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Market/State markets/Kansas

STATE MARKET PROFILE · HMDA PUBLIC DATA

Kansas mortgage market

Who lends in Kansas, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 20182025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$15.17B

+16.7% vs 2024

Origination volumeSum of loan amount over HMDA records with action taken = 1.2024: $12.99B

Originations · 2025

60,511

+12.8% vs 2024

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$15.17B in volume

Denial rate · 2025

15.0%

denied / actioned
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).U.S.: 18.0%

HMDA reporters · 2025

781

HMDA reporters
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.2024: 735 reporters

Rank among states & territories

#35

of 54 states & territories by volume

Kansas's rank by origination volume in 2025

Share of U.S. volume

0.6%

U.S. $2.41T

Share of national origination volume

Median loan amount

$185K

U.S. $245K

Midpoint-rounded median loan amount on originations

Top lender

Rocket Mortgage

5.0% of the state

$752.7M originated in Kansas, 2025

MARKET SHARE

Rocket Mortgage led Kansas in 2025 with $752.7M — 5.0% of the state's disclosed volume. Kansas ranks #35 of 54 states & territories by origination volume, 0.6% of the national total. Statewide volume rose +16.7% from 2024.

Origination volume by year

Kansas dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase55%Purchase · 55%33,265
Refinance29%Refinance · 29%17,259
Other purposes17%Other purposes · 17%9,987

Denial rate by year

Kansas vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional78%Conventional · 78%47,429
FHA11%FHA · 11%6,769
VA9%VA · 9%5,651
USDA / RHS1%USDA / RHS · 1%662

Lenders in Kansas · 2025

All 781 lenders that reported in Kansas, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

1Rocket Mortgage3,859$752.7M5.0%

+30.8%

2Communityamerica Federal Credit Union2,521$650.6M4.3%

+9.9%

3Fairway Independent Mortgage1,876$595.2M3.9%

+21.8%

4Capitol1,384$552.0M3.6%

+44.9%

5United Wholesale Mortgage1,838$519.3M3.4%

+46.2%

6Mortgage Research Center1,308$343.0M2.3%

+18.4%

7Arvest Bank735$318.8M2.1%

+33.0%

8PennyMac Loan Services1,217$289.1M1.9%

+81.7%

9Peoples Bank and Trust Co1,134$254.4M1.7%

+66.4%

10Flat Branch Mortgage1,216$253.3M1.7%

−18.2%

11Guild Mortgage1,155$243.1M1.6%

+124.9%

12Walker & Dunlop9$237.2M1.6%

+285.0%

13First State Bank of ST Charles606$227.2M1.5%

+27.2%

14CrossCountry Mortgage576$209.5M1.4%

+63.8%

15Freedom Mortgage697$178.1M1.2%

+41.0%

16Fidelity Bank805$176.3M1.2%

−5.9%

17U.S. Bank772$164.4M1.1%

+10.7%

18NBKC Bank430$163.7M1.1%

+11.2%

19Landmark National Bank700$156.7M1.0%

+13.2%

20Meritrust Federal Credit Union852$154.3M1.0%

−10.3%

21The Central Trust Bank353$153.0M1.0%

+89.5%

22Commerce Bank751$148.8M1.0%

−1.6%

23Mid America Bank524$146.7M1.0%

+15.5%

24PrimeLending461$135.6M0.9%

+8.9%

25JPMorgan Chase Bank301$132.5M0.9%

+66.4%

26UMB Bank496$129.4M0.9%

+26.2%

27Community National Bank & Trust889$128.7M0.8%

+25.2%

28Gateway First Bank533$125.7M0.8%

+58.4%

29Credit Union of America1,143$125.0M0.8%

+18.9%

30Bank of America578$119.2M0.8%

+15.9%

31Bell Bank352$112.7M0.7%

+21.0%

32Navy Federal Credit Union515$110.4M0.7%

+29.1%

33M Squared Financial321$103.6M0.7%

+6.2%

34Leaderone Financial382$98.8M0.7%

+20.4%

35Prosperity Home Mortgage280$98.5M0.6%

+2.6%

36Wells Fargo Bank175$97.7M0.6%

+119.3%

37Equity Bank409$91.9M0.6%

+52.1%

38Intrust Bank473$91.2M0.6%

+17.9%

39Emprise Bank598$90.6M0.6%

−6.0%

40CBRE Multifamily Capital4$90.4M0.6%

+622.1%

41NewRez392$89.7M0.6%

+24.0%

42NBH Bank423$88.4M0.6%

+10.9%

43Nationstar Mortgage593$88.3M0.6%

+18.9%

44Premier Members Credit Union495$87.5M0.6%
45Berkadia Commercial Mortgage6$87.3M0.6%

−25.8%

46Heartland Credit Union583$85.0M0.6%

+94.2%

47Union Home Mortgage294$85.0M0.6%

+86.9%

48First National Bank of Omaha307$83.6M0.6%

+39.5%

49Sierra Pacific Mortgage368$82.3M0.5%

−15.8%

50Old National Bank25$76.0M0.5%

+98.3%

51M&T Realty Capital2$75.5M0.5%
52Envista Federal Credit Union712$74.8M0.5%

+3.2%

53Ark-La-Tex Financial Services243$72.6M0.5%

+9.8%

54Farm Credit Mid-America, Aca174$71.3M0.5%

+20.8%

55Planet Home Lending348$70.3M0.5%

+23.4%

56loanDepot450$69.5M0.5%

−2.6%

57American Mortgage Bank298$67.7M0.4%

+101.1%

58Community First National Bank224$66.8M0.4%

+26.5%

59Academy Bank134$65.3M0.4%

+19.5%

60Northmarq Capital Finance, L.L.C4$63.6M0.4%

+135.6%

61Mutual of Omaha Mortgage204$61.7M0.4%

+34.1%

62Legacy Bank155$61.5M0.4%

+13.3%

63First Bank171$61.3M0.4%

−28.9%

64Summit Funding162$58.1M0.4%

+43.8%

65Community Mortgage177$56.6M0.4%

+96.2%

66Central National Bank197$55.3M0.4%

−0.4%

67USAA Federal Savings Bank202$55.1M0.4%

−11.8%

68The Bennington State Bank281$54.9M0.4%

+9.7%

69Golden Plains Credit Union430$53.8M0.4%

+4.8%

70New American Funding278$51.6M0.3%

+37.0%

71CoreFirst Bank & Trust242$51.5M0.3%

+26.4%

72Guaranteed Rate162$50.7M0.3%

+28.0%

73Community National Bank238$49.7M0.3%

+31.3%

74T2 Financial125$48.5M0.3%

+0.9%

75Bank Ozk1$46.5M0.3%

+40356.5%

76Sunflower Bank218$46.4M0.3%

+10.2%

77Exchange Bank212$46.4M0.3%

+0.8%

78Sun West Mortgage135$45.8M0.3%

+167.6%

79Bank of the Flint Hills174$45.6M0.3%

+17.4%

80Mainstreet Federal Credit Union405$44.9M0.3%

+8.5%

81CMG Mortgage166$44.6M0.3%

+49.5%

82Kiavi Funding205$44.1M0.3%

+66.5%

83Endeavor Capital153$43.6M0.3%

+9.1%

84Farmers Bank & Trust151$43.3M0.3%

+44.0%

85Waterstone Mortgage126$42.0M0.3%

+11.6%

86Mutual Savings Association95$40.8M0.3%

+65.4%

87The Loan Store161$40.6M0.3%

+225.0%

88Truity Federal Credit Union149$40.5M0.3%

−13.3%

89Members Mortgage Services202$40.2M0.3%

+15.6%

90Pentagon Federal Credit Union163$39.0M0.3%

−2.1%

91Morgan Stanley Private Bank53$38.6M0.3%

+66.7%

92First National Bank of Hutchinson211$38.2M0.3%

+42.8%

93BMO Harris Bank223$38.2M0.3%

−15.4%

94Primary Residential Mortgage237$37.6M0.2%

+6.4%

95American Financial Resources171$37.2M0.2%

+259.0%

96BOKF200$37.1M0.2%

−50.9%

97First Federal Bank114$36.8M0.2%

+16.3%

98Cedar Rapids Bank and Trust1$36.1M0.2%

+10.9%

99KS StateBank184$35.4M0.2%

+12.3%

100OakStar Bank95$34.2M0.2%

−15.4%

101Northwestern Mutual1$34.0M0.2%
102Provident Funding Associates80$33.8M0.2%

+22.2%

103Regent Financial Group139$33.8M0.2%

+13.4%

104Mortgage Investment Services205$33.2M0.2%

+1.0%

105First State Bank & Trust125$32.3M0.2%

+13.0%

106Kaw Valley State Bank & Trust166$30.9M0.2%

+50.3%

107Amerisave Mortgage251$30.4M0.2%

+40.4%

108Sofi Bank165$30.1M0.2%

+140.3%

109Armed Forces Bank88$29.1M0.2%

+1.8%

110Citibank18$28.9M0.2%

+308.9%

111Garden Plain State Bank113$28.8M0.2%

+22.8%

112First Federal Bank of Kansas City95$28.2M0.2%

+47.8%

113Home Bank & Trust Co131$28.2M0.2%

−36.6%

114Vanderbilt Mortgage & Finance113$28.1M0.2%

+15.0%

115Stride Bank81$27.9M0.2%

+12.0%

116Silver Lake Bank155$27.8M0.2%

+24.9%

117First Option Bank99$27.8M0.2%

−21.1%

118Geneva Financial110$27.7M0.2%

+361.6%

119Citizens Bank of Kansas122$27.7M0.2%

+42.7%

120Click n' Close153$27.3M0.2%

−27.9%

121Union State Bank137$26.7M0.2%

−4.5%

122Lakeview Loan Servicing150$26.4M0.2%

+3.8%

123Community Bank114$26.4M0.2%

−9.7%

124Outdoor Bank115$25.8M0.2%

−29.6%

125Gnbank160$25.8M0.2%

+20.6%

126Wichita Federal Credit Union193$25.1M0.2%

+56.3%

127Cornerstone First Mortgage55$25.1M0.2%

+1150.0%

128Exchange Bank & Trust95$24.7M0.2%

+60.7%

129Webster Bank1$24.6M0.2%
130ESB Financial128$24.3M0.2%

−2.6%

131Andover State Bank64$23.7M0.2%

+135.9%

132RCB Bank117$23.6M0.2%

−11.0%

133Village Capital & Investment84$23.5M0.2%

+32.1%

134Better Mortgage110$23.2M0.2%

+162.0%

135American Pacific Mortgage71$22.9M0.2%

+139.4%

136Equity Prime Mortgage111$22.7M0.1%

+2.5%

137Great American Bank73$22.6M0.1%

−5.2%

138Plains Commerce Bank70$21.5M0.1%

−24.3%

139Mid American Credit Union148$20.9M0.1%

+43.5%

140Union State Bank of Everest128$20.8M0.1%

+62.4%

141Canopy Mortgage93$20.7M0.1%

+1279.0%

142PGIM Real Estate Finance1$20.1M0.1%
143Plaza Home Mortgage69$20.0M0.1%

+57.8%

144Cornerstone Bank26$19.6M0.1%

+103.0%

145New Day Financial90$19.2M0.1%

+15.4%

146Movement Mortgage70$19.2M0.1%

−18.8%

147American Financial Network99$19.1M0.1%

+58.7%

148Luminate Bank79$18.9M0.1%
149Kind Lending66$18.3M0.1%

+172.0%

150Mazuma Credit Union99$18.2M0.1%

+157.9%

151Delmar Financial56$18.1M0.1%

+36.9%

152Heritage Bank104$18.1M0.1%

+71.3%

153Lower64$18.0M0.1%

−15.2%

154Zillow Home Loans85$17.5M0.1%

+10.5%

155Bison State Bank50$17.3M0.1%

+222.9%

156United Bank & Trust112$17.2M0.1%

+16.3%

157Carrington Mortgage Services107$16.8M0.1%

+4.6%

158Spring EQ222$16.8M0.1%

+20.0%

159Re Investment Loans42$16.8M0.1%
160Community Bank of Wichita61$16.5M0.1%

+102.5%

161Sage Home Loans39$16.2M0.1%

+378.1%

162Figure Lending251$16.1M0.1%

−9.5%

163Gold Star Mortgage Financial Group65$16.0M0.1%

+618.7%

164Bank of Prairie Village30$15.9M0.1%

+72.0%

165Security Bank of Kansas City33$15.8M0.1%

+23.5%

16621st Mortgage91$15.7M0.1%

+22.6%

167Halstead Bank77$15.7M0.1%

+34.8%

168The52$15.7M0.1%

+43.3%

169Denison State Bank98$15.2M0.1%

−10.5%

170Citizens57$15.0M0.1%

−10.5%

171Mortgage Solutions of Colorado58$14.7M0.1%

−13.3%

172Paramount Residential Mortgage55$14.7M0.1%

+36.1%

173Bank of Commerce120$14.6M0.1%

−6.2%

174CV3 Financial Services48$14.4M0.1%
175Vintage Bank Kansas89$14.3M0.1%

+64.4%

176The Citizens State Bank80$14.0M0.1%

−9.1%

177Golden Oak Lending48$13.8M0.1%

−5.1%

178Arbor Realty Trust2$13.7M0.1%

−78.8%

179Envoy Mortgage44$13.6M0.1%

+155.3%

180BPL Mortgage93$13.6M0.1%

+173.5%

181Zippy Loans335$13.4M0.1%

+345.1%

182A&D Mortgage37$13.2M0.1%

+428.1%

183Flagstar Bank59$13.2M0.1%

−82.3%

184PNC Bank75$13.0M0.1%

−16.5%

185Nexbank41$12.9M0.1%

+59.8%

186Lennar Mortgage48$12.9M0.1%
187OCMBC46$12.7M0.1%

+110.3%

188Truist Bank40$12.6M0.1%

+72.2%

189Great Southern Bank76$12.4M0.1%

+19.7%

190Goodleap91$12.3M0.1%

+46.1%

191West Bank1$12.3M0.1%
192Premia Mortgage28$12.0M0.1%

+18.4%

193Kaw Valley Bank94$11.8M0.1%

−0.0%

194Regions Bank12$11.7M0.1%

−16.8%

195Pinnacle Bank68$11.0M0.1%

+5.8%

196American Financing59$11.0M0.1%

+25.7%

197AmeriHome Mortgage36$10.9M0.1%

+221.2%

198DHI Mortgage30$10.8M0.1%

+855.6%

199HomeBridge Financial Services48$10.7M0.1%

+75.4%

200Lument Real Estate Capital2$10.7M0.1%

−57.2%

201Simmons Bank56$10.6M0.1%

+55.2%

202Labette Bank99$10.5M0.1%

+23.4%

203Frontier Community Credit Unio89$10.5M0.1%

+39.0%

204PHH Mortgage44$10.4M0.1%

+109.3%

205Midwest Mortgage Associates27$10.2M0.1%

−53.5%

206Citizens State Bank of Cheney47$10.2M0.1%

+11.3%

207Kansas State University Federal Credit Union70$10.0M0.1%

+95.3%

208Coastal Community Bank202$10.0M0.1%

+25.6%

209Everett Financial34$9.9M0.1%

+7.6%

210Alliant Credit Union26$9.9M0.1%

+269.7%

211First Federal Savings and Loan59$9.9M0.1%

−34.2%

212The Stock Exchange Bank73$9.8M0.1%

−31.8%

213Carson Bank34$9.8M0.1%

−34.1%

214Gardner Financial Services42$9.7M0.1%

+1166.7%

215Farmers and Drovers Bank54$9.6M0.1%

+42.2%

216White Eagle Credit Union127$9.4M0.1%

+1.1%

217Empeople Credit Union50$9.4M0.1%

−16.0%

218Loan Funder47$9.3M0.1%

−13.9%

219The Farmers State Bank47$9.3M0.1%

+12.9%

220Stifel Bank & Trust28$9.3M0.1%

−0.1%

221Stryv Bank44$9.2M0.1%

−44.9%

222Tomo Mortgage26$9.2M0.1%
223Royal United Mortgage90$9.1M0.1%

−16.3%

224Churchill Mortgage52$9.0M0.1%

−15.6%

225Loanunited.Com30$8.9M0.1%

+215.3%

226The Farmers State Bank of Westmoreland51$8.7M0.1%

+0.8%

227RCN Capital46$8.6M0.1%

+0.4%

228The Citizens State Bank65$8.4M0.1%

+24.1%

229Union Bank and Trust Company35$8.2M0.1%

+5.1%

230Discover Bank102$8.1M0.1%

−70.4%

231HomeXpress Mortgage32$8.0M0.1%

+65.2%

232Hawthorn Bank15$8.0M0.1%

+73.1%

233Charles Schwab Bank11$7.7M0.1%

−19.6%

234First Heritage Bank39$7.6M0.1%

−1.6%

235The Kansas State Bank43$7.5M0.0%

+14.2%

236Flint Hills Bank56$7.5M0.0%

+34.6%

237The First Security Bank48$7.5M0.0%

+30.6%

238Quantum Credit Union77$7.4M0.0%

−3.6%

239Conway Bank38$7.4M0.0%

+69.7%

240Stockgrowers State Bank43$7.4M0.0%

−18.3%

241Raymond James Bank8$7.4M0.0%

+198.6%

242People's Bank of Seneca25$7.3M0.0%

+105.5%

243SIRVA Mortgage16$7.3M0.0%

−25.0%

244West Gate Bank31$7.2M0.0%

+138.5%

245Lyndon State Bank40$7.2M0.0%

+6.3%

246Towne Mortgage31$7.0M0.0%

+22.3%

247Busey Bank19$6.8M0.0%

+539.9%

248UBS Bank USA7$6.8M0.0%

+48.7%

249Barrington Bank & Trust Company33$6.7M0.0%

−4.8%

250Genesis Capital9$6.7M0.0%

+349.2%

251Azura Credit Union119$6.6M0.0%

−78.1%

252Deephaven Mortgage28$6.6M0.0%

+106.9%

253North American Savings Bank19$6.6M0.0%

−30.2%

254US Mortgage32$6.5M0.0%

−61.1%

255General Mortgage Capital25$6.5M0.0%

+111.1%

256Triad Financial Services119$6.4M0.0%

−60.1%

257Westbury Bank1$6.2M0.0%
258Cardinal Financial Company, Li37$6.1M0.0%

+4.3%

259Baldwin State Bank29$6.1M0.0%

+62.2%

260The Valley State Bank44$6.0M0.0%

−32.6%

261Weichert Financial Services15$6.0M0.0%

+79.6%

262Fifth Third Bank7$5.9M0.0%

+939.5%

263Lakeview Community Capital19$5.9M0.0%

+176.7%

264Guaranteed Rate Affinity15$5.7M0.0%

+24.9%

265Finance of America Reverse35$5.6M0.0%

+65.6%

266Bendena State Bank42$5.5M0.0%

+95.8%

267Change Lending17$5.5M0.0%

+119.7%

268Velocity Commercial Capital29$5.4M0.0%

+115.3%

269New Century Bank25$5.4M0.0%
270Skyward Credit Union34$5.3M0.0%

−9.2%

271Patriots Bank25$5.3M0.0%

+67.8%

272Achieve Loans78$5.2M0.0%

−0.6%

273OriginPoint20$5.2M0.0%

+6.0%

274Texana Bank20$5.1M0.0%

+207.9%

275Synergy One Lending15$5.0M0.0%

−41.9%

276Citizens Bank15$5.0M0.0%

+198.5%

277Angel Oak Mortgage Solutions19$4.9M0.0%

+50.2%

278Enterprise Bank & Trust17$4.9M0.0%

−44.1%

279The Citizens National Bank40$4.8M0.0%

−5.6%

280Megastar Finanacial16$4.7M0.0%

−26.8%

281Bankers' Bank19$4.6M0.0%

+30.7%

282Nexera Holding16$4.5M0.0%

−33.3%

283Citadel Servicing18$4.4M0.0%

+86.4%

284CoreVestAmericanFinanceLenderLLC7$4.4M0.0%
285First Citizens Bank & Trust11$4.3M0.0%

+28.5%

286Dollar Bank4$4.3M0.0%

+37.3%

287RoundPoint Mortgage Servicing16$4.2M0.0%

+49.6%

288AAA Capital Investment10$4.2M0.0%

+337.3%

289Cornerstone Capital Bank15$4.2M0.0%

+135.6%

290Lendsure Mortgage13$4.2M0.0%

+92.9%

291Gershman Investment17$4.1M0.0%

+208.3%

292Baxter Credit Union23$4.0M0.0%

+52.6%

293Staunton Financial13$4.0M0.0%

+380.8%

294Stancorp Mortgage Investors1$4.0M0.0%

−81.4%

295Champions Funding18$4.0M0.0%
296First National Bank of America19$4.0M0.0%

+15.3%

297M&T Bank21$3.6M0.0%

+52.8%

298Great Plains Federal Credit Union40$3.6M0.0%

+39.9%

299Red Diamond Home Loans12$3.5M0.0%
300Farmers Insurance Federal Credit Union11$3.5M0.0%

+522.1%

301Bank of Commerce & Trust Company37$3.5M0.0%

−33.2%

302Valon Mortgage47$3.4M0.0%

+365.1%

303Genway Home Mortgage18$3.3M0.0%

+332.9%

304The Nodaway Valley Bank10$3.3M0.0%

+133.6%

305Absolute Mortgage & Lending12$3.3M0.0%

+124.8%

306Southwest Missouri Bank24$3.3M0.0%

+269.3%

307Merchants Mortgage & Trust10$3.2M0.0%

+35.4%

308Cadence Bank5$3.1M0.0%

+27.9%

309Northpointe Bank7$3.1M0.0%

+66.6%

310Legacy Bank & Trust2$3.0M0.0%

+60.9%

311Anchor Loans11$3.0M0.0%

−0.5%

312Bellwether Enterprise Real Estate Capital1$3.0M0.0%

−85.2%

313Bay Equity11$3.0M0.0%

−80.9%

314Ice Lender Holdings4$3.0M0.0%

+277.5%

315NQM Funding5$3.0M0.0%

+551.1%

316Guidance Residential8$2.9M0.0%

+4.5%

317Fourleaf Federal Credit Union23$2.9M0.0%

+0.5%

318Lendlo Mortgage11$2.9M0.0%

−71.3%

319First Community Mortgage11$2.9M0.0%

−54.3%

320Das Acquisition14$2.9M0.0%

−53.8%

321Farmers State Bank25$2.9M0.0%

−21.4%

322Southwest Stage Funding15$2.9M0.0%

+103.9%

323TruHome Solutions12$2.9M0.0%

+108.8%

324Hometown Equity Mortgage10$2.8M0.0%

+444.2%

325Bancfirst7$2.8M0.0%
326Citizens Bank of Amsterdam26$2.8M0.0%

−41.3%

327Huntington National Bank6$2.8M0.0%

−7.9%

328The Bank of Missouri5$2.7M0.0%

−81.7%

329Centennial Bank3$2.7M0.0%

+1088.9%

330Ixonia Bank8$2.7M0.0%

+155.8%

331RF Renovo Management6$2.7M0.0%
332Assemblies of God Credit Union7$2.6M0.0%

+145.1%

333Mission Loans16$2.6M0.0%

+258.3%

334Quorum Federal Credit Union21$2.5M0.0%

+105.3%

335Boeing Employees' Credit Union9$2.5M0.0%

+113.9%

336Granite Bank7$2.5M0.0%

+650.7%

337Society Mortgage20$2.5M0.0%

+277.3%

338Omb Bank14$2.5M0.0%

−56.7%

339Top Flite Financial18$2.5M0.0%

−53.6%

340Real Genius8$2.4M0.0%
341First Community Bank11$2.4M0.0%

+28.8%

342AmWest Funding10$2.4M0.0%

−21.5%

343Riley State Bank24$2.4M0.0%

+1.5%

344Magnolia Bank10$2.3M0.0%

−33.9%

345Dominion Financial Services8$2.3M0.0%

+30.5%

346Emporium Tpo11$2.3M0.0%

+231.2%

347Panorama Mortgage Group10$2.3M0.0%

−57.5%

348Investor Mortgage Finance13$2.2M0.0%

−73.0%

349Longbridge Financial20$2.2M0.0%

−5.2%

350First Interstate Bank9$2.2M0.0%

−5.8%

351Bayshore Mortgage Funding11$2.2M0.0%

−75.5%

352Charter West Bank8$2.1M0.0%

+146.5%

353NFM9$2.1M0.0%

+69.9%

354Primis Bank10$2.1M0.0%

+400.0%

355LendingOne14$2.1M0.0%

+120.0%

356TJC Mortgage8$2.0M0.0%

+16.1%

357Peoples Bank12$2.0M0.0%

+152.2%

358Verimore Bank5$2.0M0.0%

+207.6%

359American Internet Mortgage8$2.0M0.0%

+197.8%

360FirstOak Bank17$2.0M0.0%

−56.7%

361BoxCar Mortgage8$1.9M0.0%

+40.3%

362Presidential Bank6$1.9M0.0%

+26.2%

363Credit Union of Colorado, A Federal Credit Union11$1.9M0.0%

+44.1%

364V.I.P. Mortgage7$1.9M0.0%

−24.7%

365Heritage Bank2$1.9M0.0%

+347.1%

366Ameris Bank5$1.9M0.0%

+814.6%

367Luminate Home Loans4$1.8M0.0%

−88.9%

368First Savings Bank4$1.8M0.0%

−35.8%

369Nations Direct Mortgage6$1.7M0.0%
370Traditional Mortgage Acceptance11$1.7M0.0%

+121.2%

371Allied Mortgage Group5$1.7M0.0%

+23.3%

372University Bank4$1.6M0.0%

+1433.3%

373Ruoff Mortgage5$1.6M0.0%

+53.4%

374Armstrong Bank2$1.6M0.0%
375Arc Home4$1.5M0.0%

−14.2%

376Panhadle Federal Credit Union17$1.5M0.0%

−11.3%

377American Airlines Federal Cred5$1.5M0.0%

+96.7%

378Greenbox Loans1$1.5M0.0%
379Brighton Bank4$1.5M0.0%

+68.8%

380American Heritage Lending8$1.4M0.0%

+36.8%

381First International Bank & Trust4$1.4M0.0%

+113.2%

382Loan Simple5$1.4M0.0%
383Performance Equity Partners34$1.4M0.0%

+56.9%

384Southern Bank7$1.4M0.0%

+172.1%

385STG Mortgage5$1.4M0.0%
386Mid-Continent Funding5$1.4M0.0%

+396.5%

387Kansas State Bank of Overbrook13$1.4M0.0%

−65.4%

388Reliance First Capital4$1.4M0.0%

+311.8%

389Lima One Capital4$1.4M0.0%

+32.7%

390First Business Bank2$1.4M0.0%
391Greenstate Credit Union3$1.3M0.0%

+29.6%

392Right Start Mortgage7$1.3M0.0%

+25.6%

393Logan Finance3$1.3M0.0%

+237.2%

394Winnsboro State Bank & Trust Company3$1.3M0.0%
395Paramount Bank5$1.3M0.0%

+100.8%

396Premier Mortgage Resources5$1.3M0.0%

−3.1%

397Financial Concpepts Mortgage4$1.3M0.0%

−1.2%

398Servion4$1.2M0.0%

+49.4%

399Nmsi2$1.2M0.0%
400Axos Bank4$1.2M0.0%

+1071.4%

401Connections Bank4$1.2M0.0%

+33.3%

402UIF Corporation2$1.2M0.0%

−41.2%

403Bank of Colorado5$1.1M0.0%

+63.6%

404Homeland1$1.1M0.0%
405United Mortgage6$1.1M0.0%

+28.1%

406Sullivan Bank3$1.1M0.0%

+200.0%

407RBC Bank (Georgia)3$1.1M0.0%

+374.5%

408Gold Coast Bank1$1.1M0.0%
409Pivot Financial Partners7$1.1M0.0%

+33.5%

410Great Plains National Bank6$1.1M0.0%

+50.7%

411First Western Trust Bank3$1.1M0.0%

+419.5%

412Builders Choice Mortgage3$1.1M0.0%
413Flexpoint5$1.0M0.0%

+464.9%

414A&N Mortgage Services1$1.0M0.0%
415Leader Bank5$1.0M0.0%

+720.0%

416Firstbank4$1.0M0.0%

+284.9%

417Toyota Financial Savings Bank3$1.0M0.0%

+13.4%

418Point Mortgage3$1.0M0.0%

+84.4%

419Adams Bank & Trust7$985K0.0%

+60.2%

420MortgageOne4$980K0.0%

−27.1%

421Oaktree Funding4$970K0.0%
422First Guaranty Bank1$955K0.0%
423First United Bank and Trust Co4$950K0.0%

−47.2%

424Alliance Bank Central Texas2$950K0.0%

+211.5%

425NOVA Financial & Investment4$940K0.0%
426First National Bank of Brookfield1$935K0.0%
427Easy Street Capital2$910K0.0%
428Skyone Federal Credit Union3$905K0.0%
429Communication Federal Credit Union10$900K0.0%

−52.5%

430Northwest Bank4$900K0.0%

−10.4%

431Preferred Bank2$900K0.0%

+445.5%

432Orangepath Financial2$900K0.0%
433Encore Bank2$890K0.0%

−14.4%

434Devon Bank2$890K0.0%

−49.3%

435Think Mutual Bank5$875K0.0%

−48.4%

436First Colony Mortgage Corporat4$870K0.0%

−20.9%

437Meridian Bank3$855K0.0%
438Third Federal Savings & Loan6$850K0.0%
439Nationwide Mortgage Bankers4$850K0.0%

+188.1%

440Flanagan State Bank2$850K0.0%

−48.3%

441The Eastern Colorado Bank2$850K0.0%

+112.5%

442Advancial Federal Credit Union2$840K0.0%

+441.9%

443Ohnward Bank and Trust2$830K0.0%
444City & County Credit Union2$830K0.0%
445Chambers Bank2$810K0.0%
446Citizens Bank and Trust1$785K0.0%
447City State Bank1$765K0.0%
448Bny Mellon1$755K0.0%
449Bank of Weston4$740K0.0%

+45.1%

450Credit Union Mortgage Associat2$740K0.0%

+289.5%

451First Horizon Bank2$740K0.0%

−26.7%

452HNB National Bank3$735K0.0%

−19.2%

453Verus1$735K0.0%
454Alerus Financial2$730K0.0%

−94.4%

455Success Lending2$710K0.0%
456Elements Financial Federal Cre3$705K0.0%

+840.0%

457Public Safety Credit Union3$705K0.0%
458Renasant Bank1$705K0.0%

+464.0%

459American State Bank2$690K0.0%

+36.6%

460MLB Residential Lending2$680K0.0%
461Cornhusker Bank2$670K0.0%

+47.3%

462Success Mortgage Partners3$665K0.0%

−57.8%

463Farmers State Bank2$660K0.0%

+13.8%

464Frontier Bank3$655K0.0%

−67.5%

465Chevron Federal Credit Union3$655K0.0%

+13.9%

466Digital Federal Credit Union6$650K0.0%

−46.7%

467Stockton Mortgage3$645K0.0%

+760.0%

468Prosperity Bank2$640K0.0%

+23.1%

469Central Bank3$635K0.0%

+647.1%

470Fidelity Bank1$635K0.0%

−52.1%

471Air Academy Federal Credit Union2$630K0.0%
472Compass Mortgage3$625K0.0%
473Go Mortgage1$625K0.0%

+4.2%

474The Security National Bank of Sioux City, Iowa1$625K0.0%
475Together Credit Union1$625K0.0%

+62.3%

476Lincoln Federal SVGS BK of Ne2$620K0.0%

+254.3%

477SouthState Bank3$615K0.0%
478First Merchants Bank1$615K0.0%
479Homestead Funding1$605K0.0%

+75.4%

480Pilgrim Mortgage1$595K0.0%
481Acrisure Mortgage1$585K0.0%
482Diya Finance1$585K0.0%
483Mortgage Solutions2$580K0.0%
484All Credit Considered Mortgage2$580K0.0%
485Bank of Springfield2$580K0.0%

+452.4%

486Michigan Mutual5$575K0.0%
487Keypoint Credit Union1$575K0.0%
488Nations Lending3$555K0.0%

−73.4%

489Tower Federal Credit Union4$540K0.0%

−39.3%

490United Federal Credit Union2$540K0.0%
491Washington County Bank2$540K0.0%
492Nextmortgage3$535K0.0%
493Northwest Federal Credit Union3$535K0.0%

+101.9%

494Carrollton Bank1$535K0.0%

+39.0%

495Bank of Little Rock Mortgage1$535K0.0%
496F&M Bank2$520K0.0%

+166.7%

497Amarillo National Bank3$515K0.0%

+119.1%

498Churchill Funding I1$515K0.0%
499Community Bank and Trust6$510K0.0%

−38.9%

500West Community Credit Union1$505K0.0%
501Eustis Mortgage1$505K0.0%

+50.7%

502Bankplus1$505K0.0%
503Bank Fund Staff Federal Credit1$505K0.0%
504Arbor Bank2$500K0.0%

+112.8%

505Thompson Kane2$500K0.0%

+58.7%

506American Portfolio Mortgage3$495K0.0%

−35.7%

507Georgia's Own Credit Union2$490K0.0%

−51.7%

508Servis One3$485K0.0%
509Lindell Bank & Trust Company1$485K0.0%

−11.8%

510Home Federal Savings and Loan1$475K0.0%

−75.0%

511Midwest Heritage Bank4$470K0.0%

−72.8%

512Filo Mortgage2$470K0.0%
513RANLife2$470K0.0%
514Inb1$465K0.0%
515US Wide Financial2$460K0.0%

−56.2%

516Ussfcu2$450K0.0%
517State Departmenet Federal Credit Union1$445K0.0%

−48.9%

518Core Bank1$445K0.0%

−70.3%

519Capital Concepts2$440K0.0%

+151.4%

520East Coast Capital1$435K0.0%
521Home Mortgage Alliance Corp (Hmac)2$430K0.0%

−82.0%

522Pony Express Bank1$425K0.0%

+60.4%

523Eagle Bank and Trust Company1$425K0.0%

+21.4%

524Ally Bank3$415K0.0%

−93.8%

525Focus Bank1$415K0.0%
526Generations Bank1$415K0.0%
527United Consumers Credit Union2$410K0.0%
528Amerant Mortgage1$405K0.0%
529Five Points Bank1$405K0.0%

+523.1%

530Lafayette Federal Credit Union1$405K0.0%
531Atlantic Coast Mortgage2$400K0.0%
532Kearney Trust Company3$395K0.0%
533First Nebraska Bank1$395K0.0%
534Sherwood Community Bank1$395K0.0%
535CIBM Bank1$395K0.0%
536GSB Mortgage1$395K0.0%
537MNB Bank4$390K0.0%

+5.4%

538Securitynational Mortgage3$385K0.0%

−82.1%

539American Commercial Bank & Trust1$385K0.0%
540Melanie Aguilar1$385K0.0%

−7.2%

541Pacific Lending2$380K0.0%

+347.1%

542GTE Federal Credit Union3$375K0.0%

−25.7%

543Five Star Bank1$375K0.0%

−86.7%

544City Bank & Trust Co2$370K0.0%
545All Capital Bank1$365K0.0%
546Princeton Mortgage1$365K0.0%

+87.2%

547Purdue Federal Cu1$365K0.0%
548Avb Bank2$360K0.0%
549Data Mortgage1$355K0.0%

+20.3%

550RCN Capital2$350K0.0%

+204.3%

551Southern Bancorp Bank1$345K0.0%

+86.5%

552Cortrust Mortgage1$335K0.0%
553Ameritrust Mortgage1$335K0.0%

+116.1%

554First Mid Bank and Trust1$335K0.0%
5551st Midamerica Credit Union2$330K0.0%

+106.3%

556Mabrey Bank1$325K0.0%
557Table Rock Community Bank1$325K0.0%
558First National Bank Texas1$325K0.0%

+242.1%

559Waterman Bank1$325K0.0%

−19.8%

560RPE Home2$320K0.0%

−3.0%

561Homeowners Financial Group2$320K0.0%

−84.4%

562Grand Bank for Savings1$315K0.0%
563Direct Mortgage Loans1$315K0.0%

+40.0%

564Bankers Trust Company2$310K0.0%
565HSBC Bank USA1$305K0.0%

−49.6%

566American Neighborhood Mortgage Acceptance1$305K0.0%

−85.7%

567Peoples Mortgage1$305K0.0%
568Ardri1$305K0.0%
569United Community Bank2$300K0.0%

+5.3%

570Frontier Bank2$300K0.0%
571New Market Bank1$295K0.0%
572Dart Bank1$295K0.0%

−11.9%

573Equitable Bank1$295K0.0%
574Peak Financial2$290K0.0%

+26.1%

575Signature Federal Credit Union3$285K0.0%

−72.3%

576Community First Bank1$285K0.0%

−14.9%

577Willamette Valley Bank1$285K0.0%

−79.6%

578Home Federal Bank1$285K0.0%
579Rain City Capital2$280K0.0%
580Valor Bank2$280K0.0%
581Castle & Cooke Mortgage2$280K0.0%

−71.0%

582Servbank2$280K0.0%

−82.1%

583Connexus Credit Union4$270K0.0%

−15.6%

584Vista Point Mortgage2$270K0.0%
585Redwood Residential Acquisition2$270K0.0%
586Calcon Mutual Mortgage1$265K0.0%

+12.8%

587Thrivent Federal Credit Union3$255K0.0%

−69.5%

588Usalliance Federal Credit Union1$255K0.0%

−45.2%

589Bank71$255K0.0%

−8.9%

590Southwest Funding1$255K0.0%
591Northrop Grumman Federal Credit Union1$255K0.0%

+37.8%

592Access Community Credit Union1$255K0.0%
593Peoples Bank1$245K0.0%
594First State Bank1$245K0.0%

−65.2%

595MTC Federal Credit Union1$245K0.0%

+8.9%

596Commercial Bank1$245K0.0%
597First Commonwealth Bank1$245K0.0%
598Temple View Capital Funding2$240K0.0%

−64.2%

599Mid-Missouri Bank1$235K0.0%

−73.0%

600Four Points Federal Credit Union1$235K0.0%
601Freedom Northwest Credit Union2$230K0.0%
602The Mortgage Link2$230K0.0%

+17.9%

603Community Mortgage Funding2$230K0.0%

+31.4%

604Security Bank1$225K0.0%
605TBK Bank2$220K0.0%

−15.4%

606Assurance Financial Group, L.L.C1$215K0.0%
607Community Bank of Missouri1$215K0.0%

−33.8%

608Network Capital Funding1$215K0.0%
609Star One Credit Union1$205K0.0%
610Everence Federal Credit Union1$205K0.0%

+485.7%

611Guaranty Bank1$205K0.0%

−83.1%

612Member First Mortgage1$205K0.0%
613Liberty Savings Bank1$205K0.0%

−48.1%

614Washington Trust Bank1$205K0.0%
615Malvern Bank1$205K0.0%
616Credit Human Federal Credit Un2$200K0.0%

+110.5%

617Tennessee Valley Federal C U1$195K0.0%
618Marlin Mortgage Capital1$195K0.0%
619Notre Dame Federal Credit Union1$185K0.0%

−22.9%

620FirstBank of Nebraska1$185K0.0%
621The Money Store1$185K0.0%
622Bank of Belleville1$185K0.0%
623Royal Credit Union1$185K0.0%
624Platte Valley Bank1$185K0.0%
625APCI Federal Credit Union2$180K0.0%
626Multipli Federal Credit Union1$175K0.0%

−76.5%

627ClearEdge Lending1$175K0.0%

−68.8%

628Proper Rate1$175K0.0%
629Citizens Equity First Credit U1$175K0.0%

−62.8%

630Bank Independent1$165K0.0%
631Affordable Mortgage Advisors1$165K0.0%
632Equitable Savings & Loan Assoc1$165K0.0%

−46.8%

633Cornerstone Bank1$165K0.0%

−92.8%

634Dundee Bank1$155K0.0%
635First Dakota National Bak1$155K0.0%
636Bridgeway Lending Partners1$155K0.0%
637Conventus Lending1$155K0.0%

−51.6%

638WSFS bank2$150K0.0%
639Intercap Lending1$145K0.0%

−85.1%

640Bruning Bank1$135K0.0%

−12.9%

641MidFirst Bank1$135K0.0%

+285.7%

642American Bank of Commerce1$135K0.0%
643Bank of England1$135K0.0%

−93.8%

644Cliffco1$135K0.0%
645VanDyk Mortgage1$135K0.0%
646Investmark Mortgage1$125K0.0%

−13.8%

647Liberty Home Mortgage1$125K0.0%

−90.7%

648Farmers and Merchants Bank1$125K0.0%

−66.7%

649Iaa Credit Union1$125K0.0%
650Telcoe Federal Credit Union1$125K0.0%
651Sovereign Bank1$115K0.0%
652Chickasaw Community Bank1$115K0.0%

−87.8%

653Black Hills Federal Credit Union1$115K0.0%

−34.3%

654Archwest Funding1$105K0.0%

−95.0%

655Stanford Federal Credit Union1$105K0.0%
656Security First Bank1$105K0.0%
657Kinecta Federal Credit Union1$105K0.0%

−51.2%

658Tib1$105K0.0%

−51.2%

659BluCurrent Credit Union1$105K0.0%

+10.5%

660Alliance Credit Union1$105K0.0%
661Thrivent Bank2$100K0.0%
662Interbank2$100K0.0%

−68.8%

663Premier Bank1$95K0.0%
664Andrews Federal Credit Union1$95K0.0%

−72.1%

665First State Bank of Forrest1$95K0.0%
666BTC Bank1$95K0.0%

+111.1%

667Shoreham Bank4$90K0.0%

−64.0%

668First Bank & Trust1$85K0.0%
669Flyhomes Mortgage1$85K0.0%
670Dayspring bank1$85K0.0%
671Congressional Federal Credit Union1$85K0.0%
672Ashland Credit Union1$85K0.0%
673State Bank Financial1$75K0.0%
674Firstar Bank1$75K0.0%

−59.5%

675Freedom Bank of Southern Missouri1$65K0.0%

−93.5%

676First State Bank Nebraska1$65K0.0%

+0.0%

677Community Bank of Marshall1$55K0.0%

−92.7%

678Ardent Federal Credit Union1$55K0.0%

−50.0%

679Teachers Federal Credit Union1$55K0.0%
680TTCU Federal Credit Union1$45K0.0%

−93.1%

681Corporate America Family Credit Union1$45K0.0%

−18.2%

682Peoples National Bank1$45K0.0%
683Neighborhood Loans7$35K0.0%
684Tyndall Federal Credit Union1$35K0.0%

−36.4%

685Atlanta Postal Credit Union1$35K0.0%

−36.4%

686Service Federal Credit Union1$25K0.0%

−92.3%

687Agriculture Federal Credit Union1$25K0.0%
688Altra Federal Credit Union1$15K0.0%

−66.7%

689Trustmark Bank0
690Mortgage Clearing0
691Quontic Bank0
692Lendz Financial0
693The Union Bank0
694Peoples Savings Bank0
695Bank Five Nine0
696America's Credit Union0
697Valley West0
698Encompass Lending Group, L.P0
699Regional Missouri Bank0
700MortgageCountry0
701Luxury Mortgage0
702MembersAlliance Credit Union0
703Radiant Credit Union0
704Silver Hill Funding0
705Cake Mortgage0
706Town and Country Credit Union0
707Metro Credit Union0
708National Cooperative Bank0
709Griffin Funding0
710Star USA Federal Credit Union0
711Royal Banks of Missouri0
712Grand Savings Bank0
713Interlinc Mortgage Services0
714Oceanside Mortgage0
715CrossFirst Bank0
716myCUmortgage0
717Land Home Financial Services0
718Liberty Federal Credit Union0
719Western and Southern Financial Grou0
720America First Federal Credit Union0
721NIH Federal Credit Union0
722Security Service0
723First Western Mortgage0
724FirstBank0
725Countryplace Mortgage0
726A+ Federal Credit Union0
727Regent Bank0
728Christian Community Credit Union0
729Fay Servicing0
730Mid America Bank0
731Quad City Bank and Trust0
732Vantage Credit Union0
733Coastal States Bank0
734Compeer Financial0
735Oneaz Credit Union0
736Tammac Holdings0
737Efinity Financial0
738Iowa Bankers Mortgage0
739Bank of Billings0
740Alliance Catholic Credit Union0
741Desert Financial Credit Union0
742All in Credit Union0
743Leighton State Bank0
744Highlands Residential Mortgage0
745NASA Federal Credit Union0
746Sente Mortgage0
747American Heritage Federal Credit Union0
748Credit Union of New Jersey0
749Ameristate Bank0
750Plainscapital Bank0
751Ony Glo0
752Pathway Bank0
753First Federal Bank0
754City National Bank and Trust0
755Centier Bank0
756Studio Bank0
757Inova Federal Credit Union0
758First Community Credit Union0
759Gate City Bank0
760Railway Credit Union0
761Spokane Teachers Credit Union0
762Texas Tech Federal Credit Union0
763Bank Midwest0
764Dupaco Community Credit Union0
765Arizona Financial Credit Union0
766Coca-Cola Federal Credit Union0
767Truliant Federal Credit Union0
768Merchants Bank of Indiana0
769Apex Bank0
770Lincoln Savings Bank0
771Mece Credit Union0
772Kemba Financial Credit Union0
773MidAmerica National Bank0
774RVR Bank0
775Everbank0
776ANECA Federal Credit Union0
777Center Street Lending Fund VIII SPE0
778Beeline Loans0
779Synovus Bank0
780Goldman Sachs Bank USA0
781Associated Bank0

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Kansas state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Kansas in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations60,511$15.2B100.0%— the widest basis
1-4 family dwellings59,702$13.3B87.9%5+ unit multifamily · 809 loans · $1.84B
1-4 family, first lien48,353$12.4B81.6%junior and subordinate liens · 11,349 loans · $955.5M
1-4 family, first lien, closed-end(disclosure only)46,054$12.1B79.7%home-equity lines of credit · 2,299 loans · $280.7M
1-4 family, first lien, closed-end, consumer-purpose(disclosure only)42,375$11.4B75.1%business-purpose loans and reverse mortgages · 3,679 loans · $697.4M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Kansas

Mortgage lending by county — 62 with enough origination volume to profile, largest first

Johnson County 15,821Sedgwick County 12,496Shawnee County 4,060Douglas County 2,242Wyandotte County 3,239Leavenworth County 2,051Butler County 1,958Riley County 1,191Miami County 920Geary County 806Reno County 1,229Pottawatomie County 628Franklin County 688Harvey County 753Saline County 610Jefferson County 490Crawford County 633McPherson County 496Lyon County 402Cowley County 553Sumner County 438Ford County 367Finney County 330Dickinson County 308Osage County 379Montgomery County 391Ellis County 308Barton County 396Cherokee County 356Atchison County 300Jackson County 252Seward County 216Linn County 213Labette County 283Wabaunsee County 172Neosho County 224Nemaha County 155Marion County 188Bourbon County 176Clay County 148Doniphan County 150Kingman County 138Morris County 110Anderson County 111Allen County 180Coffey County 122Cloud County 153Wilson County 128Rice County 128Brown County 113Pawnee County 143Pratt County 109Marshall County 83Ottawa County 83Harper County 81Thomas County 89Gray County 54Grant County 72Greenwood County 89Russell County 65Sherman County 54Barber County 51

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Attribution & methodology. Kansas figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 20182025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.