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Market/State markets/Montana

STATE MARKET PROFILE · HMDA PUBLIC DATA

Montana mortgage market

Who lends in Montana, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$9.03B

+33.5% vs 2024

Origination volumeSum of loan amount over HMDA records with action taken = 1.2024: $6.76B

Originations · 2025

23,001

+18.4% vs 2024

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$9.03B in volume

Denial rate · 2025

14.8%

denied / actioned
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).U.S.: 18.0%

HMDA reporters · 2025

565

HMDA reporters
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.2024: 533 reporters

Rank among states & territories

#42

of 54 states & territories by volume

Montana's rank by origination volume in 2025

Share of U.S. volume

0.4%

U.S. $2.41T

Share of national origination volume

Median loan amount

$285K

U.S. $245K

Midpoint-rounded median loan amount on originations

Top lender

Glacier Bank

8.5% of the state

$771.0M originated in Montana, 2025
◈

MARKET SHARE

Glacier Bank led Montana in 2025 with $771.0M — 8.5% of the state's disclosed volume. Montana ranks #42 of 54 states & territories by origination volume, 0.4% of the national total. Statewide volume rose +33.5% from 2024.

Origination volume by year

Montana dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase51%Purchase · 51%11,766
Refinance31%Refinance · 31%7,195
Other purposes18%Other purposes · 18%4,040

Denial rate by year

Montana vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional77%Conventional · 77%17,815
FHA11%FHA · 11%2,458
VA11%VA · 11%2,642
USDA / RHS0%USDA / RHS · 0%86

Lenders in Montana · 2025

All 565 lenders that reported in Montana, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

1Glacier Bank1,904$771.0M8.5%

+47.9%

2Stockman Bank of Montana2,183$638.3M7.1%

+13.6%

3United Wholesale Mortgage1,414$576.0M6.4%

+44.8%

4Rocket Mortgage1,465$391.5M4.3%

+46.5%

5Opportunity Bank of Montana1,139$291.9M3.2%

+8.2%

6Evergreen Home Loans816$287.2M3.2%

+31.6%

7CrossCountry Mortgage640$259.2M2.9%

+9.9%

8JPMorgan Chase Bank163$240.0M2.7%

+2.7%

9Guaranteed Rate462$211.2M2.3%

−0.5%

10U.S. Bank538$202.7M2.2%

+4.8%

11Mortgage Research Center439$171.0M1.9%

+19.4%

12Guild Mortgage547$151.2M1.7%

+31.9%

13Colliers Mortgage5$147.4M1.6%

+571.9%

14Kind Lending319$134.4M1.5%

+56.7%

15First Interstate Bank610$127.0M1.4%

−3.2%

16Freedom Mortgage331$125.1M1.4%

+60.2%

17PennyMac Loan Services364$121.4M1.3%

+38.1%

18Wells Fargo Bank151$119.7M1.3%

+148.7%

19Cornerstone Capital Bank218$101.6M1.1%

+40.1%

20Bank of America115$92.5M1.0%

+107.3%

21Morgan Stanley Private Bank39$89.5M1.0%

+71.3%

22TrailWest Bank196$83.3M0.9%

+47.8%

23Yellowstone Bank208$75.1M0.8%

+27.1%

24CBRE Multifamily Capital4$74.8M0.8%

−12.9%

25PrimeLending166$73.2M0.8%

+41.7%

26Calcon Mutual Mortgage168$69.8M0.8%

+83.4%

27Union Home Mortgage183$69.2M0.8%

+131.8%

28Churchill Mortgage178$68.0M0.8%

+16.4%

29NewRez197$68.0M0.8%

+50.2%

30Lower221$65.3M0.7%

+18.3%

31Fairway Independent Mortgage207$63.9M0.7%

+5.2%

32Berkadia Commercial Mortgage3$63.6M0.7%

+3.0%

33Synergy One Lending180$61.5M0.7%

+102.5%

34Citibank16$56.0M0.6%

+604.2%

35Altana Federal Credit Union356$55.2M0.6%

−13.7%

36Barrington Bank & Trust Company109$50.5M0.6%

+42.5%

37Navy Federal Credit Union176$50.0M0.6%

+27.6%

38Clearwater Federal Credit Union138$49.6M0.5%

+0.6%

39loanDepot215$48.6M0.5%

+17.3%

40Plains Commerce Bank92$48.0M0.5%

−0.0%

41Valley Financial Credit Union264$46.8M0.5%

−25.1%

42CMG Mortgage97$46.7M0.5%

−31.6%

43BMO Harris Bank11$46.3M0.5%

+123.7%

44Goprime Mortgage93$45.8M0.5%

+28.6%

45First Citizens Bank & Trust3$45.6M0.5%

+575.8%

46Nationstar Mortgage217$45.1M0.5%

+52.8%

47Mutual of Omaha Mortgage126$44.4M0.5%

−1.7%

48Bellwether Enterprise Real Estate Capital3$42.7M0.5%

+58.4%

49The Loan Store100$42.3M0.5%

+164.8%

50New American Funding166$41.7M0.5%

+106.4%

51Independence Bank95$40.7M0.5%

+109.2%

52Prosperity Home Mortgage91$40.5M0.4%

−1.7%

53Securitynational Mortgage96$39.4M0.4%

+537.7%

54PGIM Real Estate Agency Financing2$38.1M0.4%—
55USAA Federal Savings Bank89$38.0M0.4%

+21.4%

56Envoy Mortgage90$36.6M0.4%

−14.5%

57M&T Realty Capital1$35.7M0.4%—
58UBS Bank USA27$33.2M0.4%

−33.0%

59Wintrust Bank1$32.0M0.4%

+7802.5%

60Regions Bank3$31.5M0.3%—
61Citizens Alliance Bank93$31.1M0.3%

+71.3%

62Lakeview Loan Servicing100$30.5M0.3%

+30.7%

63Bravera Bank89$29.4M0.3%

+9.0%

64PNC Bank35$28.6M0.3%

+33.4%

65American Pacific Mortgage51$28.6M0.3%

+5.7%

66Charles Schwab Bank27$27.8M0.3%

+69.8%

67First Federal Bank & Trust79$27.3M0.3%—
68Goldman Sachs Bank USA8$26.1M0.3%

+478.0%

69Mountain America Federal Credit Union113$26.1M0.3%

+28.7%

70Old National Bank2$25.9M0.3%

+3095.1%

71Amarillo National Bank1$25.5M0.3%—
72Stifel Bank & Trust41$24.5M0.3%

+27.7%

73Little Horn State Bank64$24.4M0.3%

+92.8%

74M&T Bank8$23.4M0.3%

+434.4%

75Huntington National Bank17$23.3M0.3%

+42.1%

76Paramount Residential Mortgage56$20.3M0.2%

+2.0%

77Amerisave Mortgage126$20.0M0.2%

+53.0%

78Billings Federal Credit Union55$17.5M0.2%

+13.8%

79Servion72$17.5M0.2%

+13.9%

80Flanagan State Bank31$16.7M0.2%

+39.8%

81Movement Mortgage34$16.7M0.2%

+32.5%

82Sage Home Loans36$16.7M0.2%

+362.0%

83Horizon Credit Union147$16.6M0.2%

+33.6%

84Montana Federal Credit Union109$16.5M0.2%

+19.7%

85The41$15.5M0.2%

+57.0%

86Premier Mortgage Resources39$15.4M0.2%

+381.2%

87Raymond James Bank10$15.0M0.2%

+267.0%

88Agwest Farm Credit, Flca29$15.0M0.2%

−5.7%

89V.I.P. Mortgage33$14.5M0.2%

+155.4%

90Sofi Bank72$14.5M0.2%

+38.1%

91Ark-La-Tex Financial Services41$14.5M0.2%

+19.9%

92Comerica Bank1$14.1M0.2%—
93Bank of Bridger45$14.0M0.2%

+98.4%

94Zions Bancorporation8$14.0M0.2%

+329.8%

95New Day Financial42$13.9M0.2%

−0.2%

96Intrepid Credit Union74$13.6M0.2%

+58.3%

97Ixonia Bank41$13.6M0.2%

+24.6%

98Everett Financial27$13.3M0.1%

+1500.6%

99Alliant Credit Union42$13.0M0.1%

+79.1%

100Mortgage Solutions of Colorado37$12.9M0.1%

+27.9%

101Village Capital & Investment35$12.9M0.1%

+34.7%

102PHH Mortgage33$12.8M0.1%

+47.8%

103Manhattan Bank38$12.7M0.1%

−11.0%

104American Financing44$12.6M0.1%

+55.4%

105Canopy Mortgage20$12.5M0.1%

+727.8%

106Citizens Bank10$12.3M0.1%

+165.4%

107Better Mortgage43$12.2M0.1%

+45.6%

108Figure Lending131$11.9M0.1%

+28.4%

109First Montana Bank39$11.8M0.1%

+26.4%

110Rocky Mountain Credit Union50$11.8M0.1%

−0.1%

111Finance of America Reverse41$11.7M0.1%

+3.5%

112American Financial Resources36$11.5M0.1%

+61.8%

113JLL Real Estate Capital1$11.4M0.1%

+4.5%

114Triad Financial Services97$11.1M0.1%

+30.0%

115Carrington Mortgage Services43$10.7M0.1%

+21.5%

116Longbridge Financial24$10.7M0.1%

+118.2%

117Colorado23$10.5M0.1%

+104.6%

118NBKC Bank24$10.3M0.1%

−33.6%

119Spring EQ108$10.3M0.1%

+19.4%

120Bny Mellon4$10.0M0.1%

+141.4%

121Axos Bank5$10.0M0.1%

+2522.4%

122Park Side Credit Union34$9.8M0.1%

+39.7%

123Champions Funding20$9.7M0.1%

+1154.5%

124First Federal Bank19$9.6M0.1%

+67.3%

125American Neighborhood Mortgage Acceptance32$9.3M0.1%—
126Cornerstone First Mortgage21$9.3M0.1%

+82.0%

127Plaza Home Mortgage28$9.2M0.1%

+54.2%

12821st Mortgage83$9.2M0.1%

−5.2%

129Flagstar Bank22$9.0M0.1%

−81.6%

130Planet Home Lending29$8.8M0.1%

−7.3%

131Change Lending13$8.8M0.1%

+133.6%

132Equity Prime Mortgage21$8.6M0.1%

+12.2%

133City National Bank7$8.4M0.1%

+2849.1%

134Farmers State Bank20$8.2M0.1%

+20.8%

135HomeBridge Financial Services38$8.0M0.1%

+137.6%

136The Northern Trust Co3$8.0M0.1%

+1288.7%

137MidFirst Bank4$8.0M0.1%

+35.9%

138Russell Country FCU57$7.9M0.1%

+75.3%

139Nexera Holding11$7.6M0.1%

+27.3%

140Belt Valley Bank40$7.3M0.1%

+46.3%

141First Western Trust Bank10$7.2M0.1%

+69.4%

142Madison Valley Bank27$7.0M0.1%

−20.0%

143Benchmark Bank1$6.9M0.1%

+274.3%

144Click n' Close29$6.8M0.1%

+8.2%

145Pinnacle Bank5$6.8M0.1%

+776.8%

146Redwood Residential Acquisition5$6.7M0.1%

+162.2%

147Lendsure Mortgage13$6.6M0.1%

+27.1%

148Hometown Equity Mortgage12$6.5M0.1%

+1691.7%

149HomeXpress Mortgage17$6.4M0.1%

+26.1%

150Libertyville Bank & Trust Company5$6.3M0.1%

+41.7%

151Bell Bank3$6.3M0.1%

−61.0%

152Zillow Home Loans19$6.0M0.1%

−13.8%

153Pentagon Federal Credit Union22$5.9M0.1%

+25.1%

154Commerce Bank2$5.8M0.1%—
155Luminate Bank10$5.8M0.1%—
156Merchants Capital1$5.8M0.1%—
157The Bank of Commerce13$5.7M0.1%

+90.5%

158Advancial Federal Credit Union7$5.7M0.1%

+36.5%

159Black Hills Federal Credit Union17$5.5M0.1%

+107.4%

160CV3 Financial Services2$5.4M0.1%—
161Citadel Servicing10$5.3M0.1%

+0.7%

162Fundloans Capital4$5.2M0.1%

−4.0%

163Walker & Dunlop2$5.2M0.1%

−66.8%

164Ameris Bank1$5.0M0.1%—
165A&D Mortgage12$5.0M0.1%

+441.3%

166Deephaven Mortgage8$4.9M0.1%

+34.8%

167Veritas Funding17$4.9M0.1%

+126.3%

168Five Star Bank1$4.8M0.1%—
169Plainscapital Bank1$4.8M0.1%

−36.4%

170RBC Bank (Georgia)5$4.7M0.1%

+458.7%

171Truist Bank9$4.6M0.1%

−39.2%

172Washington Trust Bank3$4.6M0.1%

−3.7%

173Cardinal Financial Company, Li11$4.6M0.1%

−9.5%

174FineMark National Bank & Trust1$4.6M0.1%—
175Customers Bank1$4.6M0.1%—
176Willamette Valley Bank12$4.4M0.0%

+63.2%

177Renasant Bank10$4.4M0.0%

+44.7%

178Riverview Bank1$4.4M0.0%—
179Magnolia Bank8$4.3M0.0%

+37.7%

180AmeriHome Mortgage13$4.2M0.0%

+29.2%

181Nexbank6$4.1M0.0%

+78.4%

182Texas Capital Bank1$4.0M0.0%

+427.5%

183Waterstone Mortgage8$4.0M0.0%

+442.9%

184Ascent Bank13$4.0M0.0%

−54.8%

185Discover Bank37$3.9M0.0%

−60.4%

186Wings Financial Credit Union5$3.6M0.0%

+158.8%

187Village Bank & Trust4$3.6M0.0%

+512.0%

188Arc Home4$3.5M0.0%

+888.7%

189The Central Trust Bank5$3.5M0.0%

+23.9%

190OCMBC11$3.4M0.0%

−18.9%

191Lake Forest Bank & Trust Company4$3.4M0.0%

−11.5%

192UMB Bank1$3.4M0.0%—
193Keybank5$3.3M0.0%

+287.7%

194Midwest Bank3$3.3M0.0%

−78.0%

195Deutsche Bank Trust Company Americas2$3.3M0.0%

−54.9%

196University Bank7$3.2M0.0%

+1010.5%

197Nations Direct Mortgage7$3.1M0.0%

+253.4%

198Nations Lending12$3.1M0.0%

+7.6%

199Presidential Bank6$3.1M0.0%

+252.0%

200Traditional Mortgage Acceptance12$3.0M0.0%

−31.2%

201American Internet Mortgage6$3.0M0.0%

+101.3%

202St. Charles Bank & Trust Company4$3.0M0.0%

+49.8%

203Bison State Bank6$3.0M0.0%—
204Georgia's Own Credit Union8$2.9M0.0%

+46.3%

205Resicentral6$2.9M0.0%

+153.4%

206Greystone Servicing1$2.9M0.0%

−57.4%

207Bank of Stockton1$2.9M0.0%—
208Numerica Credit Union2$2.9M0.0%

+4392.3%

209Fifth Third Bank3$2.9M0.0%

−50.0%

210Fourleaf Federal Credit Union12$2.8M0.0%

+32.1%

211Achieve Loans41$2.8M0.0%

+0.9%

212Beverly Bank & Trust Company2$2.8M0.0%

+225.1%

213Sunflower Bank6$2.7M0.0%

+93.6%

214Northpointe Bank7$2.7M0.0%

−38.9%

215Tradition Capital Bank1$2.6M0.0%—
216Mortgage Investors Group4$2.6M0.0%—
217BOKF4$2.5M0.0%

+60.8%

218Freedom Northwest Credit Union9$2.5M0.0%

+200.0%

219Premia Mortgage5$2.5M0.0%

−46.5%

220Re Investment Loans5$2.5M0.0%—
221Mechanics Bank1$2.5M0.0%—
222Vanderbilt Mortgage & Finance2$2.5M0.0%

+85.3%

2231st Liberty Federal Credit Uni16$2.5M0.0%

+110.0%

224First National Bank of East Texas1$2.5M0.0%—
225Old Plank Trail Community Bank2$2.5M0.0%

+381.6%

226LendingOne7$2.5M0.0%

+473.3%

227Gate City Bank6$2.4M0.0%

+125.4%

228ML Mortgage5$2.4M0.0%—
229Schaumburg Bank & Trust Company3$2.3M0.0%

+202.6%

230Valon Mortgage8$2.3M0.0%

+335.5%

231Farmers Bank & Trust6$2.3M0.0%

+40.9%

232Valley National Bank1$2.3M0.0%—
233The Citizens Bank1$2.2M0.0%—
234State Bank of The Lakes2$2.2M0.0%

+296.4%

235Idaho Central Credit Union6$2.2M0.0%

+48.3%

236First Mid Bank and Trust1$2.1M0.0%—
237Angel Oak Mortgage Solutions8$2.1M0.0%

−43.1%

238Sun West Mortgage6$2.1M0.0%

+85.1%

239Residential Wholesale Mortgage3$2.1M0.0%—
240Mission Loans13$2.1M0.0%

+114.9%

241Hinsdale Bank & Trust Company2$2.1M0.0%

+44.6%

242First Security Bank1$2.0M0.0%—
243American Heritage Lending5$1.9M0.0%

−15.9%

244Genisys Credit Union2$1.9M0.0%—
245Armed Forces Bank3$1.8M0.0%

−45.3%

246American Financial Network3$1.8M0.0%

−31.6%

247Arvest Bank4$1.8M0.0%

+15.5%

248Quorum Federal Credit Union13$1.8M0.0%

+9.2%

249Crystal Lake Bank & Trust Company4$1.8M0.0%—
250South River Mortgage8$1.8M0.0%—
251Encore Bank2$1.8M0.0%—
252Summit Funding2$1.8M0.0%—
253Primary Residential Mortgage4$1.7M0.0%

+46.8%

254STG Mortgage5$1.7M0.0%

−21.9%

255Land Home Financial Services5$1.7M0.0%

+18.0%

256Investor Mortgage Finance8$1.7M0.0%

−53.5%

257Triad Bank2$1.7M0.0%—
258Cadence Bank1$1.7M0.0%

+68.0%

259Northbrook Bank & Trust Company2$1.6M0.0%

+21.8%

260ClearPath Lending5$1.6M0.0%

−68.0%

261Southwest Funding3$1.6M0.0%

+170.2%

262Watermark Capital2$1.6M0.0%

+369.6%

263JMAC Lending5$1.6M0.0%—
264Hiawatha National Bank1$1.6M0.0%—
265Baxter Credit Union3$1.6M0.0%

+93.3%

266Frontier Credit Union4$1.6M0.0%—
267First Alliance Home Mortgage2$1.6M0.0%

+269.4%

268Smartfi Home Loans7$1.5M0.0%

−62.3%

269Security Service1$1.5M0.0%—
270Bankwest10$1.5M0.0%

−18.3%

271First American Bank1$1.5M0.0%

+0.0%

272Velocity Commercial Capital4$1.5M0.0%

−60.4%

273GuardHill Financial1$1.5M0.0%—
274Towne Mortgage5$1.4M0.0%

−61.9%

275Kiavi Funding5$1.4M0.0%—
276Alameda Mortgage2$1.4M0.0%

+63.1%

277WSFS bank2$1.4M0.0%

+508.9%

278Stockmens Bank1$1.4M0.0%—
279Lima One Capital2$1.4M0.0%

−81.6%

280Oaktree Funding2$1.3M0.0%

−48.2%

281Truity Federal Credit Union2$1.3M0.0%—
282Nuvision Federal Credit Union2$1.3M0.0%

+751.6%

283Homestead Funding4$1.3M0.0%

+76.9%

284TJC Mortgage2$1.3M0.0%

+89.8%

285Ardri3$1.3M0.0%—
286Star One Credit Union2$1.3M0.0%—
287Verus2$1.2M0.0%—
288Choice Financial Group1$1.2M0.0%

+42.8%

289MortgageOne3$1.2M0.0%

+202.5%

290Texana Bank3$1.2M0.0%

+24.4%

291Credit Union Mortgage Associat4$1.2M0.0%—
292Ahl Funding3$1.2M0.0%

+33.9%

293Johnson Bank1$1.2M0.0%

+59.6%

294Sierra Pacific Mortgage4$1.2M0.0%

−73.3%

295ResMac1$1.2M0.0%—
296Ally Bank2$1.2M0.0%

−68.6%

297First National Bank of America2$1.2M0.0%

+10.3%

298Merchants Bank2$1.2M0.0%—
299Guaranteed Rate Affinity3$1.2M0.0%

+1466.7%

300OriginPoint2$1.2M0.0%—
301Homeowners Financial Group2$1.2M0.0%—
302Reliance First Capital6$1.1M0.0%

−44.7%

303Incrediblebank2$1.1M0.0%—
304First Dakota National Bak1$1.1M0.0%—
305Direct Rate Home Loans1$1.1M0.0%—
306VanDyk Mortgage3$1.1M0.0%

+194.5%

307The Union Bank3$1.1M0.0%—
308Old Second National Bank2$1.1M0.0%—
309First Colony Mortgage Corporat6$1.0M0.0%

−66.0%

310Coastal Community Bank13$1.0M0.0%—
311North American Savings Bank3$1.0M0.0%

+62.7%

312Goldenwest Federal Credit Union1$1.0M0.0%—
313Tib2$1.0M0.0%

+23.9%

314Servis One3$1.0M0.0%

−44.5%

315CIBC Bank USA1$1.0M0.0%

−43.4%

316Residential Mortgage2$1.0M0.0%

+70.9%

317Member First Mortgage2$990K0.0%

−57.4%

318First Community Credit Union1$985K0.0%—
319Firefighters First Federal Credit Union3$975K0.0%

−46.4%

320Baker Boyer National Bank1$975K0.0%—
321NOVA Financial & Investment4$970K0.0%

−59.8%

322First Bank2$970K0.0%—
323Credit Human Federal Credit Un9$935K0.0%

−42.3%

324Home Mortgage Alliance Corp (Hmac)2$930K0.0%

−32.4%

325NFM2$930K0.0%

+24.0%

326Liberty Federal Credit Union1$925K0.0%

+537.9%

327Hapo Communtiy Credit Union1$915K0.0%—
328Justice Federal Credit Union3$905K0.0%

+4.0%

329Logan Finance1$865K0.0%

−51.9%

330The Nodaway Valley Bank1$865K0.0%—
331Farmers Bank & Trust2$860K0.0%—
332Granite Bank2$860K0.0%—
333Heritage Bank2$860K0.0%

+212.7%

334Franklin Loan2$850K0.0%

−47.0%

335Usalliance Federal Credit Union4$810K0.0%

+31.7%

336Gateway First Bank2$810K0.0%

+170.0%

337Keystone Funding1$805K0.0%—
338American National Bank & Trust1$805K0.0%

+242.6%

339Peoples Mortgage1$805K0.0%

−51.4%

340MortgageCountry2$800K0.0%—
341Crestline Funding2$790K0.0%—
342Nationwide Mortgage Bankers3$785K0.0%

+19.8%

343RiverHills Bank1$775K0.0%—
344Union Bank and Trust Company1$755K0.0%—
345Broadway National Bank1$755K0.0%

−72.4%

346Southwest Stage Funding6$750K0.0%

−45.5%

347West Gate Bank3$725K0.0%

−35.0%

348I H Mississippi Valley Credit Union1$725K0.0%—
349Digital Federal Credit Union2$720K0.0%—
350Patriot Home Mortgage2$720K0.0%—
351BoxCar Mortgage1$715K0.0%

+107.2%

352Badger Bank1$705K0.0%—
353KS StateBank1$705K0.0%—
354Right Start Mortgage2$690K0.0%

+42.3%

355BPL Mortgage1$685K0.0%—
356Bridgewater Bank1$685K0.0%—
357Tower Federal Credit Union2$680K0.0%—
358Heritage Bank2$670K0.0%

−86.6%

359Bay Equity2$660K0.0%

−86.6%

360American Bank & Trust1$655K0.0%

+138.2%

361United Trust Bank1$655K0.0%

+15.9%

362F&a Federal Credit Union2$650K0.0%

+94.0%

363Das Acquisition2$650K0.0%—
364Austin Bank, Texas1$645K0.0%

−89.5%

365First State Bank of ST Charles1$645K0.0%—
366Griffin Funding3$635K0.0%—
367Mason-McDuffie Mortgage1$635K0.0%—
3681st Security Bank of Washington2$630K0.0%—
369HMDA LAR 2025-Final1$625K0.0%

+47.1%

370Northern Bank & Trust Company1$625K0.0%—
371Paramount Bank1$615K0.0%—
372Spokane Teachers Credit Union1$615K0.0%

−59.5%

373GTE Federal Credit Union4$610K0.0%

−3.2%

374Jonah Bank of Wyoming2$610K0.0%—
375RANLife1$605K0.0%—
376Service Federal Credit Union2$600K0.0%—
377Operating Engineers Federal Credit Union1$595K0.0%—
378Capital Bank1$585K0.0%—
3791st Summit Bank1$585K0.0%—
380Dakota Community Bank & Trust2$580K0.0%—
381Directors Mortgage2$570K0.0%

+1166.7%

382Leader Bank1$565K0.0%

−70.3%

383Idaho First Bank1$565K0.0%

−23.1%

384Gold Star Mortgage Financial Group2$560K0.0%

−61.6%

385American Airlines Federal Cred2$560K0.0%

+1144.4%

386Vista Point Mortgage1$545K0.0%—
387Flat Branch Mortgage2$530K0.0%

−44.5%

388PFN Lending Group1$525K0.0%—
389Gulf Coast Bank and Trust1$515K0.0%—
390First State Bank and Trust1$515K0.0%—
391Nicolet National Bank1$505K0.0%—
392Bank Fund Staff Federal Credit1$505K0.0%—
393Premier Lending1$495K0.0%—
394Wheaton Bank & Trust Company1$485K0.0%

−85.7%

395Consolidated Community Credit2$480K0.0%—
396Success Lending2$480K0.0%

+284.0%

397Megastar Finanacial1$475K0.0%

−61.2%

398RPE Home3$465K0.0%

−37.6%

399First International Bank & Trust1$465K0.0%

−89.9%

400Dart Bank1$455K0.0%—
401Panorama Mortgage Group1$455K0.0%

+54.2%

402Union Savings Bank1$455K0.0%—
403Kish Bank1$455K0.0%—
404Greenstate Credit Union2$450K0.0%

+23.3%

405Busey Bank1$435K0.0%—
406Emporium Tpo2$430K0.0%

−83.0%

407Summit Mortgage1$425K0.0%

+240.0%

408Empeople Credit Union4$420K0.0%

−22.9%

409Intercap Lending2$420K0.0%

−67.7%

410Acrisure Mortgage1$405K0.0%

−71.3%

411Blaze Credit Union1$405K0.0%—
412All Credit Considered Mortgage1$405K0.0%—
413First1$405K0.0%—
414National Bank of Commerce1$405K0.0%—
415First Horizon Bank1$405K0.0%

−76.2%

416Flexpoint1$395K0.0%—
417Catalyst Mortgage1$395K0.0%—
418T2 Financial1$385K0.0%

−45.4%

419Credit Union of Colorado, A Federal Credit Union2$380K0.0%—
420Genesis Capital1$375K0.0%—
421Oceanfirst Bank1$365K0.0%—
422Pillar Bank1$355K0.0%—
423Signature Federal Credit Union3$345K0.0%—
424Chevron Federal Credit Union2$330K0.0%—
425Geneva Financial1$325K0.0%

−5.8%

426The Money Store1$325K0.0%—
427Los Angeles Police FCU1$305K0.0%

−56.7%

428TruHome Solutions1$305K0.0%

+165.2%

429First Bank & Trust1$305K0.0%

−20.8%

430American Federal Bank1$305K0.0%—
431Greenbox Loans1$305K0.0%

−39.6%

432Pivot Financial Partners1$305K0.0%—
433First Commonwealth Bank1$305K0.0%—
434Ameritrust Mortgage2$300K0.0%—
435Bankvista1$285K0.0%

−31.3%

436Kinecta Federal Credit Union1$285K0.0%

−81.3%

437Sovereign Bank1$275K0.0%—
438First Community Credit Union1$275K0.0%—
439The Union Bank1$275K0.0%—
440Marlin Mortgage Capital1$275K0.0%—
441Christian Community Credit Union2$270K0.0%

+5.9%

442Luminate Home Loans1$265K0.0%

−97.6%

443Gardner Financial Services1$265K0.0%—
444Coulee Bank1$255K0.0%—
445Bank of Colorado1$255K0.0%

+4.1%

446Easy Street Capital2$250K0.0%—
447New Wave Lending Group1$245K0.0%

−32.9%

448Priority Home Lending1$245K0.0%

−73.7%

449City National Bank of Florida1$245K0.0%—
450First1$235K0.0%—
451Western Vista Federal Credit U1$225K0.0%

+9.8%

452Delmar Financial1$205K0.0%

−19.6%

453Genway Home Mortgage1$205K0.0%

−56.8%

454ANB Bank2$200K0.0%—
455RoundPoint Mortgage Servicing1$195K0.0%

−85.2%

456Adams Bank & Trust1$195K0.0%—
457First Technology Federal Credit Union1$195K0.0%—
458Pinnacle Bank - Wyoming1$195K0.0%

−4.9%

459HSBC Bank USA1$185K0.0%

−93.3%

460Black Hills Community Bank1$185K0.0%—
461My Move Mortgage1$185K0.0%—
462First Community Mortgage1$185K0.0%

−91.5%

463Wesbanco Bank1$185K0.0%—
464First Citizens Community Bank1$175K0.0%—
465Citizens Bank Minnesota1$165K0.0%—
466Columbia Bank1$165K0.0%

−97.4%

467RCN Capital1$155K0.0%

−78.5%

468Congressional Federal Credit Union1$155K0.0%

+181.8%

469Connexus Credit Union2$150K0.0%—
470Western State Bank1$145K0.0%

−85.4%

471AmeriChoice Federal Credit Union1$145K0.0%

+70.6%

472NASA Federal Credit Union1$145K0.0%—
473Railway Credit Union1$145K0.0%—
474Citizens Equity First Credit U1$125K0.0%

+400.0%

475City 1st Mortgage Services, LC1$125K0.0%

−88.0%

476Farmers Insurance Federal Credit Union1$115K0.0%

−37.8%

477Mabrey Bank1$105K0.0%—
478Ithink Financial Credit Union1$105K0.0%—
479First National Bank1$105K0.0%

−16.0%

480Scient Federal Credit Union1$105K0.0%—
481Arixa Secured Income Fund1$95K0.0%

−72.5%

482Department of the Interior FCU1$85K0.0%—
483Stanford Federal Credit Union1$75K0.0%

−96.2%

484Bankiowa1$65K0.0%—
485Deseret First Credit Union1$35K0.0%

−74.1%

486Great Southern Bank0———
487Eclipse Bank0———
488Thrivent Bank0———
489Lendz Financial0———
490Superior Credit Union0———
491State Departmenet Federal Credit Union0———
492Aspire Home Loans0———
493Neighborhood Loans0———
494Loan Funder0———
495Filo Mortgage0———
496Luxury Mortgage0———
497D. L. Evans Bank0———
498Third Coast Bank0———
499RCN Capital0———
500Red Canoe Credit Union0———
501Cake Mortgage0———
502Town and Country Credit Union0———
503Leaderone Financial0———
504Top Flite Financial0———
505Provident Funding Associates0———
506Credit Union 10———
507Anchor Loans0———
508Westmark Credit Union0———
509America First Federal Credit Union0———
510Meridian Trust Federal Credit Union0———
511Data Mortgage0———
512Superior Financial Solutions0———
513Northrop Grumman Federal Credit Union0———
514Altra Federal Credit Union0———
515A+ Federal Credit Union0———
516American State Bank0———
517Dominion Financial Services0———
518The Park National Bank0———
519Grand Bank for Savings0———
520Canvas Credit Union0———
521NuMark Credit Union0———
522Compeer Financial0———
523Oneaz Credit Union0———
524First Florida Credit Union0———
525First State Bank Nebraska0———
526American United FCU0———
527ClearEdge Lending0———
528Mortgage 10———
529Atlanta Postal Credit Union0———
530Veridian Credit Union0———
531SIRVA Mortgage0———
532Intouch Credit Union0———
533Fidelity Bank0———
534Premier Members Credit Union0———
535Chickasaw Community Bank0———
536Dieterich Bank0———
537Lookout Credit Union0———
538Dakota West Credit Union0———
539Mid-Continent Funding0———
540Stride Bank0———
541AmWest Funding0———
542Loanunited.Com0———
543Saxton Mortgage0———
544Teachers Federal Credit Union0———
545Merck Employees FCU0———
546Bankplus0———
547Members 1st FCU0———
548NBH Bank0———
549Merchants Bank of Indiana0———
550Apex Bank0———
551Bank of Springfield0———
552Servbank0———
553Truwest Credit Union0———
554Together Credit Union0———
555Park State Bank0———
556Foundation Mortgage0———
557Zippy Loans0———
558Center Street Lending Fund VIII SPE0———
559Milo Credit0———
560First National Bank of Omaha0———
561First Financial Bank0———
562Horizon Bank0———
563United Community Bank0———
564First Savings Bank0———
565Webster Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Montana state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Montana in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations23,001$9B100.0%— the widest basis
1-4 family dwellings22,816$8.1B89.6%5+ unit multifamily · 185 loans · $942.1M
1-4 family, first lien17,784$7.5B83.0%junior and subordinate liens · 5,032 loans · $596.5M
1-4 family, first lien, closed-end(disclosure only)16,660$7.2B79.4%home-equity lines of credit · 1,124 loans · $322.5M
1-4 family, first lien, closed-end, consumer-purpose(disclosure only)15,624$6.7B73.8%business-purpose loans and reverse mortgages · 1,036 loans · $500.4M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Montana

Mortgage lending by county — 38 with enough origination volume to profile, largest first

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Montana in the full MortRadar app

Other state markets

Largest states by 2025 volume

California$344.74BTexas$186.23BFlorida$183.52BNew York$116.18BNorth Carolina$89.58BWashington$81.03BGeorgia$79.74BVirginia$77.59B

Attribution & methodology. Montana figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.