6$1.2M0.0%

−71.7%

448Premier Lending4$1.2M0.0%—

449Servbank3$1.2M0.0%

−32.9%

450RPE Home4$1.2M0.0%

+268.3%

451RCN Capital2$1.2M0.0%

−5.7%

452First National Bank Texas2$1.2M0.0%

+160.7%

453Alerus Financial2$1.1M0.0%

+70.4%

454The Union Bank3$1.1M0.0%

+61.3%

455Ice Lender Holdings1$1.1M0.0%—

456NASA Federal Credit Union5$1.1M0.0%

+176.8%

457Bell Bank3$1.1M0.0%

+0.5%

458Andrews Federal Credit Union2$1.1M0.0%

+190.7%

459Community First National Bank2$1.1M0.0%

+109.9%

460Sound Credit Union3$1.1M0.0%

+1818.2%

461Northmarq Capital Finance, L.L.C1$1.0M0.0%—

462First Savings Bank2$1.0M0.0%

+6.4%

463Communityamerica Federal Credit Union3$995K0.0%

+145.7%

464Lookout Credit Union2$990K0.0%—

465Chickasaw Community Bank2$970K0.0%

+51.6%

466Luxury Mortgage2$960K0.0%

−77.4%

467Heritage Bank2$960K0.0%

−45.3%

468Googain1$935K0.0%

+149.3%

469United Federal Credit Union4$930K0.0%

+994.1%

470Ussfcu4$920K0.0%—

471Community First Bank2$920K0.0%

−36.3%

472Golden Oak Lending2$910K0.0%

+304.4%

473Seattle Metropolitan Credit Union1$905K0.0%—

474Orchard Mortgage2$900K0.0%

+127.8%

475Opportunity Bank of Montana2$880K0.0%

+147.9%

476Riverview Bank2$880K0.0%—

477Arvest Bank2$880K0.0%

−5.4%

478American Airlines Federal Cred6$870K0.0%

+64.2%

479Success Lending3$865K0.0%—

480Lafayette Federal Credit Union2$860K0.0%—

481Silver Hill Funding1$825K0.0%

−77.2%

482Affinity Federal Credit Union1$825K0.0%—

483United Mortgage2$810K0.0%

−32.5%

484Bank1$805K0.0%—

485Pinnacle Bank1$805K0.0%

+147.7%

486Greenway Mortgage Funding1$805K0.0%—

487Servis One3$795K0.0%

−25.7%

488Vanderbilt Mortgage & Finance6$790K0.0%

−50.2%

489Reliance First Capital4$790K0.0%

−28.8%

490Encore Bank1$785K0.0%—

491Obsidian Financial Services2$780K0.0%—

492Crestline Funding2$780K0.0%

+205.9%

493Signature Federal Credit Union5$775K0.0%

+70.3%

494Meriwest Credit Union3$775K0.0%

+638.1%

495Castle & Cooke Mortgage3$775K0.0%

−42.4%

496Synovus Bank1$775K0.0%—

497Bank Fund Staff Federal Credit1$775K0.0%

−10.4%

498Weichert Financial Services2$770K0.0%

−42.1%

499Homestead Funding2$770K0.0%

+33.9%

500Potlatch No 1 Financial Credit U6$750K0.0%

−65.4%

501Contour Mortgage2$750K0.0%—

502Goldenwest Federal Credit Union1$745K0.0%—

503TJC Mortgage2$730K0.0%

−47.3%

504Mortgage Capital Partners2$730K0.0%

−35.4%

505Geo-Corp2$730K0.0%

−22.8%

506First International Bank & Trust1$715K0.0%

+142.4%

507Wescom Central Credit Union2$710K0.0%

+34.0%

508United Nations Federal Credit Union2$710K0.0%

−67.9%

509Home State Bank1$705K0.0%—

510First Bank1$705K0.0%—

511Bank of Springfield1$705K0.0%—

512Susser Bank1$695K0.0%—

513Commerce Bank1$695K0.0%—

514Southwestern National Bank1$685K0.0%—

515Nationwide Mortgage Bankers1$675K0.0%

−64.3%

516Diya Finance2$670K0.0%—

517Centennial Lending2$660K0.0%

+71.4%

518Fidelity Bank1$655K0.0%—

519American First Credit Union1$655K0.0%

−69.0%

520Easy Street Capital2$650K0.0%

−61.2%

521Total Mortgage Services2$650K0.0%—

522All Reverse Mortgage3$645K0.0%

−72.1%

523Cache Valley Bank1$625K0.0%

−0.8%

524Gardner Financial Services1$625K0.0%

+40.4%

525Servion1$615K0.0%

−68.3%

526First Merchants Bank1$615K0.0%

−19.6%

527Ukrainian Federal Credit Union2$610K0.0%

+838.5%

528Peoples Bank2$610K0.0%

+37.1%

529Data Mortgage2$610K0.0%

−60.8%

530Starboard Financial Management2$610K0.0%—

531Lincoln Federal SVGS BK of Ne1$605K0.0%—

532Keypoint Credit Union2$600K0.0%—

533Direct Mortgage Loans1$595K0.0%

−32.8%

534Ennkar2$580K0.0%

+251.5%

535Pilgrim Mortgage1$575K0.0%—

536F&a Federal Credit Union3$565K0.0%

+140.4%

537Civista Bank1$555K0.0%—

538WSFS bank3$545K0.0%—

539Dignified Home Loans1$545K0.0%

−29.2%

540Teachers Federal Credit Union1$545K0.0%—

541Griffin Funding1$525K0.0%

+52.2%

542Firstbank1$525K0.0%

−49.0%

543First Federal Bank of Kansas City1$515K0.0%—

544Skyone Federal Credit Union1$505K0.0%

+381.0%

545First State Bank of ST Charles1$495K0.0%—

546Pacific Lending1$485K0.0%—

547Timberland Bank1$485K0.0%

−41.6%

548Patriot Home Mortgage1$485K0.0%

−14.2%

549Shoreham Bank4$480K0.0%

−38.1%

550Deseret First Credit Union1$465K0.0%

−75.5%

551Gulf Coast Bank and Trust2$460K0.0%—

552Augusta Financial1$455K0.0%—

553Warsaw Federal Savings and Loan Association1$445K0.0%—

554Truity Federal Credit Union1$445K0.0%—

555Hanscom Federal Credit Union1$435K0.0%

−2.2%

556HMDA LAR 2025-Final1$415K0.0%—

557Blupeak Credit Union1$415K0.0%—

558Veritex Community Bank1$405K0.0%—

559First National Bank of Omaha1$405K0.0%

−67.6%

560Operating Engineers Federal Credit Union4$400K0.0%—

561Nicolet National Bank1$395K0.0%

−15.1%

562Qualstar Credit Union6$390K0.0%

+39.3%

563Financial Partners Credit Unio2$390K0.0%

−36.1%

564Frontier Bank1$385K0.0%—

565Blue Federal Credit Union1$375K0.0%—

566Altitude Financial1$375K0.0%

+2.7%

567Greenwood Credit Union6$370K0.0%

+100.0%

568Tri Counties Bank4$370K0.0%

−23.7%

569Northrop Grumman Federal Credit Union3$365K0.0%

+7.4%

570Acrisure Mortgage1$365K0.0%

−64.6%

571SWBC Mortgage1$365K0.0%—

572Capital Educators Federal Credit Union1$365K0.0%

+247.6%

573Mountain Pacific Bank1$355K0.0%

−79.8%

574Air Academy Federal Credit Union1$345K0.0%—

575Norwich Commercial Group1$345K0.0%

−84.6%

576University Credit Union1$335K0.0%

+509.1%

577Royal Credit Union1$335K0.0%—

578Ardri1$335K0.0%—

579Primis Bank1$325K0.0%—

580Bank of Hope1$325K0.0%

−75.0%

581Century FCU1$325K0.0%—

582Thrivent Bank3$315K0.0%—

583Capital Bank1$315K0.0%

−16.0%

584Dayspring bank1$315K0.0%—

585Absolute Mortgage & Lending1$305K0.0%—

586Plus Relocation Mortgage1$305K0.0%

−79.3%

587Granite Bank1$305K0.0%—

588Key Mortgage Services1$305K0.0%—

589NBH Bank1$295K0.0%

−74.9%

590Congressional Federal Credit Union2$290K0.0%

−71.1%

591Lower Columbia Longshoremen's Federal Credit Union2$280K0.0%—

592Together Credit Union2$280K0.0%

−30.9%

593American State Bank1$265K0.0%—

594All in Credit Union1$265K0.0%—

595First Western Bank & Trust1$255K0.0%—

596Northwest Bank1$255K0.0%—

597Intercoastal Mortgage1$245K0.0%—

598Amalgamated Bank2$240K0.0%—

599APCI Federal Credit Union1$235K0.0%—

600Centennial Bank1$235K0.0%—

601Park Side Credit Union1$235K0.0%—

602New Century Bank1$235K0.0%—

603Empeople Credit Union3$225K0.0%

−26.2%

604Gate City Bank1$225K0.0%—

605Baycoast Bank3$215K0.0%

+258.3%

606Michigan Mutual1$215K0.0%

−95.6%

607Northwest Federal Credit Union2$210K0.0%

−73.9%

608Christian Community Credit Union1$205K0.0%

+64.0%

609Eastman Credit Union1$205K0.0%—

610First Western1$205K0.0%—

611Cfbank1$205K0.0%

−53.9%

612First Horizon Bank1$205K0.0%

−90.2%

613Connexus Credit Union1$195K0.0%

−82.0%

614Dupaco Community Credit Union1$195K0.0%

+1200.0%

615The State Bank of Faribault1$195K0.0%—

616First1$185K0.0%—

617Premier Bank1$185K0.0%—

618Arizona Financial Credit Union1$155K0.0%—

619Star USA Federal Credit Union1$135K0.0%—

620Citizens Equity First Credit U1$135K0.0%

+285.7%

621First Financial Bank1$125K0.0%—

622First National Bank of Mcgregor1$105K0.0%—

623NRL Federal Credit Union1$105K0.0%—

624American Bank & Trust1$95K0.0%—

625Atlanta Postal Credit Union1$85K0.0%—

626Altra Federal Credit Union1$75K0.0%—

627Fed Ex Employees Credit Association1$75K0.0%

−89.1%

628The Camden National Bank1$75K0.0%—

629Skyla Federal Credit Union1$75K0.0%—

630Premier America Credit Union1$65K0.0%—

631People's Community FCU1$55K0.0%—

632Southwest Airlines FCU1$55K0.0%

−91.2%

633Afl-Cio Ecu1$45K0.0%—

634Availa Bank1$45K0.0%—

635Sound Community Bank1$45K0.0%—

636Great Southern Bank0———

637AAFMAA Mortgage Services0———

638Churchill Funding I0———

639FM Home Loans0———

640Notre Dame Federal Credit Union0———

641Advisors Mortgage Group0———

642Encompass Lending Group, L.P0———

643The Farmers & Merchants State Bank0———

644Neighborhood Loans0———

645Tri-Cities Community FederalCU0———

646American Mortgage Bank0———

647BARH Dunmore0———

648Transportation Federal Credit Union0———

649Arixa Enhanced Income Fund0———

650RCN Capital0———

651Heritage Federal Credit Union0———

652HomePromise0———

653National Cooperative Bank0———

654Sea West Coast Gurad FCU0———

655Southwest Stage Funding0———

656Harborstone Credit Union0———

657Evergreen Bank Group0———

658Los Angeles Police FCU0———

659Ithink Financial Credit Union0———

660Anchor Loans0———

661Oklahoma Central Credit Union0———

662National Exchange Bank and Trust0———

663America First Federal Credit Union0———

664Bellco Credit Union0———

665Partner Colorado Credit Union0———

666FirstBank0———

667Countryplace Mortgage0———

668A+ Federal Credit Union0———

669Ally Bank0———

670First Continental Mortgage0———

671West Community Credit Union0———

672Fay Servicing0———

673Grand Bank for Savings0———

674Bayfirst Financial0———

675First Federal S&L of Lakewood0———

676Solera National Bank0———

677Glacier Bank0———

678Compeer Financial0———

679First Florida Credit Union0———

680Educational Systems FCU0———

681Texans Credit Union0———

682Westerra Credit Union0———

683California Credit Union0———

684ResMac0———

685Evolve Bank & Trust0———

686Veridian Credit Union0———

687Anchor Loans0———

688Fidelity Bank0———

689Flat Branch Mortgage0———

690Coastal Federal Credit Union0———

691Stride Bank0———

692Plainscapital Bank0———

693Society Mortgage0———

694Saxton Mortgage0———

695Bank of Whittier0———

696Blaze Credit Union0———

697Princeton Mortgage0———

698Merck Employees FCU0———

699State Employees' Credit Union0———

700Inova Federal Credit Union0———

701Members 1st FCU0———

702NorthCountry Federal Credit Union0———

703The Moneyhouse0———

704Visions Federal Credit Union0———

705Georgia United Credit Union0———

706Texas Tech Federal Credit Union0———

707Honda Federal Credit Union0———

708Truliant Federal Credit Union0———

709Merchants Bank of Indiana0———

710Apex Bank0———

711Pacific Service Credit Union0———

712First Federal Bank0———

713Uncle Credit Union0———

714SouthState Bank0———

715Beeline Loans0———

716Re Investment Loans0———

717Old Second National Bank0———

718Webster Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Oregon state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Oregon in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations89,385$32.8B100.0%— the widest basis

1-4 family dwellings88,915$28.6B87.0%5+ unit multifamily · 470 loans · $4.26B

1-4 family, first lien63,678$26B79.1%junior and subordinate liens · 25,237 loans · $2.62B

1-4 family, first lien, closed-end(disclosure only)59,322$25B76.2%home-equity lines of credit · 4,356 loans · $926.6M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)55,700$23.6B72.0%business-purpose loans and reverse mortgages · 3,622 loans · $1.40B

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Oregon

Mortgage lending by county — 33 with enough origination volume to profile, largest first

Washington County 12,078 Multnomah County 14,559 Clackamas County 9,751 Deschutes County 6,684 Lane County 7,822 Marion County 6,795 Jackson County 4,731 Linn County 2,864 Yamhill County 2,410 Polk County 2,021 Benton County 1,432 Douglas County 2,137 Josephine County 1,720 Lincoln County 1,309 Umatilla County 1,610 Clatsop County 1,004 Klamath County 1,596 Columbia County 1,301 Coos County 1,405 Crook County 899 Tillamook County 825 Jefferson County 646 Hood River County 382 Wasco County 489 Curry County 441 Union County 516 Malheur County 452 Baker County 344 Morrow County 244 Wallowa County 171 Grant County 117 Harney County 120 Lake County 116

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Oregon in the full MortRadar app

Oregon market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts Oregon state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. Oregon figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.