STATE MARKET PROFILE · HMDA PUBLIC DATA

New Mexico mortgage market

Name: New Mexico Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in New Mexico, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$12.34B

+36.9% vs 2024

Originations · 2025

39,313

+7.9% vs 2024

Denial rate · 2025

18.6%

denied / actioned

HMDA reporters · 2025

614

HMDA reporters

Rank among states & territories

#37

of 54 states & territories by volume

Share of U.S. volume

0.5%

U.S. $2.41T

Median loan amount

$225K

U.S. $245K

Top lender

JLL Real Estate Capital

17.7% of the state

◈

MARKET SHARE

JLL Real Estate Capital led New Mexico in 2025 with $2.18B — 17.7% of the state's disclosed volume. New Mexico ranks #37 of 54 states & territories by origination volume, 0.5% of the national total. Statewide volume rose +36.9% from 2024.

Origination volume by year

New Mexico dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase58%

Refinance28%

Other purposes14%

Denial rate by year

New Mexico vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional69%

FHA18%

VA13%

USDA / RHS1%

Lenders in New Mexico · 2025

All 614 lenders that reported in New Mexico, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY NEW MEXICO RECORD →

1JLL Real Estate Capital8$2.18B17.7%—

2United Wholesale Mortgage2,298$746.3M6.0%

+22.9%

3Rocket Mortgage2,972$633.9M5.1%

+15.3%

4Waterstone Mortgage2,064$466.8M3.8%

+3.2%

5Guild Mortgage2,173$466.4M3.8%

+2.5%

6Sunward1,153$317.0M2.6%

+22.5%

7Nusenda Federal Credit Union1,881$272.3M2.2%

+2.3%

8Primary Residential Mortgage1,071$267.0M2.2%

−8.3%

9BOKF772$266.3M2.2%

+0.4%

10Mortgage Research Center822$260.1M2.1%

+21.6%

11JPMorgan Chase Bank543$205.2M1.7%

+27.7%

12CMG Mortgage819$166.5M1.3%

+22.2%

13loanDepot789$162.8M1.3%

+37.5%

14Freedom Mortgage491$155.7M1.3%

+9.0%

15DHI Mortgage432$153.8M1.2%

+3.2%

16CrossCountry Mortgage478$153.1M1.2%

+43.2%

17PennyMac Loan Services593$147.2M1.2%

+59.7%

18Pulte Mortgage321$144.8M1.2%

+7.7%

19CBRE Multifamily Capital5$136.8M1.1%

−29.9%

20Sunflower Bank349$133.6M1.1%

+94.5%

21Citizens Bank of las Cruces338$131.6M1.1%

+58.0%

22Navy Federal Credit Union500$117.7M1.0%

−3.6%

2321st Mortgage783$109.4M0.9%

−3.2%

24Bell Bank397$96.9M0.8%

+10.8%

25Kind Lending300$95.2M0.8%

+19.9%

26Bank of America356$83.2M0.7%

+10.4%

27Kirtland Federal Credit Union504$83.0M0.7%

+34.3%

28PrimeLending416$80.0M0.6%

−24.1%

29Nationstar Mortgage451$79.8M0.6%

+29.1%

30Builders Choice Mortgage239$78.4M0.6%—

31Click n' Close339$77.8M0.6%

−2.2%

32PNC Bank143$77.7M0.6%

+267.6%

33Walker & Dunlop3$77.1M0.6%

+103.8%

34Calcon Mutual Mortgage234$74.8M0.6%

+18.5%

35Directors Mortgage376$72.8M0.6%

−24.0%

36NewRez292$71.1M0.6%

+54.3%

37Del Norte Credit Union312$69.3M0.6%

+10.7%

38New American Funding323$69.2M0.6%

+10.4%

39U.S. Bank286$68.6M0.6%

+8.8%

40Wells Fargo Bank252$67.3M0.5%

−4.8%

41USAA Federal Savings Bank192$62.5M0.5%

−7.9%

42V.I.P. Mortgage272$56.8M0.5%

+99.1%

43Nations Lending133$56.8M0.5%

+6.7%

44Guaranteed Rate208$55.2M0.4%

+2.7%

45Plaza Home Mortgage166$54.0M0.4%

+41.4%

46Mortgage Solutions of Colorado223$53.4M0.4%

+16.3%

47Sandia Area Federal Credit Uni425$52.2M0.4%

+20.3%

48Hometrust Mortgage156$49.5M0.4%

−12.3%

49Mutual of Omaha Mortgage179$49.4M0.4%

+20.8%

50Lument Real Estate Capital8$48.7M0.4%

−37.7%

51Movement Mortgage206$45.8M0.4%

+139.3%

52Berkadia Commercial Mortgage5$45.2M0.4%

−52.2%

53Lakeview Loan Servicing180$44.3M0.4%

+64.2%

54Union Home Mortgage129$42.2M0.3%

+128.2%

55Homeamerican Mortgage101$42.0M0.3%

+43.2%

56American Pacific Mortgage204$41.3M0.3%

+83.3%

57Cornerstone Capital Bank227$41.3M0.3%

+70.3%

58Paramount Residential Mortgage143$38.7M0.3%

+12.4%

59Geneva Financial163$38.5M0.3%

+31.2%

60Gateway First Bank216$37.5M0.3%

−2.5%

61U.S. Eagle Federal Credit Union367$37.4M0.3%

+0.7%

62Village Capital & Investment104$37.2M0.3%

+14.7%

63State Employees' Credit Union250$34.8M0.3%

+7.1%

64NBKC Bank94$33.7M0.3%

+4.9%

65Change Lending118$32.6M0.3%

+9.8%

66Evergreen Home Loans180$32.4M0.3%—

67Plains Commerce Bank92$31.4M0.3%

−28.1%

68VanDyk Mortgage104$31.0M0.3%

+105.6%

69BMO Harris Bank162$30.9M0.3%

−2.5%

70First American Bank112$30.2M0.2%

+4.5%

71HomeBridge Financial Services120$30.1M0.2%

+12.1%

72Gold Star Mortgage Financial Group145$29.9M0.2%

+27.6%

73Sierra Pacific Mortgage102$29.6M0.2%

+27.7%

74New Day Financial94$28.6M0.2%

+14.2%

75Fairway Independent Mortgage83$28.5M0.2%

+14.8%

76Western Commerce Bank101$28.5M0.2%

+45.1%

77Rio Grande Credit Union154$27.1M0.2%

+40.6%

78Amerisave Mortgage206$26.8M0.2%

+14.7%

79The Loan Store110$26.0M0.2%

+275.3%

80Vanderbilt Mortgage & Finance197$25.9M0.2%

+0.4%

81Cedar Rapids Bank and Trust2$25.9M0.2%

−49.9%

82Better Mortgage92$25.6M0.2%

+57.7%

83Morgan Stanley Private Bank36$25.2M0.2%

−27.6%

84Community National Bank1$25.0M0.2%—

85NOVA Financial & Investment119$24.9M0.2%

+277.5%

86The72$24.8M0.2%

+24.0%

87American Financial Resources83$23.9M0.2%

+281.0%

88Equity Prime Mortgage75$21.6M0.2%

+26.6%

89First Financial Credit Union136$21.2M0.2%

+143.0%

90Carrington Mortgage Services102$20.2M0.2%

+37.8%

91Planet Home Lending71$20.1M0.2%

+71.0%

92American Financial Network64$19.5M0.2%

+45.7%

93UMB Bank97$19.1M0.2%

+7098.1%

94Everett Financial49$18.8M0.2%

+61.6%

95Spring EQ188$18.6M0.2%

+74.9%

96MidFirst Bank18$18.2M0.1%

+117.3%

97AdvantageFirst Lending57$17.8M0.1%—

98Washington Federal21$17.5M0.1%

−56.4%

99Sun American Mortgage61$16.7M0.1%

+26.2%

100PHH Mortgage55$16.7M0.1%

+229.6%

101Sofi Bank70$16.6M0.1%

+12.6%

102First Federal Bank45$16.5M0.1%

+53.5%

103Figure Lending213$16.1M0.1%

+66.0%

104Rocky Mountain Mortgage46$16.1M0.1%

−37.4%

105Lendsure Mortgage38$16.1M0.1%

+77.1%

106Sage Home Loans41$15.8M0.1%

+631.7%

107The Citizens Bank55$15.7M0.1%

−2.2%

108Colorado40$15.6M0.1%

+43.3%

109Southwest Funding44$15.5M0.1%

+12.4%

110First Citizens Bank & Trust34$14.8M0.1%

+25.1%

111Goodleap88$14.3M0.1%

−3.8%

112Guadalupe Credit Union72$14.1M0.1%

+69.1%

113HomeXpress Mortgage36$14.0M0.1%

+59.1%

114Prosperity Home Mortgage49$13.9M0.1%

−9.3%

115Enterprise Bank & Trust34$13.8M0.1%

−21.7%

116Pentagon Federal Credit Union56$13.3M0.1%

−18.0%

117JMAC Lending46$13.2M0.1%

+195.3%

118AmeriHome Mortgage40$13.0M0.1%

+71.6%

119Longbridge Financial46$12.9M0.1%

+263.1%

120Directions Equity37$12.5M0.1%

+532.1%

121Southwest Stage Funding64$12.4M0.1%

+46.5%

122Summit Funding39$12.2M0.1%

−0.0%

123Firstlight Federal Credit Unio82$11.9M0.1%

−1.4%

124Stifel Bank & Trust20$11.8M0.1%

+87.4%

125Premia Mortgage27$11.7M0.1%

+25.6%

126Charles Schwab Bank19$11.7M0.1%

−12.5%

127Angel Oak Mortgage Solutions41$11.6M0.1%

+7.9%

128Cardinal Financial Company, Li41$11.5M0.1%

−79.1%

129Alliant Credit Union35$11.3M0.1%

+79.3%

130Envoy Mortgage35$11.3M0.1%

+44.1%

131ClearPath Lending34$11.3M0.1%

+57.8%

132Zillow Home Loans45$11.1M0.1%

−3.3%

133Right Start Mortgage42$10.8M0.1%

+19.8%

134Loan Funder37$10.8M0.1%

+76.6%

135A&D Mortgage28$10.3M0.1%

+1871.4%

136Loan Simple36$10.0M0.1%

+21.1%

137American Heritage Lending38$9.9M0.1%

−12.3%

138Gecu56$9.2M0.1%

+14.9%

139Barrington Bank & Trust Company30$9.1M0.1%

+5.0%

140Coastal Community Bank157$9.0M0.1%

+53.0%

141American Financing41$9.0M0.1%

+51.3%

142City Bank40$8.8M0.1%

−23.4%

143Bank of the Southwest51$8.5M0.1%

+2.6%

144OCMBC26$8.3M0.1%

+90.4%

145Dominion Financial Services23$8.2M0.1%

+290.3%

146First New Mexico Bank, las Cru35$8.0M0.1%

−21.9%

147Veritas Funding30$8.0M0.1%

+131.9%

148Five Star Bank2$7.8M0.1%—

149Nexera Holding31$7.8M0.1%

−3.0%

150Huntington National Bank16$7.8M0.1%

−26.7%

151Securitynational Mortgage31$7.7M0.1%

+13.0%

152Triad Financial Services53$7.7M0.1%

+182.8%

153Magnolia Bank25$7.7M0.1%

+29.3%

154Truist Bank16$7.6M0.1%

+83.6%

155Flagstar Bank29$7.6M0.1%

−81.1%

156ABL RPC Residential Credit Acquisition28$7.5M0.1%—

157Citadel Servicing26$7.5M0.1%

+19.6%

158Finance of America Reverse38$7.5M0.1%

+1.6%

159Lower27$7.2M0.1%

+5.1%

160Farm Credit Mid-America, Aca16$7.2M0.1%

+22.8%

161Berkeley Point Capital1$7.2M0.1%—

162Pinnacle Bank2$7.1M0.1%

+37.2%

163NBH Bank19$7.0M0.1%

+54.0%

164Northpointe Bank14$7.0M0.1%

+42.7%

165UBS Bank USA8$7.0M0.1%

−14.8%

166Goldwater Bank21$6.8M0.1%

−13.6%

167Champions Funding23$6.8M0.1%

+2284.2%

168Churchill Mortgage25$6.7M0.1%

+68.4%

169Bank of Colorado34$6.7M0.1%

−22.5%

170Sun West Mortgage22$6.6M0.1%

−51.4%

171Loanunited.Com18$6.3M0.1%—

172Highlands Residential Mortgage13$6.3M0.1%

+58.0%

173Alliance Credit Union18$6.1M0.0%

+1676.8%

174Guaranteed Rate Affinity17$6.1M0.0%

−12.5%

175Armed Forces Bank13$5.8M0.0%

−8.7%

176America First Federal Credit Union48$5.8M0.0%

+97.6%

177Zions Bancorporation23$5.7M0.0%

−36.7%

178Nexbank19$5.6M0.0%

−0.4%

179Das Acquisition16$5.6M0.0%

+16.8%

180Prosperity Bank6$5.2M0.0%

+132.9%

181Deephaven Mortgage18$5.2M0.0%

+15.7%

182Investor Mortgage Finance20$5.1M0.0%

−42.0%

183White Sands Federal Credit Union34$5.1M0.0%

−19.2%

184Amarillo National Bank12$5.1M0.0%

+417.3%

185SIRVA Mortgage16$5.0M0.0%

−51.8%

186Intercap Lending13$4.9M0.0%

−2.3%

187Michigan Mutual19$4.9M0.0%

−68.2%

188Velocity Commercial Capital16$4.8M0.0%

+7.5%

189Achieve Loans70$4.7M0.0%

+71.2%

190Valon Mortgage40$4.6M0.0%

+771.7%

191M&T Bank17$4.6M0.0%

+58.7%

192Discover Bank52$4.4M0.0%

−73.9%

193Texana Bank14$4.4M0.0%

+102.3%

194First Savings Bank24$4.3M0.0%

−7.4%

195Aspire Home Loans11$4.2M0.0%—

196Lima One Capital9$4.2M0.0%

+116.9%

197CoreVestAmericanFinanceLenderLLC3$4.1M0.0%

+952.6%

198Countryplace Mortgage24$4.1M0.0%

+17.3%

199Quorum Federal Credit Union27$4.0M0.0%

−2.9%

200American Internet Mortgage14$4.0M0.0%

+96.1%

201Ark-La-Tex Financial Services11$4.0M0.0%

−30.7%

202Vista Point Mortgage6$3.9M0.0%—

203Academy Bank5$3.8M0.0%—

204Old National Bank11$3.8M0.0%

+192.7%

205First National Bank Texas13$3.8M0.0%

+22.9%

206Cornerstone First Mortgage9$3.7M0.0%

+276.9%

207Fifth Third Bank8$3.7M0.0%

+442.2%

208Luminate Bank11$3.6M0.0%—

209Mission Loans20$3.6M0.0%

+202.5%

210LoanPeople13$3.5M0.0%

−41.6%

211Bison State Bank6$3.5M0.0%—

212Flat Branch Mortgage11$3.4M0.0%

+258.9%

213Citibank7$3.4M0.0%

−56.7%

214Cadence Lending Group8$3.4M0.0%

+0.0%

215Member First Mortgage11$3.3M0.0%

−8.0%

216Top Flite Financial11$3.2M0.0%

−32.5%

217Tib16$3.2M0.0%

+18.2%

218Gardner Financial Services6$3.2M0.0%

−27.7%

219Pioneer Bank22$3.2M0.0%

−41.8%

220Peoples Mortgage11$3.1M0.0%

−59.9%

221Flexpoint11$3.1M0.0%

+28.6%

222Ixonia Bank9$3.0M0.0%

+104.4%

223Temple View Capital Funding8$3.0M0.0%

+15.5%

224Mason-McDuffie Mortgage11$3.0M0.0%

−77.3%

225Canopy Mortgage11$3.0M0.0%

+133.3%

226Citizens Bank9$3.0M0.0%

+52.8%

227Farmers Insurance Federal Credit Union13$2.8M0.0%

+286.9%

228American Portfolio Mortgage7$2.7M0.0%

+534.1%

229South River Mortgage19$2.6M0.0%

+975.5%

230Hometown Equity Mortgage8$2.6M0.0%

−61.0%

231RANLife12$2.6M0.0%

+74.5%

232Royal Pacific Funding3$2.6M0.0%

+363.4%

233Granite Bank4$2.6M0.0%

+434.0%

234Towne Mortgage12$2.6M0.0%—

235Royal Business Bank1$2.5M0.0%—

236Direct Mortgage Loans7$2.5M0.0%—

237AmWest Funding10$2.5M0.0%

+0.2%

238Raiz Federal Credit Union12$2.4M0.0%

−37.6%

239Bayshore Mortgage Funding10$2.3M0.0%

−31.0%

240Mountain America Federal Credit Union15$2.3M0.0%

−89.4%

241Emporium Tpo5$2.3M0.0%

−9.9%

242First Horizon Bank4$2.3M0.0%

+46.6%

243First United Bank and Trust Co6$2.2M0.0%

+65.9%

244RoundPoint Mortgage Servicing10$2.2M0.0%

+171.6%

245CV3 Financial Services9$2.2M0.0%—

246T2 Financial9$2.2M0.0%

+101.4%

247First Community Mortgage8$2.1M0.0%

−52.9%

248ClearEdge Lending6$2.1M0.0%

+280.4%

249NewPoint Real Estate Capital1$2.1M0.0%—

250LendingOne8$2.1M0.0%

−50.2%

251Arvest Bank5$2.1M0.0%

+293.3%

252BPL Mortgage8$2.1M0.0%

+33.8%

253Real Genius5$2.1M0.0%—

254Northmarq Capital Finance, L.L.C1$2.0M0.0%—

255Leader Bank9$2.0M0.0%

+62.5%

256Baxter Credit Union9$2.0M0.0%

+225.0%

257First Western Trust Bank4$2.0M0.0%

−17.7%

258Chevron Federal Credit Union7$2.0M0.0%

−29.3%

259Plainscapital Bank4$1.9M0.0%

+207.9%

260Anchor Loans8$1.9M0.0%

−18.0%

261Builder Finance2$1.9M0.0%

+394.9%

262Valley West6$1.9M0.0%

−50.6%

263Stanford Federal Credit Union4$1.9M0.0%

+50.6%

264Castle & Cooke Mortgage7$1.9M0.0%

−9.6%

265Advancial Federal Credit Union8$1.9M0.0%

+130.9%

266Credit Union Mortgage Associat6$1.8M0.0%

+101.1%

267Smartfi Home Loans11$1.8M0.0%

+286.2%

268Homestead Funding3$1.8M0.0%

+371.4%

269Flanagan State Bank7$1.8M0.0%

−11.3%

270SWBC Mortgage4$1.8M0.0%

+17.6%

271Success Lending8$1.8M0.0%

+34.6%

272Bank of Whittier7$1.8M0.0%

−34.5%

273Primis Bank4$1.7M0.0%

+390.1%

274Farmers Bank & Trust4$1.7M0.0%

−50.4%

275Franklin Loan6$1.7M0.0%

+363.0%

276Credit Human Federal Credit Un15$1.7M0.0%

−39.4%

277ValueBank Texas1$1.7M0.0%—

278Servion5$1.6M0.0%

−76.4%

279Genisys Credit Union2$1.6M0.0%—

280First United Bank4$1.6M0.0%

+223.2%

281University Bank5$1.6M0.0%—

282American National Bank1$1.6M0.0%—

283RPE Home3$1.5M0.0%

+9.3%

284GuardHill Financial1$1.5M0.0%—

285Ally Bank4$1.5M0.0%

−79.9%

286First Technology Federal Credit Union5$1.5M0.0%

+74.6%

287Glacier Bank5$1.4M0.0%

+72.7%

288Arc Home3$1.4M0.0%

−32.6%

289The Central Trust Bank3$1.4M0.0%

−84.0%

290City National Bank3$1.4M0.0%

+180.2%

291Ameris Bank3$1.4M0.0%

−16.5%

292AAA Capital Investment5$1.4M0.0%

+30.6%

293Arizona Financial Credit Union1$1.4M0.0%—

294State Departmenet Federal Credit Union2$1.4M0.0%

−15.5%

295Firefighters First Federal Credit Union9$1.4M0.0%

+90.8%

296HNB Mortgage2$1.3M0.0%

−2.9%

297Weichert Financial Services1$1.3M0.0%

+75.5%

298Texas Tech Federal Credit Union5$1.3M0.0%

−41.2%

299Service Federal Credit Union5$1.3M0.0%

+817.9%

300Synergy One Lending4$1.3M0.0%

−67.4%

301Community First National Bank3$1.3M0.0%

+912.0%

302Onpath Federal Credit Union1$1.3M0.0%—

303Willow Bend Mortgage4$1.3M0.0%

+21.4%

304Coast One Mortgage5$1.2M0.0%—

305RCN Capital6$1.2M0.0%

−58.4%

306Centennial Bank5$1.2M0.0%

+417.0%

307Acrisure Mortgage3$1.2M0.0%

+2.6%

308Traditional Mortgage Acceptance7$1.2M0.0%

+164.8%

309Fourleaf Federal Credit Union11$1.1M0.0%

−57.3%

310Mid-Continent Funding3$1.1M0.0%

+26.1%

311Aaxy3$1.1M0.0%

−35.9%

312Hightechlending6$1.1M0.0%—

313Jefferson Bank1$1.1M0.0%—

314Presidential Bank2$1.1M0.0%

+55.2%

315Pacific Premier1$1.1M0.0%—

316Goldman Sachs Bank USA1$1.1M0.0%

+61.3%

317Absolute Mortgage & Lending4$1.1M0.0%

+344.9%

318Eustis Mortgage3$1.1M0.0%

−58.3%

319Credit Union of Colorado, A Federal Credit Union12$1.1M0.0%

+928.6%

320Fidelity Bank3$1.0M0.0%

+1129.4%

321NFM4$1.0M0.0%

−49.9%

322Nations Direct Mortgage4$1.0M0.0%—

323Bny Mellon2$1.0M0.0%

+82.0%

3245th Sreet Capital1$1.0M0.0%—

325Stride Bank3$995K0.0%

+22.8%

326First State Bank2$970K0.0%

+34.7%

327Origin Bank1$965K0.0%

+206.3%

328Network Funding, L.P2$960K0.0%

+9.1%

329Cake Mortgage2$960K0.0%

+60.0%

330Bank Fund Staff Federal Credit3$935K0.0%

−47.2%

331Washington Trust Bank2$930K0.0%—

332Quontic Bank4$920K0.0%

−67.6%

333City 1st Mortgage Services, LC3$915K0.0%

+200.0%

334First Colony Mortgage Corporat3$905K0.0%

+46.0%

335All Credit Considered Mortgage3$895K0.0%—

336Solarity Credit Union1$895K0.0%—

337Capital Bank4$890K0.0%—

338MortgageCountry3$885K0.0%

−32.7%

339MortgageOne4$880K0.0%

−56.2%

340Payne County Bank1$875K0.0%—

341Deseret First Credit Union2$870K0.0%

+50.0%

342Premier Mortgage Resources2$860K0.0%—

343Keybank2$860K0.0%

−79.6%

344Raymond James Bank2$860K0.0%

−80.7%

345Genway Home Mortgage5$855K0.0%—

346Brighton Bank2$840K0.0%

+118.2%

347First National Bank of Hutchinson2$810K0.0%

+179.3%

348The City National Bank of Sulphur Springs1$805K0.0%—

349OakStar Bank1$805K0.0%—

350Verus2$790K0.0%—

351TJC Mortgage3$775K0.0%

−52.0%

352Toyota Financial Savings Bank1$775K0.0%—

353Patriot Home Mortgage3$745K0.0%

−34.9%

354Liberty National Bank1$745K0.0%—

355American Airlines Federal Cred6$740K0.0%

−1.3%

356Agwest Farm Credit, Flca1$725K0.0%—

357North American Savings Bank3$715K0.0%

−78.3%

358Chickasaw Community Bank3$715K0.0%

−55.6%

359Empeople Credit Union4$710K0.0%

+15.4%

360Pacific Residential Mortgage3$705K0.0%

−88.7%

361Communityamerica Federal Credit Union2$690K0.0%

+12.2%

362Merchants Mortgage & Trust3$685K0.0%

−26.3%

363SunWest Credit Union1$675K0.0%—

364Griffin Funding2$670K0.0%

+793.3%

365Carrollton Bank1$655K0.0%—

366Union Savings Bank1$655K0.0%—

367Western Bank1$645K0.0%

+87.0%

368Goprime Mortgage1$645K0.0%—

369Embrace Home Loans3$635K0.0%

+130.9%

370WSFS bank2$630K0.0%

+24.8%

371Lendz Financial1$625K0.0%—

372AERO Federal Credit Union5$615K0.0%

+846.2%

373Access Community Credit Union3$615K0.0%

+59.7%

374Data Mortgage2$610K0.0%—

375Beeline Loans2$610K0.0%—

376Quad City Bank and Trust1$605K0.0%—

377Susser Bank1$605K0.0%

+0.0%

378Homeowners Financial Group2$590K0.0%

−88.9%

379Easy Street Capital3$585K0.0%—

380Central National Bank1$565K0.0%—

381North Dallas Bank & Trust Co1$565K0.0%—

382Tower Federal Credit Union2$560K0.0%

+31.8%

383Neighborhood Loans57$555K0.0%—

384American Mortgage Bank1$555K0.0%—

385The Mortgage Link1$555K0.0%

+26.1%

386Interbank1$555K0.0%—

387Luminate Home Loans2$550K0.0%

−92.9%

388Jacksboro National Bank1$545K0.0%—

389Coleman County State Bank1$545K0.0%—

390Blaze Credit Union2$540K0.0%—

391Reliance First Capital3$535K0.0%

−83.8%

392Andrews Federal Credit Union1$535K0.0%

+94.5%

393Bank of England1$535K0.0%

+189.2%

394Oceanside Mortgage2$530K0.0%

+221.2%

395Mayo Employees Federal Credit Union1$525K0.0%—

396Wyoming Bank & Trust1$515K0.0%

−5.5%

397Conventus Lending1$515K0.0%—

398First National Bank of America3$505K0.0%

−43.9%

399Together Credit Union2$500K0.0%—

400Axos Bank2$490K0.0%

−25.2%

401First State Bank of ST Charles1$485K0.0%

−39.4%

402First Financial Bank1$485K0.0%—

403Success Mortgage Partners1$485K0.0%

−83.2%

404ML Mortgage1$475K0.0%—

405Assurance Financial Group, L.L.C1$475K0.0%—

406TBK Bank3$465K0.0%

−61.4%

407West Gate Bank3$465K0.0%

−57.9%

408Encore Bank1$465K0.0%

−14.7%

409Iserve Residential Lending1$465K0.0%—

410Liberty Home Mortgage1$465K0.0%—

411Watermark Capital2$460K0.0%

−52.6%

412myCUmortgage2$460K0.0%

−68.2%

413Great Southern Bank1$455K0.0%

+35.8%

414Premier Lending2$450K0.0%—

415Rain City Capital1$445K0.0%—

416Security Home Mortgage1$435K0.0%—

417Access Bank1$435K0.0%—

418Greenstate Credit Union1$435K0.0%—

419Polaris Home Funding2$430K0.0%

−89.6%

420Heritage Bank1$425K0.0%

+34.9%

421Pinnacle Bank1$425K0.0%

−8.6%

422Ameritrust Mortgage2$420K0.0%

−83.5%

423Goldenwest Federal Credit Union1$415K0.0%—

424CB&S Bank1$415K0.0%—

425Stockton Mortgage1$405K0.0%—

426Vantage West Credit Union1$405K0.0%—

427The Northern Trust Co1$405K0.0%—

428Nationwide Mortgage Bankers2$400K0.0%

+116.2%

429Princeton Mortgage1$395K0.0%

−44.8%

430Vision Bank2$390K0.0%—

431Georgia's Own Credit Union1$385K0.0%—

432Delmar Financial1$385K0.0%—

433Republic State Mortgage1$375K0.0%—

434Wescom Central Credit Union1$375K0.0%—

435Countybank1$375K0.0%—

436Residential Wholesale Mortgage1$375K0.0%—

437Lincoln Federal SVGS BK of Ne1$375K0.0%—

438Re Investment Loans2$370K0.0%—

439Genco Federal Credit Union1$365K0.0%—

440Oaktree Funding2$360K0.0%

−57.1%

441Equity Bank2$360K0.0%

+125.0%

442Ladera Lending3$355K0.0%

−55.3%

443Logan Finance1$355K0.0%

−34.3%

444Mortgage Management Consultants1$355K0.0%

−38.8%

445Bay Equity1$355K0.0%

−97.5%

446United Teletech Financial Federal Credit Union1$355K0.0%—

447Old Second National Bank1$355K0.0%

+57.8%

448PFN Lending Group1$345K0.0%

−68.2%

449American Momentum Bank1$345K0.0%—

450Commercial Bank of Texas1$345K0.0%—

451Servis One2$340K0.0%—

452Valliance Bank1$335K0.0%—

453Direct Rate Home Loans1$335K0.0%—

454Alameda Mortgage1$325K0.0%—

455Justice Federal Credit Union1$325K0.0%—

456Charter West Bank1$325K0.0%—

457Firstbank1$325K0.0%—

458Weststar Mortgage1$315K0.0%—

459Wright Patt Credit Union1$315K0.0%—

460Oceanfirst Bank1$305K0.0%—

461University Credit Union1$305K0.0%—

462United Federal Credit Union1$305K0.0%—

463Orchard Mortgage1$305K0.0%

−53.8%

464Signature Federal Credit Union3$295K0.0%—

465Texas Partners Bank1$295K0.0%—

466Northwest Federal Credit Union2$290K0.0%

−56.1%

467Inwood National Bank1$285K0.0%—

468Contour Mortgage1$285K0.0%

−21.9%

469Constructive Loans2$280K0.0%—

470NQM Funding1$275K0.0%

−80.2%

471University Federal Credit Union1$275K0.0%—

472First National Bank Mortgage1$275K0.0%

−56.0%

473Central Bank Illinois1$275K0.0%—

474Canvas Credit Union1$265K0.0%

−59.2%

475NASA Federal Credit Union1$265K0.0%—

476Bancfirst1$265K0.0%—

477GTE Federal Credit Union1$265K0.0%—

478Fundloans Capital1$255K0.0%

−84.4%

479Fidelity Lending Solutions1$255K0.0%—

480Panorama Mortgage Group1$245K0.0%

−92.5%

481Megastar Finanacial1$245K0.0%

−36.4%

482Commerce Bank1$245K0.0%

−54.2%

483Air Academy Federal Credit Union1$235K0.0%—

4841st Signature Lending1$235K0.0%—

485Archwest Funding1$225K0.0%

+21.6%

486First Financial Bank1$225K0.0%

−85.0%

487Ussfcu1$225K0.0%—

488American Partners Federal Credit Union2$220K0.0%

−65.1%

489Uniwyo Federal Credit Union1$215K0.0%—

490Bridgeway Lending Partners1$215K0.0%—

491RCN Capital1$205K0.0%—

492Greenbox Loans1$205K0.0%—

493Nuvision Federal Credit Union3$195K0.0%

+333.3%

494Cadence Bank1$195K0.0%

+5.4%

495Home Mortgage Alliance Corp (Hmac)2$190K0.0%

−74.0%

496Blue Federal Credit Union1$185K0.0%—

497Centennial Lending1$185K0.0%—

498TruHome Solutions1$175K0.0%—

499American Bank of Commerce1$175K0.0%

−75.2%

500Thrivent Federal Credit Union1$175K0.0%

−14.6%

501Regions Bank1$175K0.0%

−70.8%

502United Trust Bank1$165K0.0%—

503Premier America Credit Union1$155K0.0%—

504Kinecta Federal Credit Union1$155K0.0%

−34.0%

505New Wave Lending Group1$155K0.0%—

506Members Heritage Credit Union1$155K0.0%—

507Encompass Lending Group, L.P1$145K0.0%

−59.2%

508Copper State Credit Union1$145K0.0%—

509Southwest Airlines FCU1$145K0.0%—

510American Nation Bank1$135K0.0%—

511Digital Federal Credit Union1$135K0.0%

−92.6%

512Citizens National Bank of Texas1$115K0.0%—

513Congressional Federal Credit Union1$95K0.0%

−79.1%

514Citizens Equity First Credit U1$95K0.0%—

515West Texas National Bank1$85K0.0%—

516Efinity Financial1$85K0.0%—

517Cis Financial Services1$75K0.0%

+66.7%

518CrossFirst Bank1$65K0.0%

−73.5%

519Security Service1$55K0.0%—

520Shoreham Bank1$25K0.0%—

521Trustmark Bank0———

522HSBC Bank USA0———

523Go Mortgage0———

524Department of the Interior FCU0———

525Connexus Credit Union0———

526Pacific Lending0———

527TexasBank0———

528First American Credit Union0———

529Day Air Credit Union0———

530Strong Home Mortgage0———

531RF Renovo Management0———

532Luxury Mortgage0———

533Ice Lender Holdings0———

534General Mortgage Capital0———

535Credit Union of Texas0———

536Silver Hill Funding0———

537Shore United Bank0———

538National Cooperative Bank0———

539RBC Bank (Georgia)0———

540First National Bank and Trust0———

541Colorado Credit Union0———

542Clark County Credit Union0———

543Peoples Bank0———

544Affinity Federal Credit Union0———

545Liberty Federal Credit Union0———

546Greystone Servicing0———

547Gulf Coast Bank and Trust0———

548Northrop Grumman Federal Credit Union0———

549Arizona Central Credit Union0———

550Arbor Realty Trust0———

551A+ Federal Credit Union0———

552Financial Partners Credit Unio0———

553Home Funding0———

554Denver Fire Department FCU0———

555Regent Bank0———

556SouthStar Bank0———

557Christian Community Credit Union0———

558Fay Servicing0———

559Grand Bank for Savings0———

560Compeer Financial0———

561Oneaz Credit Union0———

562Redwood Residential Acquisition0———

563Wallick and Volk0———

564Network Capital Funding0———

565Legend Bank0———

566Desert Financial Credit Union0———

567Foothill Federal Credit Union0———

568Wings Financial Credit Union0———

569All in Credit Union0———

570Atlanta Postal Credit Union0———

571Associated Credit Union of TX0———

572Veridian Credit Union0———

573Boeing Employees' Credit Union0———

574Flyhomes Mortgage0———

575Intouch Credit Union0———

576ReadyCap Commercial0———

577Fidelity Bank0———

578Premier Members Credit Union0———

579Arcstone Financial0———

580Community National Bank & Trust0———

581American Heritage Federal Credit Union0———

582Agriculture Federal Credit Union0———

583First Option Mortgage0———

584Saxton Mortgage0———

585Pinnacle Bank0———

586Truity Federal Credit Union0———

587Veritex Community Bank0———

588Teachers Federal Credit Union0———

589Climb Credit Union0———

590Allied Mortgage Group0———

591UMassFive College Federal Credit Union0———

592Centier Bank0———

593Inova Federal Credit Union0———

594Norwich Commercial Group0———

595BoxCar Mortgage0———

596Gate City Bank0———

597Utah Power Credit Union0———

598Midland States Bank0———

599Financial Resources Federal CR0———

600Truliant Federal Credit Union0———

601Self Help Credit Union0———

602First Federal Bank of Kansas City0———

603North Shore Trust & Savings0———

604Merchants Bank of Indiana0———

605DuPage Credit Union0———

606Apex Bank0———

607Great Plains National Bank0———

608Servbank0———

609Hills Bank and Trust Company0———

610Everbank0———

611Milo Credit0———

612City National Bank of Florida0———

613First National Bank of Omaha0———

614S&T Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the New Mexico state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for New Mexico in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations39,313$12.3B100.0%— the widest basis

1-4 family dwellings39,208$9.5B76.9%5+ unit multifamily · 105 loans · $2.85B

1-4 family, first lien29,565$8.9B72.0%junior and subordinate liens · 9,643 loans · $603.1M

1-4 family, first lien, closed-end(disclosure only)28,650$8.7B70.7%home-equity lines of credit · 915 loans · $161.1M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)27,281$8.3B67.6%business-purpose loans and reverse mortgages · 1,369 loans · $378.6M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in New Mexico

Mortgage lending by county — 26 with enough origination volume to profile, largest first

Bernalillo County 14,289 Sandoval County 5,039 Santa Fe County 3,074 Doña Ana County 4,013 Valencia County 1,924 San Juan County 1,627 Otero County 1,237 Eddy County 1,097 Los Alamos County 503 Lea County 840 Chaves County 889 Taos County 473 Curry County 816 Lincoln County 423 Rio Arriba County 338 Torrance County 355 Colfax County 215 Grant County 343 San Miguel County 250 McKinley County 288 Roosevelt County 230 Luna County 251 Sierra County 205 Socorro County 155 Cibola County 122 Quay County 57

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

New Mexico in the full MortRadar app

New Mexico market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts New Mexico state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. New Mexico figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.