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State markets/Oregon/Lane County

COUNTY MORTGAGE MARKET · FIPS 41039

Lane County, Oregon

Who lends in Lane County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.27B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

7,822

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.7%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

347

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 347 lenders that originated in Lane County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

297

unconcentrated

Top-5 lender share

31.2%

of originations

Purchase

62.6%

3,635 loans

Refinance

37.4%

2,176 loans

Origination trend

Annual mortgage origination volume and loan count in Lane County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Lane County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Lane County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR LANE COUNTY →

TOP TEN LENDERS IN LANE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

482$193.7M$193.7M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
418$159.5M$159.5M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
969$137.4M$137.4M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
312$116.6M$116.6M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
401$101.0M$101.0M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
248$81.7M$81.7M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
589$77.6M$77.6M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
181$65.3M$65.3M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
192$57.0M$57.0M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
194$56.0M$56.0M originated in Lane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Lane County

All 39 ZIP Code Tabulation Areas that touch Lane County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
39 OF 39 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1515 of the 24 Lane County tracts this ZIP area touches sit mostly inside it.64,44526.7%12,132——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 18 Lane County tracts this ZIP area touches sit mostly inside it.53,12520.9%15,070——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Lane County tracts this ZIP area touches sit mostly inside it.41,57825.7%6,239——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Lane County tracts this ZIP area touches sit mostly inside it.38,62022.3%9,958——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Lane County tracts this ZIP area touches sit mostly inside it.36,85525.9%8,034——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Lane County tracts this ZIP area touches sit mostly inside it.30,30321.8%8,004——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Lane County tracts this ZIP area touches sit mostly inside it.17,32118.7%4,323——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Lane County tracts this ZIP area touches sit mostly inside it.14,60120.1%3,526——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Lane County tracts this ZIP area touches sit mostly inside it.13,57914.1%4,699——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Lane County tracts this ZIP area touches sit mostly inside it.13,38117.4%3,308——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Lane County tracts this ZIP area touches sit mostly inside it.11,46426.9%1,148——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Lane County tracts this ZIP area touches sit mostly inside it.9,07417.2%2,806——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Lane County tracts this ZIP area touches sit mostly inside it.5,56912.8%1,546——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Lane County tracts this ZIP area touches sit mostly inside it.5,48515.4%1,532——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lane County tract this ZIP area touches sit mostly inside it.5,23213.6%1,909——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Lane County tracts this ZIP area touches sit mostly inside it.4,62312.6%1,600——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lane County tract this ZIP area touches sit mostly inside it.4,57017.6%1,468——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Lane County tracts this ZIP area touches sit mostly inside it.4,04414.6%1,021——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lane County tract this ZIP area touches sit mostly inside it.2,75115.6%1,039——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Lane County tracts this ZIP area touches sit mostly inside it.2,50916.5%857——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Lane County tracts this ZIP area touches sit mostly inside it.2,24414.5%664——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lane County tract this ZIP area touches sit mostly inside it.1,59814.5%502——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

92 of Lane County’s 93 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Lane County

All 93 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

93 OF 93 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle112.4%5,23213.6%OPEN →
Upper127.0%5,12912.7%OPEN →
Middle93.8%2,80716.4%OPEN →
Middle111.9%3,20613.8%OPEN →
Middle106.1%6,16518.9%OPEN →
Middle110.4%4,01018.1%OPEN →
Moderate68.5%2,24414.5%OPEN →
Middle92.3%2,75115.6%OPEN →
Moderate60.4%3,99317.1%OPEN →
Middle103.1%2,99012.1%OPEN →
Middle85.5%4,22412.7%OPEN →
Middle98.8%2,37214.1%OPEN →
Upper124.1%1,59814.5%OPEN →
Middle107.4%4,62312.6%OPEN →
Moderate79.4%5,56817.8%OPEN →
Middle80.7%3,50616.3%OPEN →
Middle106.2%2,61813.4%OPEN →
Middle108.0%4,14816.0%OPEN →
Middle114.0%6,25018.7%OPEN →
Middle107.0%4,04414.6%OPEN →
Middle98.2%4,18920.1%OPEN →
Moderate78.6%4,36219.7%OPEN →
Moderate74.2%3,47517.0%OPEN →
Middle84.6%5,29518.0%OPEN →
Middle92.4%2,50916.5%OPEN →
Moderate57.3%4,57017.6%OPEN →
Middle90.2%5,48515.4%OPEN →
Upper132.7%5,56912.8%OPEN →
Middle115.1%5,78318.9%OPEN →
Middle83.2%4,40418.1%OPEN →
Upper156.8%3,68716.9%OPEN →
Moderate77.8%6,62629.8%OPEN →
Middle88.0%3,03826.1%OPEN →
Middle81.4%5,47731.2%OPEN →
Upper120.2%3,23518.6%OPEN →
Middle97.8%5,16622.3%OPEN →
Middle86.0%2,99527.7%OPEN →
Moderate78.0%4,11530.3%OPEN →
Moderate57.4%2,49727.1%OPEN →
Upper123.6%3,96617.6%OPEN →
Upper152.4%4,59823.3%OPEN →
Upper161.3%3,23021.8%OPEN →
Middle97.9%4,37223.4%OPEN →
Middle113.5%4,59318.8%OPEN →
Upper145.3%4,14618.6%OPEN →
Middle115.2%4,32917.4%OPEN →
Middle106.2%4,08320.3%OPEN →
Middle94.3%5,04028.4%OPEN →
Moderate63.3%3,11837.6%OPEN →
Middle88.7%4,49826.2%OPEN →
Upper126.1%4,43824.3%OPEN →
Moderate73.0%6,76628.9%OPEN →
Middle84.7%4,29224.9%OPEN →
Middle94.8%4,74426.2%OPEN →
Middle92.7%4,10622.9%OPEN →
Upper148.8%3,00019.3%OPEN →
Upper124.3%4,21821.9%OPEN →
Middle108.5%4,54618.6%OPEN →
Upper130.8%6,11822.8%OPEN →
Upper154.7%2,70821.1%OPEN →
Moderate63.0%5,21436.0%OPEN →
Moderate70.6%3,25429.6%OPEN →
Middle92.3%4,02125.4%OPEN →
Moderate73.8%3,35230.9%OPEN →
Moderate66.6%3,42222.4%OPEN →
Moderate72.9%4,79826.2%OPEN →
Middle96.7%4,47621.4%OPEN →
Upper125.7%4,21826.8%OPEN →
Middle110.0%7,13831.0%OPEN →
—0.0%3,03928.4%OPEN →
Upper185.7%4,39233.6%OPEN →
Moderate51.4%4,23728.8%OPEN →
Moderate70.0%2,58423.0%OPEN →
Middle100.1%4,07319.9%OPEN →
Moderate60.1%3,30927.9%OPEN →
Middle88.9%9,74227.1%OPEN →
Moderate61.6%5,18931.2%OPEN →
Middle116.5%3,39920.0%OPEN →
Upper168.6%4,91422.5%OPEN →
Middle107.9%3,25134.1%OPEN →
Moderate73.0%3,65427.6%OPEN →
Middle96.0%2,62520.9%OPEN →
—0.0%3,28425.6%OPEN →
Middle113.6%2,81618.8%OPEN →
Upper150.3%3,60019.8%OPEN →
Moderate50.6%4,93229.1%OPEN →
Upper171.0%4,32620.2%OPEN →
Upper132.2%5,43919.5%OPEN →
Moderate77.2%3,28721.3%OPEN →
Upper139.3%2,28915.8%OPEN →
Upper132.1%2,55020.6%OPEN →
Upper143.2%5,28319.4%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

384,207

Median household income

$71,544

Median home value

$430,600

Median gross rent

$1,355

per month

Owner-occupied

59.7%

of occupied units

Housing units

169,788

5.5% vacant

Poverty rate

15.3%

Unemployment

6.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 96.4

Social vulnerability

Relatively Moderate

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Earthquake Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

77

Declarations recorded

24

Incident types on record: Biological, Coastal Storm, Fire, Fishing Losses, Flood, Severe Storm.

Everything we hold on Lane County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Lane County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Lane County →Every reported application and origination in FIPS 41039, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Lane County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

518

—

Purchase share

41.1%

213 loans

IRRRL refinances

190

Cash-out refinances

115

2026518—213190115
2025558—315119124
2024363—2385570
2023365—271094
2022——420158370
20212,227—4661,370391
20201,965—4951,063407
20191,022—493168361
2018990—504106380
20171,229—551297381
20161,130—520316294
20151,054—492328234

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Lane County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Lane County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

730

−8.6% vs 2024

Multifamily · 2025

815

−19.7% vs 2024

Total authorized · 2025

1,545

−14.8% vs 2024

Permit valuation · 2025

$341.7M

authorized construction value

Units authorized by year

Lane County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420251,545 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Lane County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - West, DS1,0931,746$59.2M
outflow2223Other flows - South, DS9861,667$63.9M
inflow2223Other flows - West, DS9271,436$52.9M
inflow2223Other flows - South, DS8261,246$47.4M
outflow2223Multnomah County, OR689832$32.1M
inflow2223Other flows - Midwest, DS525755$31.6M
outflow2223Other flows - Midwest, DS510795$28.4M
inflow2223Multnomah County, OR452576$25.9M
outflow2223Linn County, OR443747$22.1M
inflow2223Linn County, OR378584$20.4M
outflow2223Washington County, OR350460$19.1M
outflow2223Deschutes County, OR340512$25.7M
outflow2223Douglas County, OR330536$16.5M
inflow2223Douglas County, OR320528$15.4M
inflow2223Benton County, OR316430$14.7M
outflow2223Other flows - Northeast, DS309456$19.5M
inflow2223Other flows - Northeast, DS293409$16.4M
outflow2223Benton County, OR268395$12.2M
outflow2223Marion County, OR261380$12.6M
inflow2223Washington County, OR258375$16.0M
inflow2223Marion County, OR251390$12.6M
inflow2223Deschutes County, OR250346$14.5M
inflow2223Los Angeles County, CA232323$12.5M
inflow2223Jackson County, OR216310$10.2M
outflow2223Clackamas County, OR212308$12.5M
outflow2223King County, WA195234$11.6M
inflow2223Clackamas County, OR194301$12.0M
outflow2223Jackson County, OR173260$8.4M
outflow2223Maricopa County, AZ170257$11.0M
inflow2223King County, WA161248$13.6M
inflow2223Maricopa County, AZ161238$14.5M
outflow2223Los Angeles County, CA147187$7.3M
outflow2223Clark County, WA145215$11.8M
inflow2223Coos County, OR139236$6.7M
inflow2223San Diego County, CA133196$9.3M
inflow2223Orange County, CA122190$8.5M
inflow2223Lincoln County, OR108167$6.5M
outflow2223Coos County, OR102158$4.8M
outflow2223Foreign - Other flows, FR95134$3.2M
inflow2223Clark County, WA95150$6.4M
inflow2223Clark County, NV93129$6.5M
outflow2223San Diego County, CA88130$6.9M
outflow2223Lincoln County, OR86137$5.3M
outflow2223Clark County, NV84134$8.3M
outflow2223Pierce County, WA84127$4.9M
outflow2223Klamath County, OR81144$5.0M
inflow2223Polk County, OR80133$3.4M
outflow2223Polk County, OR79135$4.1M
inflow2223Klamath County, OR77121$3.7M
inflow2223Sacramento County, CA77114$3.8M
inflow2223Santa Clara County, CA76117$10.0M
inflow2223Ada County, ID72112$4.5M
outflow2223Ada County, ID7297$5.3M
inflow2223Riverside County, CA70112$3.3M
inflow2223Josephine County, OR68106$3.5M
inflow2223Pierce County, WA6698$3.0M
inflow2223Alameda County, CA6697$5.9M
inflow2223Salt Lake County, UT6397$4.1M
inflow2223Foreign - Other flows, FR62122$3.1M
outflow2223Orange County, CA5972$2.7M
outflow2223Yamhill County, OR5997$3.6M
inflow2223Contra Costa County, CA5787$6.1M
inflow2223Yamhill County, OR5684$2.2M
outflow2223Josephine County, OR5378$1.8M
inflow2223Travis County, TX5384$4.9M
outflow2223Pima County, AZ5065$3.0M
inflow2223Snohomish County, WA4983$4.2M
inflow2223San Bernardino County, CA4977$3.1M
outflow2223Washoe County, NV4778$3.3M
inflow2223El Paso County, CO4363$2.7M
inflow2223Curry County, OR4267$2.6M
outflow2223Salt Lake County, UT4153$1.7M
inflow2223Ventura County, CA4154$2.3M
outflow2223Santa Clara County, CA4151$1.8M
inflow2223San Francisco County, CA4053$3.8M
outflow2223Honolulu County, HI4066$1.9M
inflow2223Pima County, AZ4058$2.6M
inflow2223Honolulu County, HI3971$3.3M
outflow2223Denver County, CO3843$2.1M
outflow2223Harris County, TX3853$2.6M
outflow2223Sacramento County, CA3853$2.0M
outflow2223Alameda County, CA3857$3.9M
outflow2223Cook County, IL3845$2.2M
inflow2223San Mateo County, CA3846$3.1M
inflow2223Spokane County, WA3765$2.4M
outflow2223Crook County, OR3760$2.8M
outflow2223Travis County, TX3747$1.6M
outflow2223San Francisco County, CA3739$2.4M
outflow2223Thurston County, WA3654$1.8M
inflow2223Denver County, CO3640$1.7M
outflow2223Contra Costa County, CA3645$2.7M
inflow2223Kern County, CA3657$2.2M
inflow2223Sonoma County, CA3554$3.5M
inflow2223Humboldt County, CA3445$1.5M
outflow2223Umatilla County, OR3352$1.4M
outflow2223Whatcom County, WA3343$1.6M
outflow2223Snohomish County, WA3347$1.7M
inflow2223Bexar County, TX3259$2.4M
inflow2223Cook County, IL3249$2.3M
inflow2223Thurston County, WA3147$1.6M
inflow2223Bernalillo County, NM3148$2.1M
outflow2223El Paso County, CO3154$2.1M
outflow2223Clatsop County, OR3147$2.2M
outflow2223Riverside County, CA3149$2.4M
inflow2223Clatsop County, OR3141$1.7M
outflow2223Spokane County, WA2949$1.5M
inflow2223El Dorado County, CA2840$1.7M
inflow2223Placer County, CA2836$1.4M
outflow2223New York County, NY2727$1.6M
inflow2223Anchorage Municipality, AK2735$1.8M
outflow2223Curry County, OR2737$1.2M
outflow2223Dallas County, TX2735$1.5M
inflow2223Washoe County, NV2644$1.2M
inflow2223Santa Cruz County, CA2638$1.3M
inflow2223Canyon County, ID2542$1.3M
inflow2223Fresno County, CA2537$1.7M
inflow2223Missoula County, MT2531$1.4M
inflow2223Crook County, OR2436$1.5M
outflow2223Anchorage Municipality, AK2435$1.7M
inflow2223Tillamook County, OR2440$1.9M
outflow2223Kitsap County, WA2328$1.3M
outflow2223Bexar County, TX2341$1.8M
outflow2223Pinal County, AZ2331$1.6M
inflow2223Butte County, CA2338$979K
inflow2223Santa Barbara County, CA2343$2.1M
inflow2223Kitsap County, WA2330$1.3M
outflow2223Tarrant County, TX2340$1.0M
inflow2223Dallas County, TX2229$1.3M
outflow2223Jefferson County, OR2237$966K
outflow2223Hennepin County, MN2227$1.3M
outflow2223Utah County, UT2235$1.2M
inflow2223San Joaquin County, CA2228$1.0M
inflow2223Shasta County, CA2236$1.1M
inflow2223Yolo County, CA2229$1.2M
inflow2223Arapahoe County, CO2239$1.3M
outflow2223San Bernardino County, CA2126$743K
inflow2223Mohave County, AZ2135$865K
inflow2223Hawaii County, HI2129$793K
outflow2223Columbia County, OR2131$741K
outflow2223Kings County, NY2124$1.0M
outflow2223Arapahoe County, CO2125$919K
outflow2223Ventura County, CA2128$1.5M
inflow2223Whatcom County, WA2029$1.1M
inflow2223Tulare County, CA2037$1.4M
inflow2223Hennepin County, MN2025$1.4M
inflow2223Harris County, TX2031$1.1M
outflow2223Tillamook County, OR2036$1.4M
outflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS1,0351,796$70.2M
outflow2122Other flows - West, DS1,0291,653$94.5M
inflow2122Other flows - West, DS9931,546$65.9M
inflow2122Other flows - South, DS8151,277$52.3M
outflow2122Multnomah County, OR658780$28.9M
outflow2122Other flows - Midwest, DS544882$35.8M
inflow2122Other flows - Midwest, DS534833$45.4M
inflow2122Multnomah County, OR490670$32.9M
outflow2122Linn County, OR477814$33.6M
outflow2122Douglas County, OR364651$18.2M
inflow2122Linn County, OR356635$20.6M
outflow2122Washington County, OR329492$18.7M
outflow2122Deschutes County, OR328481$43.9M
inflow2122Deschutes County, OR297442$17.3M
inflow2122Douglas County, OR294450$16.1M
outflow2122Other flows - Northeast, DS284420$16.1M
inflow2122Washington County, OR284430$28.2M
inflow2122Marion County, OR280414$14.9M
inflow2122Other flows - Northeast, DS277392$20.1M
outflow2122Marion County, OR268390$16.8M
inflow2122Los Angeles County, CA264410$24.0M
outflow2122Benton County, OR253403$22.0M
inflow2122Benton County, OR240332$11.7M
outflow2122Clackamas County, OR223313$19.6M
inflow2122Jackson County, OR219342$16.8M
outflow2122Maricopa County, AZ212338$16.9M
outflow2122King County, WA180242$12.6M
inflow2122Clackamas County, OR176271$12.1M
inflow2122King County, WA168236$14.6M
inflow2122Coos County, OR161247$7.4M
outflow2122Los Angeles County, CA158210$6.9M
inflow2122San Diego County, CA157240$13.8M
inflow2122Maricopa County, AZ142222$7.8M
outflow2122Jackson County, OR141197$7.0M
outflow2122Clark County, WA129203$10.2M
outflow2122San Diego County, CA108145$6.0M
outflow2122Coos County, OR106182$4.9M
outflow2122Lincoln County, OR103145$6.3M
inflow2122Josephine County, OR102152$4.2M
inflow2122Clark County, WA99170$6.3M
inflow2122Alameda County, CA94147$11.7M
inflow2122Lincoln County, OR93140$10.1M
outflow2122Clark County, NV89138$7.1M
inflow2122Orange County, CA86135$6.9M
inflow2122Riverside County, CA83127$4.7M
inflow2122Santa Clara County, CA81114$8.3M
inflow2122Polk County, OR79132$3.9M
outflow2122Pierce County, WA79123$3.8M
outflow2122Polk County, OR78141$4.7M
inflow2122Klamath County, OR77119$3.2M
inflow2122Ada County, ID76129$3.9M
inflow2122Clark County, NV76128$4.0M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Lane County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,827.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals568.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,395.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals460,000.0
2023BothNo CharacteristicAll Appraisals455,000.0
2023PurchaseNo CharacteristicAll Appraisals455,000.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals452,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals460,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,432.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals445,000.0
2022BothNo CharacteristicAll Appraisals4,109.0
2022PurchaseNo CharacteristicAll Appraisals2,677.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals405,000.0
2021BothNo CharacteristicAll Appraisals7,737.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,591.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals4,146.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals405,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals407,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals8,442.0
2020PurchaseNo CharacteristicAll Appraisals3,245.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals355,000.0
2020RefinanceNo CharacteristicAll Appraisals360,000.0
2020RefinanceNo CharacteristicAll Appraisals5,197.0
2020PurchaseNo CharacteristicAll Appraisals345,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals321,000.0
2019PurchaseNo CharacteristicAll Appraisals3,187.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals326,500.0
2019BothNo CharacteristicAll Appraisals6,403.0
2019RefinanceNo CharacteristicAll Appraisals3,216.0
2019PurchaseNo CharacteristicAll Appraisals317,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals292,000.0
2018BothNo CharacteristicAll Appraisals5,861.0
2018PurchaseNo CharacteristicAll Appraisals3,590.0
2018RefinanceNo CharacteristicAll Appraisals2,271.0
2018BothNo CharacteristicAll Appraisals300,000.0
2018PurchaseNo CharacteristicAll Appraisals305,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals275,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals6,205.0
2017PurchaseNo CharacteristicAll Appraisals3,646.0
2017PurchaseNo CharacteristicAll Appraisals285,000.0
2017RefinanceNo CharacteristicAll Appraisals2,559.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals280,000.0
2016PurchaseNo CharacteristicAll Appraisals3,420.0
2016RefinanceNo CharacteristicAll Appraisals275,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals266,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals270,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals6,964.0
2016RefinanceNo CharacteristicAll Appraisals3,544.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals245,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals260,000.0
2015BothNo CharacteristicAll Appraisals6,067.0
2015RefinanceNo CharacteristicAll Appraisals2,799.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals3,268.0
2015BothNo CharacteristicAll Appraisals250,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals240,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Lane County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05189,731180,6119,1204.8%
2026-04188,568179,8428,7264.6%
2026-03188,623178,9169,7075.1%
2026-02189,111178,53410,5775.6%
2026-01188,049177,23610,8135.8%
2025-12188,769179,2549,5155.0%
2025-11190,006180,6899,3174.9%
2025-09187,397177,36310,0345.4%
2025-08187,305176,90110,4045.6%
2025-07186,918176,60410,3145.5%
2025-06190,455180,6379,8185.2%
2025-05189,919180,9109,0094.7%
2025-04189,659181,4748,1854.3%
2025-03189,978180,3179,6615.1%
2025-02189,685179,9389,7475.1%
2025-01189,224179,2279,9975.3%
2024-12188,756180,0878,6694.6%
2024-11188,778180,7768,0024.2%
2024-10189,112181,2027,9104.2%
2024-09186,793178,8917,9024.2%
2024-08186,189177,5828,6074.6%
2024-07186,667177,8538,8144.7%
2024-06189,185181,2247,9614.2%
2024-05188,741181,6197,1223.8%
2024-04188,746181,8556,8913.7%
2024-03188,749180,4288,3214.4%
2024-02188,065179,3068,7594.7%
2024-01185,904176,9029,0024.8%
2023-12186,181178,3867,7954.2%
2023-11187,671180,7506,9213.7%
2023-10186,475179,3887,0873.8%
2023-09185,552178,3657,1873.9%
2023-08184,370176,6197,7514.2%
2023-07183,018175,3627,6564.2%
2023-06187,455180,2207,2353.9%
2023-05185,697179,2836,4143.5%
2023-04185,026179,2625,7643.1%
2023-03186,259178,8827,3774.0%
2023-02186,434178,3628,0724.3%
2023-01185,948177,2358,7134.7%
2022-12184,748176,9747,7744.2%
2022-11184,883176,9847,8994.3%
2022-10185,659177,5978,0624.3%
2022-09184,507176,5207,9874.3%
2022-08185,148176,2188,9304.8%
2022-07184,857176,1168,7414.7%
2022-06186,591178,5458,0464.3%
2022-05186,335179,6036,7323.6%
2022-04186,708179,6627,0463.8%
2022-03187,513179,4878,0264.3%
2022-02187,130179,0318,0994.3%
2022-01186,412177,4508,9624.8%
2021-12185,616178,4147,2023.9%
2021-11186,439179,4636,9763.7%
2021-10185,626178,2127,4144.0%
2021-09183,013174,6728,3414.6%
2021-08183,883174,2009,6835.3%
2021-07184,176173,67910,4975.7%
2021-06185,821174,95210,8695.8%
2021-05185,181175,12810,0535.4%
2021-04186,120175,11611,0045.9%
2021-03185,482173,18112,3016.6%
2021-02183,855171,47912,3766.7%
2021-01183,206170,09413,1127.2%
2020-12183,754172,16111,5936.3%
2020-11183,921173,23410,6875.8%
2020-10184,731173,22711,5046.2%
2020-09181,513167,51314,0007.7%
2020-08181,299166,80114,4988.0%
2020-07180,364162,17218,19210.1%
2020-06180,738161,88918,84910.4%
2020-05179,507157,82021,68712.1%
2020-04176,982151,99624,98614.1%
2020-03182,294173,5688,7264.8%
2020-02183,700176,5687,1323.9%
2020-01182,032174,5937,4394.1%
2019-12182,333176,6115,7223.1%
2019-11183,410177,9755,4353.0%
2019-10183,186177,4425,7443.1%
2019-09180,006173,6526,3543.5%
2019-08180,979173,1147,8654.3%
2019-07180,966172,8678,0994.5%
2019-06182,844175,2407,6044.2%
2019-05182,350175,9346,4163.5%
2019-04182,573175,4217,1523.9%
2019-03183,222174,6388,5844.7%
2019-02182,815174,5348,2814.5%
2019-01183,524174,2749,2505.0%
2018-12183,005175,1257,8804.3%
2018-11183,467176,3387,1293.9%
2018-10183,581176,0487,5334.1%
2018-09180,850173,4867,3644.1%
2018-08180,137172,1098,0284.5%
2018-07181,518173,2138,3054.6%
2018-06183,146175,2327,9144.3%
2018-05182,995176,2986,6973.7%
2018-04182,312175,0617,2514.0%
2018-03183,819175,3698,4504.6%
2018-02184,731176,1758,5564.6%
2018-01182,915174,1688,7474.8%

BEA Personal Income

2024$24.86B382,396$65K
2023$23.49B382,151$61K
2022$21.99B386,187$57K
2021$21.66B386,082$56K
2020$19.44B384,221$51K
2019$17.69B382,074$46K
2018$16.92B378,816$45K
2017$16.12B375,696$43K
2016$15.17B369,207$41K
2015$14.49B362,262$40K
2014$13.54B358,278$38K
2013$12.74B355,658$36K
2012$12.70B355,220$36K
2011$12.20B354,120$34K
2010$11.81B351,948$34K
2009$11.46B350,850$33K
2008$11.78B348,176$34K
2007$11.44B344,844$33K
2006$11.15B339,926$33K
2005$10.19B335,831$30K
2004$9.56B332,327$29K
2003$9.00B330,845$27K
2002$8.79B327,506$27K
2001$8.71B324,855$27K
2000$8.32B323,492$26K
1999$7.85B321,778$24K
1998$7.68B319,646$24K
1997$7.24B316,579$23K
1996$6.85B311,004$22K
1995$6.44B306,704$21K
1994$6.03B301,819$20K
1993$5.62B297,281$19K
1992$5.25B292,482$18K
1991——$17K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Lane County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-09-15$0$0$0No
2025-03-17$0——Yes
2025-03-16$9K$9K$0Yes
2025-03-15$6K$6K$0Yes
2025-03-13$6K$6K$0Yes
2025-01-11$0$0$0Yes
2024-09-15$0——Yes
2024-05-05$100K$92K$8KYes
2023-12-03$0——Yes
2022-05-19$3K$3K$0Yes
2021-12-21$940.57$940.57$0Yes
2021-11-06$0——Yes
2020-11-24$0——Yes
2020-10-07$0——No
2019-04-13$64K$64K$0Yes
2019-04-12$0——No
2019-04-09$0——No
2019-04-09$8K$8K$0Yes
2019-04-08$3K$3K$0No
2019-04-08$0——Yes
2019-04-08$0——No
2019-04-08$0$0$0Yes
2019-04-08$5K$5K$0Yes
2019-04-08$50K$50K$0No
2019-04-07$10K$10K$0Yes
2019-04-07$52K$52K$0Yes
2019-04-07$15K$9K$7KYes
2019-04-07$8K$8K$0Yes
2019-04-07$0——No
2019-04-07$29K$8K$22KYes
2019-04-07$1K$1K$0Yes
2019-04-06$8K$8K$0Yes
2019-04-05$0——Yes
2017-04-09$0——No
2017-03-15$2K$2K$0No
2017-02-05$0——Yes
2017-01-08$0——Yes
2016-11-29$0——No
2015-12-18$29K$29K$0Yes
2015-12-17$3K$3K$0Yes
2015-12-14$11K$11K$0Yes
2014-12-21$0——Yes
2014-12-20$6K$6K$0Yes
2012-10-29$0——Yes
2012-04-23$0——Yes
2012-01-23$30K$30K$0No
2012-01-20$686.4$686.4$0No
2012-01-20$73K$57K$16KYes
2012-01-20$14K$14K$0Yes
2012-01-20$8K$8K$0No
2012-01-20$54K$33K$21KYes
2012-01-20$0——No
2012-01-20$20K$20K$0No
2012-01-19$1K$1K$0Yes
2012-01-19$241.72$241.72$0Yes
2012-01-19$19K$9K$10KYes
2012-01-19$0——No
2012-01-19$0——Yes
2012-01-19$8K$8K$0No
2012-01-19$690.28$690.28$0Yes
2012-01-19$7K$7K$0No
2012-01-19$3K$3K$0Yes
2012-01-19$29K$24K$5KNo
2012-01-19$6K$6K$0Yes
2012-01-19$0——No
2012-01-19$0——Yes
2012-01-19$40K$40K$0No
2012-01-19$1K$1K$0No
2012-01-19$34K$31K$4KYes
2012-01-19$6K$6K$0No
2012-01-19$13K$13K$0No
2012-01-19$0——Yes
2012-01-19$0——Yes
2012-01-19$6K$6K$676.76Yes
2012-01-19$16K$16K$0Yes
2012-01-19$28K$28K$0Yes
2012-01-19$18K$18K$0Yes
2012-01-19$72K$64K$8KNo
2012-01-19$10K$4K$6KYes
2012-01-19$3K$510.64$2KYes
2012-01-19$954.3$954.3$0Yes
2012-01-19$57K$19K$38KYes
2012-01-19$974.46$974.46$0No
2012-01-19$12K$12K$0Yes
2012-01-19$13K$13K$0No
2012-01-19$6K$5K$313.38Yes
2012-01-19$43K$43K$0Yes
2012-01-19$68K$63K$4KNo
2012-01-19$4K$4K$570.5Yes
2012-01-19$11K$11K$0No
2012-01-18$23K$23K$0No
2012-01-18$56K$56K$0Yes
2012-01-18$33K$17K$16KNo
2012-01-18$283.23$283.23$0No
2012-01-18$0——Yes
2012-01-18$11K$11K$0No
2012-01-18$42K$42K$0Yes
2012-01-18$12K$7K$4KYes
2012-01-18$5K$5K$0No
2012-01-17$10K$10K$0No

ALSO CHECKED

18 more data areas were checked for Lane County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OR state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN LANE COUNTY →Opens the loan explorer already filtered to county FIPS 41039.

See the Oregon state market profile for the statewide picture, the Oregon state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.