Market/State markets/District of Columbia

STATE MARKET PROFILE · HMDA PUBLIC DATA

District of Columbia mortgage market

Name: District of Columbia Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in District of Columbia, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$7.00B

+17.8% vs 2024

Originations · 2025

9,300

+10.7% vs 2024

Denial rate · 2025

18.1%

denied / actioned

HMDA reporters · 2025

486

HMDA reporters

Rank among states & territories

#45

of 54 states & territories by volume

Share of U.S. volume

0.3%

U.S. $2.41T

Median loan amount

$475K

U.S. $245K

Top lender

Citibank

5.9% of the state

◈

MARKET SHARE

Citibank led District of Columbia in 2025 with $410.4M — 5.9% of the state's disclosed volume. District of Columbia ranks #45 of 54 states & territories by origination volume, 0.3% of the national total. Statewide volume rose +17.8% from 2024.

Origination volume by year

District of Columbia dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase59%

Refinance28%

Other purposes13%

Denial rate by year

District of Columbia vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional88%

FHA5%

VA6%

USDA / RHS0%

Lenders in District of Columbia · 2025

All 486 lenders that reported in District of Columbia, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY DISTRICT OF COLUMBIA RECORD →

1Citibank281$410.4M5.9%

+75.0%

2JPMorgan Chase Bank307$381.5M5.5%

+33.0%

3First Savings Mortgage451$344.7M4.9%

+18.2%

4Wells Fargo Bank130$274.4M3.9%

+209.0%

5PNC Bank211$255.9M3.7%

+148.2%

6PGIM Real Estate Finance2$188.5M2.7%

+32.7%

7Rocket Mortgage469$176.6M2.5%

+19.2%

8Walker & Dunlop3$150.2M2.1%

+45.7%

9Bank of America249$146.5M2.1%

+31.1%

10First Home Mortgage280$140.9M2.0%

−10.8%

11Guaranteed Rate182$134.7M1.9%

+3.4%

12Prosperity Home Mortgage210$133.6M1.9%

+11.4%

13Truist Bank240$130.3M1.9%

+20.1%

14JLL Real Estate Capital2$117.1M1.7%

+736.1%

15M&T Bank172$113.9M1.6%

+30.2%

16Bank Fund Staff Federal Credit220$110.9M1.6%

+5.6%

17Merchants Capital3$105.6M1.5%—

18United Wholesale Mortgage198$102.0M1.5%

+3.6%

19Navy Federal Credit Union297$101.9M1.5%

+21.5%

20Capital Bank145$91.3M1.3%

+38.3%

21Vellum Mortgage125$88.2M1.3%

+26.0%

22Atlantic Coast Mortgage148$85.5M1.2%

+13.8%

23United Bank VA110$81.7M1.2%

+40.1%

24Fairway Independent Mortgage124$76.3M1.1%

+33.0%

25Morgan Stanley Private Bank58$73.3M1.0%

−1.8%

26CrossCountry Mortgage108$72.9M1.0%

−10.5%

27Movement Mortgage122$70.6M1.0%

−3.0%

28Atlantic Union Bank96$68.7M1.0%

+547.8%

29Citizens Bank92$62.8M0.9%

+16.5%

30Hingham Institution for Savings12$60.7M0.9%

+63.6%

31First National Bank of Pennsylvania96$59.3M0.8%

+25.7%

32Anchor Loans21$57.9M0.8%

+100.1%

33Fulton Bank70$57.8M0.8%

+47.3%

34Berkadia Commercial Mortgage5$56.0M0.8%

+607.9%

35PennyMac Loan Services105$55.3M0.8%

+12.7%

36TD Bank110$54.4M0.8%

−6.6%

37EagleBank1$54.0M0.8%—

38Loansteady91$50.6M0.7%

+113.8%

39First Heritage Mortgage86$50.1M0.7%

+36.1%

40OriginPoint65$49.6M0.7%

+34.8%

41NewRez105$47.8M0.7%

−31.0%

42Intercoastal Mortgage61$42.7M0.6%

+6.8%

43Guild Mortgage66$42.6M0.6%

+250.1%

44Freedom Mortgage81$42.3M0.6%

+86.4%

45Bellwether Enterprise Real Estate Capital1$41.5M0.6%

−10.1%

46NFM77$40.2M0.6%

+31.4%

47CMG Mortgage73$40.1M0.6%

+83.0%

48Mortgage Research Center63$37.6M0.5%

+97.6%

49SWBC Mortgage50$36.4M0.5%

+1581.8%

50Embrace Home Loans54$34.0M0.5%

−28.7%

51Lower64$31.4M0.4%

+56.3%

52U.S. Bank42$30.6M0.4%

−12.1%

53UBS Bank USA24$30.3M0.4%

+125.2%

54Founders Bank14$30.3M0.4%

+61.6%

55Charles Schwab Bank29$30.3M0.4%

+112.7%

56loanDepot88$28.9M0.4%

−1.6%

57Industrial Bank22$28.1M0.4%

−28.9%

58Lument Real Estate Capital2$25.9M0.4%—

59Kiavi Funding49$25.4M0.4%

−30.5%

60State Employees Credit Union of MD44$24.6M0.4%

−12.6%

61Old Dominion National Bank8$24.1M0.3%

−25.7%

62United Nations Federal Credit Union35$23.9M0.3%

−19.8%

63Mutual of Omaha Mortgage40$23.1M0.3%

+16.6%

64Guaranteed Rate Affinity38$23.1M0.3%

+161.2%

65The National Capital Bank of Washington16$22.5M0.3%

+37.7%

66Genesis Capital7$21.4M0.3%

+126.1%

67TowneBank36$20.8M0.3%

+11.1%

68Credit Union Mortgage Associat34$20.3M0.3%

+30.5%

69Idb Global Federal Credit Union37$20.3M0.3%

+39.9%

70Pentagon Federal Credit Union82$20.2M0.3%

+14.4%

71Webster Bank1$20.0M0.3%—

72Amalgamated Bank5$20.0M0.3%

+1614.6%

73Zillow Home Loans41$19.9M0.3%

+423.5%

74Temple View Capital Funding21$19.6M0.3%

−17.8%

75Goldman Sachs Bank USA7$17.8M0.3%

+32.5%

76Hometown Equity Mortgage17$17.8M0.3%

+327.0%

77Congressional Federal Credit Union55$17.4M0.2%

+12.7%

78Sage Home Loans27$17.0M0.2%

+365.3%

79Dominion Financial Services11$16.2M0.2%

+142.7%

80Better Mortgage40$15.5M0.2%

+21.7%

81Direct Mortgage Loans39$15.5M0.2%

+7.6%

82City National Bank13$15.4M0.2%

+187.9%

83New American Funding42$15.0M0.2%

+56.5%

84Atlantic Bay Mortgage Group27$14.4M0.2%

−6.7%

85John Marshall Bank9$13.9M0.2%

+133.4%

86Tower Federal Credit Union67$13.8M0.2%

+14.4%

87Deephaven Mortgage18$13.7M0.2%

+94.9%

88Ameritrust Mortgage11$13.7M0.2%

+357.0%

89Loan Funder21$13.0M0.2%

−17.8%

90Bay Equity22$12.9M0.2%

−57.9%

91Trustar Bank13$12.7M0.2%

−1.9%

92Nationstar Mortgage30$12.2M0.2%

+53.1%

93OCMBC29$12.1M0.2%

+69.8%

94NBKC Bank21$11.9M0.2%

+25.6%

95Velocity Commercial Capital23$11.8M0.2%

−42.1%

96Tomo Mortgage18$11.2M0.2%

+124.4%

97BARH Dunmore2$11.2M0.2%—

98National Cooperative Bank34$11.1M0.2%

−5.5%

99Sofi Bank28$11.1M0.2%

+11.8%

100Envoy Mortgage16$10.5M0.2%

−1.3%

101Planet Home Lending13$10.5M0.2%

+74.4%

102Ameris Bank30$10.4M0.1%

−28.3%

103ALCOVA Mortgage16$10.2M0.1%

+648.7%

104The Loan Store21$10.2M0.1%

+53.3%

105State Departmenet Federal Credit Union38$10.1M0.1%

+13.3%

106MainStreet Bank10$9.3M0.1%

−70.9%

107Kind Lending13$8.5M0.1%

+30.1%

108Wesbanco Bank17$8.5M0.1%

+20.2%

109Fifth Third Bank6$8.4M0.1%

+410.0%

110First Citizens Bank & Trust8$8.2M0.1%

+37.6%

111Amerisave Mortgage44$8.2M0.1%

+68.4%

112Carrington Mortgage Services12$8.1M0.1%

+60.8%

113Luminate Bank14$7.9M0.1%—

114HomeXpress Mortgage17$7.7M0.1%

+109.9%

115Lafayette Federal Credit Union30$7.6M0.1%

+22.4%

116LendingOne16$7.6M0.1%

+11.1%

117Logan Finance9$7.4M0.1%

−21.3%

118A&D Mortgage16$7.3M0.1%

+91.9%

119Presidential Bank12$7.2M0.1%

−36.7%

120Champions Funding11$7.2M0.1%

+1516.9%

121CV3 Financial Services12$7.0M0.1%—

122Peoples Security Bank and Trust Company1$7.0M0.1%—

123First Federal Bank11$7.0M0.1%

+25.0%

124Cardinal Financial Company, Li14$6.9M0.1%

−3.6%

125Fidelity Direct Mortgage15$6.6M0.1%

+2.2%

126NVR Mortgage Finance11$6.6M0.1%

−28.7%

127Bank of Clarke2$6.5M0.1%

+244.1%

128Primis Bank1$6.5M0.1%—

129Finance of America Reverse9$6.4M0.1%

+56.9%

130Watermark Capital10$6.4M0.1%

+89.9%

131Pinnacle Bank10$6.3M0.1%

+101.3%

132Tri Pointe Connect8$6.3M0.1%—

133American Financial Resources12$6.1M0.1%

+555.9%

134BPL Mortgage14$6.0M0.1%

+166.2%

135American Financial Network14$5.9M0.1%

+9.9%

136Lakeview Loan Servicing15$5.9M0.1%

+272.5%

137Investor Mortgage Finance13$5.9M0.1%

+155.9%

138American Portfolio Mortgage8$5.8M0.1%

+26.5%

139Colliers Mortgage1$5.7M0.1%—

140RCN Capital12$5.7M0.1%

−18.0%

141Shore United Bank5$5.6M0.1%

+34.2%

142Change Lending10$5.6M0.1%

+482.2%

143BMO Harris Bank2$5.5M0.1%

−7.3%

144Union Home Mortgage11$5.4M0.1%

+12.8%

145Grandbridge Real Estate Capital1$5.4M0.1%

−96.0%

146Spring EQ35$5.3M0.1%

+197.8%

147PHH Mortgage10$5.3M0.1%

+207.8%

148Lakeview Community Capital9$5.2M0.1%

+180.7%

149Third Federal Savings & Loan25$5.2M0.1%

−28.6%

150Bny Mellon6$5.1M0.1%

+155.9%

151Longbridge Financial12$5.1M0.1%

−34.0%

152Nexera Holding11$5.0M0.1%

+21.8%

153AmWest Funding13$4.9M0.1%

+97.8%

154Angel Oak Mortgage Solutions6$4.8M0.1%

+8.4%

155The Freedom Bank of Virginia7$4.8M0.1%

−48.6%

156USAA Federal Savings Bank13$4.8M0.1%

−26.4%

157Dart Bank10$4.8M0.1%

+228.8%

158Sun West Mortgage9$4.8M0.1%

+82.7%

159Figure Lending37$4.8M0.1%

+55.6%

160Apple Federal Credit Union9$4.7M0.1%

+274.3%

161Primary Residential Mortgage10$4.7M0.1%

−25.8%

162HSBC Bank USA8$4.6M0.1%

−67.2%

163First Community Mortgage8$4.6M0.1%

−6.9%

164Churchill Mortgage7$4.5M0.1%

+6.8%

165Paramount Residential Mortgage7$4.4M0.1%

−0.3%

166Keystone Funding7$4.2M0.1%

+322.5%

167ResMac10$4.2M0.1%

+415.3%

168Village Capital & Investment7$4.1M0.1%

−33.1%

169HomeBridge Financial Services19$4.0M0.1%

+312.8%

170Easy Street Capital11$4.0M0.1%

+352.0%

171Ixonia Bank7$3.9M0.1%

+202.3%

172Ussfcu21$3.9M0.1%

+3.7%

173Nations Direct Mortgage4$3.8M0.1%

+292.8%

174Linkbank3$3.8M0.1%—

175Justice Federal Credit Union17$3.8M0.1%

+25.6%

176T2 Financial7$3.7M0.1%

+666.0%

177Waterstone Mortgage7$3.7M0.1%

+96.0%

178Raymond James Bank4$3.7M0.1%

+94.2%

179Alliant Credit Union8$3.6M0.1%

+79.7%

180The8$3.5M0.1%

+37.0%

181Citadel Servicing8$3.5M0.0%

−52.4%

182Center Street Lending Fund VIII SPE6$3.5M0.0%

−49.3%

183Genisys Credit Union1$3.4M0.0%—

184Northpointe Bank6$3.4M0.0%

+590.9%

185Home Savings & Trust Mortgage6$3.4M0.0%

+27.9%

186Plaza Home Mortgage9$3.4M0.0%

+0.4%

187Silver Hill Funding4$3.3M0.0%

+92.3%

188Equity Prime Mortgage6$3.2M0.0%

+335.1%

189Meridian Bank9$3.2M0.0%

+7.0%

190ReadyCap Commercial1$3.1M0.0%

+17.4%

191Waterman Bank2$3.1M0.0%—

192Tidewater Mortgage Services2$3.0M0.0%

+217.7%

193ClearEdge Lending4$3.0M0.0%

+57.3%

194AmeriHome Mortgage5$2.9M0.0%

+165.9%

195Strong Home Mortgage3$2.9M0.0%

−1.2%

196Lendsure Mortgage2$2.9M0.0%

−5.2%

197American Neighborhood Mortgage Acceptance7$2.8M0.0%

−66.0%

198AAA Capital Investment8$2.8M0.0%—

199Homestead Funding5$2.7M0.0%

+330.7%

200Arc Home5$2.7M0.0%

−3.0%

201Leader Bank5$2.7M0.0%—

202Fourleaf Federal Credit Union11$2.7M0.0%

−20.6%

203Capital Center6$2.6M0.0%

+73.8%

204Keybank3$2.6M0.0%

−20.5%

205City First Bank1$2.6M0.0%

−78.0%

206EMM Loans4$2.5M0.0%

−2.3%

207Oceanfirst Bank4$2.5M0.0%

−9.7%

208Sierra Pacific Mortgage6$2.4M0.0%

−24.8%

209Quorum Federal Credit Union7$2.4M0.0%

+152.6%

210Huntington National Bank3$2.4M0.0%

+583.1%

211NIH Federal Credit Union10$2.4M0.0%

+0.4%

212Regions Bank2$2.4M0.0%

−56.6%

213Northwest Federal Credit Union14$2.4M0.0%

+57.5%

214Select Lending Services6$2.4M0.0%—

215Calcon Mutual Mortgage5$2.3M0.0%

+204.6%

216Farmers Bank & Trust5$2.3M0.0%

−16.5%

217Somerset Trust Company4$2.3M0.0%

−24.0%

218Barrington Bank & Trust Company4$2.2M0.0%

−33.5%

219Peoples Bank4$2.2M0.0%

+2014.3%

220Highlands Residential Mortgage5$2.2M0.0%

+72.9%

221Affordable Mortgage Advisors2$2.2M0.0%

−40.2%

222Library of Congress Federal Credit Union16$2.2M0.0%

+25.9%

223Usalliance Federal Credit Union8$2.2M0.0%

−3.3%

224Bison State Bank3$2.2M0.0%—

225American Heritage Lending7$2.0M0.0%

+25.6%

226Oaktree Funding3$2.0M0.0%

+239.2%

227Bank of Colorado1$1.9M0.0%—

228NASA Federal Credit Union14$1.9M0.0%

+217.6%

229RPE Home5$1.9M0.0%

−35.2%

230PrimeLending3$1.8M0.0%

−64.7%

231C&F Mortgage2$1.8M0.0%

+89.5%

232First Option Mortgage5$1.8M0.0%

+408.5%

233Flexpoint2$1.8M0.0%—

234Nicolet National Bank1$1.8M0.0%—

235Colorado3$1.7M0.0%

+59.2%

236Firstbank1$1.7M0.0%—

237Stifel Bank & Trust3$1.7M0.0%

−55.8%

238Ithink Financial Credit Union1$1.7M0.0%

−11.5%

239American Financing5$1.6M0.0%—

240Bay Capital Mortgage2$1.6M0.0%

+83.1%

241Norwich Commercial Group2$1.6M0.0%

−42.2%

242NRL Federal Credit Union6$1.6M0.0%

+51.9%

243Nexbank4$1.6M0.0%

−44.5%

244American Internet Mortgage3$1.6M0.0%—

245Southern Trust Mortgage3$1.6M0.0%

−13.4%

246Universal Mortgage & Finance4$1.5M0.0%—

247Primis Bank2$1.5M0.0%—

248Suma Federal Credit Union1$1.5M0.0%—

249Encompass Lending Group, L.P2$1.5M0.0%—

250CoreVestAmericanFinanceLenderLLC2$1.5M0.0%—

251West Bank1$1.5M0.0%—

252East Coast Capital3$1.4M0.0%—

253Plains Commerce Bank2$1.4M0.0%

−67.4%

254Archwest Funding1$1.4M0.0%—

255The Mortgage Link2$1.4M0.0%

−58.2%

256Middletown Valley Bank1$1.4M0.0%—

257Das Acquisition2$1.4M0.0%

−65.8%

258Horizon Bank1$1.4M0.0%—

259Paramount Bank2$1.3M0.0%

+309.2%

260First Colony Mortgage Corporat2$1.3M0.0%—

261Instamortgage2$1.3M0.0%—

262Geneva Financial4$1.3M0.0%

+418.4%

263RCN Capital2$1.3M0.0%

−63.9%

264Orrstown Bank1$1.3M0.0%—

265City Lending3$1.2M0.0%

−17.7%

266First Alliance Home Mortgage2$1.2M0.0%

+90.7%

267MortgageOne1$1.2M0.0%—

268Flagstar Bank2$1.2M0.0%

−86.2%

269Founders Federal Credit Union1$1.2M0.0%—

270Chevron Federal Credit Union2$1.2M0.0%—

271Resicentral3$1.2M0.0%

+67.9%

272First National Bank of America4$1.2M0.0%

+33.7%

273All Credit Considered Mortgage2$1.2M0.0%

+10.4%

274Churchill Funding I2$1.2M0.0%—

275Citizens and Farmers Bank1$1.2M0.0%—

276Nationwide Mortgage Bankers2$1.1M0.0%

+67.2%

277Educational Systems FCU7$1.1M0.0%

−35.4%

278United Mortgage2$1.1M0.0%—

279Chain Bridge Bank1$1.1M0.0%

−58.3%

280Woodsboro Bank1$1.1M0.0%—

281Emporium Tpo4$1.1M0.0%

−71.4%

282North American Savings Bank2$1.1M0.0%—

283Member Advantage Mortgage1$1.1M0.0%

+334.7%

284Luminate Home Loans1$1.1M0.0%

−91.1%

285Builder Finance1$1.0M0.0%—

286Premia Mortgage1$1.0M0.0%

+49.6%

287Guidance Residential4$1.0M0.0%

+18.6%

288Constructive Loans2$1.0M0.0%

−4.3%

289MortgageCountry2$970K0.0%

+173.2%

290Andrews Federal Credit Union4$960K0.0%

−59.8%

291First Horizon Bank2$960K0.0%—

2921st Advantage Federal Credit U1$955K0.0%—

293D. L. Evans Bank1$945K0.0%

+67.3%

294The Central Trust Bank2$940K0.0%

−64.7%

295Rain City Capital1$935K0.0%—

296Cake Mortgage1$915K0.0%—

297Lima One Capital2$910K0.0%

−91.2%

298Service Federal Credit Union2$910K0.0%—

299American Pacific Mortgage3$905K0.0%

−64.6%

300Network Capital Funding1$895K0.0%

−12.7%

301Equity Resources2$870K0.0%

−45.8%

302Burke & Herbert BK & TR2$860K0.0%

−83.0%

303Geo-Corp2$860K0.0%—

304Obsidian Financial Services2$830K0.0%—

305Chartway FCU1$815K0.0%—

306Verus1$805K0.0%—

307Pike Creek Mortgage Services1$795K0.0%—

308VanDyk Mortgage1$795K0.0%

+1.3%

309Go Mortgage2$780K0.0%—

310Northwest Bank1$775K0.0%—

311Aurora Financial1$775K0.0%

−18.4%

312SouthState Bank1$755K0.0%—

313FedChoice Federal Credit Union6$750K0.0%

+6.4%

314Central Bank1$745K0.0%—

315RF Renovo Management2$740K0.0%

−92.1%

316Transportation Federal Credit Union5$705K0.0%

+261.5%

317Towne Mortgage2$700K0.0%

+72.8%

318Gateway First Bank1$685K0.0%—

319Liberty Federal Credit Union1$685K0.0%—

320Cornerstone Capital Bank2$680K0.0%

−45.8%

321Texana Bank2$670K0.0%

+5.5%

322Evolve Bank & Trust2$660K0.0%

−50.0%

323Nationwide Equities1$645K0.0%

−13.4%

324Land Home Financial Services2$630K0.0%

+121.1%

325Bayshore Mortgage Funding2$620K0.0%

−64.1%

326RoundPoint Mortgage Servicing2$610K0.0%

−15.9%

327Mortgage Equity Partners2$610K0.0%

+4.3%

328Success Mortgage Partners2$610K0.0%

−50.6%

329Harford Bank1$605K0.0%—

330Total Mortgage Services2$600K0.0%

−7.7%

331Nmsi1$585K0.0%—

332Magnolia Bank1$585K0.0%

−59.9%

333Reliance First Capital1$585K0.0%—

334First Western Trust Bank1$575K0.0%—

335Delta Community Credit Union1$575K0.0%

+259.4%

336North Shore Trust & Savings1$555K0.0%—

337Advancial Federal Credit Union1$545K0.0%—

338Everett Financial2$540K0.0%

−83.7%

339Virginia National Bank1$535K0.0%

−79.8%

340The Money Store3$525K0.0%—

341Stanford Federal Credit Union1$525K0.0%—

342Smartfi Home Loans1$505K0.0%—

343Kish Bank1$505K0.0%—

344My Mortgage2$490K0.0%

−16.2%

345Legend Lending1$485K0.0%—

346Merchants Mortgage & Trust1$485K0.0%

−79.0%

347Together Credit Union1$475K0.0%—

348Stride Bank2$470K0.0%—

349The Bank of Fayette County1$465K0.0%—

350Loanunited.Com1$465K0.0%

+31.0%

351Weichert Financial Services1$435K0.0%

+148.6%

352CommonWealth One Federal Credit Union6$420K0.0%

−32.3%

353New Day Financial2$420K0.0%

−47.8%

354Agriculture Federal Credit Union5$415K0.0%

+144.1%

355Old National Bank1$415K0.0%—

356Dollar Bank1$415K0.0%—

357Axos Bank1$405K0.0%

−56.2%

358Liberty Home Mortgage1$405K0.0%—

359Michigan Mutual1$395K0.0%

−88.4%

360Gold Star Mortgage Financial Group1$385K0.0%

−65.3%

361radius financial group1$385K0.0%—

362Northrop Grumman Federal Credit Union2$380K0.0%

−9.5%

363Shoreham Bank1$375K0.0%

−65.9%

364BOKF1$375K0.0%

−39.0%

365Delmar Financial1$355K0.0%

−41.3%

3661st Financial1$355K0.0%

−23.7%

367University Bank1$355K0.0%—

368First Savings Bank1$355K0.0%—

369Traditional Mortgage Acceptance2$350K0.0%

+48.9%

370Mid-Atlantic FCU2$350K0.0%

+55.6%

371Lebanon FCU1$345K0.0%—

372Vista Point Mortgage1$335K0.0%—

373Summit Funding1$335K0.0%—

374Prince Georges Community FCU3$325K0.0%—

375Cazle Mortgage1$325K0.0%

−82.9%

376STG Mortgage1$325K0.0%—

377CityWorth Mortgage1$325K0.0%—

378Emet Lending Group1$325K0.0%

−77.4%

379The First National Bank and Trust Company of Broke1$325K0.0%—

380Allied Mortgage Group1$325K0.0%

−9.7%

381Securityplus FCU1$325K0.0%—

382Discover Bank3$315K0.0%

−84.3%

383Affinity Federal Credit Union1$315K0.0%—

384BayVanguard Bank1$315K0.0%—

385Digital Federal Credit Union1$305K0.0%—

386Hiawatha National Bank1$305K0.0%—

387NQM Funding1$295K0.0%—

388Servis One1$295K0.0%—

389Conventus Lending1$295K0.0%

−88.2%

390Cornerstone First Mortgage1$285K0.0%

−93.7%

391Johns Hopkins FCU1$285K0.0%

+62.9%

392Beeline Loans1$285K0.0%

−40.0%

393Inb1$275K0.0%—

394Ennkar1$265K0.0%—

395Signature Federal Credit Union1$255K0.0%

+292.3%

396Democracy Federal Credit Union1$235K0.0%

−73.9%

397Bank of Whittier1$235K0.0%—

398South River Mortgage1$225K0.0%

−32.8%

399Academy Bank1$225K0.0%—

400Home Mortgage Alliance Corp (Hmac)1$215K0.0%

−27.1%

401First Technology Federal Credit Union1$205K0.0%

+115.8%

402Hartford Funding1$205K0.0%—

403Goodleap2$190K0.0%

+65.2%

404Afl-Cio Ecu2$180K0.0%

+16.1%

405CNB Mortgage1$165K0.0%—

406Allegacy Federal Credit Union1$165K0.0%

−58.8%

407Royal Pacific Funding1$125K0.0%

−80.5%

408Farmers Insurance Federal Credit Union1$115K0.0%—

409Self Reliance (NY) FCU1$115K0.0%—

410American Airlines Federal Cred1$105K0.0%

−94.5%

411PFN Lending Group1$105K0.0%

−93.7%

412Mission Loans1$105K0.0%—

413Valon Mortgage1$55K0.0%

−64.5%

414Quontic Bank0———

415Connexus Credit Union0———

416ABL RPC Residential Credit Acquisition0———

417New York University Federal Credit Union0———

418Metro City Bank0———

419Luxury Mortgage0———

420Ice Lender Holdings0———

421Pathways Financial Credit Union0———

422MidFirst Bank0———

423SkyPoint FCU0———

424Woori America Bank0———

425Ark-La-Tex Financial Services0———

426Georgia's Own Credit Union0———

427Campus Federal Credit Union0———

428Communityamerica Federal Credit Union0———

429Hanscom Federal Credit Union0———

430Interstate Home Loan Center0———

431APL Federal Credit Union0———

432Provident Funding Associates0———

433Click n' Close0———

434Aberdeen Proving Ground FCU0———

435WSFS bank0———

436Acrisure Mortgage0———

437First Carolina Bank0———

438American Bank of Commerce0———

439Armed Forces Bank0———

440Data Mortgage0———

441Genway Home Mortgage0———

442JMAC Lending0———

443Arbor Realty Trust0———

444Ally Bank0———

445Fay Servicing0———

446Absolute Home Mortgage0———

447Vantage Credit Union0———

448American Security Mortgage Cor0———

449Redwood Residential Acquisition0———

450Panorama Mortgage Group0———

451Arkansas Federal Credit Union0———

452Berkeley Point Capital0———

453Wings Financial Credit Union0———

454California Credit Union0———

455Patriot FCU0———

456Atlanta Postal Credit Union0———

457City National Bank of WV0———

458Tib0———

459Contour Mortgage0———

460Central One Federal Credit Union0———

461Elements Financial Federal Cre0———

462Potomac Bank0———

463Liberty Bank0———

464Mortgage Solutions of Colorado0———

465Saxton Mortgage0———

466Ony Glo0———

467Teachers Federal Credit Union0———

468Canandaigua National Bank & Trust0———

469UMassFive College Federal Credit Union0———

470Baxter Credit Union0———

471BoxCar Mortgage0———

472Suncoast Credit Union0———

473St. Charles Bank & Trust Company0———

474Space Coast Credit Union0———

475Truliant Federal Credit Union0———

476Merchants Bank of Indiana0———

477Municipal Employees Credit Union0———

478Citadel Federal Credit Union0———

479Servbank0———

480Truwest Credit Union0———

481Everbank0———

482The Northern Trust Co0———

483Milo Credit0———

484Arvest Bank0———

485Valley National Bank0———

486Firstrust Savings Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the District of Columbia state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for District of Columbia in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations9,300$7B100.0%— the widest basis

1-4 family dwellings9,149$5.3B75.3%5+ unit multifamily · 151 loans · $1.73B

1-4 family, first lien7,498$5B71.1%junior and subordinate liens · 1,651 loans · $297.7M

1-4 family, first lien, closed-end(disclosure only)7,304$4.9B70.3%home-equity lines of credit · 194 loans · $54.1M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)6,549$4.4B63.5%business-purpose loans and reverse mortgages · 755 loans · $478.2M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in District of Columbia

Mortgage lending by county — 1 with enough origination volume to profile, largest first

District of Columbia 9,229

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

District of Columbia in the full MortRadar app

District of Columbia market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts District of Columbia state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. District of Columbia figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.