STATE MARKET PROFILE · HMDA PUBLIC DATA

Rhode Island mortgage market

Name: Rhode Island Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in Rhode Island, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$9.02B

+25.6% vs 2024

Originations · 2025

26,004

+14.6% vs 2024

Denial rate · 2025

18.7%

denied / actioned

HMDA reporters · 2025

464

HMDA reporters

Rank among states & territories

#43

of 54 states & territories by volume

Share of U.S. volume

0.4%

U.S. $2.41T

Median loan amount

$285K

U.S. $245K

Top lender

Citizens Bank

9.0% of the state

◈

MARKET SHARE

Citizens Bank led Rhode Island in 2025 with $815.7M — 9.0% of the state's disclosed volume. Rhode Island ranks #43 of 54 states & territories by origination volume, 0.4% of the national total. Statewide volume rose +25.6% from 2024.

Origination volume by year

Rhode Island dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase41%

Refinance35%

Other purposes25%

Denial rate by year

Rhode Island vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional85%

FHA11%

VA4%

USDA / RHS0%

Lenders in Rhode Island · 2025

All 464 lenders that reported in Rhode Island, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY RHODE ISLAND RECORD →

1Citizens Bank3,762$815.7M9.0%

+54.2%

2Navigant Credit Union1,833$454.7M5.0%

+10.6%

3Movement Mortgage1,001$391.0M4.3%

+4.2%

4The Washington Trust Company, of Westerly1,040$301.0M3.3%

+21.7%

5Rocket Mortgage1,016$270.0M3.0%

+21.4%

6COASTAL1 Credit Union1,317$261.6M2.9%

+29.8%

7Baycoast Mortgage429$228.6M2.5%

+30.8%

8BankNewport656$215.2M2.4%

+5.8%

9United Wholesale Mortgage531$211.4M2.3%

+21.1%

10CMG Mortgage587$204.2M2.3%

+15.4%

11Primary Residential Mortgage690$203.3M2.3%

+15.2%

12NFM459$202.9M2.2%

−13.3%

13Guild Mortgage556$191.4M2.1%

+13.3%

14Centreville Bank409$177.8M2.0%

+38.3%

15American Neighborhood Mortgage Acceptance334$141.5M1.6%

+340.5%

16Bank of America432$133.8M1.5%

+13.9%

17JPMorgan Chase Bank145$129.3M1.4%

+156.4%

18RF Renovo Management129$124.5M1.4%

+77.5%

19loanDepot410$119.3M1.3%

+46.8%

20Province Mortgage Associates284$118.2M1.3%

+42.9%

21Guaranteed Rate250$108.0M1.2%

+51.1%

22Walker & Dunlop1$96.0M1.1%

−5.5%

23Fall River Five Cents Savings261$89.8M1.0%

+91.5%

24NewRez250$88.4M1.0%

+69.2%

25Semper Home Loans212$88.1M1.0%

−15.7%

26Greystone Servicing1$86.4M1.0%—

27CrossCountry Mortgage206$85.0M0.9%

−8.5%

28PennyMac Loan Services260$84.0M0.9%

+42.3%

29Freedom Mortgage211$83.9M0.9%

+88.7%

30CBRE Multifamily Capital3$80.1M0.9%—

31Navy Federal Credit Union294$78.0M0.9%

−0.4%

32U.S. Bank161$76.8M0.9%

+26.6%

33Mortgage Research Center176$76.8M0.9%

+51.1%

34Northpointe Bank198$74.1M0.8%

+1.6%

35Beacon Bank & Trust127$71.9M0.8%

+423.4%

36Harborone Mortgage159$71.1M0.8%

+48.5%

37Bank Rhode Island165$69.5M0.8%

−34.2%

38Westerly Community Credit Union346$66.3M0.7%

+6.2%

39Shoreham Bank205$65.4M0.7%

+6.0%

40Mortgage Equity Partners137$64.3M0.7%

−7.3%

41Baycoast Bank164$64.2M0.7%

+92.0%

42New American Funding174$62.5M0.7%

+31.6%

43Bristol County Savings Bank84$59.1M0.7%

−16.5%

44Greenwood Credit Union315$59.0M0.7%

+28.3%

45Leader Bank124$58.3M0.6%

+29.3%

46Total Mortgage Services148$56.7M0.6%

−19.6%

47Embrace Home Loans106$55.0M0.6%

+27.6%

48Paramount Residential Mortgage148$54.2M0.6%

+11.8%

49TD Bank137$51.2M0.6%

+19.2%

50Morgan Stanley Private Bank45$44.9M0.5%

+10.9%

51Washington Trust Mortgage85$44.6M0.5%

+122.3%

52Guaranteed Rate Affinity121$42.7M0.5%

+81.5%

53Fairway Independent Mortgage102$42.5M0.5%

−11.0%

54Eastern Bank47$42.2M0.5%

−32.8%

55Nationstar Mortgage186$41.8M0.5%

+60.4%

56Webster Bank105$41.6M0.5%

+23.8%

57The People's Credit Union147$37.5M0.4%

+17.6%

58Bellwether Enterprise Real Estate Capital1$35.5M0.4%—

59Digital Federal Credit Union41$33.1M0.4%

+107.3%

60Wells Fargo Bank54$30.1M0.3%

+106.6%

61Rhode Island Credit Union285$29.0M0.3%

+27.7%

62Waterstone Mortgage68$28.9M0.3%

+7.3%

63Mutual of Omaha Mortgage87$28.5M0.3%

+38.6%

64Arc Home62$27.4M0.3%

+110.9%

65PrimeLending67$26.3M0.3%

+856.9%

66UBS Bank USA14$25.1M0.3%

+12.4%

67Mechanics Cooperative Bank7$25.1M0.3%

+332.4%

68OCMBC60$24.7M0.3%

+127.6%

69First Home Mortgage57$24.2M0.3%

+3.1%

70Merchants Capital1$23.8M0.3%—

71Rockland Trust Bank53$23.3M0.3%

−49.8%

72Northpoint Mortgage39$21.7M0.2%

+66.4%

73Bankesb55$21.7M0.2%

−23.4%

74Berkshire Bank49$21.6M0.2%

−67.5%

75Carrington Mortgage Services70$20.8M0.2%

+20.4%

76Nations Direct Mortgage52$19.6M0.2%

−1.3%

77Lakeview Loan Servicing69$19.3M0.2%

+40.6%

78Amerisave Mortgage100$18.1M0.2%

+42.2%

79Dedham Institution for Savings4$17.6M0.2%

+590.4%

80Charles Schwab Bank20$17.1M0.2%

+169.7%

81Colorado42$17.0M0.2%

+69.6%

82Harborone Bank69$16.6M0.2%

−25.8%

83radius financial group42$16.1M0.2%

+142.0%

84Sierra Pacific Mortgage44$15.9M0.2%

−5.6%

85Champions Funding29$15.5M0.2%

+309.6%

86Northwestern Mutual1$15.5M0.2%—

87NBKC Bank32$15.3M0.2%

+6.5%

88BPL Mortgage34$15.3M0.2%

+116.9%

89Sage Home Loans31$14.9M0.2%

+204.7%

90JMAC Lending31$14.6M0.2%

+576.4%

91Sofi Bank64$14.5M0.2%

+299.7%

92Citibank15$14.0M0.2%

−4.6%

93Arbor Realty Trust1$13.4M0.1%

+695.0%

94Bny Mellon6$13.3M0.1%

+49.3%

95M&T Bank23$13.1M0.1%

+32.2%

96American Financial Resources31$12.9M0.1%

+1396.5%

97HomeXpress Mortgage29$12.9M0.1%

+17.1%

98HSBC Bank USA5$12.7M0.1%

+2189.2%

99Goldman Sachs Bank USA4$12.4M0.1%

+718.5%

100EMM Loans30$12.3M0.1%

+86.7%

101New Federal Mortgage29$12.3M0.1%

+628.3%

102Envoy Mortgage29$12.3M0.1%

+132.9%

103Loan Funder27$12.2M0.1%

+11.1%

104HomeBridge Financial Services66$12.2M0.1%

+38.4%

105Velocity Commercial Capital28$11.8M0.1%

+78.2%

106Webster First Federal Credit Union10$11.7M0.1%

+346.6%

107Finance of America Reverse41$11.5M0.1%

−21.7%

108T2 Financial26$11.4M0.1%

+52.0%

109Spring EQ102$11.3M0.1%

+45.1%

110First Community Mortgage28$11.2M0.1%

+364.0%

111USAA Federal Savings Bank30$10.8M0.1%

−26.5%

112A&D Mortgage19$10.8M0.1%

+78.6%

113Country Bank for Savings7$10.6M0.1%

+332.5%

114CCG Fund 111$10.3M0.1%

+187.0%

115The23$10.1M0.1%

−13.7%

116PHH Mortgage27$9.7M0.1%

+62.8%

117Village Capital & Investment22$9.7M0.1%

+52.3%

118Ocean State Credit Union49$9.5M0.1%

−31.7%

119American Heritage Lending26$9.5M0.1%

+154.0%

120PNC Bank41$9.3M0.1%

+26.3%

121Prosperity Home Mortgage18$8.9M0.1%

+64.9%

122Better Mortgage43$8.9M0.1%

+40.2%

123Salem Five Mortgage17$8.2M0.1%

−16.6%

124Bluestone Bank11$8.2M0.1%

−39.5%

125Cedar Rapids Bank and Trust3$8.1M0.1%—

126Dime Bank10$8.1M0.1%

+162.2%

127Milford Federal Bank33$8.1M0.1%

+36.3%

128Liberty Bank18$8.1M0.1%

+866.5%

129Securitynational Mortgage21$7.9M0.1%

+97.1%

130Berkadia Commercial Mortgage1$7.8M0.1%—

131Lendsure Mortgage20$7.6M0.1%

+1.7%

132Ixonia Bank15$7.6M0.1%

+198.6%

133American Financial Network16$7.5M0.1%

−66.5%

134Hometown Equity Mortgage17$7.0M0.1%

−23.8%

135Figure Lending81$6.9M0.1%

+154.4%

136Kind Lending15$6.9M0.1%

+210.1%

137United Nations Federal Credit Union11$6.9M0.1%

+814.6%

138Change Lending15$6.7M0.1%

+427.0%

139AmWest Funding18$6.6M0.1%

+246.7%

140Churchill Mortgage16$6.2M0.1%

+53.3%

141Alliant Credit Union8$6.0M0.1%

+1486.7%

142Dean Cooperative Bank13$5.9M0.1%

+0.4%

143Stonehambank - A Co-Operative6$5.9M0.1%

+4.6%

144First Citizens Bank & Trust5$5.9M0.1%

+54.4%

145Pentagon Federal Credit Union24$5.9M0.1%

+10.9%

146City National Bank4$5.8M0.1%—

147Chelsea Groton Bank12$5.8M0.1%

−29.7%

148Stifel Bank & Trust6$5.6M0.1%

+325.1%

149Quorum Federal Credit Union29$5.5M0.1%

+401.4%

150AmeriHome Mortgage14$5.4M0.1%

+755.6%

151Everett Financial16$5.3M0.1%

−34.0%

152Longbridge Financial17$5.1M0.1%

−37.2%

153Union Home Mortgage15$5.1M0.1%

+370.8%

154Raymond James Bank6$5.0M0.1%

+155.1%

155Somerset Federal Credit Union34$5.0M0.1%

+33.4%

156American Internet Mortgage11$4.8M0.1%

+438.3%

157Towne Mortgage11$4.8M0.1%

−12.2%

158Angel Oak Mortgage Solutions10$4.8M0.1%

+48.3%

159Genisys Credit Union5$4.7M0.1%—

160Workers Federal Credit Union2$4.7M0.1%—

161Summit Funding14$4.7M0.1%

+2.0%

162ST. Anne's Credit Union of Fal26$4.6M0.1%

−36.7%

163Armed Forces Bank6$4.4M0.0%

−5.3%

164Avidia Bank6$4.4M0.0%

+34.0%

165Dominion Financial Services3$4.3M0.0%

−48.8%

166Plaza Home Mortgage10$4.3M0.0%

−17.1%

167Guidance Residential10$4.3M0.0%

+55.8%

168Luminate Bank13$4.3M0.0%—

169Logan Finance9$4.3M0.0%

−43.9%

170The Money Store8$4.2M0.0%

+109.5%

171Equity Prime Mortgage11$4.1M0.0%

+5.1%

172Farmers Bank & Trust8$4.1M0.0%

+60.0%

173Bank of Canton8$4.0M0.0%

+332.1%

174Network Funding, L.P9$4.0M0.0%

+72.3%

175Deephaven Mortgage12$4.0M0.0%

+115.7%

176Nexera Holding12$3.9M0.0%

−15.6%

177Texana Bank11$3.9M0.0%

+9.0%

178Planet Home Lending10$3.9M0.0%

+71.9%

179Reliance First Capital16$3.8M0.0%

−50.0%

180PeoplesBank6$3.8M0.0%

+1063.1%

181Charter Oak Federal Credit Union23$3.8M0.0%

−34.4%

182First Colony Mortgage Corporat9$3.7M0.0%

+291.0%

183Hanscom Federal Credit Union14$3.6M0.0%

−45.8%

184First Federal Bank7$3.6M0.0%

−38.3%

185Unibank for Savings13$3.6M0.0%

+34.4%

186Rockland Federal Credit Union11$3.5M0.0%

+135.7%

187Emporium Tpo6$3.5M0.0%

+180.2%

188RCN Capital9$3.4M0.0%

−50.9%

189Needham Bank3$3.4M0.0%—

190Amerant Mortgage8$3.4M0.0%

−31.8%

191Keybank3$3.2M0.0%

+27.8%

192Fall River Municipal Credit Un26$3.1M0.0%

−8.2%

193Cardinal Financial Company, Li12$3.1M0.0%

−42.4%

194Zillow Home Loans8$3.1M0.0%

+57.0%

195Beeline Loans8$3.0M0.0%

+45.1%

196Primis Bank9$3.0M0.0%—

197Truist Bank7$2.9M0.0%

+27.7%

198LendingOne7$2.9M0.0%

+100.3%

199Huntington National Bank4$2.8M0.0%

+145.9%

200Plains Commerce Bank6$2.8M0.0%

+457.6%

201SIRVA Mortgage4$2.7M0.0%

+43.7%

202Taunton Federal Credit Union6$2.7M0.0%

+66.8%

203Charles River Bank2$2.7M0.0%—

204Das Acquisition7$2.7M0.0%

+118.4%

205Bank Five Nine1$2.7M0.0%—

206Calcon Mutual Mortgage6$2.6M0.0%

−17.3%

207Magnolia Bank7$2.6M0.0%

−12.8%

208Members Mortgage6$2.5M0.0%

+68.4%

209ABL RPC Residential Credit Acquisition4$2.5M0.0%

−33.4%

210Mortgage Markets CUSO5$2.5M0.0%

−20.8%

211American Financing6$2.5M0.0%

+311.8%

212Old National Bank1$2.3M0.0%—

213Silver Hill Funding4$2.3M0.0%

−29.3%

214Wrentham Cooperative Bank4$2.3M0.0%

+931.1%

215CIBC Bank USA1$2.3M0.0%—

216The Loan Store4$2.2M0.0%—

217Gfa Federal Credit Union4$2.2M0.0%

+68.6%

218United Trust Bank6$2.2M0.0%

+176.9%

219General Mortgage Capital5$2.1M0.0%

+361.3%

220American Pacific Mortgage8$2.1M0.0%

+520.3%

221NQM Funding6$2.1M0.0%

+101.9%

222Geneva Financial7$2.1M0.0%

+33.7%

223North American Savings Bank3$2.1M0.0%

+64.2%

224Ark-La-Tex Financial Services5$2.0M0.0%

−52.9%

225Ameritrust Mortgage4$2.0M0.0%

+159.0%

226Cornerstone Bank8$2.0M0.0%

+90.5%

227Nations Lending7$2.0M0.0%

−33.5%

228East Coast Capital3$2.0M0.0%

+217.6%

229Lakeview Community Capital4$1.9M0.0%

+107.5%

230Cornerstone First Mortgage4$1.9M0.0%

+64.3%

231Flagstar Bank6$1.9M0.0%

−59.0%

232Harvard Federal Credit Union9$1.9M0.0%

+274.7%

233Oaktree Funding5$1.9M0.0%

−25.8%

234RoundPoint Mortgage Servicing5$1.8M0.0%

+45.2%

235Valon Mortgage23$1.8M0.0%

+67.0%

236Farm Credit East ACA3$1.8M0.0%

+23.2%

237Equity Resources4$1.7M0.0%

+392.8%

238Allied Mortgage Group7$1.7M0.0%

−17.4%

239Citadel Servicing3$1.6M0.0%

−34.7%

240Sun West Mortgage4$1.6M0.0%

−10.7%

241Axos Bank2$1.6M0.0%—

242Wave Federal Credit Union29$1.6M0.0%

−41.5%

243Discover Bank24$1.6M0.0%

−86.7%

244WSFS bank2$1.6M0.0%—

245Bay Equity4$1.5M0.0%

−65.6%

246Toyota Financial Savings Bank2$1.5M0.0%

−12.8%

247Griffin Funding1$1.5M0.0%—

248FineMark National Bank & Trust1$1.5M0.0%—

249Middlesex Savings Bank4$1.5M0.0%—

250Direct Federal Credit Union8$1.4M0.0%

+120.0%

251Lower2$1.4M0.0%—

252BMO Harris Bank1$1.4M0.0%

−73.9%

253William Raveis Mortgage5$1.4M0.0%

+121.1%

254Reliant Home Funding2$1.4M0.0%—

255Contour Mortgage2$1.4M0.0%

+345.9%

256Fourleaf Federal Credit Union9$1.3M0.0%

−31.9%

257Tremont Credit Union3$1.3M0.0%

+209.2%

258Mission Loans7$1.3M0.0%

+536.6%

259Greenstate Credit Union2$1.3M0.0%

−3.7%

260GuardHill Financial1$1.3M0.0%—

261Sharon & Crescent United Credit Union8$1.3M0.0%

+73.2%

262CIBM Bank3$1.3M0.0%

−83.3%

263Real Genius3$1.3M0.0%—

264Bangor Savings Bank2$1.3M0.0%

+319.7%

265Blackstone River FCU18$1.2M0.0%

−34.1%

266Keystone Funding3$1.2M0.0%

−45.4%

267United Bank VA1$1.2M0.0%—

268Fifth Third Bank2$1.2M0.0%

+19.4%

269MSA Mortgage3$1.2M0.0%

−65.4%

270Constructive Loans2$1.2M0.0%—

2711st Advantage Federal Credit U1$1.2M0.0%—

272Baxter Credit Union3$1.2M0.0%

+36.7%

273FM Home Loans2$1.1M0.0%

−64.2%

274Ascend Bank2$1.1M0.0%—

275Hartford Funding3$1.1M0.0%—

276Bank of Easton2$1.1M0.0%—

277Homestead Funding2$1.1M0.0%

−34.6%

278Interstate Home Loan Center2$970K0.0%

−8.9%

279Wings Financial Credit Union2$950K0.0%—

280First Savings Bank2$950K0.0%—

281American Airlines Federal Cred2$930K0.0%

−25.6%

282Quontic Bank3$915K0.0%

−80.2%

283Salem Five Cents Savings Bank3$915K0.0%

−38.4%

284Commerce Bank1$915K0.0%

−57.7%

285Synergy One Lending2$910K0.0%—

286OneLocal Bank1$905K0.0%—

287Mortgage Solutions of Colorado3$885K0.0%

−42.5%

288Drew Mortgage Associates2$880K0.0%

+1.1%

289Assurance Financial Group, L.L.C2$870K0.0%—

290Brightbridge Credit Union2$860K0.0%

+31.3%

291Temple View Capital Funding3$845K0.0%—

292Nationwide Mortgage Bankers2$840K0.0%

+52.7%

293All One Credit Union2$830K0.0%—

294Star One Credit Union2$810K0.0%—

295Norwich Commercial Group1$805K0.0%

−85.6%

296MountainOne Bank1$795K0.0%

−60.4%

297Click n' Close3$785K0.0%

−62.7%

298Meridian Bank1$775K0.0%

+4.0%

299Presidential Bank2$740K0.0%

+42.3%

300New Wave Lending Group1$725K0.0%—

301First National Bank of America2$710K0.0%

−59.4%

302Usalliance Federal Credit Union3$705K0.0%

+42.4%

303Lima One Capital2$700K0.0%

−38.6%

304Oceanside Mortgage2$700K0.0%

+102.9%

305Finex Credit Union1$695K0.0%—

306Luxury Mortgage2$690K0.0%

−81.3%

307Millbury Federal Credit Union1$675K0.0%

+28.6%

308Polish National Credit Union1$665K0.0%

+31.7%

309Ameris Bank1$665K0.0%—

310Webster Five Cents Savings Bank3$645K0.0%

−31.4%

311City National Bank of Florida1$605K0.0%

−50.2%

312BankProv1$595K0.0%

+67.6%

313NJ Lenders2$590K0.0%

−68.9%

314The Central Trust Bank2$580K0.0%

−71.1%

315Barrington Bank & Trust Company3$575K0.0%

−66.0%

316SWBC Mortgage1$565K0.0%—

317Communityamerica Federal Credit Union1$545K0.0%—

318Easy Street Capital1$525K0.0%

−25.5%

319Traditional Mortgage Acceptance1$515K0.0%—

320Polaris Home Funding2$500K0.0%

−81.7%

321Service Federal Credit Union5$485K0.0%

−64.6%

322Scient Federal Credit Union6$480K0.0%

−38.9%

323Ice Lender Holdings2$480K0.0%

+24.7%

324Capital Bank1$475K0.0%

−34.0%

325Intercap Lending1$475K0.0%

−17.4%

326Jewett City Savings Bank2$470K0.0%

−66.7%

327First Central Savings Bank1$465K0.0%—

328Re Investment Loans1$465K0.0%—

329TJC Mortgage1$455K0.0%

−38.5%

3301st Summit Bank1$455K0.0%—

331Union Bank1$455K0.0%—

332Ardri1$455K0.0%—

333Fulton Bank1$455K0.0%—

334RiverWorks Credit Union1$425K0.0%—

335UMB Bank1$425K0.0%—

336Data Mortgage2$420K0.0%—

337RCN Capital1$415K0.0%

−58.9%

338MassMutual FCU1$405K0.0%

−53.7%

339Dollar Bank1$405K0.0%

−53.2%

340Bayshore Mortgage Funding1$405K0.0%

−88.4%

341UNMB Home Loans1$405K0.0%—

342Alden Credit Union1$405K0.0%—

343Foundation Mortgage1$395K0.0%—

344Savers Cooperative Bank1$385K0.0%

+16.7%

345STG Mortgage1$365K0.0%—

346Genway Home Mortgage1$365K0.0%—

347Heritage Bank1$355K0.0%—

348Success Mortgage Partners1$355K0.0%

−38.8%

349Tower Federal Credit Union3$345K0.0%

+1280.0%

350Ross Mortgage1$345K0.0%

−12.7%

351Conventus Lending1$335K0.0%—

352State Departmenet Federal Credit Union2$330K0.0%

−67.3%

353First Alliance Home Mortgage1$325K0.0%—

354Westport Federal Credit Union2$310K0.0%

+463.6%

355Cake Mortgage1$305K0.0%

−38.4%

356Nexbank1$295K0.0%

−84.9%

357Princeton Mortgage1$295K0.0%—

358Alltrust Credit Union2$290K0.0%

−41.4%

359RPE Home1$285K0.0%

−76.8%

360Affinity Federal Credit Union1$285K0.0%

+280.0%

361First World Mortgage Corporaton1$285K0.0%

+0.0%

362Evolve Bank & Trust1$285K0.0%

−79.5%

363United Mortgage1$275K0.0%—

364Credit Union Mortgage Associat1$275K0.0%

−17.9%

365Bison State Bank1$265K0.0%

−59.5%

366ClearEdge Lending1$255K0.0%

−52.3%

367Bank Fund Staff Federal Credit1$255K0.0%—

368North Easton Savings Bank1$245K0.0%

−54.2%

369Windsor Federal Bank1$245K0.0%—

370CorePlus Federal Credit Union3$225K0.0%

−11.8%

371Northwest Federal Credit Union2$210K0.0%

−40.8%

372Bridgeway Lending Partners1$195K0.0%—

373Old Second National Bank1$185K0.0%—

374OriginPoint1$175K0.0%

−91.2%

375Farmers Insurance Federal Credit Union1$175K0.0%

−45.3%

376Signature Federal Credit Union1$175K0.0%

+40.0%

377Central One Federal Credit Union2$170K0.0%

−80.8%

378East Cambridge Savings Bank1$165K0.0%—

379Lafayette Federal Credit Union1$165K0.0%

−52.2%

380Regions Bank1$165K0.0%

+57.1%

381Coastal Community Bank4$160K0.0%—

382SouthCoast FCU2$160K0.0%

+28.0%

383All in Credit Union1$155K0.0%—

384Sheri Motola1$135K0.0%—

385Liberty Bay Credit Union1$135K0.0%—

386First Technology Federal Credit Union1$135K0.0%—

387Ussfcu1$135K0.0%—

388Energy Credit Union1$125K0.0%—

389Network Capital Funding1$105K0.0%—

390Ithink Financial Credit Union1$75K0.0%

−91.0%

391MidFirst Bank1$15K0.0%

−92.3%

392Genesis Capital0———

393RNB State Bank0———

394New Bedford Credit Union0———

395Verus0———

396Lendz Financial0———

397Connexus Credit Union0———

398Warshaw Capital0———

399Meadowbrook Financial Mortgage Bankers0———

400Churchill Funding I0———

401The Union Bank0———

402CV3 Financial Services0———

403City of Boston Credit Union0———

404Filo Mortgage0———

405BayPort Credit Union0———

406Holy Rosary Regional Credit Union0———

407National Cooperative Bank0———

408Vista Point Mortgage0———

409Servis One0———

410Southwest Stage Funding0———

411Americu Credit Union0———

412Peoples Bank0———

413US Mortgage0———

414Royal Pacific Funding0———

415Mass Bay Credit Union0———

416Pulte Mortgage0———

417Anchor Loans0———

418Florida Credit Union0———

419Lighthouse Federal Credit Union0———

420South Shore Bank0———

421Fundloans Capital0———

422Luminate Home Loans0———

423Financial Partners Credit Unio0———

424Trunorth Bank0———

425Athol Savings Bank0———

426Ally Bank0———

427Hightechlending0———

428Main Street Bank0———

429NuMark Credit Union0———

430Compeer Financial0———

431Redwood Residential Acquisition0———

432Infuze Credit Union0———

433Advancial Federal Credit Union0———

434Kinecta Federal Credit Union0———

435Lument Real Estate Capital0———

436Westfield Bank0———

437Flyhomes Mortgage0———

438Consolidated Community Credit0———

439CoreVestAmericanFinanceLenderLLC0———

440Coastal Federal Credit Union0———

441American Heritage Federal Credit Union0———

442Elements Financial Federal Cre0———

443Abbott Laboratories Employees Credit Union0———

444Stride Bank0———

445Mit Federal Credit Union0———

446Washington Trust Bank0———

447Blaze Credit Union0———

448Millbury National Bank0———

449Teachers Federal Credit Union0———

450Congressional Federal Credit Union0———

451Luso Federal Credit Union0———

452Bay State Savings Bank0———

453Honda Federal Credit Union0———

454Truliant Federal Credit Union0———

455Skyla Federal Credit Union0———

456Citadel Federal Credit Union0———

457Pacific Service Credit Union0———

458Servbank0———

459Century FCU0———

460Florida Capital Bank0———

461Everbank0———

462Marlin Mortgage Capital0———

463First Financial Bank0———

464Amerant Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Rhode Island state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Rhode Island in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations26,004$9B100.0%— the widest basis

1-4 family dwellings25,751$8.2B90.4%5+ unit multifamily · 253 loans · $864.8M

1-4 family, first lien16,486$6.9B76.4%junior and subordinate liens · 9,265 loans · $1.26B

1-4 family, first lien, closed-end(disclosure only)14,310$6.3B70.3%home-equity lines of credit · 2,176 loans · $555.2M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)13,077$5.8B63.7%business-purpose loans and reverse mortgages · 1,233 loans · $590.7M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Rhode Island

Mortgage lending by county — 5 with enough origination volume to profile, largest first

Providence County 14,091 Kent County 5,143 Washington County 3,530 Newport County 2,026 Bristol County 1,203

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Rhode Island in the full MortRadar app

Rhode Island market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts Rhode Island state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. Rhode Island figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.