STATE MARKET PROFILE · HMDA PUBLIC DATA

Arkansas mortgage market

Name: Arkansas Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in Arkansas, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$18.14B

+39.9% vs 2024

Originations · 2025

66,490

+12.6% vs 2024

Denial rate · 2025

18.2%

denied / actioned

HMDA reporters · 2025

820

HMDA reporters

Rank among states & territories

#32

of 54 states & territories by volume

Share of U.S. volume

0.8%

U.S. $2.41T

Median loan amount

$185K

U.S. $245K

Top lender

Armstrong Bank

13.7% of the state

◈

MARKET SHARE

Armstrong Bank led Arkansas in 2025 with $2.49B — 13.7% of the state's disclosed volume. Arkansas ranks #32 of 54 states & territories by origination volume, 0.8% of the national total. Statewide volume rose +39.9% from 2024.

Origination volume by year

Arkansas dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase58%

Refinance26%

Other purposes15%

Denial rate by year

Arkansas vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional71%

FHA16%

VA10%

USDA / RHS3%

Lenders in Arkansas · 2025

All 820 lenders that reported in Arkansas, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY ARKANSAS RECORD →

1Armstrong Bank227$2.49B13.7%

+6806.3%

2Arvest Bank6,555$1.54B8.5%

+9.6%

3Rocket Mortgage4,094$815.6M4.5%

+20.1%

4United Wholesale Mortgage1,696$477.4M2.6%

+53.9%

5FirstTrust Home Loans2,197$450.7M2.5%

+6133.7%

6First Security Bank1,535$435.1M2.4%

+71.3%

7Flat Branch Mortgage1,481$366.8M2.0%

+19.1%

8Arkansas Federal Credit Union2,263$349.8M1.9%

+40.6%

9Centennial Bank1,278$348.0M1.9%

+13.6%

10Mortgage Research Center1,236$322.5M1.8%

+13.9%

11First Community Bank1,415$309.1M1.7%

+19.7%

12Simmons Bank986$252.0M1.4%

+29.5%

13Eagle Bank and Trust Company975$249.6M1.4%

+11.3%

14Fairway Independent Mortgage1,335$229.0M1.3%

+69.0%

15Signature Bank of Arkansas406$191.7M1.1%

+34.1%

16PennyMac Loan Services947$191.5M1.1%

+28.9%

17Cadence Bank939$185.9M1.0%

+11.6%

18DHI Mortgage638$185.8M1.0%

+38.4%

19Freedom Mortgage675$171.9M0.9%

+39.5%

20Regions Bank1,129$170.4M0.9%

−7.0%

21First Horizon Bank628$159.6M0.9%

+10.8%

22Highlands Residential Mortgage673$151.3M0.8%

−5.7%

23First National Bank of Fort Smith381$144.9M0.8%

+14.8%

24Bank Ozk1,001$143.1M0.8%

+55.5%

25Generations Bank308$124.0M0.7%

+43.9%

26Bank of America384$121.6M0.7%

+67.2%

27Eustis Mortgage516$121.0M0.7%

+13.2%

28Encore Bank374$120.7M0.7%

−19.2%

29Navy Federal Credit Union500$110.7M0.6%

+2.3%

30Click n' Close515$108.2M0.6%

+14.3%

31Bank of Little Rock Mortgage358$106.7M0.6%

+2.1%

32Gateway First Bank350$106.3M0.6%

+43.4%

33NewRez420$102.5M0.6%

+57.0%

34Guild Mortgage441$102.4M0.6%

+23.3%

35JPMorgan Chase Bank328$99.7M0.5%

+35.3%

36U.S. Bank556$97.1M0.5%

−35.9%

37Chambers Bank334$95.4M0.5%

+31.8%

38United Federal Credit Union478$94.6M0.5%

+106.9%

39CrossCountry Mortgage413$88.8M0.5%

+30.0%

40Legacy National Bank186$88.5M0.5%

+138.5%

41SWBC Mortgage355$87.8M0.5%

+17.2%

42Arbor Realty Trust6$87.7M0.5%

−9.6%

43My Move Mortgage241$81.6M0.4%

+65.1%

44Gershman Investment243$81.1M0.4%

−5.8%

45First Financial Bank387$80.6M0.4%

+37.6%

46Ark-La-Tex Financial Services326$80.6M0.4%

+67.5%

47Southern Bancorp Bank524$80.1M0.4%

+14.9%

48Nationstar Mortgage492$79.2M0.4%

+22.6%

49loanDepot481$77.4M0.4%

+28.9%

50Lennar Mortgage364$75.8M0.4%—

51T2 Financial278$74.1M0.4%

+156.8%

5221st Mortgage631$72.6M0.4%

−1.5%

53Better Mortgage284$70.5M0.4%

+400.1%

54Southern Bank306$70.4M0.4%

+25.7%

55Lendlo Mortgage336$70.2M0.4%

−64.2%

56Berkeley Point Capital2$69.4M0.4%

+8.5%

57First Service Bank193$68.4M0.4%

+17.5%

58Union Bank440$68.4M0.4%

+67.5%

59The Farmers & Merchants Bank327$67.4M0.4%

−15.7%

60New American Funding342$67.1M0.4%

−21.4%

61Mutual of Omaha Mortgage260$65.9M0.4%

+152.3%

62Priority Bank245$65.9M0.4%

−12.1%

63Associated Mortgage213$65.6M0.4%

−34.7%

64Community Mortgage262$65.0M0.4%

+1.9%

65First Western Bank136$63.9M0.4%

+35.4%

66First Community Mortgage269$63.9M0.4%

+26.0%

67Firstar Bank248$62.5M0.3%

−34.3%

68First National Bank280$61.0M0.3%

+12.9%

69Walker & Dunlop4$59.6M0.3%

+123.2%

70Colliers Mortgage2$57.9M0.3%—

71PrimeLending146$56.6M0.3%

+12.5%

72USAA Federal Savings Bank207$55.8M0.3%

−14.6%

73Farm Credit Services of Western Arkansas188$53.8M0.3%

+75.1%

74Zillow Home Loans186$52.4M0.3%

+87.8%

75Das Acquisition269$51.8M0.3%

+3.4%

76CMG Mortgage231$51.5M0.3%

+56.3%

77FNBC Bank202$49.9M0.3%

+61.3%

78Farmers Bank & Trust255$49.5M0.3%

+26.9%

79Vanderbilt Mortgage & Finance422$49.4M0.3%

−17.8%

80Guaranteed Rate250$47.9M0.3%

−15.6%

81First Western Mortgage162$47.6M0.3%

+9.7%

82Sente Mortgage177$45.8M0.3%

−14.4%

83Focus Bank194$44.7M0.2%

+58.3%

84New Day Financial199$44.3M0.2%

+16.3%

85Anstaff Bank236$44.0M0.2%

+55.9%

86Mortgage Financial Services218$43.3M0.2%

−21.1%

87Bellwether Enterprise Real Estate Capital4$40.8M0.2%—

88PGIM Real Estate Finance1$40.7M0.2%—

89Bank of England175$39.9M0.2%

−56.2%

90First State Bank62$38.6M0.2%

+310.9%

91Village Capital & Investment141$38.6M0.2%

+15.8%

92Central Bank86$38.3M0.2%

+33.3%

93Mortgage Investors Group161$37.7M0.2%

−7.8%

94Berkadia Commercial Mortgage3$37.6M0.2%

−20.9%

95Amerisave Mortgage315$37.2M0.2%

+48.0%

96The Central Trust Bank104$37.2M0.2%

−9.7%

97Lower130$35.1M0.2%

+36.2%

98Diamond Bank188$35.1M0.2%

+29.2%

99American Financial Resources178$35.0M0.2%

+107.2%

100Wells Fargo Bank149$34.9M0.2%

−42.9%

101Union Home Mortgage138$34.8M0.2%

+232.3%

102Truist Bank94$34.0M0.2%

+48.2%

103Communityamerica Federal Credit Union57$33.9M0.2%

+831.6%

104CS Bank182$32.8M0.2%

−5.6%

105Evolve Bank & Trust141$31.8M0.2%

+1.6%

106Planet Home Lending140$31.0M0.2%

+17.6%

107CBRE Multifamily Capital3$31.0M0.2%

+40.6%

108Primary Residential Mortgage173$30.6M0.2%

−0.7%

109Grand Savings Bank88$30.1M0.2%

+94.1%

110First Colony Mortgage Corporat129$29.8M0.2%

+293.0%

111Bank of 1889166$29.6M0.2%

+40.0%

112Kind Lending118$29.2M0.2%

+10.2%

113Armor Bank87$29.0M0.2%

−6.1%

114NBKC Bank87$29.0M0.2%

−12.5%

115Stockton Mortgage150$29.0M0.2%

+40.6%

116Envoy Mortgage86$28.5M0.2%

+598.3%

117Mortgage Solutions of Colorado112$28.0M0.2%

+20.7%

118First State Bank105$27.6M0.2%

−4.3%

119The Citizens Bank147$27.4M0.2%

−50.7%

120Carrington Mortgage Services156$27.4M0.2%

+3.3%

121Triad Financial Services235$26.1M0.1%

+2.5%

122First Arkansas Bank and Trust91$26.0M0.1%

+54.8%

123Equity Prime Mortgage126$25.9M0.1%

+62.8%

124Paramount Residential Mortgage102$25.7M0.1%

+16.7%

125Telcoe Federal Credit Union110$25.3M0.1%

+34.6%

126Leaderone Financial81$24.8M0.1%

+54.3%

127Colorado64$24.7M0.1%

+185.5%

128AgHeritage Farm Credit Services, FLCA76$24.6M0.1%

+9.1%

129BOKF125$24.6M0.1%

−32.3%

130Sofi Bank123$24.4M0.1%

+55.5%

131The81$23.8M0.1%

+26.0%

132Equity Bank168$23.3M0.1%

+13.1%

133Relyance Bank73$21.5M0.1%

+56.0%

134PHH Mortgage87$21.3M0.1%

+122.7%

135Lakeview Loan Servicing105$21.2M0.1%

+10.0%

136Figure Lending322$20.8M0.1%

+42.5%

137AmeriHome Mortgage75$20.0M0.1%

+170.2%

138First State Community Bank6$18.4M0.1%—

139Stone Bank91$18.0M0.1%

−23.9%

140Citizens Bank109$17.9M0.1%

+77.7%

141Malvern National Bank58$17.5M0.1%

+93.8%

142Farmers Bank97$17.1M0.1%

+111.3%

143Plains Commerce Bank58$17.1M0.1%

−26.3%

144Citizens Bank & Trust Company99$17.1M0.1%

+11.6%

145The Loan Store61$16.7M0.1%

+57.8%

146American Pacific Mortgage80$16.7M0.1%

+103.3%

147United Bank29$16.4M0.1%

−34.4%

148Geneva Financial69$16.4M0.1%

−48.2%

149Red River Employees Federal Credit Union104$16.3M0.1%

−0.0%

150Sage Home Loans41$15.9M0.1%

+330.2%

151Horatio State Bank155$15.4M0.1%

+6.7%

152Prosperity Home Mortgage49$15.2M0.1%

+202.5%

153PNC Bank94$14.9M0.1%

+37.5%

154Goodleap113$14.9M0.1%

+14.6%

155Citibank11$14.5M0.1%

+149.1%

156Magnolia Bank59$14.3M0.1%

+47.7%

157First Federal Bank39$14.2M0.1%

−3.1%

158Southwest Stage Funding88$13.9M0.1%

+17.3%

159Tomo Mortgage43$13.9M0.1%

+204.5%

160Kiavi Funding74$13.7M0.1%

+36.0%

161First National Bank of Commerce67$13.3M0.1%

+110.8%

162Spring EQ167$13.3M0.1%

+37.7%

163Gateway Bank54$13.3M0.1%

+21.8%

164Charles Schwab Bank18$13.3M0.1%

+55.8%

165Coastal Community Bank252$13.2M0.1%

+64.9%

166Peoples Bank61$13.1M0.1%

+112.0%

167Everett Financial67$12.9M0.1%

−12.1%

168NFM62$12.5M0.1%

+16.3%

169Securitynational Mortgage46$12.4M0.1%

+124.9%

170Merchants Bank of Indiana2$12.2M0.1%

−84.5%

171ClearPath Lending50$12.1M0.1%

+50.5%

172Top Flite Financial58$12.1M0.1%

+65.2%

173Unico Bank61$12.0M0.1%

+22.6%

174Cross Bank74$12.0M0.1%

−2.6%

175Partners Bank47$11.7M0.1%

+40.2%

176Cardinal Financial Company, Li48$11.6M0.1%

+48.7%

177Raymond James Bank15$11.5M0.1%

+22.1%

178United Built Homes32$11.4M0.1%

−10.5%

179HomeBridge Financial Services61$11.4M0.1%

+56.2%

180Reliance First Capital53$11.4M0.1%

+36.2%

181Barrington Bank & Trust Company49$10.9M0.1%

+5.2%

182Ameris Bank38$10.3M0.1%

−9.6%

183Sun West Mortgage28$10.3M0.1%

+41.8%

184Pentagon Federal Credit Union46$10.2M0.1%

−40.7%

185Change Lending44$10.0M0.1%

+430.0%

186State Bank of De Kalb28$9.9M0.1%

+38.6%

187Premia Mortgage21$9.8M0.1%

−11.3%

188Bodcaw Bank38$9.7M0.1%

+271.8%

189Sterling Bank11$9.5M0.1%

−31.0%

190Morgan Stanley Private Bank18$9.4M0.1%

−8.7%

191Farm Credit Mid-America, Aca26$9.4M0.1%

−27.7%

192Genesis Capital1$9.3M0.1%—

193Movement Mortgage31$9.1M0.0%

−60.2%

194BoxCar Mortgage35$9.0M0.0%

+1303.9%

195Premier Mortgage Resources50$8.9M0.0%

+1762.5%

196Cotton Belt Federal Credit Union74$8.9M0.0%

−6.2%

197Deephaven Mortgage35$8.9M0.0%

+34.2%

198Plainscapital Bank2$8.8M0.0%—

199Endeavor Capital37$8.8M0.0%

+0.8%

200Mason-McDuffie Mortgage24$8.7M0.0%

+1071.6%

201Discover Bank109$8.6M0.0%

−61.7%

202American Financial Network41$8.4M0.0%

−12.8%

203Texana Bank31$8.4M0.0%

+47.9%

204GMFS39$8.2M0.0%

−64.8%

205Angel Oak Mortgage Solutions24$8.1M0.0%

+65.6%

206Churchill Mortgage33$8.0M0.0%

−9.0%

207Cornerstone Capital Bank33$7.8M0.0%

−74.5%

208Loanunited.Com27$7.8M0.0%

+223.6%

209Intrust Bank28$7.8M0.0%

+62.5%

210BPL Mortgage52$7.7M0.0%

+16.7%

211Lument Real Estate Capital1$7.5M0.0%

+0.4%

212Alliant Credit Union20$7.4M0.0%

+643.0%

213Royal United Mortgage72$7.4M0.0%

+0.8%

214SpiritBank6$7.3M0.0%—

215Merchants and Farmers Bank31$7.3M0.0%

+25.7%

216First National Bank of Eastern Arkansas80$7.1M0.0%

+22.6%

217SIRVA Mortgage20$7.1M0.0%

+1.4%

218Achieve Loans136$7.0M0.0%

+23.9%

219Commercial National Bank of Texarkana22$7.0M0.0%

+68.0%

220Diamond Lakes Federal Credit Union51$6.8M0.0%

+35.3%

221Stifel Bank & Trust19$6.8M0.0%

+28.1%

222Absolute Mortgage & Lending27$6.8M0.0%

+99.3%

223Tib28$6.8M0.0%

+172.0%

224Land Home Financial Services56$6.8M0.0%

+214.4%

225Plaza Home Mortgage31$6.7M0.0%

+90.8%

226Armed Forces Bank21$6.5M0.0%

+15.6%

227JLL Real Estate Capital1$6.5M0.0%

−28.2%

228AmWest Funding28$6.5M0.0%

+267.0%

229Guidance Residential20$6.5M0.0%

+203.3%

230Baxter Credit Union51$6.4M0.0%

+66.8%

231OCMBC33$6.3M0.0%

+18.2%

232Commerce Bank13$6.3M0.0%

+267.5%

233Lakeview Community Capital26$6.3M0.0%

+302.6%

234Success Credit Union59$6.3M0.0%

−14.6%

235Flagstar Bank21$6.2M0.0%

−69.2%

236Nexera Holding19$6.2M0.0%

+222.0%

237Champions Funding16$6.1M0.0%—

238Barksdale Federal Credit Union44$6.0M0.0%

+36.4%

239American Heritage Lending28$6.0M0.0%

+394.6%

240American Mortgage Bank23$5.9M0.0%

−63.0%

241Ameritrust Mortgage20$5.8M0.0%

+197.2%

242American Financing34$5.7M0.0%

−16.6%

243General Mortgage Capital18$5.7M0.0%

+58.7%

244Cedar Rapids Bank and Trust2$5.7M0.0%—

245Luminate Bank31$5.6M0.0%—

246Interlinc Mortgage Services32$5.6M0.0%

+44.7%

247Society Mortgage33$5.5M0.0%

+79.0%

248Goldman Sachs Bank USA4$5.5M0.0%

+178.7%

249Commercial Capital Bank56$5.5M0.0%

+68.5%

250Today's Bank18$5.5M0.0%

−71.5%

251HomeXpress Mortgage19$5.4M0.0%

+124.1%

252Luminate Home Loans19$5.4M0.0%

−90.4%

253Nations Lending25$5.3M0.0%

−65.8%

254BARH Dunmore1$5.3M0.0%—

255Nexbank15$5.3M0.0%

+122.0%

256Delmar Financial15$5.1M0.0%

+44.9%

257UBS Bank USA8$5.0M0.0%

+3.7%

258Digital Federal Credit Union12$5.0M0.0%

−10.9%

259First Western Trust Bank4$5.0M0.0%

+1107.3%

260RoundPoint Mortgage Servicing15$4.9M0.0%

+570.1%

261Gold Star Mortgage Financial Group22$4.9M0.0%

+543.7%

262Connect Bank43$4.8M0.0%

+41.9%

263Guaranteed Rate Affinity13$4.7M0.0%

+12.1%

264Weichert Financial Services11$4.7M0.0%

+186.2%

265First United Bank and Trust Co10$4.7M0.0%

−4.3%

266Farmers Bank & Trust13$4.5M0.0%

−45.7%

267GNB Bank1$4.5M0.0%

+774.8%

268Origin Bank10$4.3M0.0%

+105.7%

269Northpointe Bank9$4.3M0.0%

+320.9%

270Velocity Commercial Capital21$4.2M0.0%

+241.1%

271Towne Mortgage17$4.2M0.0%

−21.7%

272Cornerstone First Mortgage12$4.1M0.0%

−32.3%

273The Bank of Missouri12$4.0M0.0%

−35.7%

274Renasant Bank23$4.0M0.0%

−29.1%

275American Internet Mortgage13$4.0M0.0%

+20.4%

276Midwest Mortgage Associates18$4.0M0.0%

−5.3%

277Cornerstone Bank1$3.9M0.0%—

278West Gate Bank15$3.9M0.0%—

279Lendsure Mortgage10$3.8M0.0%

+41.9%

280Longbridge Financial23$3.8M0.0%

+115.7%

281Finance of America Reverse23$3.6M0.0%

−2.4%

282Rain City Capital23$3.6M0.0%—

283Century Next Bank27$3.5M0.0%

+87.5%

284Veritas Funding14$3.5M0.0%

+8.0%

285Citadel Servicing13$3.4M0.0%

−22.7%

286Acrisure Mortgage9$3.4M0.0%

+45.9%

287Arc Home9$3.2M0.0%

+57.8%

288First Technology Federal Credit Union4$3.2M0.0%—

289Old National Bank10$3.2M0.0%

+60.2%

290Loan Funder23$3.2M0.0%

+8.5%

291Bayshore Mortgage Funding15$3.2M0.0%

+108.9%

292Empeople Credit Union19$3.1M0.0%

−8.4%

293The First National Bank of Tom Bean20$3.1M0.0%

+61.7%

294Five Star Bank2$3.0M0.0%

−52.2%

295Great Southern Bank12$3.0M0.0%

−29.8%

296Credit Human Federal Credit Un30$2.9M0.0%

−10.2%

297Independent Bank7$2.9M0.0%

+241.1%

298Flanagan State Bank17$2.8M0.0%

−7.4%

299Fidelity Bank28$2.8M0.0%

−57.9%

300Canopy Mortgage11$2.7M0.0%

+122.3%

301Lima One Capital22$2.7M0.0%

+31.3%

302RCN Capital19$2.7M0.0%

−26.8%

303RF Renovo Management6$2.7M0.0%

−54.1%

304Texar Federal Credit Union23$2.7M0.0%

+75.6%

305Ixonia Bank10$2.7M0.0%

−50.9%

306Genisys Credit Union4$2.7M0.0%—

307Leader Bank4$2.6M0.0%

+783.3%

308American Airlines Federal Cred14$2.6M0.0%

−32.7%

309LendingOne14$2.5M0.0%

+80.8%

310Sierra Pacific Mortgage9$2.5M0.0%

−84.4%

311First Savings Bank8$2.5M0.0%

+22.6%

312Standard Mortgage5$2.5M0.0%

+46.8%

313All Credit Considered Mortgage5$2.5M0.0%

−25.1%

314A&D Mortgage8$2.5M0.0%

−43.7%

315Hometown Equity Mortgage9$2.4M0.0%

−6.3%

316MidFirst Bank5$2.4M0.0%

+728.8%

317City National Bank3$2.4M0.0%—

318United Trust Bank11$2.4M0.0%

+337.3%

319CV3 Financial Services12$2.4M0.0%—

320Beeline Loans7$2.3M0.0%

+784.9%

321Bell Bank7$2.3M0.0%

−31.5%

322Huntington National Bank6$2.3M0.0%

−2.1%

323CSL Financial27$2.3M0.0%

−16.5%

324V.I.P. Mortgage9$2.3M0.0%

+118.5%

325Leaders Credit Union9$2.3M0.0%

+2273.7%

326Servion10$2.3M0.0%

−63.3%

327Stride Bank9$2.2M0.0%

−7.4%

328Liberty Federal Credit Union6$2.2M0.0%

+117.9%

329NQM Funding3$2.2M0.0%

+14.4%

330First State Bank of ST Charles8$2.1M0.0%

+650.9%

331Mission Loans14$2.1M0.0%

+49.0%

332Fed Ex Employees Credit Association13$2.1M0.0%

+27.0%

333Hope Federal Credit Union18$2.1M0.0%

+290.7%

334Traditional Mortgage Acceptance14$2.1M0.0%

+418.5%

335Omb Bank4$2.1M0.0%

+24.0%

336Bison State Bank5$2.1M0.0%

+912.2%

337Polaris Home Funding8$2.1M0.0%

−51.9%

338University Bank6$2.1M0.0%

+820.0%

339American Portfolio Mortgage10$2.0M0.0%

+192.9%

340UMB Bank5$2.0M0.0%

+14.6%

341ResMac10$2.0M0.0%

+521.9%

342M&T Bank11$1.9M0.0%

−42.2%

343Mid-Continent Funding9$1.9M0.0%

+75.7%

344Hamilton Mortgage8$1.9M0.0%

−18.9%

345Waterstone Mortgage8$1.9M0.0%

+16.4%

346Summit Funding9$1.8M0.0%

+337.3%

347LoanPeople6$1.8M0.0%

+1148.3%

348Fifth Third Bank6$1.8M0.0%

−13.0%

349US Wide Financial4$1.8M0.0%

+164.7%

350Guaranty Bank & Trust8$1.8M0.0%

−24.9%

351SFMC8$1.8M0.0%

−28.3%

352Guaranty Bank & Trust Company6$1.8M0.0%

+36.2%

353City Bank3$1.8M0.0%

−20.7%

354CoreVestAmericanFinanceLenderLLC1$1.8M0.0%—

355Assemblies of God Credit Union3$1.8M0.0%

+17.8%

356Assurance Financial Group, L.L.C6$1.7M0.0%

−23.2%

357Orion Federal Credit Union7$1.7M0.0%

−37.5%

358Directions Equity4$1.7M0.0%—

359Bonvenu Bank6$1.6M0.0%

−46.9%

360Trustmark Bank8$1.6M0.0%

+16.5%

361United Nations Federal Credit Union2$1.6M0.0%

+192.7%

362RBC Bank (Georgia)4$1.6M0.0%

+332.4%

363Pinnacle Bank5$1.6M0.0%

−35.8%

364Farmers Insurance Federal Credit Union7$1.6M0.0%

+270.6%

365Re Investment Loans3$1.6M0.0%—

366Homestead Funding4$1.6M0.0%

+316.0%

367Dominion Financial Services9$1.6M0.0%

+224.0%

368Nationwide Mortgage Bankers5$1.6M0.0%

+74.7%

369Success Mortgage Partners3$1.5M0.0%

+37.1%

370ClearEdge Lending6$1.5M0.0%

+22.0%

371BMO Harris Bank8$1.5M0.0%

−54.4%

372Eastman Credit Union7$1.5M0.0%

−56.2%

373Community Bank and Trust4$1.4M0.0%

+935.7%

374Fourleaf Federal Credit Union12$1.4M0.0%

+85.8%

375Service Federal Credit Union6$1.4M0.0%

+35.2%

376Peoples Bank6$1.4M0.0%

+264.1%

377Florida Capital Bank3$1.4M0.0%—

378Emporium Tpo10$1.4M0.0%

−4.7%

379Vista Point Mortgage6$1.4M0.0%—

380Network Capital Funding1$1.4M0.0%

+855.2%

381Encompass Lending Group, L.P4$1.4M0.0%

+837.9%

382EMM Loans7$1.3M0.0%

−7.6%

383Synergy One Lending7$1.3M0.0%

−14.0%

384Bartlett Mortgage5$1.3M0.0%

−18.7%

385RPE Home10$1.3M0.0%

−7.1%

386Network Funding, L.P4$1.3M0.0%

+16.5%

387Sunflower Bank5$1.3M0.0%

−19.9%

388Resicentral4$1.3M0.0%

−52.1%

389Success Lending11$1.2M0.0%

−51.2%

390Firstbank4$1.2M0.0%

+4.7%

391TJC Mortgage3$1.2M0.0%

+9.5%

392Liberty Bank1$1.2M0.0%—

393Fidelity Bank3$1.1M0.0%—

394Carter Federal Credit Union3$1.1M0.0%

−63.0%

395Right Start Mortgage3$1.1M0.0%

+198.6%

396North American Savings Bank4$1.1M0.0%

−53.3%

397First South Financial Federal Credit Union7$1.1M0.0%

+525.7%

398Planters Bank and Trust Company7$1.1M0.0%

+45.6%

399Willow Bend Mortgage2$1.1M0.0%

+27.1%

400NewPoint Real Estate Capital1$1.1M0.0%—

401Homeowners Financial Group2$1.1M0.0%

+505.7%

402BankTennessee1$1.0M0.0%—

403First National Bank Texas3$1.0M0.0%

+381.4%

404Peoples Community Bank5$1.0M0.0%

+159.5%

405Primis Bank3$1.0M0.0%

−15.1%

406Axos Bank2$1.0M0.0%

−28.6%

407First State Bank1$1.0M0.0%—

408Mid-Missouri Bank3$995K0.0%

+128.7%

409First Bank3$995K0.0%

−2.9%

410South River Mortgage8$960K0.0%—

411Truity Federal Credit Union5$955K0.0%

−53.4%

412MortgageOne4$950K0.0%

−68.7%

413Local Bank2$950K0.0%—

414First State Mortgage Services2$950K0.0%

+442.9%

415Investor Mortgage Finance4$940K0.0%

+11.2%

416Pinnacle Bank2$940K0.0%

+104.3%

417The Bank13$935K0.0%—

418Community Bank of Mississippi4$930K0.0%

+72.2%

419American Neighborhood Mortgage Acceptance4$930K0.0%—

420OakStar Bank2$930K0.0%

−64.7%

421Quorum Federal Credit Union7$925K0.0%

+76.2%

422People's Bank of Seneca3$925K0.0%

+236.4%

423OriginPoint4$920K0.0%

+247.2%

424Peak Residential Lending2$910K0.0%

+45.6%

425Patriot Bank2$910K0.0%

+13.0%

426MortgageCountry3$905K0.0%—

427Four Points Federal Credit Union4$880K0.0%

+198.3%

428Mid America Bank2$880K0.0%

+329.3%

429Atlanta Postal Credit Union9$875K0.0%

+42.3%

430Valon Mortgage14$870K0.0%

+255.1%

431Citizens Equity First Credit U4$870K0.0%

−44.9%

432Chickasaw Community Bank4$830K0.0%

+95.3%

433Affordable Mortgage Advisors2$830K0.0%

+52.3%

434First Financial Bank3$805K0.0%

−59.0%

435Archwest Funding1$805K0.0%

−3.6%

436First United Bank1$805K0.0%—

437Bank of Colorado1$805K0.0%—

438BTC Bank3$795K0.0%

+960.0%

439Alliance Credit Union2$790K0.0%

+3.3%

440Genway Home Mortgage5$785K0.0%—

441First Community Credit Union3$785K0.0%

+18.0%

4421st Signature Lending3$785K0.0%—

443Riverhills Bank1$765K0.0%—

444State Departmenet Federal Credit Union3$755K0.0%

+504.0%

445Community First National Bank3$755K0.0%—

446Atlantic Union Bank1$755K0.0%—

447Meridian Bank2$750K0.0%

−23.5%

448Freedom Bank of Southern Missouri4$740K0.0%

+62.6%

449First Central State Bank2$740K0.0%—

450Ice Lender Holdings3$735K0.0%

+119.4%

451Intelliloan2$700K0.0%—

452Guaranty Bank3$685K0.0%

−87.6%

453Veritex Community Bank2$680K0.0%—

454Servis One3$675K0.0%

−67.8%

455Residential Wholesale Mortgage2$670K0.0%

+74.0%

456Easy Street Capital5$655K0.0%

+24.8%

457The City National Bank of Sulphur Springs1$655K0.0%

+6.5%

458Southwest Funding2$650K0.0%

−52.6%

459Mortgage Solutions3$645K0.0%

+69.7%

460American National Bank & Trust2$640K0.0%—

461Commercial Bank & Trust Company2$640K0.0%

−20.5%

462Red River Bank2$630K0.0%—

463University Federal Credit Union2$630K0.0%

+13.5%

464Great Plains National Bank2$630K0.0%

+157.1%

465Acnb Bank1$625K0.0%—

466Ally Bank3$615K0.0%

−90.2%

467Hancock Whitney Bank1$615K0.0%

+30.9%

468Goprime Mortgage2$610K0.0%—

469TruHome Solutions3$605K0.0%

+63.5%

470Altra Federal Credit Union4$600K0.0%

+126.4%

471Bank of Springfield3$595K0.0%

−16.2%

472myCUmortgage1$595K0.0%

+29.3%

473Union Savings Bank1$595K0.0%—

474Table Rock Community Bank3$585K0.0%—

475Central National Bank1$585K0.0%

+69.6%

476HomeBank Texas2$580K0.0%—

477Capital Bank3$575K0.0%

+42.0%

478Embrace Home Loans2$570K0.0%

−57.5%

479The Union Bank2$570K0.0%—

480Go Mortgage1$565K0.0%—

481WNB Financial1$565K0.0%—

482Oceanfirst Bank1$565K0.0%—

483Logan Finance2$560K0.0%

−15.8%

484Financial Federal Bank2$560K0.0%

+38.3%

485Usalliance Federal Credit Union4$550K0.0%

+57.1%

486Data Mortgage1$545K0.0%—

487Alliant Bank1$535K0.0%—

488Wesbanco Bank1$535K0.0%—

489Oceanside Mortgage4$530K0.0%

−30.7%

490Southwest Missouri Bank2$530K0.0%

+14.0%

491Bancfirst2$530K0.0%

+457.9%

492Total Mortgage Services2$530K0.0%

−58.4%

493Silver Hill Funding1$525K0.0%—

494Memphis City Employees Credit Union4$520K0.0%

−9.6%

495Atlantic Coast Mortgage2$520K0.0%—

496Redwood Residential Acquisition2$520K0.0%

−52.1%

497Michigan Mutual2$520K0.0%

−58.9%

498Bank32$510K0.0%—

499FCB Banks2$510K0.0%

−38.9%

500Hanscom Federal Credit Union1$505K0.0%—

501Clear Fork Bank1$505K0.0%—

502Core Bank1$505K0.0%

+106.1%

503Bridgeway Lending Partners1$505K0.0%—

504Midwest Bankcentre2$500K0.0%

+185.7%

505First National Bank of Middle Tennessee2$500K0.0%—

506Local Bank2$500K0.0%—

507Intercap Lending2$490K0.0%

−42.4%

508Honor Credit Union3$485K0.0%

+70.2%

509Bankplus1$475K0.0%—

510Royal Pacific Funding4$470K0.0%

+100.0%

511Chevron Federal Credit Union3$465K0.0%

−79.9%

512Loan Simple2$460K0.0%—

513Member First Mortgage2$460K0.0%

−32.4%

514Texas Tech Federal Credit Union2$460K0.0%

+135.9%

515Broadway National Bank2$460K0.0%

+268.0%

516Air Academy Federal Credit Union1$455K0.0%

−35.5%

517Willamette Valley Bank1$455K0.0%

+333.3%

518Quontic Bank3$445K0.0%

−36.9%

519Amarillo National Bank1$445K0.0%

−36.0%

520BOM Bank2$440K0.0%—

521Union Savings Bank2$440K0.0%—

522The Mortgage Link2$430K0.0%

−32.8%

523ALCOVA Mortgage2$410K0.0%

+28.1%

524Montgomery Bank1$405K0.0%

+118.9%

525First Federal Bank of Kansas City2$400K0.0%—

526Labette Bank1$395K0.0%—

527Coca-Cola Federal Credit Union1$395K0.0%—

528Riverland Federal Credit Union1$385K0.0%—

529Heartland Credit Union1$385K0.0%—

530Kemba Credit Union1$385K0.0%—

531SouthState Bank1$385K0.0%—

532Panorama Mortgage Group1$375K0.0%—

533The Northern Trust Co1$375K0.0%—

534The Money Store2$370K0.0%

+34.5%

535AgHeritage Farm Credit Services, FLCA2$370K0.0%—

536First Security Bank1$365K0.0%

−9.9%

537Luxury Mortgage1$365K0.0%—

538First Bank1$365K0.0%

+5.8%

539Centennial Bank1$365K0.0%—

540First Liberty Bank1$355K0.0%

−4.1%

541Capitol1$355K0.0%

+184.0%

542Bank Iowa1$355K0.0%—

543First American Mortgage1$355K0.0%—

544Marlin Mortgage Capital2$350K0.0%—

545Midwest Bank1$345K0.0%—

546Progressive Bank1$345K0.0%

−22.5%

547Ubank1$345K0.0%

−12.7%

548Brighton Bank1$345K0.0%

−72.6%

549Thrivent Bank2$340K0.0%—

550Connexus Credit Union3$335K0.0%

+415.4%

551American Nation Bank1$335K0.0%—

552American Commercial Bank & Trust1$335K0.0%

+219.0%

553Bank of Whittier1$335K0.0%

−10.7%

554Stockmens Bank2$330K0.0%

+144.4%

555Bank Of Yazoo1$325K0.0%—

556Nizari Progressive Federal Credit Union1$325K0.0%—

557Pilgrim Bank1$325K0.0%

−62.4%

558Peoples Savings Bank1$315K0.0%—

559Citizens Bank and Trust Co1$315K0.0%—

560Calcon Mutual Mortgage2$310K0.0%

−88.2%

561American Bank1$305K0.0%—

562First Security Bank & Trust Company1$305K0.0%—

563Inova Federal Credit Union1$305K0.0%

+306.7%

564Guaranty Bank & Trust Company of Delhi, Louisiana2$300K0.0%

+93.5%

565KS StateBank1$295K0.0%—

566Scott Credit Union1$285K0.0%—

567Great Plains Federal Credit Union1$285K0.0%—

568GVC Mortgage1$285K0.0%—

569Susser Bank1$285K0.0%

−47.7%

570Legends Bank1$285K0.0%

+16.3%

571First Dakota National Bak1$285K0.0%—

572Purdue Federal Cu1$285K0.0%

+714.3%

573Wyoming Bank & Trust1$285K0.0%—

574First Fidelity Bank1$285K0.0%—

575Merit Bank2$280K0.0%—

576Regent Bank1$275K0.0%

−45.0%

577West Community Credit Union1$275K0.0%—

578Texas Security Bank1$275K0.0%

+161.9%

579Heritage Bank1$275K0.0%—

580Members 1st FCU1$275K0.0%—

581HSBC Bank USA1$265K0.0%

−89.2%

582Watermark Capital1$265K0.0%—

583Home Federal Bank1$265K0.0%

−29.3%

584Legacy Bank & Trust1$265K0.0%

−13.1%

585New Century Bank1$265K0.0%—

586Valley West2$260K0.0%

−85.6%

587Nicolet National Bank1$255K0.0%—

588CBI Bank & Trust1$255K0.0%—

589Gardner Financial Services1$255K0.0%

−63.0%

590Dacotah Bank1$255K0.0%—

591Pilgrim Mortgage1$255K0.0%

−98.2%

592Bank of Bartlett3$245K0.0%

−64.5%

593The Mortgage Firm1$245K0.0%

−29.0%

594Orchard Mortgage1$245K0.0%

−35.5%

595Conventus Lending1$245K0.0%—

596Flyhomes Mortgage2$240K0.0%—

597Credit Union of Texas1$235K0.0%—

598Ozark Bank1$235K0.0%—

599Peoples Mortgage1$235K0.0%

−65.9%

600Compass Mortgage1$235K0.0%—

601Cis Financial Services3$225K0.0%

−92.2%

602First Midwest Bank of Dexter1$225K0.0%

−43.0%

603Paramount Bank1$225K0.0%

−76.2%

604Servisfirst Bank1$225K0.0%—

605Spring Hill State Bank1$215K0.0%—

606First Citizens National Bank1$215K0.0%

−24.6%

607Park Lane Finance SolutionsLLC5$205K0.0%

+10.8%

608United Community Bank1$205K0.0%—

609Stanford Federal Credit Union1$205K0.0%

−57.3%

610Castle & Cooke Mortgage1$205K0.0%—

611Royal Credit Union1$205K0.0%—

612Paragon Bank1$205K0.0%

−87.2%

613Central Bank Illinois1$205K0.0%—

614Johnson Bank1$205K0.0%

−66.4%

615Westreet Federal Credit Union1$195K0.0%—

616Citizens Deposit Bank1$195K0.0%—

617RCN Capital1$195K0.0%

+0.0%

618Ez Fundings1$195K0.0%—

619East Coast Capital1$195K0.0%—

620Temple View Capital Funding1$195K0.0%

−73.6%

621Center Street Lending Fund VIII SPE1$195K0.0%—

622First American Bank1$195K0.0%

+56.0%

623Peoples Bank and Trust Co1$185K0.0%

+117.6%

624Alerus Financial1$185K0.0%—

625Academy Bank1$185K0.0%

−92.8%

626Dupaco Community Credit Union1$185K0.0%

−21.3%

627City Bank & Trust Co1$185K0.0%

−41.3%

628Toyota Financial Savings Bank1$175K0.0%

−91.1%

629Farm Credit Services of Western Arkansas6$170K0.0%

−67.0%

630United Mortgage2$170K0.0%—

631b1BANK3$165K0.0%

−84.9%

632Cowboy Bank1$165K0.0%—

633Alliance Bank1$165K0.0%—

634Fidelity Bank1$165K0.0%

−91.1%

635American Mortgage Services1$165K0.0%—

636Zippy Loans2$160K0.0%—

637Compeer Financial1$155K0.0%—

638Legend Lending1$155K0.0%—

639Amalgamated Bank1$145K0.0%—

640Home Mortgage Alliance Corp (Hmac)1$145K0.0%

−61.3%

641Cross Keys Bank1$145K0.0%—

642NASA Federal Credit Union1$145K0.0%

−82.1%

643Together Credit Union1$145K0.0%

−81.2%

644TTCU Federal Credit Union2$140K0.0%

−54.1%

645Christian Community Credit Union2$140K0.0%—

646Southwest Airlines FCU2$140K0.0%

−56.3%

647American Heritage Bank1$135K0.0%—

648RCB Bank1$125K0.0%

−91.6%

649Byron Bank1$125K0.0%—

650Gulf Coast Bank and Trust1$125K0.0%

−75.2%

651Capital Concepts1$125K0.0%

−39.0%

652First Northern Credit Union1$125K0.0%—

653Constructive Loans1$125K0.0%

−69.9%

654Landmark National Bank1$125K0.0%—

655Acopia2$120K0.0%

−68.0%

656Hawthorn Bank1$115K0.0%

−82.4%

657Star One Credit Union1$115K0.0%—

658American Bank & Trust Company1$115K0.0%—

659Warsaw Federal Savings and Loan Association1$115K0.0%

−56.6%

660BluCurrent Credit Union1$115K0.0%

−64.6%

661Transportation Federal Credit Union2$110K0.0%

−51.1%

662SouthStar Bank1$105K0.0%

+10.5%

663Credit Union Mortgage Associat1$105K0.0%—

664Dieterich Bank1$105K0.0%—

665Banterra Bank1$105K0.0%—

666Blaze Credit Union1$105K0.0%

−72.7%

667GTE Federal Credit Union1$105K0.0%—

668Home Bank1$95K0.0%—

669Patriot Home Mortgage1$95K0.0%—

670Bank of Coushatta1$95K0.0%—

671Security Bank and Trust Company1$95K0.0%—

672Mortgage Investment Services1$85K0.0%

−90.4%

673First National Bank of America1$75K0.0%

−94.6%

674Black Hills Federal Credit Union1$75K0.0%—

675First National Bank of Omaha1$75K0.0%—

676Operating Engineers Federal Credit Union1$65K0.0%—

677Wings Financial Credit Union1$65K0.0%

−95.6%

678Affinity Federal Credit Union1$55K0.0%

−93.4%

679Northwest Federal Credit Union1$55K0.0%

−79.2%

680Congressional Federal Credit Union1$55K0.0%—

681Marion State Bank2$50K0.0%

−91.7%

682Centuryfirst Federal Credit Union1$45K0.0%—

683Liberty Savings Bank1$45K0.0%

−83.6%

684Everbank1$45K0.0%—

685Shoreham Bank1$25K0.0%

−37.5%

686Signature Federal Credit Union1$15K0.0%

−80.0%

687Cortrust Mortgage0———

688Bank of Holly Springs0———

689Mortgage Clearing0———

690Lendz Financial0———

691Churchill Funding I0———

692Superior Credit Union0———

693F&a Federal Credit Union0———

694ABL RPC Residential Credit Acquisition0———

695Blue Sky Bank0———

696Deseret First Credit Union0———

697The Farmers & Merchants State Bank0———

698The Maries County Bank0———

699Neighborhood Loans0———

700Christian Financial Credit Union0———

701Wilson Bank and Trust0———

702Flexpoint0———

703Mabrey Bank0———

704Filo Mortgage0———

705Great Nations Bank0———

706Fortera Federal Credit Union0———

707Community Bank of Louisiana0———

708Radiant Credit Union0———

709Bay-Valley Mortgage Group0———

710STG Mortgage0———

711Cake Mortgage0———

712Needham Bank0———

713National Cooperative Bank0———

714Sound Credit Union0———

715Georgia's Own Credit Union0———

716Griffin Funding0———

717Royal Banks of Missouri0———

718US Mortgage0———

719Provident Funding Associates0———

720Consumers Credit Union0———

721The Bank of Fayette County0———

722WSFS bank0———

723Wolfe Financial0———

724Anchor Loans0———

725Oklahoma Central Credit Union0———

726Mountain America Federal Credit Union0———

727Florida Credit Union0———

728Horizon Credit Union0———

729Western and Southern Financial Grou0———

730Presidential Bank0———

731America First Federal Credit Union0———

732NIH Federal Credit Union0———

733Greystone Servicing0———

734Tower Federal Credit Union0———

735PFN Lending Group0———

736Gibsland Bank & Trust0———

737Northrop Grumman Federal Credit Union0———

738Countryplace Mortgage0———

739Inwood National Bank0———

740FedChoice Federal Credit Union0———

741First State Bank and Trust0———

742Justice Federal Credit Union0———

743I H Mississippi Valley Credit Union0———

744Southside Bank0———

745PriorityOne Bank0———

746Prosperity Bank0———

747Fay Servicing0———

748Andrews Federal Credit Union0———

749Grand Bank for Savings0———

750First Federal S&L of Lakewood0———

751Keypoint Credit Union0———

752NuMark Credit Union0———

753Oneaz Credit Union0———

754First Florida Credit Union0———

755Educational Systems FCU0———

756University Credit Union0———

757American First Credit Union0———

758Ruoff Mortgage0———

759Texans Credit Union0———

760Infuze Credit Union0———

761U.S. Eagle Federal Credit Union0———

762Multipli Federal Credit Union0———

763Desert Financial Credit Union0———

764NOVA Financial & Investment0———

765California Credit Union0———

766Advancial Federal Credit Union0———

767All in Credit Union0———

768Holcomb Bank0———

769549300K04ZGWYV7LDX5111908910———

770Midflorida Credit Union0———

771Great Southern Bank0———

772Oaktree Funding0———

773Parda Federal Credit Union0———

774Intouch Credit Union0———

775ReadyCap Commercial0———

776American Heritage Federal Credit Union0———

777Kearny Bank0———

778Chartway FCU0———

779Busey Bank0———

780New Wave Lending Group0———

781Community First Credit Union of FLorida0———

782Bay Equity0———

783Ony Glo0———

784Teachers Federal Credit Union0———

785Climb Credit Union0———

786State Employees' Credit Union0———

787South Lafourche Bank0———

788Centier Bank0———

789NorthCountry Federal Credit Union0———

790Norwich Commercial Group0———

791NBH Bank0———

792Jovia Financial Federal Credit0———

793Greenbox Loans0———

794Suncoast Credit Union0———

795Gate City Bank0———

796Allegacy Federal Credit Union0———

797Incrediblebank0———

798Southeast Financial Credit Union0———

799Devon Bank0———

800Truliant Federal Credit Union0———

801Self Help Credit Union0———

802Skyla Federal Credit Union0———

803Apex Bank0———

804Goldwater Bank0———

805Waterman Bank0———

806Verity Credit Union0———

807Citadel Federal Credit Union0———

808VanDyk Mortgage0———

809Servbank0———

810Security National Bank0———

811First Federal Bank0———

812First Premier Bank0———

813Foundation Mortgage0———

814Beehive Federal Credit Union0———

815Ent Credit Union (68671)0———

816ANECA Federal Credit Union0———

817Ardri0———

818Old Second National Bank0———

819First Financial Bank0———

820Associated Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Arkansas state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Arkansas in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations66,490$18.1B100.0%— the widest basis

1-4 family dwellings65,852$16.6B91.3%5+ unit multifamily · 638 loans · $1.58B

1-4 family, first lien54,595$15.7B86.5%junior and subordinate liens · 11,257 loans · $872.1M

1-4 family, first lien, closed-end(disclosure only)52,235$15.3B84.6%home-equity lines of credit · 2,360 loans · $342.8M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)47,065$12B66.0%business-purpose loans and reverse mortgages · 5,170 loans · $3.36B

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Arkansas

Mortgage lending by county — 72 with enough origination volume to profile, largest first

Washington County 6,230 Benton County 10,608 Pulaski County 8,515 Saline County 3,566 Faulkner County 3,326 Garland County 2,357 Craighead County 2,594 Sebastian County 2,567 Lonoke County 2,205 White County 1,735 Crawford County 1,339 Baxter County 1,108 Pope County 1,191 Greene County 1,073 Boone County 944 Crittenden County 787 Cleburne County 633 Jefferson County 814 Carroll County 638 Miller County 633 Independence County 704 Hot Spring County 597 Mississippi County 529 Union County 511 Madison County 389 Grant County 420 Johnson County 467 Polk County 414 Conway County 405 Van Buren County 389 Marion County 363 Sharp County 398 Poinsett County 429 Franklin County 365 Clark County 355 Cross County 316 Ouachita County 330 Izard County 269 Yell County 324 Logan County 339 Columbia County 278 Randolph County 312 Perry County 216 Lawrence County 269 Stone County 203 Arkansas County 264 Hempstead County 244 Clay County 252 Ashley County 240 Fulton County 174 Montgomery County 164 Sevier County 236 Little River County 201 Newton County 142 Lincoln County 105 Drew County 143 Jackson County 192 Searcy County 152 Scott County 150 Pike County 141 Howard County 147 St. Francis County 150 Cleveland County 94 Prairie County 113 Bradley County 67 Desha County 79 Calhoun County 72 Nevada County 75 Phillips County 85 Chicot County 57 Dallas County 59 Lafayette County 52

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Arkansas in the full MortRadar app

Arkansas market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts Arkansas state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. Arkansas figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.