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Market/State markets/Mississippi

STATE MARKET PROFILE · HMDA PUBLIC DATA

Mississippi mortgage market

Who lends in Mississippi, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$10.95B

+17.1% vs 2024

Origination volumeSum of loan amount over HMDA records with action taken = 1.2024: $9.36B

Originations · 2025

54,718

+10.4% vs 2024

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$10.95B in volume

Denial rate · 2025

22.9%

denied / actioned
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).U.S.: 18.0%

HMDA reporters · 2025

700

HMDA reporters
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.2024: 677 reporters

Rank among states & territories

#40

of 54 states & territories by volume

Mississippi's rank by origination volume in 2025

Share of U.S. volume

0.5%

U.S. $2.41T

Share of national origination volume

Median loan amount

$155K

U.S. $245K

Midpoint-rounded median loan amount on originations

Top lender

Trustmark Bank

5.8% of the state

$634.0M originated in Mississippi, 2025
◈

MARKET SHARE

Trustmark Bank led Mississippi in 2025 with $634.0M — 5.8% of the state's disclosed volume. Mississippi ranks #40 of 54 states & territories by origination volume, 0.5% of the national total. Statewide volume rose +17.1% from 2024.

Origination volume by year

Mississippi dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase55%Purchase · 55%30,006
Refinance30%Refinance · 30%16,442
Other purposes15%Other purposes · 15%8,270

Denial rate by year

Mississippi vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional69%Conventional · 69%37,970
FHA18%FHA · 18%9,594
VA11%VA · 11%5,904
USDA / RHS2%USDA / RHS · 2%1,250

Lenders in Mississippi · 2025

All 700 lenders that reported in Mississippi, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

1Trustmark Bank4,094$634.0M5.8%

+2.5%

2Cadence Bank3,510$622.7M5.7%

+9.1%

3Rocket Mortgage2,997$541.5M4.9%

+14.8%

4Bankplus1,973$451.7M4.1%

+20.5%

5Community Bank of Mississippi3,017$445.3M4.1%

+9.8%

6Renasant Bank2,189$411.2M3.8%

+43.0%

7United Wholesale Mortgage1,430$369.1M3.4%

+46.4%

8Mortgage Research Center1,220$324.1M3.0%

+20.2%

9Regions Bank1,886$302.1M2.8%

+14.9%

10Guaranty Bank & Trust Company973$223.6M2.0%

+43.9%

11DHI Mortgage645$184.4M1.7%

+1.1%

12Freedom Mortgage694$183.0M1.7%

+50.9%

13Keesler Federal Credit Union1,066$174.9M1.6%

+37.0%

14Guild Mortgage808$168.9M1.5%

+159.9%

15BankFirst Financial Services869$165.3M1.5%

+8.0%

16CMG Mortgage770$161.6M1.5%

+18.6%

17JPMorgan Chase Bank258$137.5M1.3%

+155.3%

18PriorityOne Bank612$130.4M1.2%

+6.7%

19CrossCountry Mortgage539$129.5M1.2%

−0.7%

20Navy Federal Credit Union633$125.1M1.1%

+10.0%

21Triad Financial Services1,014$122.6M1.1%

+80.7%

22PennyMac Loan Services603$122.5M1.1%

+37.7%

2321st Mortgage1,068$120.1M1.1%

−13.9%

24New American Funding571$115.4M1.1%

+35.9%

25loanDepot638$111.3M1.0%

+115.3%

26Magnolia Bank426$101.9M0.9%

+41.2%

27Hancock Whitney Bank480$95.8M0.9%

−1.9%

28American Mortgage Bank546$95.5M0.9%

+36.8%

29Berkadia Commercial Mortgage8$93.8M0.9%

+238.8%

30Mortgage Investors Group341$90.7M0.8%

+57.9%

31Stockton Mortgage391$85.5M0.8%

−20.2%

32Community Mortgage275$81.8M0.7%

−21.1%

33Union Home Mortgage299$81.1M0.7%

+27.5%

34Citizens National Bank of Meridian332$71.5M0.7%

+23.3%

35NewRez329$70.7M0.6%

+77.0%

36Cardinal Financial Company, Li363$69.4M0.6%

+67.2%

37Planet Home Lending288$66.4M0.6%

+8.5%

38DSLD Mortgage249$63.1M0.6%

−4.5%

39Story Financial Partners145$60.1M0.5%

+28.4%

40Nationstar Mortgage364$55.7M0.5%

+73.0%

41GMFS214$55.0M0.5%

−35.0%

42The Citizens Bank322$54.1M0.5%

−22.9%

43Eagle Bank and Trust Company196$51.5M0.5%

+1.6%

44First Community Mortgage244$51.1M0.5%

+24.7%

45Nations Lending209$51.0M0.5%

−9.6%

46New Day Financial219$50.8M0.5%

+48.0%

47Guaranteed Rate184$49.9M0.5%

−13.0%

48Merchants & Marine Bank169$49.5M0.5%

+38.7%

49Bank of Commerce380$49.4M0.5%—
50Arbor Realty Trust8$49.4M0.5%

+208.0%

51Mortgage Solutions of Colorado224$49.2M0.4%

+26.5%

52PrimeLending209$48.5M0.4%

+40.0%

53Fairway Independent Mortgage246$48.0M0.4%

+4.0%

54Hope Federal Credit Union378$46.3M0.4%

+235.3%

55First Horizon Bank167$46.1M0.4%

+2.9%

56Towne Mortgage185$44.1M0.4%

+13.4%

57Kind Lending154$43.9M0.4%

+1217.1%

58USAA Federal Savings Bank137$40.0M0.4%

+0.1%

59Citizens Bank319$37.2M0.3%

+39.5%

60RiverHills Bank106$37.0M0.3%

+376.8%

61Walker & Dunlop4$36.2M0.3%—
62Fidelity Bank146$35.6M0.3%

+5.0%

63Planters Bank and Trust Company348$34.0M0.3%

+5.3%

64Amerisave Mortgage268$34.0M0.3%

+68.6%

65Vanderbilt Mortgage & Finance313$32.5M0.3%

−30.6%

66Southern Bancorp Bank155$32.3M0.3%

+21.8%

67Village Capital & Investment108$30.1M0.3%

+8.4%

68First Security Bank157$29.7M0.3%

−0.3%

69First State Bank150$29.3M0.3%—
70Origin Bank128$29.2M0.3%

−20.7%

71Equity Prime Mortgage120$28.3M0.3%

+10.1%

72Loansteady126$28.0M0.3%

+120.1%

73Colliers Mortgage3$26.1M0.2%

+3.8%

74Wells Fargo Bank142$25.8M0.2%

−18.9%

75Liberty Federal Credit Union92$25.0M0.2%

+25.4%

76Mutual of Omaha Mortgage129$24.3M0.2%

−9.2%

77Bank of Holly Springs205$23.8M0.2%

+12.7%

78Firstbank248$23.0M0.2%

+34.1%

79Flagstar Bank94$22.7M0.2%

−79.4%

80Bank Of Yazoo109$22.6M0.2%

+132.8%

81Carrington Mortgage Services130$22.2M0.2%

+14.0%

82First Federal Savings and Loan Association of Pascagoula - Moss Point120$21.8M0.2%

−35.6%

83First Colony Mortgage Corporat88$21.4M0.2%

−42.4%

84CB&S Bank169$21.4M0.2%

−1.6%

85Acopia86$21.2M0.2%

−18.6%

86AmeriHome Mortgage71$19.8M0.2%

+53.9%

87Lakeview Loan Servicing92$19.5M0.2%

+19.3%

88Delmar Financial89$19.2M0.2%

+38.8%

89Bank of America98$19.1M0.2%

+9.0%

90The Peoples Bank108$18.7M0.2%

+18.6%

91Premier Mortgage Resources106$18.5M0.2%

+266.3%

92FNB Picayune Bank130$18.2M0.2%

+70.7%

93First Bank125$18.2M0.2%

−43.7%

94BPL Mortgage164$17.7M0.2%

+84.0%

95Berkeley Point Capital1$17.6M0.2%—
96Southwest Funding77$17.3M0.2%

+134.2%

97The56$17.2M0.2%

+18.5%

98American Financial Resources76$17.1M0.2%

+127.8%

99Everett Financial59$17.0M0.2%

+51.3%

100Peoples Bank123$17.0M0.2%

+54.1%

101Bank of Forest107$16.9M0.2%

+66.7%

102Pinnacle Bank51$16.7M0.2%

−58.5%

103Plaza Home Mortgage78$16.5M0.2%

+178.2%

104Southwest Stage Funding107$16.5M0.2%

+7.6%

105Eustis Mortgage73$16.4M0.1%

−6.4%

106Geneva Financial79$16.2M0.1%

+11.7%

107Loan Funder84$14.9M0.1%

+58.0%

108Morgan Stanley Private Bank24$14.7M0.1%

+58.5%

109NBKC Bank41$14.3M0.1%

+42.9%

110Gulf Coast Bank and Trust40$13.9M0.1%

−20.5%

111First Southern Bank98$13.6M0.1%

+34.6%

112U.S. Bank77$13.4M0.1%

−17.6%

113First Community Bank1$13.4M0.1%

+1367.6%

114Luminate Bank53$13.3M0.1%—
115Sofi Bank72$13.0M0.1%

+277.3%

116Truist Bank58$12.8M0.1%

−19.6%

117Dominion Financial Services46$12.7M0.1%

+87.3%

118Singing River Federal C.U62$12.4M0.1%

+116.4%

119Merchants & Planters Bank48$12.2M0.1%

+22.9%

120Acrisure Mortgage34$11.6M0.1%

−19.2%

121Assurance Financial Group, L.L.C37$11.5M0.1%

+135.2%

122Movement Mortgage47$11.4M0.1%

−22.3%

123Copiah Bank94$11.2M0.1%

+18.4%

124T2 Financial41$11.2M0.1%

+110.2%

125Stifel Bank & Trust30$11.2M0.1%

+14.7%

126Barrington Bank & Trust Company50$11.2M0.1%

−27.0%

127Grand Bank for Savings79$11.1M0.1%

+99.7%

128Greystone Servicing1$11.1M0.1%—
129Great Southern Bank90$10.9M0.1%

+4.4%

130FirstTrust Home Loans61$10.7M0.1%—
131Figure Lending192$10.7M0.1%

+31.7%

132Citizens Bank39$10.7M0.1%

+87.1%

133Merchants Capital1$10.5M0.1%—
134SWBC Mortgage48$10.4M0.1%

−89.1%

135Land Home Financial Services82$10.4M0.1%

+0.0%

136Paragon Bank37$10.3M0.1%

−19.5%

137CV3 Financial Services50$10.2M0.1%—
138First South Financial Federal Credit Union60$10.1M0.1%

+42.9%

139Mutual Federal Credit Unon94$10.0M0.1%

+56.6%

140Chevron Federal Credit Union51$10.0M0.1%

+43.9%

141Coastal Community Bank195$9.9M0.1%

+47.6%

142Lakeview Community Capital34$9.9M0.1%

+5.3%

143Patriot Bank34$9.9M0.1%

−8.0%

144Bank of England38$9.8M0.1%

−82.5%

145The Loan Store42$9.5M0.1%

+22.4%

146Pentagon Federal Credit Union52$9.5M0.1%

+39.4%

147Navigator Credit Union64$9.4M0.1%

+36.8%

148Centuryfirst Federal Credit Union119$9.2M0.1%

+27.0%

149Better Mortgage45$9.2M0.1%

+82.0%

150Paramount Residential Mortgage39$9.1M0.1%

−30.1%

151Sunbelt Federal Credit Union59$9.0M0.1%

−6.4%

152Bartlett Mortgage24$8.8M0.1%

−32.1%

153Sage Home Loans19$8.8M0.1%

+718.1%

154Raymond James Bank19$8.8M0.1%

+130.0%

155RCN Capital47$8.6M0.1%

−1.5%

156Bellwether Enterprise Real Estate Capital3$8.5M0.1%

−6.3%

157Synovus Bank6$8.5M0.1%

+659.6%

158CSL Financial85$8.4M0.1%

−41.8%

159Zillow Home Loans41$8.4M0.1%

−0.7%

160Royal United Mortgage72$8.3M0.1%

−5.9%

161Churchill Mortgage34$8.2M0.1%

−6.7%

162b1BANK14$8.1M0.1%

+549.0%

163Hometrust Mortgage36$8.0M0.1%—
164Gulf Coast Community Federal Credit Union55$7.9M0.1%

+49.7%

165American Financial Network34$7.8M0.1%

−8.9%

166HomeBridge Financial Services37$7.6M0.1%

+25.9%

167Cornerstone Capital Bank26$7.6M0.1%

+59.2%

168Evolve Bank & Trust27$7.5M0.1%

−37.4%

169Spring EQ107$7.4M0.1%

+0.3%

170Loanunited.Com26$7.1M0.1%

+43.9%

171Leaders Credit Union30$7.1M0.1%

+122.7%

172PNC Bank22$7.1M0.1%

+92.4%

173Liberty Bank34$6.9M0.1%

−6.6%

174American Financing36$6.9M0.1%

+103.9%

175SIRVA Mortgage20$6.8M0.1%

−29.3%

176Centennial Bank2$6.7M0.1%

+1827.5%

177Deephaven Mortgage25$6.6M0.1%

−17.4%

178United Bank2$6.6M0.1%—
179Ferguson Federal Credit Union51$6.6M0.1%

+34.0%

180First South Farm Credit, ACA18$6.5M0.1%

+131.3%

181Affordable Mortgage Advisors29$6.5M0.1%

−24.5%

182Concordia Bank & Trust Co65$6.4M0.1%

+11.9%

183First Federal Bank17$6.3M0.1%

−13.0%

184Colorado18$6.1M0.1%

+216.8%

185Ark-La-Tex Financial Services25$6.0M0.1%

+25.3%

186Security Bank and Trust Company2$5.8M0.1%—
187Sun West Mortgage23$5.8M0.1%

+68.6%

188Premia Mortgage16$5.7M0.1%

+36.0%

189Change Lending24$5.6M0.1%

+29.5%

190Bank of Wiggins58$5.6M0.1%

−4.9%

191Lument Real Estate Capital1$5.5M0.1%

+129.3%

192Cornerstone First Mortgage25$5.4M0.0%

+82.0%

193The Bank of Fayette County22$5.3M0.0%

+8.0%

194Mortgage Financial Services17$5.3M0.0%

+290.8%

195Orion Federal Credit Union18$5.1M0.0%

+9.9%

196Northpointe Bank13$5.1M0.0%

+203.0%

197HomeXpress Mortgage31$5.1M0.0%

+37.3%

198Ameritrust Mortgage23$5.1M0.0%

+364.7%

199PHH Mortgage27$5.1M0.0%

+49.6%

200Society Mortgage34$4.9M0.0%

+29.4%

201Hamilton Mortgage18$4.9M0.0%

−57.0%

202Gold Star Mortgage Financial Group20$4.9M0.0%

+556.8%

203LendingOne37$4.8M0.0%

−2.8%

204Bank of Bartlett26$4.8M0.0%

+25.5%

205CBRE Multifamily Capital1$4.8M0.0%

−86.4%

206Flat Branch Mortgage16$4.8M0.0%

+118.2%

207UBS Bank USA7$4.7M0.0%

+363.9%

208OCMBC28$4.7M0.0%

+11.1%

209Independent Bank15$4.6M0.0%

+1.5%

210Champions Funding19$4.5M0.0%—
211Guaranteed Rate Affinity11$4.5M0.0%

+208.9%

212Fort Financial Credit Union39$4.5M0.0%

+238.5%

213First Financial Bank22$4.5M0.0%

+52.1%

214Fed Ex Employees Credit Association32$4.4M0.0%

+19.8%

215American Pacific Mortgage19$4.4M0.0%

+5.8%

216Directions Equity18$4.4M0.0%

+1065.3%

217Synergy One Lending20$4.3M0.0%

+19.9%

218Standard Mortgage15$4.3M0.0%

−2.1%

219TowneBank14$4.2M0.0%

−14.8%

220Hometown Equity Mortgage17$4.1M0.0%

+109.3%

221Fifth Third Bank14$4.1M0.0%

+215.3%

222AmWest Funding20$4.1M0.0%

+111.4%

223Weichert Financial Services11$4.0M0.0%

−1.7%

224RF Renovo Management4$3.9M0.0%

+245.6%

225Discover Bank51$3.9M0.0%

−73.2%

226A&D Mortgage15$3.9M0.0%

+68.9%

227Synergy Bank7$3.8M0.0%

+259.5%

228Velocity Commercial Capital18$3.8M0.0%

+17.8%

229M&T Bank18$3.8M0.0%

−0.4%

230Kiavi Funding28$3.7M0.0%—
231EvaBank1$3.7M0.0%

+840.5%

232Armed Forces Bank11$3.7M0.0%

+98.7%

233Lower17$3.6M0.0%

+20.6%

234Valon Mortgage33$3.6M0.0%

+598.1%

235TJC Mortgage16$3.5M0.0%

+1380.9%

236Wolfe Financial12$3.5M0.0%

−20.1%

237Texana Bank14$3.5M0.0%

+98.3%

238Resource Bank7$3.4M0.0%

+100.9%

239Memphis City Employees Credit Union19$3.4M0.0%

+80.4%

240North American Savings Bank5$3.3M0.0%

+118.8%

241United Trust Bank14$3.3M0.0%

+748.7%

242Simmons Bank18$3.2M0.0%

−52.7%

243Alliant Credit Union7$3.2M0.0%

+97.2%

244Click n' Close22$3.1M0.0%

−13.6%

245Baxter Credit Union24$3.0M0.0%

+4.3%

246Ixonia Bank14$3.0M0.0%

−48.9%

247Brighton Bank9$3.0M0.0%

−61.4%

248American Heritage Lending22$2.9M0.0%

+53.6%

249Commerceonebank1$2.9M0.0%—
250Charles Schwab Bank7$2.9M0.0%

+229.0%

251Century Bank15$2.9M0.0%

−24.5%

252Colony Bank1$2.8M0.0%—
253Luminate Home Loans11$2.7M0.0%

−54.3%

254Citibank11$2.7M0.0%

+158.5%

255Empeople Credit Union11$2.7M0.0%

+247.1%

256Canopy Mortgage12$2.6M0.0%

+15.7%

257Leaderone Financial13$2.6M0.0%

−25.3%

258Absolute Mortgage & Lending11$2.6M0.0%

+95.1%

259Angel Oak Mortgage Solutions12$2.6M0.0%

−57.0%

260First Citizens National Bank7$2.5M0.0%

+193.0%

261Lendsure Mortgage9$2.5M0.0%

−49.2%

262Resicentral12$2.5M0.0%—
263Plains Commerce Bank8$2.5M0.0%

−30.1%

264The Mortgage Firm11$2.4M0.0%

+95.5%

265All Credit Considered Mortgage7$2.4M0.0%

+88.6%

266CoreVestAmericanFinanceLenderLLC2$2.4M0.0%

+38.2%

267Presidential Bank6$2.4M0.0%

+72.2%

268Huntington National Bank7$2.3M0.0%

+65.6%

269Mid-Continent Funding9$2.2M0.0%

+2.6%

270Reliance First Capital12$2.2M0.0%

−56.9%

271Embrace Home Loans8$2.2M0.0%

−8.4%

272Citadel Servicing10$2.1M0.0%

+13.1%

273Emporium Tpo13$2.1M0.0%

−2.1%

274Securitynational Mortgage8$2.1M0.0%

+15.3%

275All in Credit Union21$2.1M0.0%

+119.7%

276Go Mortgage7$2.0M0.0%

+20.1%

277Onpath Federal Credit Union6$2.0M0.0%

+30.5%

278American Internet Mortgage8$2.0M0.0%

+140.5%

279C&F Mortgage6$2.0M0.0%

+321.5%

280Southern Energy Credit Union21$1.9M0.0%

+285.0%

281Genisys Credit Union4$1.9M0.0%

+1125.8%

282RPE Home10$1.8M0.0%

−23.8%

283Finance of America Reverse13$1.8M0.0%

−33.6%

284Mission Loans13$1.8M0.0%

+179.8%

285BMO Harris Bank6$1.8M0.0%

−12.3%

286Bank36$1.7M0.0%

+90.2%

287Riverland Federal Credit Union8$1.7M0.0%—
288Genway Home Mortgage13$1.7M0.0%—
289Longbridge Financial12$1.7M0.0%

+196.4%

290Communityamerica Federal Credit Union13$1.6M0.0%

+313.9%

291Red River Bank6$1.6M0.0%

+224.0%

292NFM7$1.6M0.0%

+280.0%

293First Technology Federal Credit Union1$1.6M0.0%

−59.9%

294First National Bank of America7$1.6M0.0%

−34.8%

295Primis Bank5$1.6M0.0%

+93.3%

296Bank Independent6$1.6M0.0%

+205.8%

297RoundPoint Mortgage Servicing8$1.6M0.0%

+297.5%

298Investor Mortgage Finance6$1.6M0.0%

−29.9%

299Servisfirst Bank6$1.5M0.0%

−59.6%

300Goldman Sachs Bank USA2$1.5M0.0%—
301Lima One Capital11$1.5M0.0%

−71.6%

302New Orleans Firemen's Federal6$1.5M0.0%

+48.5%

303Tammac Holdings15$1.5M0.0%—
304Credit Human Federal Credit Un13$1.5M0.0%

−36.8%

305Stancorp Mortgage Investors1$1.5M0.0%—
306Arc Home4$1.5M0.0%

+17.0%

307Heritage Bank of St. Tammany4$1.5M0.0%

−33.0%

308EMM Loans5$1.4M0.0%

−52.5%

309Metairie Bank and Trust Company3$1.4M0.0%

+168.9%

310Home Bank11$1.4M0.0%

+191.8%

311Community First National Bank6$1.4M0.0%

+38.7%

312Constructive Loans6$1.4M0.0%—
313Credit Union Mortgage Associat7$1.3M0.0%

−76.0%

314Farmers Bank & Trust3$1.3M0.0%

−25.9%

315Citizens Savings Bank9$1.3M0.0%

−51.3%

316Commercial Bank & Trust Company6$1.3M0.0%

−22.5%

317Guidance Residential5$1.2M0.0%

−31.8%

318Merchants Bank of Indiana6$1.2M0.0%

−66.2%

319BOKF3$1.2M0.0%

+322.8%

320First United Bank and Trust Co4$1.2M0.0%

+106.9%

321Fourleaf Federal Credit Union11$1.2M0.0%

+95.9%

322West Alabama Bank & Trust9$1.2M0.0%

+12.7%

323Partners Bank3$1.2M0.0%—
324American Airlines Federal Cred6$1.1M0.0%

+152.7%

325Bell Bank5$1.1M0.0%

+76.2%

326Bryant Bank4$1.1M0.0%—
327American Neighborhood Mortgage Acceptance4$1.1M0.0%

−1.3%

328Envoy Mortgage4$1.1M0.0%

−21.0%

329Gardner Financial Services2$1.1M0.0%—
330Centennial Bank2$1.1M0.0%

+1918.2%

331First Federal Bank5$1.1M0.0%

+11.1%

332Arvest Bank3$1.1M0.0%

−51.1%

333Fivepoint Credit Union1$1.1M0.0%—
334Citizens Equity First Credit U6$1.1M0.0%

−47.7%

335Prosperity Home Mortgage3$1.0M0.0%

−37.5%

336United Mortgage4$1.0M0.0%—
337Southeast Mortgage of Georgia4$1.0M0.0%

−15.6%

338Encore Bank2$1.0M0.0%

−5.6%

339Old National Bank3$995K0.0%

+131.4%

340Peoples Mortgage3$995K0.0%—
341First Bank3$985K0.0%—
342Quontic Bank3$975K0.0%

+103.1%

343Calcon Mutual Mortgage5$965K0.0%

−67.0%

344Anchor Loans6$960K0.0%

+73.0%

345Logan Finance2$960K0.0%

+140.0%

346The Cottonport Bank3$945K0.0%—
347Success Lending5$935K0.0%

−57.4%

348First Guaranty Bank2$920K0.0%

−65.1%

349Interlinc Mortgage Services5$915K0.0%

+18.1%

350Waterstone Mortgage2$900K0.0%

+140.0%

351River Bank & Trust3$895K0.0%

−19.0%

352Bank of Zachary3$885K0.0%

+118.5%

353MRV Banks1$885K0.0%

+181.0%

354University Bank2$880K0.0%

+220.0%

355Nexbank3$865K0.0%

−10.4%

356Meridian Bank2$860K0.0%

+493.1%

357New Horizons Credit Union3$845K0.0%

+356.8%

358Lendz Financial3$835K0.0%—
359SouthState Bank3$825K0.0%

+161.9%

360Primary Residential Mortgage4$820K0.0%

−57.8%

361Bison State Bank2$810K0.0%—
362Listerhill Credit Union5$805K0.0%

+120.5%

363The Union Bank3$805K0.0%—
364Commercial Capital Bank1$805K0.0%—
365Decatur County Bank1$805K0.0%

+387.9%

366Southern First Bank1$805K0.0%—
367First National Bank4$800K0.0%—
368First National Bank of Middle Tennessee2$800K0.0%—
369ClearEdge Lending3$785K0.0%

−19.9%

370BoxCar Mortgage3$785K0.0%

−59.6%

371Success Mortgage Partners3$785K0.0%

+175.4%

372Bank of St. Francisville5$775K0.0%

+91.4%

373South Louisiana Bank1$775K0.0%

−66.2%

374Atlantic Coast Mortgage3$765K0.0%—
375Insouth Bank4$750K0.0%

+127.3%

376F&a Federal Credit Union2$750K0.0%—
377Amarillo National Bank2$750K0.0%

+76.5%

378Gateway First Bank3$745K0.0%

+577.3%

379Justice Federal Credit Union3$735K0.0%

+1030.8%

380Sunflower Bank2$730K0.0%

−21.5%

381EFCU Financial Federal Credit Union3$725K0.0%

−9.4%

382Homeowners Financial Group2$720K0.0%

−76.4%

383Red River Employees Federal Credit Union7$705K0.0%

+53.3%

384Jefferson Financial Federal Credit Union3$705K0.0%

+386.2%

385Summit Funding3$695K0.0%

+44.8%

386Ameris Bank3$695K0.0%

−52.4%

387Easy Street Capital4$680K0.0%

+288.6%

388Flanagan State Bank3$675K0.0%

−6.9%

389Conventus Lending1$675K0.0%

+246.2%

390Northrop Grumman Federal Credit Union2$670K0.0%

+793.3%

391Oceanside Mortgage3$665K0.0%

+84.7%

392American Mortgage Services3$665K0.0%

+25.5%

393NASA Federal Credit Union5$655K0.0%

+89.9%

394KS StateBank4$650K0.0%

+83.1%

395Midland States Bank2$650K0.0%—
396Quorum Federal Credit Union7$645K0.0%

+29.0%

397Bridgeway Lending Partners3$625K0.0%—
398First National Bank of Eastern Arkansas1$625K0.0%—
399Schumacher Mortgage1$615K0.0%—
400Toyota Financial Savings Bank2$610K0.0%

−34.1%

401Goldwater Bank2$610K0.0%

−69.6%

402Financial Federal Bank3$605K0.0%

−73.4%

403Avadian Credit Union3$605K0.0%

+163.0%

404First National Bank USA2$600K0.0%

+135.3%

405City National Bank1$585K0.0%

−49.8%

406Norwich Commercial Group2$580K0.0%

−69.1%

407Greenstate Credit Union2$570K0.0%

+356.0%

408Member First Mortgage2$550K0.0%

−21.4%

409Citizens Bank and Trust Co2$550K0.0%—
410Verus2$540K0.0%—
411Ally Bank2$540K0.0%

−86.7%

412First State Bank of ST Charles2$540K0.0%

+129.8%

413Valley West2$530K0.0%

−77.6%

414Gershman Investment1$525K0.0%—
415First National Bank of Pulaski1$525K0.0%

+1066.7%

416General Mortgage Capital2$520K0.0%—
417Legends Bank2$520K0.0%—
418Countryplace Mortgage3$505K0.0%

−71.5%

419Cis Financial Services3$505K0.0%

−93.2%

420The Farmers & Merchants Bank1$505K0.0%

−53.2%

421Dayspring bank1$505K0.0%—
422Pelican State Credit Union3$495K0.0%

+371.4%

423RCN Capital4$490K0.0%

−68.7%

424Community Financial Services Bank2$480K0.0%—
425Bayshore Mortgage Funding2$480K0.0%

−38.9%

426Southpoint Bank1$475K0.0%

−10.4%

427Valley Credit Union1$475K0.0%—
428Re Investment Loans1$475K0.0%—
429Right Start Mortgage2$470K0.0%

+28.8%

430The Mortgage Link1$465K0.0%—
431Beeline Loans2$460K0.0%

−69.3%

432Black Hills Community Bank1$455K0.0%—
433Wilson Bank and Trust1$455K0.0%

+24.7%

434Citizens Bank and Trust Company1$455K0.0%—
435BankTennessee2$450K0.0%

−55.2%

436Fidelity Bank1$445K0.0%—
437Xplore Federal Credit Union1$445K0.0%—
4381st Signature Lending2$440K0.0%—
439Heritage Bank1$435K0.0%—
440RANLife1$435K0.0%—
441Temple View Capital Funding3$425K0.0%

−59.7%

442City 1st Mortgage Services, LC3$405K0.0%

+0.0%

443NuMark Credit Union1$395K0.0%—
444WSFS bank2$390K0.0%—
445Ascend Federal Credit Union1$385K0.0%

+8.5%

446Leader Bank1$385K0.0%

+10.0%

447Willamette Valley Bank1$385K0.0%

+156.7%

448MidFirst Bank4$380K0.0%

−11.6%

449Alabama ONE Credit Union4$380K0.0%

+590.9%

450Wings Financial Credit Union3$375K0.0%

+200.0%

451JD Bank1$375K0.0%—
452VanDyk Mortgage1$375K0.0%—
453Stellar Bank1$375K0.0%—
454TruHome Solutions2$370K0.0%

−80.3%

455Eastman Credit Union2$370K0.0%—
456Cake Mortgage1$365K0.0%—
457Academy Bank1$365K0.0%

+28.1%

458First Option Mortgage1$365K0.0%—
459ANECA Federal Credit Union1$365K0.0%—
460Old Second National Bank1$365K0.0%—
461American Security Mortgage Cor1$355K0.0%—
462Smartbank1$355K0.0%

−53.6%

463Local Bank2$350K0.0%—
464Guaranty Bank & Trust1$345K0.0%—
465Wesbanco Bank1$345K0.0%

+97.1%

466Watermark Capital1$335K0.0%

+191.3%

467Investar Bank1$325K0.0%—
468Central National Bank1$325K0.0%—
469Data Mortgage2$320K0.0%

+12.3%

470Direct Mortgage Loans2$320K0.0%

−62.1%

471Farm Credit Mid-America, Aca1$315K0.0%

+152.0%

472Gateway Bank1$315K0.0%—
473United Community Bank1$315K0.0%

−79.1%

474Valley National Bank1$315K0.0%—
475Michigan Mutual2$310K0.0%

−86.5%

476Top Flite Financial1$305K0.0%—
477First Midwest Bank of Dexter1$305K0.0%—
478Eureka Homestead1$305K0.0%

−55.1%

479Carrollton Bank1$305K0.0%

−41.3%

480Union Savings Bank1$305K0.0%—
481Bay Equity1$305K0.0%

+306.7%

482Bank of Little Rock Mortgage1$305K0.0%—
483Notre Dame Federal Credit Union2$300K0.0%—
484Tower Federal Credit Union2$300K0.0%—
485Pinnacle Bank1$295K0.0%—
486Winnsboro State Bank & Trust Company1$295K0.0%—
487Tennessee Valley Federal C U1$295K0.0%

−3.3%

488Suncoast Credit Union1$295K0.0%

+136.0%

489Tyndall Federal Credit Union3$285K0.0%

−63.5%

490Community National Bank1$285K0.0%—
491Contour Mortgage2$280K0.0%

−20.0%

492First American Bank2$280K0.0%

−22.2%

493Jefferson Parish Employees Federal Credit Union1$275K0.0%

+41.0%

494M C Bank & Trust Company1$275K0.0%—
495NobleBank & Trust1$275K0.0%—
496Servis One1$265K0.0%

−81.4%

497Hawthorn Bank1$265K0.0%—
498Ony Glo1$265K0.0%

−63.2%

499City Bank & Trust Co1$265K0.0%—
500Truity Federal Credit Union1$255K0.0%—
501Merchants Mortgage & Trust1$255K0.0%—
502Republic Bank & Trust1$255K0.0%—
503NQM Funding1$245K0.0%

−57.8%

504First Midwest Bank of the Ozarks1$245K0.0%—
505BankSouth Mortgage1$245K0.0%—
506Ardri1$245K0.0%—
507Ussfcu3$235K0.0%

+88.0%

508United Community Bank1$235K0.0%—
509Nexera Holding1$235K0.0%

−38.2%

510Advancial Federal Credit Union1$235K0.0%

−39.0%

511Bank of Louisiana1$235K0.0%

−25.4%

512Das Acquisition1$235K0.0%

−59.5%

513LoanPeople1$235K0.0%—
514Flexpoint1$225K0.0%

−85.8%

515Highlands Residential Mortgage1$225K0.0%

−80.9%

516Georgia United Credit Union1$225K0.0%—
517Atlantic Union Bank1$225K0.0%—
518Traditional Mortgage Acceptance2$220K0.0%—
519Essential Credit Union1$215K0.0%—
520Bank Five Nine1$215K0.0%—
521Family Security Credit Union1$215K0.0%—
522Resource Financial Services1$215K0.0%

−41.9%

523Fidelity Bank1$215K0.0%

−27.1%

524Community Bank1$215K0.0%

−24.6%

525Signature Federal Credit Union2$210K0.0%

+27.3%

526PFN Lending Group1$205K0.0%

−70.3%

527First Financial Bank1$205K0.0%—
528The Bank of Missouri1$205K0.0%—
529Nextmortgage1$205K0.0%

−75.4%

530Congressional Federal Credit Union1$205K0.0%

−63.1%

531Marion State Bank1$195K0.0%

−4.9%

532Homeland1$195K0.0%—
533Tib1$195K0.0%—
534East Coast Capital1$195K0.0%—
535Busey Bank1$195K0.0%—
536Potomac Bank1$195K0.0%—
537First State Bank of the South2$190K0.0%

+31.0%

538Smartfi Home Loans1$185K0.0%—
539Max Credit Union1$185K0.0%—
540First State Community Bank1$185K0.0%—
541Atlanta Postal Credit Union4$180K0.0%

+125.0%

542Rivertrust Federal Credit Union2$180K0.0%

−66.7%

543AAA Capital Investment1$175K0.0%

−50.7%

544First United Bank1$175K0.0%—
545Intouch Credit Union1$175K0.0%

−39.7%

546Liberty Savings Bank1$175K0.0%—
547Telcoe Federal Credit Union1$175K0.0%—
548Usalliance Federal Credit Union2$170K0.0%

−17.1%

549Cross Keys Bank1$165K0.0%

−58.8%

550Montgomery Bank1$165K0.0%—
551United Southern Bank1$165K0.0%

+22.2%

552Jet Direct Funding1$155K0.0%—
553Warsaw Federal Savings and Loan Association2$150K0.0%—
554Griffin Funding1$145K0.0%—
555First Western Trust Bank1$135K0.0%

−81.3%

556Sierra Pacific Mortgage1$135K0.0%

−40.0%

557APCI Federal Credit Union1$135K0.0%—
558New Federal Mortgage1$135K0.0%—
559Vista Point Mortgage1$125K0.0%—
560Capital Bank1$125K0.0%—
561Capital Concepts1$125K0.0%—
562Armstrong Bank1$125K0.0%

−44.4%

563Southeast Financial Credit Union1$125K0.0%

−40.5%

564Coca-Cola Federal Credit Union1$125K0.0%—
565Archwest Funding1$115K0.0%

−36.1%

566Financial Partners Credit Unio1$105K0.0%—
567Liberty Home Mortgage1$105K0.0%

−90.5%

568Digital Federal Credit Union1$105K0.0%

−76.1%

569Affinity Federal Credit Union1$95K0.0%—
570Climate First Bank1$85K0.0%—
571Servion1$85K0.0%

−72.6%

572Credit Union Community1$85K0.0%

−78.5%

573Dupaco Community Credit Union1$85K0.0%

−84.3%

574Superior Credit Union1$75K0.0%—
575Rain City Capital1$75K0.0%—
576Northwest Federal Credit Union1$75K0.0%

−48.3%

577Thrivent Federal Credit Union1$75K0.0%

+66.7%

578Plaquemine Bank and Trust Company1$65K0.0%—
579Connexus Credit Union1$65K0.0%

−76.4%

580Redstone Federal Credit Union1$65K0.0%—
581Firefighters First Federal Credit Union1$65K0.0%—
582TVA Community Credit Union1$55K0.0%—
583MassMutual FCU1$55K0.0%—
584Landmark Bank1$55K0.0%—
585First Metro Bank1$55K0.0%

−81.4%

586Servbank1$55K0.0%—
587Thrivent Bank1$25K0.0%—
588HSBC Bank USA0———
589Dover Federal Credit Union0———
590Churchill Funding I0———
591Axos Bank0———
592ABL RPC Residential Credit Acquisition0———
593Queensborough National Bank and Trust0———
594Home Mortgage Alliance Corp (Hmac)0———
595Public Service Credit Union0———
596Gulf Winds Credit Union0———
597Neighborhood Loans0———
598Acipco Federal Credit Union0———
599First Southern Bank0———
600Service Federal Credit Union0———
601Network Funding, L.P0———
602Filo Mortgage0———
603Luxury Mortgage0———
604Ice Lender Holdings0———
605Fortera Federal Credit Union0———
606Radiant Credit Union0———
607Pathways Financial Credit Union0———
608Firstmark Credit Union0———
609Schaumburg Bank & Trust Company0———
610Crystal Lake Bank & Trust Company0———
611STG Mortgage0———
612Silver Hill Funding0———
613Scott Credit Union0———
614National Cooperative Bank0———
615Georgia's Own Credit Union0———
616Clark County Credit Union0———
617Oceanfirst Bank0———
618MortgageOne0———
619Star USA Federal Credit Union0———
620Community Credit Union of Florida0———
621US Mortgage0———
622Fortress Bank0———
623Arrowhead Central Credit Union0———
624Weststar Mortgage0———
625Amres0———
626Westmark Credit Union0———
627America First Federal Credit Union0———
628Centra Credit Union0———
629Greystone Servicing0———
630Superior Financial Solutions0———
631Direct Federal Credit Union0———
632The Money Store0———
633I H Mississippi Valley Credit Union0———
634Robins Financial Credit Union0———
635A+ Federal Credit Union0———
636Wescom Central Credit Union0———
637Marion & Polk Schools Credit Union0———
638Fay Servicing0———
639Andrews Federal Credit Union0———
640First Federal S&L of Lakewood0———
641First Bank0———
642MLB Residential Lending0———
643First Financial Bank0———
644Mortgage Lenders Investment TR0———
645First Florida Credit Union0———
646Redwood Residential Acquisition0———
647Builder Finance0———
648Fox Communities Credit Union0———
649Panorama Mortgage Group0———
650Primis Bank0———
651Consumers Credit Union0———
652First Alliance Home Mortgage0———
653United Built Homes0———
654Fifth District Savings Bank0———
655Freedom First Federal Credit Union0———
656Farmers Insurance Federal Credit Union0———
657Paramount Bank0———
658Oaktree Funding0———
659Shoreham Bank0———
660United Bank VA0———
661Coastal Federal Credit Union0———
662Wright Patt Credit Union0———
663Bank Iowa0———
664Elements Financial Federal Cre0———
665American Bank0———
666Stride Bank0———
667Plainscapital Bank0———
668Herring Bank0———
669Goprime Mortgage0———
670Agriculture Federal Credit Union0———
671United Federal Credit Union0———
672Nations Direct Mortgage0———
673Princeton Mortgage0———
674Bank of Colorado0———
675Teachers Federal Credit Union0———
676Proponent FCU0———
677Centier Bank0———
678Inova Federal Credit Union0———
679NBH Bank0———
680Inspire Federal Credit Union0———
681The Central Trust Bank0———
682La Capitol Federal Credit Union0———
683Truliant Federal Credit Union0———
684Self Help Credit Union0———
6851st Ed Credit Union0———
686Main Street Bank0———
687Skyla Federal Credit Union0———
688First Federal Bank0———
689Peoples Bank0———
690First Premier Bank0———
691Foundation Mortgage0———
692Uncle Credit Union0———
693Center Street Lending Fund VIII SPE0———
694Emprise Bank0———
695First National Bank of Omaha0———
696S&T Bank0———
697First National Bank of Pennsylvania0———
698Broadway National Bank0———
699First Merchants Bank0———
700First Savings Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Mississippi state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Mississippi in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations54,718$11B100.0%— the widest basis
1-4 family dwellings54,337$10.2B93.1%5+ unit multifamily · 381 loans · $751.4M
1-4 family, first lien44,758$9.6B87.4%junior and subordinate liens · 9,579 loans · $630.8M
1-4 family, first lien, closed-end(disclosure only)41,369$9.2B83.6%home-equity lines of credit · 3,389 loans · $411.2M
1-4 family, first lien, closed-end, consumer-purpose(disclosure only)37,193$8.5B77.9%business-purpose loans and reverse mortgages · 4,176 loans · $630.1M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Mississippi

Mortgage lending by county — 78 with enough origination volume to profile, largest first

DeSoto County 5,176Harrison County 4,798Rankin County 4,363Madison County 2,962Jackson County 3,272Hinds County 3,572Lafayette County 1,654Lee County 1,784Lamar County 1,486Hancock County 1,223Forrest County 1,453Pearl River County 1,210Oktibbeha County 834Lowndes County 1,063Marshall County 839Jones County 1,236Lauderdale County 1,029Tate County 540Warren County 608George County 522Panola County 558Monroe County 583Pike County 483Pontotoc County 462Alcorn County 505Lincoln County 489Union County 399Simpson County 418Stone County 335Washington County 447Marion County 461Itawamba County 376Tishomingo County 328Grenada County 307Clay County 295Scott County 409Adams County 298Prentiss County 326Copiah County 316Yazoo County 285Neshoba County 327Bolivar County 274Covington County 287Newton County 316Smith County 277Leake County 240Clarke County 249Yalobusha County 254Attala County 255Wayne County 217Leflore County 258Walthall County 217Winston County 240Calhoun County 157Jasper County 224Tippah County 196Chickasaw County 182Amite County 132Benton County 144Sunflower County 228Greene County 167Perry County 163Lawrence County 166Webster County 133Coahoma County 168Carroll County 127Tunica County 67Jefferson Davis County 129Choctaw County 97Franklin County 79Montgomery County 99Holmes County 87Tallahatchie County 81Noxubee County 81Wilkinson County 72Humphreys County 79Kemper County 64Claiborne County 54

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Mississippi in the full MortRadar app

Other state markets

Largest states by 2025 volume

California$344.74BTexas$186.23BFlorida$183.52BNew York$116.18BNorth Carolina$89.58BWashington$81.03BGeorgia$79.74BVirginia$77.59B

Attribution & methodology. Mississippi figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.