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Market/State markets/Delaware

STATE MARKET PROFILE · HMDA PUBLIC DATA

Delaware mortgage market

Who lends in Delaware, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 20182025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$8.05B

+14.8% vs 2024

Origination volumeSum of loan amount over HMDA records with action taken = 1.2024: $7.01B

Originations · 2025

27,033

+11.3% vs 2024

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$8.05B in volume

Denial rate · 2025

18.2%

denied / actioned
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).U.S.: 18.0%

HMDA reporters · 2025

558

HMDA reporters
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.2024: 538 reporters

Rank among states & territories

#44

of 54 states & territories by volume

Delaware's rank by origination volume in 2025

Share of U.S. volume

0.3%

U.S. $2.41T

Share of national origination volume

Median loan amount

$265K

U.S. $245K

Midpoint-rounded median loan amount on originations

Top lender

Rocket Mortgage

5.3% of the state

$427.8M originated in Delaware, 2025

MARKET SHARE

Rocket Mortgage led Delaware in 2025 with $427.8M — 5.3% of the state's disclosed volume. Delaware ranks #44 of 54 states & territories by origination volume, 0.3% of the national total. Statewide volume rose +14.8% from 2024.

Origination volume by year

Delaware dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase52%Purchase · 52%14,078
Refinance29%Refinance · 29%7,906
Other purposes19%Other purposes · 19%5,049

Denial rate by year

Delaware vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional78%Conventional · 78%20,975
FHA14%FHA · 14%3,878
VA8%VA · 8%2,123
USDA / RHS0%USDA / RHS · 0%57

Lenders in Delaware · 2025

All 558 lenders that reported in Delaware, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

1Rocket Mortgage1,788$427.8M5.3%

+23.1%

2Pike Creek Mortgage Services1,176$390.2M4.8%

+26.9%

3NVR Mortgage Finance1,001$379.0M4.7%

+9.2%

4United Wholesale Mortgage1,017$360.4M4.5%

+57.7%

5WSFS bank1,210$289.0M3.6%

+24.0%

6loanDepot569$200.3M2.5%

+4.7%

7Meridian Bank640$199.3M2.5%

+14.3%

8Keystone Funding586$198.0M2.5%

+36.9%

9Guild Mortgage546$182.6M2.3%

+25.7%

10Citizens Bank972$176.6M2.2%

+31.6%

11Lennar Mortgage449$157.6M2.0%

+23.4%

12K. Hovnanian American Mortgage364$153.5M1.9%

+14.9%

13CMG Mortgage338$147.2M1.8%

+13.4%

14CrossCountry Mortgage408$146.2M1.8%

+42.4%

15PNC Bank867$136.4M1.7%

−25.3%

16Prosperity Home Mortgage383$135.4M1.7%

−13.8%

17JPMorgan Chase Bank301$129.4M1.6%

+51.6%

18M&T Bank767$127.5M1.6%

+13.9%

19PennyMac Loan Services483$124.4M1.5%

+50.5%

20Fairway Independent Mortgage300$119.8M1.5%

+6.8%

21Freedom Mortgage332$118.3M1.5%

+24.9%

22NewRez344$101.9M1.3%

+8.4%

23Fulton Bank289$99.8M1.2%

+32.1%

24Capital Bank225$98.1M1.2%

+24.7%

25Luminate Bank277$93.9M1.2%
26Movement Mortgage278$90.1M1.1%

+12.2%

27Bank of America338$88.7M1.1%

+5.4%

28DHI Mortgage261$82.7M1.0%

−27.4%

29Embrace Home Loans215$80.4M1.0%

+135.8%

30Navy Federal Credit Union344$78.3M1.0%

−3.7%

31Mortgage Research Center206$76.8M1.0%

+0.4%

32Wells Fargo Bank185$70.1M0.9%

+2.9%

33American Neighborhood Mortgage Acceptance197$64.7M0.8%

−7.0%

34New American Funding206$64.4M0.8%

+21.3%

35Del-One Federal Credti Union486$57.7M0.7%

−8.0%

36TD Bank236$54.3M0.7%

−13.3%

37Nation One Mortgage Corporatio166$52.8M0.7%

−13.4%

38Berkadia Commercial Mortgage1$50.2M0.6%

+32.8%

39Primary Residential Mortgage223$49.7M0.6%

+5.4%

40The Money Store122$48.0M0.6%

+116.6%

41Greystone Servicing1$46.1M0.6%

+90.5%

42Guaranteed Rate120$44.9M0.6%

+40.6%

43Tidewater Mortgage Services135$41.8M0.5%

−8.6%

44Shore United Bank129$40.7M0.5%

+73.4%

45Nationstar Mortgage230$39.7M0.5%

+3.8%

46Truist Bank84$39.0M0.5%

+18.3%

47Morgan Stanley Private Bank46$36.4M0.5%

+22.1%

48Arbor Realty Trust3$35.4M0.4%

+136.0%

49NFM95$34.2M0.4%

+3.5%

50Union Home Mortgage90$32.9M0.4%

+628.5%

51The Loan Store106$32.3M0.4%

+98.6%

52Artisans' Bank101$31.3M0.4%

+45.1%

53American Pacific Mortgage101$31.2M0.4%

+337.9%

54First Home Mortgage74$29.7M0.4%

+62.5%

55Colorado84$29.6M0.4%

−3.9%

56Amerisave Mortgage183$29.0M0.4%

+82.9%

57Guaranteed Rate Affinity70$28.4M0.4%

−23.3%

58Constructive Loans136$28.2M0.4%

+248.8%

59Mutual of Omaha Mortgage93$27.3M0.3%

+19.9%

60Walker & Dunlop2$26.4M0.3%

−57.8%

61Citibank30$25.9M0.3%

+11.6%

62First National Bank of Pennsylvania50$25.6M0.3%

−20.8%

63Lower71$22.9M0.3%

+12.8%

64Direct Mortgage Loans63$22.8M0.3%

+36.8%

65Absolute Home Mortgage75$22.1M0.3%

−1.5%

66Lakeview Loan Servicing98$21.6M0.3%

+62.3%

67PrimeLending54$21.3M0.3%

+7.1%

68First Shore Federal Savings and Loan Association125$21.3M0.3%

+18.3%

69First Community Mortgage57$20.4M0.3%

+30.0%

70Northpointe Bank58$20.1M0.3%

+58.9%

71Dover Federal Credit Union138$19.8M0.2%

+22.1%

72Paramount Residential Mortgage37$18.8M0.2%

+180.3%

73American Financial Resources56$18.6M0.2%

+127.2%

74The48$17.9M0.2%

+25.0%

75Pentagon Federal Credit Union61$17.6M0.2%

+11.8%

76Village Capital & Investment46$17.4M0.2%

−2.2%

77Dexsta Federal Credit Union157$16.6M0.2%

+15.9%

78Ark-La-Tex Financial Services53$16.5M0.2%

+16.3%

79Charles Schwab Bank20$16.2M0.2%

+146.7%

80Tidemark Federal Credit Union56$15.8M0.2%

−17.3%

81Sofi Bank78$15.7M0.2%

+156.8%

82USAA Federal Savings Bank44$15.4M0.2%

+21.6%

83U.S. Bank30$15.2M0.2%

−25.5%

84Police and Fire Federal Credit Union102$15.2M0.2%

+53.4%

85RCN Capital73$14.7M0.2%

−27.9%

86AmeriHome Mortgage43$14.3M0.2%

+130.1%

87New Day Financial44$14.3M0.2%

+11.3%

88TruMark Financial Credit Union61$14.1M0.2%

+106.8%

89Carrington Mortgage Services78$14.0M0.2%

+7.6%

90Kiavi Funding57$13.8M0.2%
91Spring EQ167$13.7M0.2%

−7.5%

92Better Mortgage60$13.4M0.2%

−4.4%

93Tower Federal Credit Union61$13.2M0.2%

+4.9%

94Equity Prime Mortgage42$13.0M0.2%

+37.2%

95Allied Mortgage Group41$13.0M0.2%

−25.7%

96Sage Home Loans30$12.9M0.2%
97Plains Commerce Bank33$12.9M0.2%

+39.1%

98Linkbank27$12.7M0.2%

+2.0%

99Plaza Home Mortgage43$12.5M0.2%

−4.4%

100First Alliance Home Mortgage24$12.3M0.2%

+268.3%

101Sun East Federal Credit Union92$12.1M0.1%

+107.9%

102Nations Lending26$12.0M0.1%

−47.1%

103Kind Lending37$11.6M0.1%

−25.4%

104EMM Loans34$11.3M0.1%

−24.0%

105NBKC Bank26$11.0M0.1%

−11.3%

106Toll Brothers Mortgage21$10.9M0.1%

−24.7%

107PHH Mortgage39$10.9M0.1%

+41.2%

108Nations Direct Mortgage25$10.9M0.1%

+138.3%

109Bayshore Mortgage Funding39$10.5M0.1%

+41.2%

110AmWest Funding35$10.5M0.1%

+64.3%

111Planet Home Lending31$10.4M0.1%

+31.3%

112RF Renovo Management45$10.3M0.1%

+124.9%

113Horizon Farm Credit, ACA35$9.8M0.1%

+51.0%

114Figure Lending120$9.8M0.1%

+125.4%

115American Financial Network30$9.7M0.1%

+154.5%

116MDE Home Loans22$9.5M0.1%

−41.3%

117Aberdeen Proving Ground FCU77$9.4M0.1%

+5.5%

118Filo Mortgage21$9.1M0.1%

+42.7%

119Franklin Mint Federal Credit Union82$9.1M0.1%

−0.1%

120Guidance Residential23$8.9M0.1%

+106.3%

121New Federal Mortgage28$8.8M0.1%

−14.5%

122First Citizens Community Bank18$8.8M0.1%

−14.3%

123Atlantic Coast Mortgage22$8.7M0.1%

+44.7%

124Sierra Pacific Mortgage25$8.6M0.1%

+89.8%

125Loan Funder23$8.4M0.1%

−43.6%

126Envoy Mortgage29$8.4M0.1%

−24.9%

127Citadel Federal Credit Union65$8.3M0.1%

−11.3%

128UBS Bank USA9$8.3M0.1%

−26.9%

129Deephaven Mortgage37$8.3M0.1%

−16.3%

130Luminate Home Loans27$8.2M0.1%

−81.1%

131Cardinal Financial Company, Li30$8.2M0.1%

−79.3%

132TowneBank22$8.1M0.1%

+11.4%

133A&D Mortgage26$8.0M0.1%

+249.1%

134The Farmers Bank of Willards26$7.7M0.1%

−8.8%

135Sun West Mortgage15$7.4M0.1%

+30.1%

136Goodleap52$7.0M0.1%

+18.5%

137Dominion Financial Services32$6.9M0.1%

+36.3%

138First Citizens Bank & Trust3$6.9M0.1%
139M&T Realty Capital1$6.8M0.1%

−19.2%

140Zillow Home Loans19$6.6M0.1%

+73.3%

141State Employees Credit Union of MD37$6.6M0.1%

−24.7%

142Parke Bank15$6.6M0.1%

+97.5%

143SWBC Mortgage9$6.6M0.1%

+274.7%

144Discover Bank76$6.5M0.1%

−69.0%

145OCMBC19$6.3M0.1%

+33.3%

146HomeBridge Financial Services41$6.3M0.1%

−10.4%

147Hometown Equity Mortgage17$6.3M0.1%

+671.2%

148American Federal Mortgage15$6.3M0.1%

+70.9%

149BPL Mortgage41$6.1M0.1%

+161.2%

150American Heritage Federal Credit Union30$5.9M0.1%

+124.9%

151BayVanguard Bank7$5.8M0.1%

+1943.9%

152First Heritage Mortgage9$5.8M0.1%

+292.9%

153Mortgage Equity Partners14$5.7M0.1%

+11.2%

154Champions Funding22$5.7M0.1%

+181.8%

155Calvin B. Taylor Banking13$5.6M0.1%

+23.5%

156Nexera Holding19$5.6M0.1%

+78.1%

157Oceanfirst Bank11$5.5M0.1%

+153.8%

158Citadel Servicing15$5.5M0.1%

+42.1%

159Jonestown Bank & Trust Co1$5.5M0.1%
160Angel Oak Mortgage Solutions17$5.4M0.1%

+51.8%

161Triad Financial Services51$5.3M0.1%

+90.2%

162Affordable Mortgage Advisors15$5.3M0.1%
163Credit Human Federal Credit Un46$5.3M0.1%

−10.5%

164Abnb Federal Credit Union10$5.2M0.1%
165HomeXpress Mortgage21$5.1M0.1%

+88.1%

166Lakeview Community Capital16$5.1M0.1%

+112.4%

167First Savings Mortgage12$5.1M0.1%

−0.9%

168American Heritage Lending16$5.1M0.1%

+113.9%

169Nationwide Mortgage Bankers12$5.0M0.1%

+169.3%

170Fidelity Direct Mortgage14$5.0M0.1%

+93.1%

171Weichert Financial Services11$5.0M0.1%

+43.9%

172First Heritage Financial14$5.0M0.1%

+289.8%

173First Federal Bank11$4.9M0.1%

−8.0%

174Atlantic Union Bank13$4.9M0.1%
175Acrisure Mortgage9$4.9M0.1%
176State Financial Network14$4.8M0.1%

+64.1%

177Velocity Commercial Capital21$4.7M0.1%

+64.7%

178Phoenixville Federal Bank & Trust1$4.7M0.1%
179Credit Union Mortgage Associat13$4.6M0.1%

+16.6%

180Vanderbilt Mortgage & Finance40$4.6M0.1%

+26.9%

181Change Lending13$4.6M0.1%

+170.1%

182Cornerstone First Mortgage17$4.6M0.1%

+197.7%

183Raymond James Bank2$4.5M0.1%

−53.3%

184Stifel Bank & Trust9$4.5M0.1%

−23.8%

185Iron Workers Bank2$4.3M0.1%
18621st Mortgage48$4.3M0.1%

−4.8%

187Bay Capital Mortgage12$4.3M0.1%

−4.8%

188S&T Bank4$4.2M0.1%

+802.1%

189Magnolia Bank11$4.0M0.1%

−80.3%

190Das Acquisition9$4.0M0.0%

−11.1%

191Orrstown Bank9$4.0M0.0%

+159.0%

192STG Mortgage10$3.8M0.0%

+1025.4%

193Premia Mortgage7$3.7M0.0%

+21.1%

194Loanunited.Com12$3.7M0.0%

+302.2%

195First National Bank of America15$3.6M0.0%

−8.8%

196Reliance First Capital13$3.6M0.0%

−38.6%

197United Bank VA7$3.6M0.0%

+51.3%

198First Colony Mortgage Corporat10$3.5M0.0%

+28.8%

199Mortgage Solutions of Colorado9$3.5M0.0%

+10.8%

200Intercoastal Mortgage7$3.4M0.0%

+313.9%

201Valon Mortgage25$3.4M0.0%

+511.8%

202Princeton Mortgage10$3.4M0.0%

+174.3%

203Success Lending12$3.3M0.0%

+427.0%

204Burke & Herbert BK & TR6$3.3M0.0%

+1092.7%

205Atlantic Bay Mortgage Group7$3.3M0.0%

−5.0%

206Ixonia Bank7$3.2M0.0%

+37.1%

207Huntington National Bank5$3.2M0.0%

−20.1%

208Success Mortgage Partners6$3.2M0.0%

+101.9%

209Louviers Federal Credit Union32$3.2M0.0%

+10.1%

210Finance of America Reverse15$3.1M0.0%

−12.8%

211Longbridge Financial18$3.1M0.0%

+65.9%

212Barrington Bank & Trust Company10$3.1M0.0%

+11.7%

213Ameris Bank4$3.1M0.0%

−17.5%

214Evolve Bank & Trust9$3.1M0.0%

−94.2%

215Verus9$3.1M0.0%
216Gold Star Mortgage Financial Group11$3.1M0.0%

−4.1%

217Congressional Federal Credit Union5$3.0M0.0%

+201.5%

218Acre Mortgage & Financial7$3.0M0.0%

−52.9%

219Oaktree Funding7$3.0M0.0%

+12.7%

220PGIM Real Estate Agency Financing1$3.0M0.0%

−82.7%

221Firstrust Savings Bank11$2.9M0.0%

−15.2%

222Farmers Bank & Trust6$2.9M0.0%

−7.2%

223Bny Mellon2$2.9M0.0%

+15.9%

224MortgageCountry6$2.9M0.0%

+3.4%

225Digital Federal Credit Union8$2.8M0.0%

−29.3%

226American Internet Mortgage10$2.7M0.0%

+448.5%

227LendingOne15$2.6M0.0%

−0.2%

228Point Breeze Credit Union7$2.6M0.0%

+13.4%

229Beeline Loans12$2.6M0.0%

+752.5%

230Queenstown Bank of Maryland4$2.6M0.0%

+919.6%

231Acnb Bank4$2.6M0.0%
232Vellum Mortgage8$2.5M0.0%

+2328.6%

233Ivy Mortgage7$2.5M0.0%

+104.5%

234Chain Bridge Bank1$2.5M0.0%
235The Northern Trust Co1$2.5M0.0%
236Everett Financial6$2.5M0.0%

−21.1%

237Dart Bank7$2.5M0.0%

+583.6%

238General Mortgage Capital6$2.5M0.0%

+35.3%

239Advancial Federal Credit Union4$2.4M0.0%

+1995.7%

240Usalliance Federal Credit Union12$2.4M0.0%

+48.0%

241Presidential Bank6$2.4M0.0%

−9.7%

242Presence BANK2$2.4M0.0%

+7.4%

243Go Mortgage8$2.3M0.0%

−31.2%

244Lima One Capital15$2.3M0.0%

−14.6%

245Philadelphia Federal Credit Un24$2.3M0.0%

−17.3%

2461st Colonial Community Bank2$2.3M0.0%
247Fourleaf Federal Credit Union20$2.3M0.0%

−34.1%

248Bay Equity7$2.3M0.0%

−65.1%

249Mid Penn Bank8$2.2M0.0%

−24.3%

250Logan Finance8$2.2M0.0%

−20.8%

251Pinnacle Bank4$2.1M0.0%
252GTE Federal Credit Union16$2.1M0.0%

−18.6%

253Alliant Credit Union6$2.1M0.0%

+44.6%

254Hebron Savings Bank4$2.0M0.0%

−33.9%

255Bison State Bank4$2.0M0.0%
256United Nations Federal Credit Union5$2.0M0.0%

−43.8%

257Farmers and Merchants Bank2$2.0M0.0%

+55.6%

258Emporium Tpo9$2.0M0.0%

+66.0%

259SIRVA Mortgage4$2.0M0.0%
260Quorum Federal Credit Union17$1.9M0.0%

+238.3%

261Ice Lender Holdings9$1.9M0.0%

−44.8%

262Mortgage America7$1.9M0.0%

−61.1%

263Quontic Bank5$1.9M0.0%

−10.7%

264United Trust Bank6$1.9M0.0%

+70.8%

265Delaware State Police FCU26$1.9M0.0%

−30.2%

266Bank Fund Staff Federal Credit8$1.9M0.0%

+22.4%

267Sharon Bank3$1.8M0.0%
268Customers Bank5$1.8M0.0%
269CV3 Financial Services12$1.8M0.0%
270Philadelphia Mortgage Advisors4$1.8M0.0%

+59.6%

271T2 Financial5$1.8M0.0%

+60.4%

272Leaderone Financial5$1.8M0.0%

+405.6%

273Affinity Federal Credit Union9$1.8M0.0%

+87.7%

274Old National Bank5$1.7M0.0%

+164.4%

275Univest Bank and Trust Co4$1.7M0.0%

−79.1%

276Summit Funding7$1.7M0.0%
277Meadowbrook Financial Mortgage Bankers6$1.7M0.0%

+214.0%

278Lendsure Mortgage6$1.7M0.0%

−36.5%

279Nexbank6$1.7M0.0%

−12.3%

280Municipal Employees Credit Union4$1.6M0.0%
281Peoples Bank1$1.6M0.0%
282Arc Home5$1.6M0.0%

−30.8%

283Aurora Financial5$1.6M0.0%

+240.9%

284Propell Credit Union9$1.6M0.0%

+218.2%

285Easy Street Capital7$1.6M0.0%

+303.8%

286Instamortgage3$1.6M0.0%

−66.0%

287NIH Federal Credit Union3$1.5M0.0%

+53.7%

288Integrity Home Mortgage3$1.5M0.0%
289Churchill Mortgage6$1.5M0.0%

−73.4%

290All Credit Considered Mortgage4$1.5M0.0%

+13.2%

291Lafayette Federal Credit Union4$1.5M0.0%

−45.1%

292First Central Savings Bank4$1.4M0.0%

+110.1%

293Texana Bank5$1.4M0.0%

−41.5%

294American Financing6$1.4M0.0%

−35.0%

295First Resource Bank4$1.4M0.0%

−57.1%

296Harford Bank4$1.4M0.0%

+1310.0%

297Peoples Bank3$1.4M0.0%

+213.5%

298Wesbanco Bank4$1.4M0.0%

−66.1%

299Churchill Funding I1$1.4M0.0%
300Waterstone Mortgage3$1.4M0.0%

−92.9%

301radius financial group5$1.3M0.0%

−57.6%

302Cazle Mortgage4$1.3M0.0%

−50.3%

303American Airlines Federal Cred7$1.3M0.0%

−12.6%

304Cake Mortgage2$1.3M0.0%
305UIF Corporation5$1.3M0.0%
306Ardent Federal Credit Union8$1.3M0.0%

+575.7%

307Teachers Federal Credit Union2$1.2M0.0%
308Members 1st FCU4$1.2M0.0%

+10.6%

309NQM Funding3$1.2M0.0%

−11.2%

310Armed Forces Bank3$1.2M0.0%

−57.3%

311RPE Home4$1.2M0.0%

−43.1%

312Homestead Funding4$1.2M0.0%

+114.5%

313Towne Mortgage3$1.1M0.0%

+48.7%

314Griffin Funding1$1.1M0.0%
315Greenwood Credit Union7$1.1M0.0%

−4.2%

316ABL RPC Residential Credit Acquisition5$1.1M0.0%

−32.4%

317Quaint Oak Mortgage4$1.1M0.0%

+54.8%

318RoundPoint Mortgage Servicing4$1.1M0.0%

−7.1%

319Northwest Federal Credit Union6$1.1M0.0%

+38.8%

320Real Genius2$1.1M0.0%
321United Mortgage2$1.1M0.0%

+134.8%

322Securitynational Mortgage2$1.0M0.0%
323Equity Resources4$1.0M0.0%

+81.8%

324Ardri3$995K0.0%
325OriginPoint4$960K0.0%

−56.0%

326Mission Loans4$950K0.0%

−5.0%

327Financial Freedom Mortgage4$940K0.0%

−57.7%

328TruHome Solutions3$935K0.0%

−8.8%

329Rapid Mortgage2$910K0.0%

+50.4%

330First Intercontinental Bank2$900K0.0%

+386.5%

331Tammac Holdings11$895K0.0%

+11.2%

332HomeTrust Bank5$895K0.0%

−41.3%

333Credence Funding3$895K0.0%

−58.5%

334Luxury Mortgage3$885K0.0%

+190.2%

335ClearEdge Lending3$885K0.0%

−56.5%

336Traditional Mortgage Acceptance6$870K0.0%

+500.0%

337First Savings Bank2$860K0.0%

−40.1%

338HomeSale Mortgage2$850K0.0%

+169.8%

339RCN Capital5$845K0.0%

−49.4%

340South River Mortgage6$840K0.0%

+211.1%

341Gateway First Bank2$840K0.0%

−51.9%

342City Lending2$840K0.0%

−69.1%

343Blue Ridge Bank1$805K0.0%

+257.8%

344Community First National Bank1$805K0.0%

+69.5%

345State Departmenet Federal Credit Union3$795K0.0%

+18.7%

346Community Powered FCU14$790K0.0%

−54.1%

347NJ Lenders2$790K0.0%

−80.6%

348Evergreen Bank Group5$785K0.0%

−60.2%

349MLB Residential Lending3$785K0.0%

+35.3%

350Genway Home Mortgage2$780K0.0%
351Southern Trust Mortgage1$765K0.0%
352First International Bank & Trust1$755K0.0%
353Royal Pacific Funding2$750K0.0%
354East Coast Capital3$735K0.0%

+172.2%

355Flagstar Bank4$710K0.0%

−95.2%

356Valley National Bank2$710K0.0%

+32.7%

357VanDyk Mortgage3$705K0.0%

+42.4%

358Hartford Funding1$705K0.0%
359First Technology Federal Credit Union3$685K0.0%

+38.4%

360Jarrettsville Federal Savings & Loan Association1$685K0.0%

−37.4%

361Lendz Financial3$675K0.0%

+229.3%

362The Mortgage Link2$670K0.0%

−25.1%

363Total Mortgage Services2$670K0.0%

+21.8%

364Crowdcopia3$665K0.0%
365Freedom Credit Uniton3$655K0.0%

−71.5%

366Sun Federal Credit Union5$645K0.0%

−56.0%

367Notre Dame Federal Credit Union3$605K0.0%
368Mid-Atlantic FCU1$605K0.0%
369NASA Federal Credit Union5$595K0.0%
370Axos Bank2$590K0.0%

−21.3%

371Northrop Grumman Federal Credit Union3$585K0.0%

+74.6%

372Superior Credit Union1$575K0.0%
373Advisors Mortgage Group2$570K0.0%

−70.5%

374Loansteady2$570K0.0%
375Summit Mortgage1$565K0.0%
376Baxter Credit Union4$560K0.0%

+67.2%

377Vista Point Mortgage2$560K0.0%

+128.6%

378Bond Street Mortgage2$560K0.0%

+15.5%

379Justice Federal Credit Union1$555K0.0%

+26.1%

380Riverfront FCU7$545K0.0%

+26.7%

381Andrews Federal Credit Union3$545K0.0%

+67.7%

382Old Dominion National Bank1$545K0.0%

−64.7%

383Bank of Little Rock Mortgage2$540K0.0%
384Obsidian Financial Services1$535K0.0%
385Regions Bank2$520K0.0%

−71.1%

386Temple View Capital Funding5$515K0.0%

−45.2%

387First Federal S&L of Lakewood1$515K0.0%
388BMO Harris Bank1$505K0.0%

−58.9%

389First Atlantic Federal Credit Union2$500K0.0%

+669.2%

390RBC Bank (Georgia)1$495K0.0%

+39.4%

391Peoples Security Bank and Trust Company1$495K0.0%

+19.3%

392Michigan Mutual1$485K0.0%

−94.4%

393Shoreham Bank20$480K0.0%

−13.5%

394Ballston Spa National Bank4$480K0.0%

−12.7%

395Conventus Lending2$470K0.0%
396Service Federal Credit Union3$465K0.0%

+102.2%

397Delmar Financial1$465K0.0%
398Self Reliance (NY) FCU2$460K0.0%
399Chevron Federal Credit Union2$460K0.0%
400Hanscom Federal Credit Union1$455K0.0%

+264.0%

401Merck Sharp and Dohme FCU1$455K0.0%

−21.6%

402Bank of Whittier1$445K0.0%

−6.3%

403Keybank1$445K0.0%

+584.6%

404First Credit Corporation of Ny3$435K0.0%
405The Ephrata National Bank1$435K0.0%

−13.0%

406Eagle One FCU4$430K0.0%

+16.2%

407BOKF1$425K0.0%
408Atlanta Postal Credit Union2$420K0.0%
409Home Mortgage Alliance Corp (Hmac)1$415K0.0%

−45.4%

410American Portfolio Mortgage1$415K0.0%

−2.4%

411Hyperion Bank1$415K0.0%
412Financial Resources Federal CR1$395K0.0%

−81.5%

413Ithink Financial Credit Union2$380K0.0%
414Educational Systems FCU5$375K0.0%

+38.9%

415Securityplus FCU1$375K0.0%

+2.7%

416Ussfcu2$370K0.0%

+138.7%

417Ally Bank1$365K0.0%

−80.7%

418Network Capital Funding1$365K0.0%
419North American Savings Bank1$365K0.0%

−87.1%

420My Mortgage1$365K0.0%

−51.0%

421Fifth Third Bank1$365K0.0%

−84.7%

422Leader Bank2$360K0.0%

−70.5%

423Universal Mortgage & Finance1$355K0.0%
424Contour Mortgage1$355K0.0%

−56.4%

425Genesis Capital2$350K0.0%
426Goprime Mortgage1$345K0.0%
427MassMutual FCU1$335K0.0%
428Red River Bank1$335K0.0%
429Norwich Commercial Group1$335K0.0%

−55.9%

430BoxCar Mortgage1$335K0.0%
431FedChoice Federal Credit Union3$325K0.0%

−17.7%

432Tompkins Community Bank1$325K0.0%

+10.2%

433MC Federal Credit Union1$325K0.0%
434Farmers and Merchants Trust Company of Chambersburg1$325K0.0%

−44.4%

435Click n' Close2$320K0.0%

−82.7%

436Old Second National Bank2$320K0.0%
437Coastal Community Bank5$315K0.0%
438Glendenning Mortgage1$315K0.0%
439Johns Hopkins FCU1$305K0.0%
440Canopy Mortgage1$295K0.0%

+90.3%

441Diamond Credit Union3$285K0.0%

−29.6%

442Idb Global Federal Credit Union1$285K0.0%

−29.6%

443Investor Mortgage Finance1$265K0.0%
444Transportation Federal Credit Union1$265K0.0%
445Primis Bank1$265K0.0%

−23.2%

446Peoples Mortgage1$265K0.0%

−70.6%

447APL Federal Credit Union2$260K0.0%

−51.9%

448Peake Federal Credit Union2$250K0.0%
449Ameritrust Mortgage1$245K0.0%
450Utilities Employees Credit Union3$235K0.0%

−87.4%

451Flexpoint1$225K0.0%
452JMAC Lending1$215K0.0%

−84.7%

453Credit Union of New Jersey1$215K0.0%

−24.6%

454Pennsville National Bank1$205K0.0%

−36.9%

455Popular Bank1$205K0.0%
456Suffolk Federal Credit Union1$205K0.0%
457First Horizon Bank1$205K0.0%
458TJC Mortgage2$200K0.0%

−95.6%

459Upper Darby Belltelco FCU3$195K0.0%

+178.6%

460Nmsi1$185K0.0%

−81.1%

461The People's Credit Union2$180K0.0%

−81.1%

462Deepwater Industries Federal Credit Union1$175K0.0%

+118.8%

463Greenbox Loans1$165K0.0%

−87.2%

464Civista Bank1$155K0.0%
465Cliffco1$155K0.0%

−87.0%

466AmeriChoice Federal Credit Union1$145K0.0%

−29.3%

467Clearview Federal Credit Union2$140K0.0%

−36.4%

468Prince Georges Community FCU1$135K0.0%

+28.6%

469Journey Bank1$135K0.0%
470Corning Credit Union2$130K0.0%

+420.0%

471Calcon Mutual Mortgage1$125K0.0%

−72.2%

472Signature Federal Credit Union1$125K0.0%

+127.3%

473Anchor Loans1$115K0.0%

−94.4%

474Connexus Credit Union2$100K0.0%

−60.0%

475Farmers Insurance Federal Credit Union1$85K0.0%
476Baycoast Bank1$65K0.0%

−84.3%

477Thrivent Bank1$55K0.0%
478United Federal Credit Union1$35K0.0%
479Genisys Credit Union1$35K0.0%
480Communityamerica Federal Credit Union1$25K0.0%
481Reliant Home Funding0
482Department of the Interior FCU0
483Kwik Mortgage0
484Archwest Funding0
485FM Home Loans0
486Tomo Mortgage0
487AAA Capital Investment0
488Absolute Mortgage & Lending0
489MidFirst Bank0
490Silver Hill Funding0
491National Cooperative Bank0
492Servis One0
493Southwest Stage Funding0
494Georgia's Own Credit Union0
495First Harvest Federal Credit Union0
496APCI Federal Credit Union0
497MortgageOne0
498Star USA Federal Credit Union0
499Premier Bank0
500US Mortgage0
5011st Advantage Federal Credit U0
502Nymeo Federal Credit Union0
503Oceanside Mortgage0
504Everence Federal Credit Union0
505Amres0
506KBR Heritage Federal Credit Union0
507America First Federal Credit Union0
508Member First Mortgage0
509Merchants Capital0
510Data Mortgage0
511EDIFI Credit Union0
512Bayfirst Financial0
513American Bancshares Mortgage0
514Redwood Residential Acquisition0
515Builder Finance0
516Unity Bank0
517Fox Communities Credit Union0
518Panorama Mortgage Group0
519Riegel FCU0
520Wings Financial Credit Union0
521ResMac0
522Countybank0
523Ponce Bank0
524Midflorida Credit Union0
525Tib0
526Flyhomes Mortgage0
527Fidelity Bank0
528Dollar Bank0
529CNB Bank0
530Chartway FCU0
531Mid-Island Mortgage0
532Stride Bank0
533Plainscapital Bank0
534Agriculture Federal Credit Union0
535NRL Federal Credit Union0
536Merck Employees FCU0
537State Employees' Credit Union0
538Proponent FCU0
539Allegacy Federal Credit Union0
540Inspire Federal Credit Union0
541Truliant Federal Credit Union0
542Skyla Federal Credit Union0
543Merchants Bank of Indiana0
544Apex Bank0
545Servbank0
546First Federal Bank0
547Citizens Equity First Credit U0
548MidAmerica National Bank0
549First Premier Bank0
550Florida Capital Bank0
551City National Bank0
552Zions Bancorporation0
553Marlin Mortgage Capital0
554Re Investment Loans0
555Arvest Bank0
556Goldman Sachs Bank USA0
557First National Bank of Omaha0
558First Commonwealth Bank0

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Delaware state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Delaware in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations27,033$8.1B100.0%— the widest basis
1-4 family dwellings26,987$7.8B97.2%5+ unit multifamily · 46 loans · $225.9M
1-4 family, first lien20,642$7.2B89.0%junior and subordinate liens · 6,345 loans · $659.4M
1-4 family, first lien, closed-end(disclosure only)19,249$6.9B85.5%home-equity lines of credit · 1,393 loans · $285.6M
1-4 family, first lien, closed-end, consumer-purpose(disclosure only)17,892$6.5B81.1%business-purpose loans and reverse mortgages · 1,357 loans · $349.0M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Delaware

Mortgage lending by county — 3 with enough origination volume to profile, largest first

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Attribution & methodology. Delaware figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 20182025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.