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Market/State markets/Idaho

STATE MARKET PROFILE · HMDA PUBLIC DATA

Idaho mortgage market

Who lends in Idaho, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$18.50B

+23.4% vs 2024

Origination volumeSum of loan amount over HMDA records with action taken = 1.2024: $14.98B

Originations · 2025

56,607

+18.3% vs 2024

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$18.50B in volume

Denial rate · 2025

14.5%

denied / actioned
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).U.S.: 18.0%

HMDA reporters · 2025

612

HMDA reporters
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.2024: 592 reporters

Rank among states & territories

#31

of 54 states & territories by volume

Idaho's rank by origination volume in 2025

Share of U.S. volume

0.8%

U.S. $2.41T

Share of national origination volume

Median loan amount

$285K

U.S. $245K

Midpoint-rounded median loan amount on originations

Top lender

Idaho Central Credit Union

13.0% of the state

$2.40B originated in Idaho, 2025
◈

MARKET SHARE

Idaho Central Credit Union led Idaho in 2025 with $2.40B — 13.0% of the state's disclosed volume. Idaho ranks #31 of 54 states & territories by origination volume, 0.8% of the national total. Statewide volume rose +23.4% from 2024.

Origination volume by year

Idaho dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase52%Purchase · 52%29,211
Refinance28%Refinance · 28%16,037
Other purposes20%Other purposes · 20%11,359

Denial rate by year

Idaho vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional79%Conventional · 79%44,645
FHA13%FHA · 13%7,082
VA8%VA · 8%4,740
USDA / RHS0%USDA / RHS · 0%140

Lenders in Idaho · 2025

All 612 lenders that reported in Idaho, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

1Idaho Central Credit Union9,871$2.40B13.0%

+27.0%

2United Wholesale Mortgage3,036$1.21B6.5%

+16.2%

3Rocket Mortgage3,398$958.4M5.2%

+26.3%

4Guild Mortgage1,757$556.7M3.0%

+11.4%

5Premier Mortgage Resources1,796$545.3M2.9%

+38.0%

6Glacier Bank977$409.5M2.2%

+33.5%

7U.S. Bank1,180$396.3M2.1%

+17.9%

8CMG Mortgage793$361.0M2.0%

+58.8%

9loanDepot1,119$349.3M1.9%

+31.4%

10Movement Mortgage787$271.5M1.5%

+9.3%

11PennyMac Loan Services760$267.7M1.4%

+59.2%

12Guaranteed Rate643$264.4M1.4%

+20.5%

13Evergreen Home Loans735$260.5M1.4%

+17.7%

14Fairway Independent Mortgage707$252.1M1.4%

+18.8%

15Kind Lending578$231.5M1.3%

+138.1%

16American Pacific Mortgage703$229.0M1.2%

+8.7%

17Zions Bancorporation517$218.4M1.2%

−15.2%

18Toll Brothers Mortgage535$215.1M1.2%

+35.4%

19JPMorgan Chase Bank329$208.9M1.1%

+82.7%

20Mortgage Research Center515$208.8M1.1%

+34.3%

21CrossCountry Mortgage492$204.2M1.1%

+68.4%

22Mountain America Federal Credit Union1,069$199.7M1.1%

+1.7%

23Synergy One Lending550$198.5M1.1%

−2.0%

24First733$180.3M1.0%

+29.5%

25Lennar Mortgage442$174.4M0.9%

+63.8%

26Freedom Mortgage432$161.7M0.9%

+57.1%

27D. L. Evans Bank533$158.5M0.9%

+15.6%

28The Loan Store413$152.1M0.8%

+103.1%

29First Colony Mortgage Corporat415$143.7M0.8%

−1.5%

30Eagle Bank and Trust Company428$140.8M0.8%

+19.6%

31Willamette Valley Bank356$131.0M0.7%

−14.2%

32Canopy Mortgage423$130.2M0.7%

+26.2%

33Wells Fargo Bank165$129.4M0.7%

+45.7%

34CLM Mortgage348$126.2M0.7%

+128.2%

35Planet Home Lending411$119.4M0.6%

+85.9%

36Washington Trust Bank289$115.2M0.6%

+2.0%

37Bank of America204$113.2M0.6%

+43.8%

38Waterstone Mortgage349$111.7M0.6%

+56.7%

39Potlatch No 1 Financial Credit U568$110.7M0.6%

+35.1%

40NewRez325$109.7M0.6%

+69.1%

41Sunflower Bank262$106.3M0.6%

+8.9%

42Westmark Credit Union803$102.5M0.6%

+45.0%

43New American Funding282$100.9M0.5%

+47.7%

44Cornerstone Capital Bank319$97.1M0.5%

+56.2%

45Columbia Bank258$93.3M0.5%

−0.7%

46Summit Funding300$92.1M0.5%

+18.1%

47NFM249$81.6M0.4%

+19.0%

48Freedom Northwest Credit Union376$79.7M0.4%

+93.8%

49Churchill Mortgage234$79.6M0.4%

+16.2%

50Greystone Servicing5$79.2M0.4%

+439.6%

51Navy Federal Credit Union296$78.8M0.4%

+7.2%

52Pioneer Federal Credit Union424$77.7M0.4%

+74.9%

53Morgan Stanley Private Bank73$74.6M0.4%

+25.4%

54Capital Educators Federal Credit Union405$73.5M0.4%

+3.5%

55Citibank18$72.4M0.4%

+272.2%

56Nationstar Mortgage385$70.9M0.4%

+18.8%

57JMJ Financial Group170$69.0M0.4%

+37.6%

58Homeamerican Mortgage147$67.3M0.4%

+41.0%

59Spokane Teachers Credit Union374$66.1M0.4%

+44.5%

60Mutual of Omaha Mortgage212$64.5M0.3%

−37.3%

61Highlands Residential Mortgage193$64.4M0.3%

+16.9%

62Boeing Employees' Credit Union159$63.9M0.3%

−1.7%

63Beehive Federal Credit Union355$63.9M0.3%

+31.3%

64America First Federal Credit Union283$63.4M0.3%

+79.9%

65Envoy Mortgage169$62.8M0.3%

+98.4%

66Paramount Residential Mortgage153$61.6M0.3%

+77.3%

67Keybank180$61.2M0.3%

−11.6%

68Grandbridge Real Estate Capital1$60.8M0.3%—
69Numerica Credit Union235$60.0M0.3%

+62.0%

70Charles Schwab Bank46$59.4M0.3%

+46.2%

71JLL Real Estate Capital3$57.2M0.3%

−84.7%

72PrimeLending153$56.0M0.3%

−37.3%

73Frontier Credit Union153$54.5M0.3%

+71.4%

74Gesa Credit Union93$52.1M0.3%

+373.9%

75Berkadia Commercial Mortgage4$51.9M0.3%

+0.9%

76Plains Commerce Bank98$51.1M0.3%

+20.9%

77First Interstate Bank236$48.1M0.3%

+24.7%

78The Bank of Commerce98$47.4M0.3%

+30.2%

79Union Home Mortgage112$46.8M0.3%

+37.0%

80Lakeview Loan Servicing142$42.5M0.2%

+75.7%

81My Move Mortgage117$40.7M0.2%

+72.7%

82Intercap Lending115$40.2M0.2%

+87.5%

83KBHS Home Loans120$38.2M0.2%

+75.9%

84Banner Bank135$38.1M0.2%

−0.1%

85Goldenwest Federal Credit Union189$37.8M0.2%

+79.8%

86Connections Credit Union214$37.1M0.2%

+47.2%

87Bluebird Home Loans104$36.7M0.2%

−29.8%

88UBS Bank USA29$35.8M0.2%

+180.1%

89VanDyk Mortgage109$34.2M0.2%

+27.7%

90Ark-La-Tex Financial Services81$33.8M0.2%

+3.2%

91Veritas Funding85$32.9M0.2%

+15.2%

92Finance of America Reverse119$32.8M0.2%

+52.4%

93Castle & Cooke Mortgage85$32.6M0.2%

+46.7%

94Washington Federal19$30.4M0.2%

−30.7%

95Advantage Plus FCU81$29.8M0.2%

+25.3%

96Right Start Mortgage103$29.5M0.2%

+5.9%

97Bellwether Enterprise Real Estate Capital2$29.1M0.2%

+166.8%

98Patriot Home Mortgage110$28.6M0.2%

+0.1%

99Walker & Dunlop3$27.7M0.1%

−67.6%

100USAA Federal Savings Bank66$27.3M0.1%

−1.3%

101Amerisave Mortgage178$26.3M0.1%

+90.0%

102Change Lending63$26.2M0.1%

+22.2%

103HomeXpress Mortgage57$25.5M0.1%

−10.9%

104Village Capital & Investment60$25.5M0.1%

+15.5%

105Better Mortgage85$25.5M0.1%

+63.3%

106Lendsure Mortgage52$25.4M0.1%

+19.2%

107CBRE Multifamily Capital2$25.4M0.1%

−29.8%

108Spring EQ232$25.1M0.1%

+111.6%

109Sofi Bank118$24.6M0.1%

+292.8%

110Goldman Sachs Bank USA9$24.4M0.1%

+613.7%

111First Technology Federal Credit Union92$24.2M0.1%

−17.1%

112Stifel Bank & Trust40$23.3M0.1%

+29.1%

113NBKC Bank43$23.3M0.1%

+2.5%

114Lower66$22.7M0.1%

+276.3%

115Agwest Farm Credit, Flca37$22.3M0.1%

+92.9%

116OriginPoint35$21.8M0.1%

+83.2%

117Figure Lending255$21.5M0.1%

+14.4%

118American Neighborhood Mortgage Acceptance50$21.3M0.1%

+49.6%

119The55$21.2M0.1%

+6.9%

120Global Federal Credit Union33$21.2M0.1%

+163.0%

121Mason-McDuffie Mortgage49$20.9M0.1%

+116.0%

122New Day Financial62$20.3M0.1%

+49.1%

123Ameritrust Mortgage40$20.2M0.1%

+360.7%

124BOKF3$20.2M0.1%

+1483.1%

125Greystone Servicing1$20.0M0.1%—
126Horizon Credit Union171$20.0M0.1%

−23.5%

127AdvantageFirst Lending62$20.0M0.1%—
128American Financial Resources52$19.9M0.1%

+208.1%

129PGIM Real Estate Agency Financing2$19.9M0.1%—
130Deephaven Mortgage54$19.6M0.1%

+25.2%

131Nations Direct Mortgage47$19.6M0.1%

+10.2%

132PNC Bank59$19.5M0.1%

−14.4%

133Citadel Servicing43$19.0M0.1%

+121.2%

134American Financing78$18.8M0.1%

+7.9%

135BMO Harris Bank34$18.8M0.1%

−49.0%

136Bay Equity52$18.7M0.1%

−55.9%

137Champions Funding41$18.6M0.1%

+130.5%

138Sierra Pacific Mortgage44$18.5M0.1%

−16.0%

139Texana Bank52$18.4M0.1%

+676.4%

140OCMBC43$18.4M0.1%

+81.9%

141Carrington Mortgage Services63$18.2M0.1%

+61.9%

142Securitynational Mortgage58$18.1M0.1%

+47.7%

143Everett Financial47$18.0M0.1%

+406.2%

144Cornerstone First Mortgage38$17.8M0.1%

+87.4%

145NBH Bank25$17.6M0.1%

+113.6%

146Goodleap107$17.3M0.1%

+27.8%

147Rogue Credit Union92$17.2M0.1%

+153.5%

148A&D Mortgage43$17.1M0.1%

+448.5%

149Firefighters First Federal Credit Union34$17.0M0.1%

+570.5%

150Equity Prime Mortgage48$17.0M0.1%

+32.7%

151Kiavi Funding31$16.9M0.1%—
152Berkeley Point Capital1$16.7M0.1%—
153Arbor Realty Trust3$15.7M0.1%—
154Longbridge Financial47$15.4M0.1%

−1.1%

155Gateway First Bank47$15.3M0.1%

+19.7%

156Tomo Mortgage37$15.3M0.1%

+165.0%

157HomeBridge Financial Services89$14.9M0.1%

+38.5%

158Sun West Mortgage43$14.8M0.1%

+37.3%

159Summit Mortgage35$14.6M0.1%

+71.6%

160Weichert Financial Services32$14.6M0.1%

+99.5%

161Orion Federal Credit Union1$14.6M0.1%—
162First Federal Bank37$14.3M0.1%

+84.6%

163JMAC Lending32$14.0M0.1%

+134.5%

164Triad Financial Services142$13.7M0.1%

+50.2%

165Residential Mortgage40$13.5M0.1%

+31.7%

166Nexbank32$13.5M0.1%

+84.4%

167Primary Residential Mortgage35$13.3M0.1%

−29.0%

168Raymond James Bank15$13.1M0.1%

+215.2%

169Geneva Financial36$13.0M0.1%

+31.3%

1701st Security Bank of Washington27$13.0M0.1%

−2.1%

171Resicentral35$12.7M0.1%

+70.4%

172Sage Home Loans33$12.7M0.1%

+102.5%

173Lument Real Estate Capital2$12.6M0.1%

+57.5%

174Plaza Home Mortgage39$12.5M0.1%

−0.9%

175Provident Funding Associates31$11.9M0.1%

−37.7%

176Flagstar Bank38$11.7M0.1%

−62.0%

177Alliant Credit Union18$11.6M0.1%

+39.2%

178Citizens Bank16$11.6M0.1%

+1.3%

179Cache Valley Bank32$11.1M0.1%

+26.2%

180Premia Mortgage25$11.0M0.1%

+25.8%

181Bny Mellon9$10.9M0.1%

+152.4%

182City National Bank10$10.8M0.1%

+698.5%

183Vanderbilt Mortgage & Finance35$10.7M0.1%

+28.2%

184Archwest Funding17$10.6M0.1%

−18.6%

185Bank of Utah22$10.6M0.1%

+45.2%

186Granite Bank23$10.6M0.1%

+2326.4%

187Cardinal Financial Company, Li29$10.4M0.1%

+10.6%

188Sammamish Mortgage22$10.4M0.1%

+58.8%

189American Financial Network25$10.0M0.1%

+50.3%

190Pentagon Federal Credit Union32$10.0M0.1%

+29.1%

191Nexera Holding20$9.8M0.1%

+4.9%

192Land Home Financial Services32$9.7M0.1%

−16.0%

193Georgia's Own Credit Union44$9.6M0.1%

+2.6%

194Quorum Federal Credit Union42$9.3M0.1%

+224.0%

195Click n' Close37$9.2M0.0%

+130.3%

196Cedar Rapids Bank and Trust1$9.0M0.0%—
197Shea Mortgage21$9.0M0.0%

+28.0%

198Huntington National Bank14$9.0M0.0%

−41.7%

199Angel Oak Mortgage Solutions19$9.0M0.0%

+161.5%

200Barrington Bank & Trust Company20$8.7M0.0%

−27.1%

201Mortgage Solutions of Colorado29$8.6M0.0%

+46.4%

20221st Mortgage81$8.6M0.0%

+30.2%

203PHH Mortgage36$8.5M0.0%

−29.5%

204RANLife17$8.1M0.0%

+109.7%

205Loan Funder21$8.1M0.0%

+30.3%

206First Western Trust Bank7$8.0M0.0%

+68.0%

207Northpointe Bank15$7.8M0.0%

+31.5%

208Everbank1$7.8M0.0%—
209Idaho First Bank10$7.5M0.0%

−59.5%

210Farmers Bank48$7.4M0.0%

−21.6%

211ClearEdge Lending8$7.4M0.0%

+82.0%

212Temple View Capital Funding12$7.2M0.0%

+1767.5%

213Basis Home Loans11$7.1M0.0%—
214Hometown Equity Mortgage17$7.1M0.0%

+242.4%

215Traditional Mortgage Acceptance32$7.1M0.0%

+6.6%

216Magnolia Bank18$7.1M0.0%

−18.7%

217Coastal Community Bank111$7.1M0.0%

+1224.3%

218Fundloans Capital7$7.0M0.0%

+12.8%

219Alameda Mortgage18$6.9M0.0%

−3.2%

220Farmers Bank & Trust11$6.7M0.0%

−27.2%

221Oaktree Funding14$6.4M0.0%

+7.7%

222Twin River Bank16$6.4M0.0%—
223AmeriHome Mortgage17$6.2M0.0%

+47.0%

224Smartfi Home Loans14$6.2M0.0%

+6415.8%

225Calcon Mutual Mortgage15$6.1M0.0%

−60.8%

226Truist Bank14$6.1M0.0%

+124.8%

227Lima One Capital5$6.0M0.0%

−54.0%

228Lookout Credit Union23$5.9M0.0%

−8.0%

229Das Acquisition16$5.8M0.0%

+139.6%

230Foundation Mortgage8$5.8M0.0%

+70.8%

231M&T Bank15$5.6M0.0%

+27.9%

232AmWest Funding13$5.6M0.0%

+91.0%

233Luminate Bank12$5.6M0.0%—
234Axos Bank4$5.3M0.0%

+351.9%

235Achieve Loans71$5.3M0.0%

+16.8%

236American Internet Mortgage15$5.2M0.0%

+33.3%

237Great Southern Bank1$5.0M0.0%—
238NQM Funding5$5.0M0.0%—
239Cake Mortgage10$4.9M0.0%

+554.7%

240Valon Mortgage37$4.9M0.0%

+978.9%

241MortgageOne11$4.8M0.0%

+86.0%

242Franklin Loan12$4.8M0.0%

−58.0%

243Nuvision Federal Credit Union11$4.6M0.0%

+5352.9%

244GTE Federal Credit Union29$4.6M0.0%

+321.6%

245Financial Federal Bank1$4.6M0.0%—
246RF Renovo Management10$4.5M0.0%—
247Arvest Bank6$4.5M0.0%

+279.7%

248CV3 Financial Services15$4.4M0.0%—
249Arc Home9$4.4M0.0%

+9.8%

250Wsecu19$4.3M0.0%

−66.3%

251STG Mortgage11$4.3M0.0%

+152.1%

252SIRVA Mortgage9$4.2M0.0%

−36.3%

253First Community Mortgage12$4.2M0.0%

−50.3%

254Mortgage Express9$4.2M0.0%

−33.9%

255Discover Bank45$4.1M0.0%

−80.7%

256T2 Financial9$4.0M0.0%

−79.7%

257Renasant Bank2$3.9M0.0%—
258Go Mortgage4$3.9M0.0%—
259Security Home Mortgage11$3.9M0.0%

+289.4%

260Top Flite Financial14$3.8M0.0%

−12.2%

261Nations Lending14$3.8M0.0%

−39.5%

262Wheaton Bank & Trust Company1$3.8M0.0%—
263NOVA Financial & Investment10$3.8M0.0%

+13.0%

264ClearPath Lending8$3.8M0.0%

−42.9%

265Keystone Funding7$3.7M0.0%

+492.8%

266Alliance Catholic Credit Union6$3.6M0.0%—
267Success Lending13$3.6M0.0%—
268American Heritage Lending8$3.5M0.0%

−35.7%

269Deseret First Credit Union14$3.5M0.0%

+27.1%

270V.I.P. Mortgage8$3.4M0.0%

+52.5%

271Luxury Mortgage3$3.4M0.0%—
272RoundPoint Mortgage Servicing11$3.3M0.0%

+20.6%

273The Money Store8$3.3M0.0%

+125.3%

274Usalliance Federal Credit Union18$3.3M0.0%

+330.3%

275Bell Bank6$3.2M0.0%

−93.7%

276UMB Bank4$3.2M0.0%—
277Bison State Bank4$3.2M0.0%—
278Columbia Credit Union1$3.2M0.0%

+356.8%

279City 1st Mortgage Services, LC9$3.2M0.0%

−6.2%

280Northwest Bank1$3.2M0.0%

+1007.0%

281Technology Credit Union19$3.1M0.0%—
282Velocity Commercial Capital9$3.1M0.0%

−5.2%

283Credit Human Federal Credit Un23$3.1M0.0%

−24.7%

284Ony Glo6$3.0M0.0%

+32.6%

285Mission Loans17$3.0M0.0%

+292.9%

286Zillow Home Loans9$3.0M0.0%

−52.4%

287First International Bank & Trust1$3.0M0.0%

+544.1%

288University Bank6$3.0M0.0%

+132.2%

289Loan Simple9$2.9M0.0%—
290Generations Home Loans6$2.9M0.0%

+91.9%

291Wallick and Volk7$2.8M0.0%

−69.1%

292Guaranteed Rate Affinity7$2.8M0.0%

+113.3%

293Armed Forces Bank6$2.8M0.0%

−17.8%

294Presidential Bank3$2.7M0.0%—
295Vista Point Mortgage5$2.6M0.0%

+1130.2%

296First National Bank of America9$2.6M0.0%

−29.8%

297Residential Wholesale Mortgage6$2.6M0.0%

+17.5%

298Direct Rate Home Loans5$2.6M0.0%—
299Pacific Premier1$2.6M0.0%—
300Credit Union Mortgage Associat4$2.5M0.0%

+244.6%

301Logan Finance5$2.5M0.0%

−16.0%

302Altitude Financial4$2.5M0.0%

+325.2%

303Hightechlending10$2.5M0.0%

+72.6%

304HomeStreet Bank10$2.5M0.0%

−91.9%

305Bay-Valley Mortgage Group7$2.4M0.0%

−5.6%

306United Mortgage4$2.4M0.0%

+683.6%

307BPL Mortgage9$2.4M0.0%

+45.4%

308Infinity Equity Group4$2.4M0.0%

+14.1%

309The Central Trust Bank4$2.4M0.0%

+9.5%

310Directors Mortgage7$2.3M0.0%

−23.8%

311Pivot Financial Partners7$2.3M0.0%—
312Independence Bank1$2.2M0.0%—
313Redwood Residential Acquisition2$2.2M0.0%

−17.9%

314Stockman Bank of Montana1$2.2M0.0%

+804.1%

315Ameris Bank4$2.2M0.0%

+157.6%

316Royal Pacific Funding4$2.1M0.0%

+126.3%

317Meridian Trust Federal Credit Union8$2.1M0.0%

+186.5%

318Summit Mortgage4$2.1M0.0%

+155.8%

319HomeTrust Bank11$2.1M0.0%

+20.3%

320Advancial Federal Credit Union3$2.1M0.0%

+41.7%

321Plus Relocation Mortgage5$2.0M0.0%

−40.0%

322Strong Home Mortgage6$2.0M0.0%

+49.6%

323Fourleaf Federal Credit Union8$2.0M0.0%

−5.4%

324North American Savings Bank5$2.0M0.0%

−20.9%

325Megastar Finanacial5$2.0M0.0%—
326Easy Street Capital6$2.0M0.0%—
327Lakeview Community Capital7$2.0M0.0%

+112.4%

328Flexpoint5$1.9M0.0%—
329Star One Credit Union4$1.9M0.0%

+159.5%

330Peoples Mortgage4$1.9M0.0%

+213.3%

331LendingOne7$1.9M0.0%

−47.4%

332Security National Bank of Omaha1$1.8M0.0%—
333Rails West FCU19$1.8M0.0%

+27.6%

334Success Mortgage Partners6$1.8M0.0%—
335Golden Empire Mortgage4$1.7M0.0%

+1689.5%

336Old National Bank3$1.7M0.0%

+21.1%

337Prosperity Home Mortgage4$1.7M0.0%

+11.6%

338American Riviera Bank1$1.7M0.0%—
339Heritage Bank3$1.7M0.0%

+57.1%

340AAA Capital Investment4$1.6M0.0%—
341Dominion Financial Services7$1.6M0.0%

+93.5%

342Ixonia Bank4$1.6M0.0%

+120.4%

343The Northern Trust Co1$1.6M0.0%

−83.6%

344First American Bank2$1.6M0.0%—
345North Coast Credit Union1$1.6M0.0%—
346Leader Bank4$1.5M0.0%

+30.8%

347Gold Coast Bank2$1.5M0.0%—
348All Credit Considered Mortgage5$1.5M0.0%

−38.3%

349Teachers Federal Credit Union1$1.5M0.0%—
350German American Bank1$1.5M0.0%—
351Madison Valley Bank1$1.5M0.0%—
352Nmsi4$1.5M0.0%

+22.1%

353City Bank1$1.5M0.0%—
354Leaderone Financial3$1.4M0.0%

−39.5%

355Baxter Credit Union2$1.4M0.0%

+240.5%

356Watermark Capital4$1.4M0.0%

+193.6%

357Starboard Financial Management2$1.4M0.0%—
358SunsetFCU1$1.4M0.0%—
359Real Genius4$1.3M0.0%—
360RCN Capital4$1.3M0.0%—
361Gardner Financial Services4$1.3M0.0%—
362Pacific Lending2$1.3M0.0%

+258.9%

363Homeowners Financial Group3$1.3M0.0%

−50.5%

364Liberty Federal Credit Union2$1.3M0.0%

+100.0%

365Peak Residential Lending4$1.2M0.0%

+39.3%

366Spokane Firefighters Credit Un7$1.2M0.0%

+240.3%

367Utah Power Credit Union4$1.2M0.0%

−19.9%

368Priority Home Lending4$1.2M0.0%

−87.6%

369Ladera Lending6$1.2M0.0%

−74.4%

370United Trust Bank2$1.2M0.0%—
371Goprime Mortgage3$1.2M0.0%

+395.7%

372Premier Lending4$1.2M0.0%

+84.1%

373Los Angeles Police FCU5$1.2M0.0%

+278.7%

374Pilgrim Mortgage2$1.1M0.0%—
375Frontier Bank1$1.1M0.0%—
376Jonah Bank of Wyoming1$1.1M0.0%—
377Wings Financial Credit Union4$1.1M0.0%—
378Flyhomes Mortgage3$1.1M0.0%

−9.5%

379Five Points Bank2$1.1M0.0%—
380First Community Credit Union2$1.1M0.0%

−15.5%

381Truwest Credit Union1$1.0M0.0%

+162.0%

382Home Mortgage Alliance Corp (Hmac)2$1.0M0.0%

−58.4%

383First Savings Bank3$995K0.0%

−41.5%

384Augusta Financial2$990K0.0%

+22.2%

385Mortgage Capital Partners2$970K0.0%—
386Servbank3$965K0.0%

−41.0%

387Capital Bank2$940K0.0%—
388Gold Star Mortgage Financial Group3$935K0.0%

−84.3%

389PFN Lending Group3$935K0.0%

−35.3%

390Ardri2$930K0.0%—
391Mortgage Management Consultants3$925K0.0%

+277.6%

392Network Funding, L.P2$920K0.0%

+192.1%

393Christian Community Credit Union2$910K0.0%

+857.9%

394Network Capital Funding2$900K0.0%

−7.2%

395RBC Bank (Georgia)2$890K0.0%

−42.4%

396Generations Bank2$890K0.0%—
397Cadence Bank1$885K0.0%

+78.8%

398Gate City Bank2$880K0.0%—
399Florida Capital Bank1$875K0.0%

+73.3%

400Princeton Mortgage4$860K0.0%—
401Farmers Insurance Federal Credit Union5$855K0.0%

+249.0%

402Landmark Profess3$855K0.0%

+180.3%

403Operating Engineers Federal Credit Union4$830K0.0%—
404Canopy Federal Credit Union4$830K0.0%

+196.4%

405Tower Federal Credit Union2$820K0.0%

−28.1%

406Capital Credit Union1$815K0.0%—
4075th Sreet Capital2$810K0.0%

+11.0%

408Acrisure Mortgage1$805K0.0%

+5.2%

409Union Savings Bank1$805K0.0%—
410Solera National Bank2$790K0.0%

+305.1%

411Chevron Federal Credit Union4$760K0.0%

+42.1%

412Allied Mortgage Group2$750K0.0%

−20.2%

413Empeople Credit Union3$745K0.0%

−23.6%

414First Bank2$740K0.0%—
415Direct Mortgage2$730K0.0%

−68.5%

416Encompass Lending Group, L.P2$720K0.0%

−65.5%

417Wescom Central Credit Union1$685K0.0%—
418American Airlines Federal Cred4$680K0.0%

+172.0%

419Atlantic Coast Mortgage2$680K0.0%—
420American Bank & Trust1$665K0.0%—
421Amarillo National Bank1$655K0.0%—
422Academy Bank1$655K0.0%—
423BoxCar Mortgage2$650K0.0%

−69.4%

424Pacific Residential Mortgage2$650K0.0%

−83.7%

425ABL RPC Residential Credit Acquisition1$645K0.0%—
426New Century Bank1$645K0.0%—
427Kinecta Federal Credit Union4$640K0.0%

−77.2%

428Opportunity Bank of Montana1$625K0.0%

−19.9%

429Mechanics Bank2$610K0.0%—
430Landmark National Bank2$610K0.0%—
431Hapo Communtiy Credit Union1$605K0.0%

+0.0%

432Paramount Bank1$605K0.0%—
433ML Mortgage1$595K0.0%—
434Air Academy Federal Credit Union1$595K0.0%—
435Lantzman Management1$585K0.0%

−40.9%

436Valley West2$580K0.0%

−53.4%

437Regent Bank1$565K0.0%—
438Connexus Credit Union2$560K0.0%

+366.7%

439Nicolet National Bank1$555K0.0%—
440Highmark Federal Credit Union2$550K0.0%—
441Ilwu Federal Credit Union2$550K0.0%—
442Community First National Bank1$545K0.0%

−21.0%

443Aspire Home Loans2$540K0.0%—
444Conventus Lending2$540K0.0%—
445Southern Michigan Bank & Trust1$535K0.0%—
446Granite Federal Credit Union1$535K0.0%

+109.8%

447Northwest Federal Credit Union1$535K0.0%—
448Genway Home Mortgage1$525K0.0%—
449First Alliance Home Mortgage2$520K0.0%

+70.5%

450Elements Financial Federal Cre1$505K0.0%—
451Commerce Bank2$500K0.0%—
452River Bank & Trust1$495K0.0%—
453Vellum Mortgage1$495K0.0%

−52.6%

454The Union Bank1$485K0.0%—
455Marlin Mortgage Capital1$485K0.0%—
456Communityamerica Federal Credit Union1$475K0.0%—
457America's Credit Union4$470K0.0%—
458Primis Bank1$465K0.0%—
459First United Bank and Trust Co1$465K0.0%—
460TJC Mortgage2$460K0.0%

−61.0%

461SWBC Mortgage1$455K0.0%

+42.2%

462Toyota Financial Savings Bank2$440K0.0%

−81.0%

463Union Bank and Trust Company1$435K0.0%—
464Credit Union of Colorado, A Federal Credit Union2$430K0.0%

+1128.6%

465NASA Federal Credit Union2$430K0.0%

−13.1%

466CNB Bank1$425K0.0%—
467Inova Federal Credit Union1$425K0.0%—
468Thrivent Federal Credit Union1$425K0.0%—
469F&a Federal Credit Union2$410K0.0%

−42.7%

470MidFirst Bank2$410K0.0%

−96.5%

471Fifth Third Bank2$410K0.0%

+74.5%

472Embrace Home Loans1$405K0.0%

−84.9%

473Dart Bank1$405K0.0%

+28.6%

474Direct Mortgage Loans1$405K0.0%—
475The State Bank & Trust Company1$395K0.0%—
476First Fidelity Bank1$385K0.0%—
477Mid America Bank1$365K0.0%—
478Servis One1$365K0.0%

−77.7%

479Baycoast Bank4$360K0.0%—
480Verus1$355K0.0%—
481Starion Bank1$355K0.0%—
482Pinnacle Bank1$355K0.0%—
483Orchard Mortgage1$355K0.0%

+0.0%

484Arizona Financial Credit Union1$355K0.0%—
485Delmar Financial1$345K0.0%

−54.9%

486Arbor Bank1$345K0.0%—
487Bayshore Mortgage Funding1$345K0.0%—
488Ascent Federal Credit Union2$340K0.0%

+119.4%

489General Mortgage Capital1$335K0.0%—
490Norwich Commercial Group1$335K0.0%

−30.9%

491First1$315K0.0%

−40.0%

492Oceanfirst Bank1$305K0.0%—
493United Federal Credit Union1$305K0.0%

+22.0%

494Consolidated Community Credit2$300K0.0%

+445.5%

495Ahl Funding1$295K0.0%

−72.8%

496Southwest Stage Funding1$295K0.0%—
497First State Bank of ST Charles1$295K0.0%

−45.9%

498University Credit Union1$285K0.0%—
499Banc One Mortage1$285K0.0%—
500Old Second National Bank3$275K0.0%—
501Citizens Bank and Trust Co1$265K0.0%—
502Qualstar Credit Union2$260K0.0%

+36.8%

503US Mortgage1$255K0.0%—
504Chartway FCU1$255K0.0%—
505First National Bank of Hutchinson1$255K0.0%

−42.7%

506North Shore Trust & Savings1$255K0.0%—
507Citizens Equity First Credit U1$255K0.0%—
508Black Hills Federal Credit Union1$245K0.0%—
509State Departmenet Federal Credit Union1$235K0.0%—
510RCN Capital1$235K0.0%—
511Dignified Home Loans1$225K0.0%—
512Nationwide Equities1$215K0.0%—
513Western State Bank1$205K0.0%—
514Financial Partners Credit Unio1$205K0.0%

−57.7%

515Tyndall Federal Credit Union1$185K0.0%—
516Data Mortgage1$185K0.0%—
517Rescu1$185K0.0%—
518Wasatch Peaks Federal Credit Union1$175K0.0%

+40.0%

519Flat Branch Mortgage1$155K0.0%

−74.6%

520Congressional Federal Credit Union1$145K0.0%

−17.1%

521Northrop Grumman Federal Credit Union1$135K0.0%

−94.0%

522Community National Bank1$125K0.0%—
523Midwest Bankcentre1$125K0.0%—
524Greenstate Credit Union1$115K0.0%

−82.4%

525Together Credit Union1$105K0.0%—
526Evergreen Bank Group1$95K0.0%

−52.5%

527Members First Credit Union1$95K0.0%—
528Signature Federal Credit Union1$85K0.0%

−46.9%

529Forrit Credit Union1$75K0.0%—
530American United FCU1$65K0.0%

−89.3%

531Greenwood Credit Union1$55K0.0%—
532Blaze Credit Union1$55K0.0%—
533Unitus Community Credit Union1$35K0.0%

−65.0%

534Ussfcu1$35K0.0%—
535Sound Credit Union1$15K0.0%

−93.9%

536HSBC Bank USA0———
537Thrivent Bank0———
538Quontic Bank0———
539Churchill Funding I0———
540Credence Funding0———
541Neighborhood Loans0———
542Service Federal Credit Union0———
543Rivermark Community Credit Union0———
544BARH Dunmore0———
545Filo Mortgage0———
546First Federal Bank & Trust0———
547Ice Lender Holdings0———
548Fidelity Bank0———
549Red Canoe Credit Union0———
550Canyon View Credit Union0———
551Clark County Credit Union0———
552Griffin Funding0———
553TruHome Solutions0———
554Hanscom Federal Credit Union0———
555Rain City Capital0———
556Everence Federal Credit Union0———
557WSFS bank0———
558Community First Bank0———
559Anchor Loans0———
560myCUmortgage0———
561Western and Southern Financial Grou0———
562Bellco Credit Union0———
563Security Service0———
564Justice Federal Credit Union0———
565Northmarq Capital Finance, L.L.C0———
566A+ Federal Credit Union0———
567Nationwide Mortgage Bankers0———
568Utah First Credit Union0———
569Grand Bank for Savings0———
570Keypoint Credit Union0———
571NuMark Credit Union0———
572Compeer Financial0———
573Panorama Mortgage Group0———
574Bank of England0———
575Cyprus Federal Credit Union0———
576Evolve Bank & Trust0———
577All in Credit Union0———
578Atlanta Postal Credit Union0———
579Digital Federal Credit Union0———
580Anchor Loans0———
581Heritage Bank0———
582Tib0———
583Fidelity Bank0———
584Shoreham Bank0———
585CoreVestAmericanFinanceLenderLLC0———
586American Heritage Federal Credit Union0———
587Stride Bank0———
588Plainscapital Bank0———
589Royal Credit Union0———
590Loanunited.Com0———
591Citizens National Bank of Texas0———
592Saxton Mortgage0———
593Bank of Whittier0———
594Members 1st FCU0———
595The Moneyhouse0———
596Visions Federal Credit Union0———
597Michigan Mutual0———
598CastpartsEmplFCU0———
599Skyone Federal Credit Union0———
600Advia Credit Union0———
601Compass Mortgage0———
602Honda Federal Credit Union0———
603Embold Federal Credit Union0———
604Truliant Federal Credit Union0———
605Merchants Bank of Indiana0———
606Apex Bank0———
607Servisfirst Bank0———
608First Federal Bank0———
609First Horizon Bank0———
610Regions Bank0———
611First Citizens Bank & Trust0———
612Broadway National Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Idaho state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Idaho in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations56,607$18.5B100.0%— the widest basis
1-4 family dwellings56,483$17.7B95.7%5+ unit multifamily · 124 loans · $797.5M
1-4 family, first lien40,586$16B86.5%junior and subordinate liens · 15,897 loans · $1.70B
1-4 family, first lien, closed-end(disclosure only)37,512$15.3B82.5%home-equity lines of credit · 3,074 loans · $747.9M
1-4 family, first lien, closed-end, consumer-purpose(disclosure only)35,712$14.6B78.9%business-purpose loans and reverse mortgages · 1,800 loans · $656.4M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Idaho

Mortgage lending by county — 43 with enough origination volume to profile, largest first

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Idaho in the full MortRadar app

Other state markets

Largest states by 2025 volume

California$344.74BTexas$186.23BFlorida$183.52BNew York$116.18BNorth Carolina$89.58BWashington$81.03BGeorgia$79.74BVirginia$77.59B

Attribution & methodology. Idaho figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.